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1761  Economy / Economics / Re: How to thrive with low income in a humble area on: February 18, 2023, 08:51:35 AM
What we need OP in this situation to properly have a good budgeting method. We need to know our priorities and change our lifestyle which is only suitable to our situation. Debts can be possible when surpassing our budget limits which are very difficult to move out and compromised our financial stability.
In order to increase our income, we also need to invest ourselves first - knowledge and skills for this will be an advantage when looking for an additional job and earning a higher position and salary grade.

In order to get a promotion at work, most likely we will need to improve our skills, and it may also require us to take more responsibility in the future, or add control over our subordinates, which will require more of your time.

Or we can find additional work outside of working hours, this will also bring us additional income. Now the Internet gives us many opportunities to earn money, you just need to start doing something, the most important thing is not to be lazy and the result will come.
1762  Bitcoin / Bitcoin Discussion / Re: Advantage of holding Bitcoin in time of crisis on: February 18, 2023, 08:43:16 AM
OP In any crisis scenario, whether it be war or natural disasters, having full control over one's finances is an advantage that should not be underestimated. However, as was demonstrated by the Taliban's takeover of the central bank and the ensuing suffering of the people, as well as the early stages of the conflict with Russia in Ukraine, it is the people who always suffer the consequences. Bitcoin is able to address this issue, and I believe that was one of the main reasons why Satoshi had faith and made a bet. The opening lines of the whitepaper speak for themselves.

The war in Ukraine did not affect the payment of their funds to people by banks, Ukraine did a good job with this. The best example for this can be the recent situation in China, when people wanted to withdraw their money from the bank, it turned out that the bank did not have this money, which led to big protests. The crisis is reaching global proportions, it may not have reached its peak yet, so the desire to control money yourself is a very good idea that can save you from many problems in the future.
1763  Local / Альтернативные криптовалюты / Re: DeFi - "Атаки" и Безопасность on: February 17, 2023, 08:54:16 AM
DeFi-протокол Platypus на Avalanche потерял $8,5 млн в результате взлома. Стейблкоин DeFi-проекта Platypus Finance (USP) утратил привязку к доллару после атаки, в результате которой неизвестный вывел из протокола на базе Avalanche активы на $8,5 млн. Команда сообщила, что хакер воспользовался «мгновенным займом» и логической ошибкой в механизме проверки платежеспособности в контракте залога.

После потери $8,5 млн средства в основном пуле покрывают примерно 35% депозитов пользователей. Разработчики протокола обратились к нескольким компаниям, включая Binance, Tether и Circle, чтобы заморозить украденные активы. Самому взломщику они предложили обсудить возврат средств за награду. Стейблкоин проекта USP после эксплойта потерял в цене около 52%. Теоретически привязанная к доллару США монета торгуется на уровне $0,48 (CoinGecko).
1764  Economy / Gambling discussion / Re: UEFA Europa League 2022/23 Season on: February 17, 2023, 08:49:58 AM

There was a lot of entertainment in the game. Both Ten Hag and Xavi are building good teams. Barca's defense has been a problem for Xavi in the past few games. Kounde seems to enjoy putting Barcelona under pressure during matches, very useless. Right now, Rashford is smashing goals for fun and is at the peak of his career! The performances and efforts United made actually did not deserve a draw, but they will not lose it at Old Trafford. Old Trafford will host their next meeting a week from now. Since Manchester United has a great deal of momentum right now, as well as will get home advantage, we can bet in their favor.

It was clear that it was difficult for Barcelona to play with Manchester United, ten Hag built a good attacking team, probably one of the best coaches that Manchester United have had in recent years. Manchester United have proven time and time again that they play very well at Old Traford, as well as Barcelona at the Camp Nou. But I can't single out any of the teams in this match, both were very good and a draw is a fair result.
1765  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: February 16, 2023, 09:46:50 AM
When your team performs better than the opposing team, yet still loses, it's really sad. What you're feeling is natural and understandable disappointment. As expected, Chelsea put on a fantastic show, particularly in the first half. Regrettably, they were unable to generate any scoring opportunities in the second half. It appears as though Chelsea's lack of goal-scoring ability is becoming a serious problem for the club. There is cause for concern, as the numbers suggest that Chelsea has also been struggling to score in league play. The second leg will be played at Stamford Bridge, where I think the squad has a chance to recover. They need to increase their goal-scoring and chance-making prowess on the pitch. I have faith that they can raise their game and avoid getting knocked out of the league this time around. Let's hold out hope for the best and keep cheering for our squad.


