Apparently, a certain reduction in bank employees is associated with a decrease in the volume of cash and an increase in the volume of electronic and digital money. The coronavirus pandemic greatly accelerated this process when it became clear that paper money could be a source of its distribution. But paper money still shouldn’t disappear. This is not good for either the state or the people.

CBDC is the next stage in the development of money, the development of the state fiat money system. The emergence of CBDC, in my opinion, will not significantly affect the unemployment rate in countries.

Indeed, Russia’s war against Ukraine immediately began to be accompanied by blackmail of Russia not to supply oil and gas to European countries in the event of providing assistance to Ukraine in the war, and this led to changes in the direction of a sharp demand for alternative energy sources and a relatively rapid refusal of the EU from Russian energy resources.

 What is also interesting: constant shelling and bombing by Russia of generating energy facilities, and these are mainly large enterprises operating on coal, gas and other carbohydrates and their processed products, gave an impetus to Ukraine not only to switch to alternative energy sources, but also to abandon huge and outdated own generating facilities and not even try to restore them. Ukraine will use many small wind generators, solar power plants and other alternative energy sources, the production, installation and operation of which are becoming cheaper every year. In particular, in Ukraine they plan to issue interest-free loans to citizens and provide assistance in installing solar power plants on the roofs of private houses, so that Russia does not have the opportunity and chance to destroy the currently too centralized energy industry of Ukraine. Most likely, this will not lead to an increase in prices, but to a reduction in the cost of energy resources. So, in this regard, Russia forced Ukraine to quickly rebuild and make its energy industry more decentralized, economically profitable, and most importantly, environmentally friendly.

In any case, cryptocurrency has already firmly taken its place as an alternative to the existing state financial system. It is not as susceptible to inflation as regular fiat and is relatively anonymous.

States are supporting the digitalization of their financial system by creating a variety of CBDCs, and are seeking a balance to maintain a certain amount of individual privacy when using them. But it is unlikely that they will succeed. As a rule, there are no restrictions on the government to establish the identity of any user of their currency, in whatever form it may be.

A positive point is the very fact of the existence and circulation of decentralized cryptocurrency in states. People now have the right to choose, and everything else will continue to improve for a long time.

The war in Ukraine began and has been supported by Russia for three years now, trying to seize the territory of Ukraine. The paradox is that the Russian Federation currently presides over the UN Security Council, while at the same time continuously and grossly violating the fundamental principles of this international organization, the creation of which was Ukraine. The double paradox is that no one has ever accepted the Russian Federation into the UN, and it is in the UN absolutely illegally, and even more so illegally occupies a seat on the UN Security Council. Ukraine has repeatedly drawn attention to this at the UN.

The Head of the UN General Assembly, Dennis Francis, recently drew attention to this. He stated that he had not seen a single document confirming that the Russian Federation legally occupies the seat of a permanent member of the UN Security Council with the right of veto.

He also noted that the organization constantly demands that Russia withdraw its troops from the territory of Ukraine, but it still ignores this legal demand.

https://inforesist.org/glava-genassamblei-oon-postavil-pod-somnenie-zakonnoe-chlenstvo-rossii-v-sovbeze/

https://24tv.ua/ru/vyvod-rossijskih-vojsk-iz-ukrainy-glava-genassamblei-oon-sdelal_n2590944

Yes, Russia has almost always tried to resolve its domestic and foreign policy issues through intimidation, blackmail and the use of brute military force. That is why it has many territories captured by force, in which about a hundred different nations and nationalities live. But all artificially created empires fall apart sooner or later. It seems that such a time is coming for Russia too. She herself hastened her downfall by attacking Ukraine. Having failed to achieve its initial plans to quickly seize the territory of Ukraine, Russia is now directing all its resources to ensure a war of conquest, sharply reducing all other economic projects and aggravating all internal contradictions to the limit. The central power of the Kremlin is weakening, and the national liberation movements of its colonies are strengthening. Many peoples of Russia, as well as neighboring states that still experience the strong influence of the “big brother,” are praying for Ukraine to win. After all, this gives them a chance for freedom and independent development.

Bitcoin has now fallen to $54,307 and Ethereum to $2,868. Over the past 24 hours, Bitcoin has dropped in price by more than 7 percent, and Ethereum by more than 10 percent. The drop is very sharp, but there are objective reasons for this, which are not too long-lasting.
It is expected that by the end of summer there may be a good rise in the cryptocurrency market again, so there is no need to panic. Now there is a good chance to stock up on promising cryptocurrencies at a very low price, if you have available funds.

