50 grtthegreat
Gracias senõr!

List updated as of 06th June 2019. Keep the PGP keys coming fellas!

The service is open!

I quite do not get what you intend to say, can you please elaborate?

Ironically, I've never seen cops arresting the arms dealer whenever a murder occurred! Either of our logic is flawed.


I confused Zoel's post to be at shasan's thread instead of at zazarb's, and when you pointed out, I immediately corrected it in the OP.


I agree and confess that it was quite a dick move. It was my mistake and I shouldn't have done that. But, if you still believe that five year old thing is something worth discussing over now, I don't think it'd be sensible to do so now.


Trust me when I say this, or find out for yourself that the accounts were not red labelled then. Seems the forum lacked such great trust guardians back then!  


Sure you did!

1

1. I wasn't forced to take the accounts as collateral, but I returned recently and without checking if accounts are a still possibly valid collateral, I went ahead and accepted them as one. It was my bad, but as soon as someone pointed it out, I immediately made relevant changes.

2. Let's talk of a case where the account (or any other damn thing) is sold, the seller as a matter of fact has no control whatsoever on what the buyer does with it in the future. How about that a newbie would use the already leveled up account constructively instead of for scamming? Had you been equally rebellious if the same user made some really valuable contribution?

3. Please understand that I do not support the act of selling accounts, and also that it was nothing more than a mere act of liquidating the collateral.


2

I do not quite understand how I would even have a beforehand idea of what the newbie's intention was?! There's a 50:50 chance that the user will scam. Once the account is handed over to the buyer, I completely have no control of its activity.


3

Ain't collateral meant for liquidation in case the loan is defaulted upon? No one waits hoping for the lendee to pay the loan back!


4

Isn't it a loss either way?! All lending services in the world have an interest component, and the only purpose is to make a small profit out of the loaned amount. If profit never was a motive, why aren't the loans interest free? Similarly, if a loan defaults, its collateral is sold, which in this case was the account, so I put it on sale to stop my loss.

I'll address the events in a chronological order.


1. Date: 23rd December 2018
-> User with username "Zoel" asks for a loan of 0.04BTC on my thread: https://bitcointalk.org/index.php?topic=5087785.msg48830228#msg48830228.

2. Date: 23rd December 2018
-> I take his account into my control for collateral purposes, post this message from his account: https://bitcointalk.org/index.php?topic=5087785.msg48836695#msg48836695; and approve him the loan amount to his address: 1BLESS3J9JwB3RyqmgMq1RACu31BudX2RA via TXN f583f0a7d164016787b5f24fd4d32d63f896d20c8ace5c8cea3c9c0021af0de1.
-> I always ask everyone to repay loans to my address: 15T6z5fPcHEPVzudg7kC8Fcp5r9MqQPHcb.
-> The repayment amount is agreed to 0.046BTC to be repaid on 13th January 2019.

3. Date: 13th January 2019
-> On the day of repayment, I post this message: https://bitcointalk.org/index.php?topic=5087785.msg49211147#msg49211147, and also send this to him via PM.


4. Date: 16th-17th January 2019
-> I make the sales thread, as mentioned in the OP (http://archive.is/ANFQ7). I fix the price at 0.05BTC because the user had to pay 0.046BTC as of 13th Jan, and he did not, I somehow rounded up the interest to 0.01BTC over 0.04BTC and the price was set at 0.05BTC.
-> Soon, I receive messages from "ThePharmacist" and "Decrypted" to take down my threads as selling accounts is an activity heavily frowned upon. Being a member for over 5 years here, I too am among those who frowns upon such activity, but I was forced to sell the account as the user had defaulted on his loan.



5. Date: 17-18th January 2019
-> I empty the account sale threads so as to remove the content as mentioned and requested by other members.
-> Pretty soon, the user "rmccatch" (https://bitcointalk.org/index.php?action=profile;u=2130246) PMs me the following asking the final price. I tell him its 0.05BTC, and he agrees to pay.