Dortmund didn't was much better form Chelsea, I expected more interesting game from both teams, but it didn't happen. Chelsea are in big trouble scoring even one goal, if Potter doesn't fix that, then the match at Stamford Bridge will be no different from the first match. But Chelsea still have a good chance in the Champions League, they have a good team, they just need to start scoring goals.
1766  Economy / Gambling discussion / Re: ⚽ Football Transfers Speculation, Odds and Predictions on: February 16, 2023, 09:33:38 AM
https://www.goal.com/en/news/chelsea-neymar-blues-owner-todd-boehly-meets-psg-president-nasser-al-khelaifi-discuss-transfer/blt7c820edbba8fc4f6

Chelsea is now interesting to buy neymar from PSG. I don't even know what has been thinking by todd. PSG already confirmed that will be let neymar and messi to leaving from the club. I guess that the new club for messi is still become a big answer but as you know that from news that i have mentioned above if neymar may potentially goes to the chelsea. I wonder how much money wanna be spending again by todd. Chelsea is still struggling with its performance after bad result in champion league.

It seems that the amount of the transfer could be 60 million, not so much, but this is not official data yet, but just a rumor from journalists. PSG have been unhappy with Neymar's discipline for a long time, so they would not mind selling him, but I'm not sure if Chelsea need him. All these Chelsea transfers so far look ineffectual, they spend a lot of money, but Chelsea can't even score goals, they have only scored one goal in the last four matches.
1767  Local / Трейдеры / Re: Биржа FTX on: February 16, 2023, 08:21:49 AM
Теперь кучерявому запретили использовать впн, после того как он признался что смотрел через частную сеть Супербоул, когда был под домашним арестом. Судья хочет предотвратить им использование всевозможных мессенджеров для звонков, но это больше как по мне похоже на какую то показуху. Мне интересно как они будут контролировать что он там использует?
1768  Local / Новички / Re: Криптовалютные банкоматы: где как почем on: February 16, 2023, 08:14:52 AM
Я думаю, что банкротство такого бизнеса вполне естественный итог жесткого регулирования использования криптовалют в качестве средства обмена. Конские комиссии в самих банкоматах как за снятие, так и за депозит - это первая причина низкого спроса. А вторая причина - это обязанность уплаты налогов с каждой такой транзакции, что вкупе с первой причиной делает сам процесс бессмысленным.

Вполне возможно, что желающих заплатить не менее 10% комиссии, чтобы обналичить свою крипту не так уж много. КУС сейчас стал нормой, если раньше все парились как бы это обойти, то сейчас это повсеместно, почти на каждой бирже, платформе и т.д.

Кроме того я уверен что этим компаниям не так просто живется, и есть давление со стороны правоохранительных органов, как вот недавний случай в Лидсе, где власти Великобритании провели рейды против биткоин-банкоматов. Полиция Западного Йоркшира и Управление по финансовому надзору Великобритании (FCA) провели обыски на нескольких предприятиях в районе Лидса. Предполагается, что компании нелегально устанавливали криптовалютные ATM, сообщает The Guardian. Устройства позволяют клиентам конвертировать традиционные валюты в цифровые активы, включая биткоин.

FCA не регулирует криптовалюты, но требует, чтобы компании из индустрии регистрировались и подтверждали наличие эффективного контроля противодействия отмыванию денег и финансированию терроризма (AML/FT). Регулятор не регистрирует криптобанкоматы, следовательно любое установленное на территории страны устройство работает незаконно. Ведомство изучит собранные в ходе рейдов доказательства и определит дальнейшие правоприменительные меры, подчеркнули в FCA.
1769  Local / Oбcyждeниe Bitcoin / Re: Сальвадор: Биткоин легализован on: February 16, 2023, 08:04:05 AM
Поступают положительные новости из Сальвадора. Сальвадор открыл в США биткоин посольство. Это очень важно, потому что теперь будет популяризироваться не только в самом Сальвадоре, но и в США. Американцам как правило безразлично, что происходит в других странах, зато они патриотично настроены и очень ярко реагируют на всё то что относится к их стране.