Hype can be used when buying certain altcoins, usually only in the short term, if you buy them successfully and at the right time, and also sell them when they reach their price peak. Usually only a few of them last long in terms of price.
If you count on long-term retention, then it is better to choose their usefulness, as well as liquidity, that is, those that are in the top ten in the CoinMarketCap table. This can save us from many unpleasant moments.

Under what circumstances might the central bank of a particular country collapse? Too high inflation and rising prices? This happens periodically around the world, but their central banks usually stand because they are part and integral to the state. Humanity has not yet come up with a better model for the functioning of society, such as unification into states, and banks have invariably existed since the invention of current forms of money. In order for central banks to collapse, it is necessary for the current system of cash and non-cash money to become a thing of the past, and even then, this is only in theory, because humanity does not yet have such experience, and what may come to replace fiat is quite possible will again be able to be regulated by the changed central banks. After all, the issue and maintenance of what will replace the current fiat will still need to be carried out, which means something like central banks is necessary. Therefore, I do not yet see that central banks will ever collapse as a financial institution of states.

I think there was an accidental error in your post. It was not North America that sold Russia about five million shells, but North Korea. Yes, this country has taken advantage of Russia’s difficult situation and is selling it its defective shells in exchange for relatively new technologies from Russia. Many of the states you mentioned have some benefit from the Russian war, but Russia itself, which was counting on a completely different outcome of the war and a quick capitulation of Ukraine, will probably not have it.

Russia, due to its war of aggression and colossal losses in Ukraine, will lose a lot and will no longer occupy its former position as a superpower in the international arena.

We need to move as quickly as possible along the path of reducing the use of diesel and gasoline engines in cars, which terribly pollute the environment, and switch to more environmentally friendly ones, including electric cars. Whether we manage to do this before 2035 or not is no longer so important. We must even try to speed up this transition, because the climate in different regions of the planet has become more dangerous and is getting worse every year. And this will lead to the flooding of many territories, mass migration of people, intensification of various natural disasters, and so on.

I see that work in this direction is being carried out quite actively. From time to time you hear about improvements in battery efficiency; yesterday in the news they said that a charger had been invented in England that could charge an electric car in just five minutes. A rapid transition to electric vehicles is simply inevitable.

Now the Ukrainian Armed Forces almost daily strikes at Russian military targets on the territory of the temporarily occupied Crimean peninsula. First of all, expensive Russian air defense systems, command posts, communications facilities, military airfields and everything else that support the war in Ukraine are being actively destroyed. Strikes are also carried out with various fire weapons on Russian territory, up to a thousand kilometers deep into Russia. And where then is the promised nuclear strike?

Russia was very worried that Ukraine would become a member of NATO and that US military bases would  be located on its territory. The attack on Ukraine led to Sweden and Finland quickly becoming members of NATO and Russia gaining a border of more than 1,200 kilometers with NATO member Finland.

Moreover, on July 1, the Finnish Parliament unanimously approved the Defense Cooperation Agreement between Finland and the United States. Under the treaty, which sets the stage for U.S. activities and a more permanent presence in Finland, the country will open 15 military bases for potential use by U.S. troops. The United States will also receive permission to import defense equipment, equipment, materials and soldiers into Finland. In addition, the agreement provides for the creation of certain military zones, which will include facilities to which only American personnel will have access.
https://focus.ua/voennye-novosti/655424-parlament-finlyandii-odobril-oboronnoe-soglashenie-s-ssha-postroyat-15-voennyh-baz-na-granice-s-rf

Russia had also previously threatened Finland with consequences if it became a NATO member. So what's the result? Now the units of Russian troops near the border with Finland have decreased by about 80 percent, and accordingly, military equipment has disappeared. Everything is thrown into Ukraine, where Russia is suffering colossal losses. And US military bases near the border with Russia have ceased to be a threat to Russia. Everything goes according to plan.

The ready-made natural resources to which man had a purely consumer attitude are not endless. But in general, the resources that a person needs to exist are infinite. We live in a rough physical world, in which a person is constantly surrounded by more significant or less significant resources in the form of various chemical elements that combine with each other to form significantly complex substances. A person can always learn to convert some chemicals into others that are more useful for humans, and here the possibilities are simply endless.