He pays via the TXN: 09ed82d56050bbff86f19e00d09dc5f27e619a93d16a839afed1feead1a84235 and I send him the account credentials and ask him to change the credentials immediately.
-> From here on, the user "rmccatch" is also the owner of the "Zoel" account.
-> The user goes on to PM me this, and I do not respond to his query:


6. Seeing all this drama, I add this "NO BITCOINTALK ACCOUNTS as COLLATERAL" point in red into my rules.
-> I do not have a proof of this, but I'd greatly appreciate if any of the mods with the edit log access can post the proof for the fact that the thread https://bitcointalk.org/index.php?topic=5087785.0 was edited in order to make the relevant changes.

7. Date: 20th, 21st January 2019
-> The same user "rmccatch" posts a loan request on my thread asking for a loan of 0.05BTC for 2600 XLM as collateral (https://bitcointalk.org/index.php?topic=5087785.msg49323716#msg49323716). Since he offered me altcoin collateral, I agreed to loan him the amount.
-> He returns the loan the very next day (21st Jan 2019): https://bitcointalk.org/index.php?topic=5087785.msg49351867#msg49351867. I somehow feel that this was an attempt of trust-loaning.

8. Date: 23rd January 2019
-> He (rmccatch) further PMs me this (pic also includes my reply).

-> But, by that time, "Zoel" (owned by rmccatch) already has the post on zazarb's thread: https://bitcointalk.org/index.php?topic=1161170.msg49384324#msg49384324

---

1. Please note that I am not an account seller, nor do I encourage this act. Also, before the December of 2018, I've not been that active on the forum and I was not aware that accounts as collaterals have taken this serious a turn as my last lending service was back in 2015-16.
2. As soon as I came to know about this, I made relevant changes to my lending & collateral policy.
3. Regarding the ponzi, the thread is almost 5 years old, it was back in my very early days to bitcoin, and I do agree that it was quite a dick move.

Hello trinaldao, today is your repayment due date. In case you fail to repay the loan, your collateral will soon be put on sale.

Received! The collateral XLM have been sent back. Here's the TXN ID: https://stellarchain.io/tx/3bf4dc98ccff2beedd620c25311feb51ae33ea589bc62f2c7b8874b0b13a3e97

Please stop making meaningless posts and do something worthy with your life, after all you got only one!

Can you just stop bumping up the thread? You are allowed to do that once every 24 hours.

Accepted! Here are the details:

Loan Amount: 0.05BTC
Repayment Amount: 0.054BTC
Collateral: 2600 XLM
Repayment Address: 15T6z5fPcHEPVzudg7kC8Fcp5r9MqQPHcb
Repayment Date: 26-01-2019 (+/- 1 day)
Out TXN ID: 4cdde21adac889b2404875579f173f385d4418d3a6d21388bf744398a6d5bf4e

Request approved!

I do not quite get your question but I'll try to answer from what I understand.

1. I do offer altcoin loans. If you offer 120% collateral (in LTC) for some value of BTC you lend, I can provide the loan.
2. Usually a loan for gambling is something I'd steer clear of, but I can lend you provided you offer me 130% collateral (in LTC).
3. You can at anytime ask me to liquidate the funds.
4. All other loan terms are the same, except as stated in point 2, the collateral amount will be 130%.

Hello Zoel, today is your repayment due date. In case you fail to repay the loan, your collateral will soon be put on sale.

List updated guys! Thanks everyone for all the help! 

Former -> You should be fine by connecting to any of those listed above.
Latter -> No, there's nothing as an Official electrum server.

Note to mods: Please move this thread to the appropriate board if required.

---

After the hard fork on the 15th of November, Bitcoin Cash was split into two coins: Bitcoin Cash ABC (BCHABC) & Bitcoin Cash SV (BCHSV). I did not have time to read about it, so if anyone could guide me real quick.

Before the split happened, I had some BCH with me. I wanted to know how if both the blockchains now have replay protection, and how to redeem both. Does Electron Cash support both?

I believe I've seen these servers for long:

Just read through this GitHub issue page (https://github.com/spesmilo/electrum/issues/4968). You will find some valuable information.

Also, as a rule of thumb, do not click on the popup, in case one appears. The latest version is Electrum 3.3.2, stick to it whatsoever for now.