Посольство в США еще не открыто а только планируется, планируется что это будет их второе биткоин-посольство, так как первое было открыто в Швейцарии в Лугано в октябре 2022 года. Но я не понимаю как это будет относится к их стране, что они должны так отреагировать на это, знаешь посольства скольких стран есть в США, но как ты верно заметил их побоку все что не касается штатов, а это всего лишь посольства.
1770  Economy / Economics / Re: Do you like commission job or salary base job? on: February 15, 2023, 07:07:02 AM
I consider commission jobs very stressful to begin with. In salary job your only worry is to be fired and to be hired by someone other. In commission jobs you need to generate money somehow. Even if profits can be very high its brain consuming job.
For example after my working hours end in salary job, I can go and spend whole my weekend on playstation. But in commission jobs its very hard to focus on something other than business.
I think salary job is better, if you can retire early obviously. I plan to retire around age 40-45. Saving money and Bitcoin are obvious reasons.

Commission work is what allows you to earn more money, and I like it, besides, a well-paid job for a salary also requires good brains. I have not played video games for a long time, I also work on weekends, maybe a little less than on weekdays, but still there is always work. I try to take all the work that I can do, and it happens that you can get a good bonus for work for a salary, each option is good in its own way, I can't choose one, both are good.
1771  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: February 15, 2023, 06:50:15 AM
I partly agree with you on this, and the reason is that as much as we would want to use the old results and performances to judge the match between Man City and Arsenal, we should still know that things are changing. Man City has improved considerably compared to recent times, and Arsenal has reduced in that regard. Yet, this is a crucial match, and Arsenal would want to give in their best as they should have realized their mistakes, and that, it's not yet the time to relax.

It seems the monthly coach award has crept into Arteta's head, maybe this is the time for him to wake up and make his squad do the same.

City sometimes also play not in the best way, as in the recent match with Tottenham, which is now clearly not the best game. I do not agree that Arsenal started to decline, they played well with Brentford, and if I'm not mistaken, the referees admitted that they made a mistake in this match and in fact they took two points from Arsenal. Today's match will be very difficult for both teams and anyone can win, both teams are in good shape, I don't think Arsenal will lose at home today.
1772  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: February 15, 2023, 06:37:11 AM
If I watch the match and don't know where it was hosted, I would think it was hosted in Munich, not in Paris. PSG players are responsible for the defeat so does Galtier who seems to be a wrong choice of PSG for their coach position. So far, Galtier did not too good jobs in Ligue 1 and Champions League. Even in Ligue 1, they are struggling to protect their first position with many bad results lately.

Bayern dominated the whole match (in some episodes, PSG tried to do something, but in general they were inferior), the Bayern players were simply faster, they were more active in the selection and moved faster around the field. Yes, PSG had to defend most of the time, even at the moment when they were losing, they did not always manage to create a constructive attack. To a large extent, this is Galtier's fault, since the physical form of the players is not ideal, and this is not forgiven at the playoff stage of the Champions League.
1773  Bitcoin / Bitcoin Discussion / Re: Bitcoin adoption growing stronger everyday on: February 15, 2023, 06:27:43 AM

You have revealed that people in your country are very interested in learning about Bitcoin. But you have expressed one of their problems, but you have not correctly expressed what the problem is. Maybe Bitcoin is not legal in your country. Bitcoin is being used stealthily. Bitcoin is legal in only a few countries in the world. But the people of the rest of the country are secretly using Bitcoin. As the popularity of bitcoin is increasing day by day in every country then the government of every country should give legitimacy to bitcoin. This will increase both the value and popularity of Bitcoin. And the youth unemployment rate in the country will decrease.

Why do you think that this somehow affects the unemployment rate in the country? If anyone has bitcoin now, there are many ways to cash it out, even if it means traveling to another country. And if someone has bitcoins, then this person is not poor and he definitely will not look for work after the legalization of bitcoin. So what is the essence of your words, what did you mean?
1774  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: February 14, 2023, 10:16:56 AM
Milan actually started the league well. But for some reason they suddenly started to experience a drop in form. It's worth noting that they've been dropping points for the last 6 weeks. The losses to Lazio and Sassuolo are also indicative of this poor form. Similarly, totthenham started the league well. But after a few weeks they started to win one game and lose another. I can say that this poor form took them out of the championship race as well. Both teams are upset about the bad run in the league and they definitely want a success. Both teams will fight until the end. I don't know if there will be a winner.

This is the most difficult match for me to predict, it seems that Tottenham is still in better shape than Milan, but the match will be played at the San Siro and this can be an advantage for Milan, although they lost at home to Sassuolo and Inter, so it may not be of great importance will play. In the other match, I will give preference to Bayern, because I see a certain decline in PSG, and Bayern, on the contrary, is go at the peak of form.
1775  Economy / Gambling discussion / Re: Premier League Prediction Thread 2022/2023 on: February 14, 2023, 10:05:48 AM
Liverpool deserved to win the game over Everton. because we all know, Everton is a team whose performance is more ruined even though they had won over Arsenal. maybe this victory, can be the beginning of The Red's revival for the next matches. Klopp must maintain the performance of his foster squad, because Liverpool will be tested again in the next match which will travel to Newcastle.