First you need to look at the BRICS currency, which does not exist yet, and see how it will function. In addition, the question of great importance is: will it be a completely new currency or one of the existing currencies of current states? After all, this has enormous practical significance, which can lead to internal contradictions in this bloc, even to the point of its collapse.

The BRICS countries are an economic bloc, and therefore a possible confrontation with countries that support the dollar will be trade and economic. In any case, multipolarity is always better than unipolarity. But it is too early to predict what will happen to the dollar in this case. First, the new currency of the BRICS countries needs to prove itself well.

I agree that the current not very good state of the world economy and the increased number of military conflicts in the world occurred precisely because of the weak position of the United States, which allowed this to happen.

Russia would not have launched a large-scale military invasion of Ukraine in 2022 if the United States and NATO countries had responded properly to Russia's military attacks on Georgia in 2008 and Ukraine in 2014. By invading neighboring states with tanks, Putin saw absolute passivity on the part of world powers, and above all the United States, and regarded this as a sign of weakness and encouragement to go further. Putin believed in his impunity, which led to the current situation with numerous military conflicts and we see that the situation, in fact, only continues to worsen.

If Russia’s war in Ukraine, which has been going on for almost two and a half years, spreads to European countries, it is unlikely that Europe will survive this war without the help of the United States.
It seems that Ukrainians should not hope that NATO countries will come to the aid of Ukraine in this war, because the situation is exactly the opposite: it is the Ukrainian Armed Forces that are now saving Europe from Russia. After all, the number of ground forces of NATO countries is quite small: in Germany - 60 thousand, in Spain - 79 thousand, in Italy about 85 thousand, in France about 115 thousand, in Great Britain - 100 thousand.

That is, in general, the totality of all the Armed Forces of all European countries, including Poland, is not equal in total to the number of the Armed Forces of Ukraine. In the armed forces of European countries there is not a single pilot or pilot with experience in air combat against a much stronger enemy and against a dense air defense system. There is not a single mid- or low-level commander with experience in combat operations of such intensity, there is not a single unit of attack drones such as those that exist in the Armed Forces of Ukraine.

Now the Ukrainian Armed Forces are confronting Putin’s army, which numbers from 500 to 600 thousand soldiers stationed in Ukraine. If this army with vast experience in combat rushes to Europe, the Baltic countries, Poland and part of Germany will be occupied. This is an absolutely predictable scenario. The Russians have rebuilt their own economy on a war footing, they are not going to stop, they have enough money, and nothing threatens their power within the country. Europe is slowly finally starting to realize this.

We are still only at the beginning of the journey to using alternative energy sources, and inventions in this area will repeatedly present us with unexpected pleasant surprises.
I recently read an article that says that the WAVJA company (USA) has developed innovative devices that can serve as analogues to modern photocells.

The developers said their devices can deliver 7.5 times the power of traditional solar panels while taking up 30 times less space. The tiny beads, ranging in size from 2.54 cm to almost 10.16 cm, can use both sunlight and artificial light to produce electricity. The balls are placed on a square-shaped device that is part of a system that converts light into electricity. Interestingly, connecting an external battery is not required, because The invention is a self-contained battery system. But if you need to connect a third-party power supply, then this can be done in various ways. If the technology can actually deliver the stated power, it will be a real breakthrough in solar energy. Therefore, of course, the future lies in new technologies for the use of alternative energy sources.

https://focus.ua/digital/655178-v-200-raz-luchshe-solnechnyh-batarey-chudo-sfery-dayut-energiyu-dazhe-ot-iskusstvennogo-sveta

I explained the legal aspects of the presence of Russian citizens in the occupied territories of Ukraine and do not at all justify their murder. But Russia should think about this first of all, calling on its citizens to go on vacation to the occupied Crimea, where the fighting is taking place. The Kremlin understands this very well. Therefore, Putin has not yet commented on the death of Russian civilians in the occupied territories, including in Crimea, precisely because he realizes that their death lies entirely with the political leadership of Russia, which started the war.

And regarding the fact that even Russian Z-patriots admit that Russian air defense was to blame for the incident on the beach of Sevastopol, which shot down a missile over the beach of Sevastopol, even former State Duma deputy Viktor Alksnis said in an interview with the propaganda resource “Stalingrad”.
https://www.dialog.ua/war/297622_1719746229

If Russia has not officially declared war on Ukraine, abandoning its armies to capture Ukraine, this does not mean that there is no war. The very fact of a massive military invasion and the start of hostilities already means war and does not require any additional acts. UN documents do not contain the term “declaration of war” at all.

