The budget should take into account a lot of spontaneous expenses that appear suddenly and are not typical for each month. Typical expenses are: food, entertainment, rent, hygiene, travel or car, clothes and gifts.
Unexpected expenses are: health expenses, if something gets sick, for example, teeth, vacation expenses or long trips, buying a new smartphone or computer, large purchases for the home from household appliances. And for all this, we need to be ready to put money out of your pockets. But often no one thinks about this and lives on as much money as they have per month, spending it completely
For example, I plan my expenses and understand exactly how much I will spend in the coming months. Of course, unplanned expenses happen, some money should be delayed for them, but in no case should they be spent on gambling. For gambling, I allocate a certain amount per month, but it will never be more than 10% of my salary per month. I break these allocated money for the game into non -excellent game sessions, mainly into my favorite games in large leagues.