Yesterday at Anfield we saw Everton familiar to us this season, if we compare the Everton that we saw in the match with Arsenal, then there were two different teams. It is not clear why this happened, perhaps the home stadium helped, or simply Liverpool did not let Everton do anything. The match ended as expected with the victory of Liverpool, this time the miracle did not happen.
1776  Other / Archival / Re: Экосистема Polygon (Matic) on: February 14, 2023, 09:52:43 AM
Clearpool запустит платформу для институционалов на Polygon. Криптолендинговый протокол Clearpool выбрал Ethereum-сеть решений второго уровня Polygon для запуска платформы, ориентированной на институциональных инвесторов.




Clearpool Prime — некастодиальная торговая площадка. Согласно пресс-релизу, все пользователи «проходят тщательную проверку в рамках KYC/AML-программ». Представители платформы добавили, что вместе с Polygon продолжают работать над созданием институциональных продуктов в DeFi-сегменте. Новую платформу собираются запустить в первом квартале 2023 года, на текущий момент открыт список ожидания.
1777  Other / Archival / Re: Aave Protocol: Понимание Рисков on: February 14, 2023, 09:45:38 AM
Aave рассмотрит заморозку стейблкоина BUSD от Binance. Сообщество лендингового протокола Aave рассмотрит предложение о заморозке использования Binance USD (BUSD) в качестве обеспечения на фоне давления SEC на Paxos, партнера биржи по выпуску стейблкоина.

Автор инициативы объяснил ее рисками отвязки и арбитража на фоне ожидаемого обнуления рыночного предложения криптоактива. У BUSD нет перспектив для роста, добавил он. На момент написания предложение набрало более 1300 просмотров, девять одобрений и четыре отзыва, из которых все со словами поддержки. Один из пользователей призвал и вовсе пойти на ликвидацию BUSD для снижения потенциальных рисков.
1778  Economy / Economics / Re: How to thrive with low income in a humble area on: February 13, 2023, 09:00:03 AM

I think management is very important, regardless of the amount of income. All you said is true, and once you don't manage well it starts resulting into always collecting borrowing before receiving your payment. It is better to plan because he or she who does not plan in life is then planning to fail. That is where most people go wrong because they do not budget their income and do not plan.

Financial literacy of a person is one of the most important items that a person should have. This will allow you to correctly plan an available budget, so that not only enough to survive, but also to create some kind of start-up capital (albeit not large), which will allow you to start a business, or start investing. We are not taught financial literacy in school, this is what we must learn ourselves.
1779  Economy / Gambling discussion / Re: UEFA Champions League 2022/23 Season on: February 13, 2023, 08:47:27 AM
for games in the Champions League, especially when two big teams meet. Often we cannot predict the outcome of a match. especially when some teams have serious problems that are likely to cost the team.
PSG was hit by not being able to play Mbappe and Messi. a big loss which is certainly PSG's weakness on the front lines. we've seen him not doing so well in the league. and now facing Munich, unpredictable but the best possibility for PSG is a draw.

Mbappe's absence doesn't seem to be worth worrying about, as Le Parisien reports Mbappe and Verati will play against Bayern. The fact that Messi will play in this match was announced even earlier, so PSG will come out in optimal line up, only Renata Sanches and Nordi Mukiele will miss the match, but this is perhaps not a critical loss for the Parisians. The most important thing is that Mbappe enter this game with a fully healed injury so that this is not a hasty decision.
1780  Economy / Economics / Re: What do you think of gold price in long term? on: February 13, 2023, 08:33:34 AM
Quote
It can be said that gold is the best investment choice compared to anything, if we invest in property and then a disaster occurs, for example an earthquake, of course property prices will drop, or stock investment can drop at any time, while gold is an investment that has almost the same trend all over the world, this is because gold has been used for thousands of years and will continue to be used, countries that use gold will never be affected by inflation like countries that only rely on fiat.

Gold has advantages and disadvantages over other traditional investments. Real estate and gold have always been a priority investment for the elite, and this is likely to remain unchanged for a long time to come. But if a person does not own large capital, then he needs to look for something more promising, like bitcoin. But besides bitcoin, I invest some part of my savings in gold, I don’t like to keep all my eggs in one basket.
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