Ukraine does not declare war on Russia for the reason that, from the point of view of international law, a state that declares war is an aggressor, even if it is the victim of an attack. That is, if Ukraine declares war on Russia, it will turn out that Ukraine will become an aggressor.
https://24tv.ua/ru/pochemu-ukraina-do-sih-por-ne-objavila-vojnu-objasnil-pervyj-genprokuror-24-kanal_n2475427

Aren’t you at all concerned that the Russian occupiers fire every day from all types of weapons at the front-line settlements of Ukraine, including every day striking with spotting bombs weighing from half a ton to three tons, and at the same time killing civilians in Ukraine every day? Are you not at all concerned that every day Russia is now striking the same bombs and missiles at the city of one million Kharkov, which happens to be closest to the Russian border and which Putin’s Russia is now trying to turn into ruins and a ghost town? For some reason, Russia actually screamed when four civilians were killed on the beach due to the negligence of Russian air defense and even initiated consideration of this issue at the UN.

Due to the military attack of Putin's Russia on Ukraine and receiving a worthy rebuff from both Ukrainians and civilized countries, the political and economic power of Russia is greatly declining, and Russia itself may completely turn into a rogue country with the loss of most of its colonies, which it mercilessly exploited in over the last century.

In this regard, states will be forced to unite into various economic, political and military blocs, taking into account the new reality occurring in and around Russia.
In the meantime, the world is taking political and economic steps that should lead to Russia’s capitulation and its punishment for its aggressive war against Ukraine.

Thus, on June 25, the European Court of Human Rights (ECHR) announced a decision on the merits of the first interstate case in the ECHR “Ukraine v. Russia” regarding Crimea, recognizing the existence of systematic violations of human rights in the occupied territories. The peninsula has been under the control of the aggressor country since 2014.

In addition, on June 25, the International Criminal Court issued arrest warrants for former Russian Defense Minister Sergei Shoigu and the head of the Russian General Staff Valery Gerasimov in connection with attacks on the energy infrastructure of Ukraine and harm to civilians and relate to events that took place from October 10, 2022 to at least March 9, 2023, as well as for war crimes of causing excessive incidental harm to civilians or damage to civilian objects. They are also suspected of crimes against humanity “in the form of inhumane acts.”

On June 26, the Parliamentary Assembly of the Council of Europe (PACE) adopted a resolution on the creation of a special tribunal for Russia. It is proposed to create it on the basis of an agreement between the Council of Europe and Ukraine.

On June 29, the Parliamentary Assembly of the Organization for Security and Cooperation in Europe (OSCE), uniting 53 states, adopted a resolution recognizing the actions of the military-political leadership of Russia and its Armed Forces as genocide of the Ukrainian people. In addition, the need to decolonize the aggressor country is pointed out.

It is not difficult to imagine what will happen to the Russian economy when it is obliged to compensate for the damage caused to Ukraine by military actions over the past ten years.

In the case of the death of civilians on the beach of Sevastopol, one more important point should be taken into account. International law, it turns out, does not protect Russian civilians if they are in the occupied territory of Ukraine - in Crimea, Donbass or in other Russian-occupied territories of Ukraine.

The only document protecting the rights of citizens during war is the Geneva Convention of 1949, which also regulates the protection of citizens in occupied territories. According to this convention, citizens of all countries except the aggressor country are protected. That is, Russian citizens are not protected by international conventions while in Crimea.

This is why the Ukrainian army has the right to destroy Russian civilians in Crimea without taking into account their interests. For example, if there are 100 Russian citizens and one military man on the beach, the Ukrainian military has the right to launch missile attacks there.

Ukraine has long warned Russian citizens not to come to the occupied territory of Ukraine, because fighting is taking place almost everywhere there. If Russia encourages their arrival, then it is Russia that is responsible for their safety and their death from hostilities.

Money is just a tool to bring happiness closer. But it all depends on how a person uses them. For some people, money can disappear after some time without a tangible trace, for others it can even bring grief and troubles, for others it can give them prosperity and a feeling of happiness. It all depends on many life factors. Thus, money is only a chance for prosperity and this chance must be used correctly.