You don't speak for all members, collateral is just recommended, it's not required HERE.

HERE I've lent out 1.418 BTC without collateral. It's my money and I'll do what I want with it. You need to get back into line.

(bump) If you read his original post, he's asking for a loan on BTCjam and not here. This thread is to raise awareness of his BTCjam listing.

The whole idea of collateral is flawed and bullshit. If I have $200 dogecoin and I want to borrow $180 bitcoin, I can just sell my dogecoin. User accounts here only have sentimental value.

You've had a fun day of being a bitcointalk lending nazi today, I've noticed. How many people have you given negative feedback because you're in a bad mood?

And how long do you want to borrow this $5?

I'll play. What are your plans to repay if you lose the coin betting?

Free money.
المال مجانا.
免费的钱。
L'argent gratuit.
Kostenlos Geld.
Nullam pretium.
मुफ्त पैसे.
Свободные деньги.
כסף חינם.
Δωρεάν χρήματα.
무료 돈입니다.
Gratis pengar.
Dinheiro livre.
El dinero gratis.

Should I go on?

My advice:

1. Sign up to bitlendingclub.com
2. Get yourself verified on ardeva.com

No one is going to lend you $10,000 on here.

I've dropped the minimum loan amount from 0.2 to 0.02 btc, same rates and verification requirements apply.

0.001 says the ATO seized their assets for non-GST compliance

I'll play ball and lend you up to 0.002

Rates are here, I'll waive verifications, over to you.

What protection are you offering from reversals?

Circle doesn't officially support non-U.S. cards, so it's hit and miss: http://www.reddit.com/r/Bitcoin/comments/2i6qhy/official_circle_officially_only_supports_us_based/

Loan funded for 1.00 btc.

Approved! Sent PM to confirm funding.

Principle: 1.00 BTC
Loan term: 30 days maximum

Repayment due: 1.099 BTC (included Australian discount)
Last Day for Payment: 4 Nov 2014, midnight, Sydney time.

Oohhh... his wallet has a balance of 0.038 btc.

I love having access to people's account balances

We need your country to estimate WU fees. Do you want it in USD?

I'm in Australia, but I'll do it

Bitcointalk should be renamed to "Bitcoin Pawnbroker".

Does anyone know if the OP managed to buy Bitcoin? haha

Thanks! Repayment address is 16KYZdRbJ85xJKUhjx88hFTW4PBba8E7Sd

Happy to continue to help, flick me a PM if you want to discuss it further.

Outcome: Declined.

Reason:
1. ArdevaScore 0/85.
2. Amount to Purpose ratio outside of policy.
2. High risk lend.