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Author Topic: Is it better to save money or invest it?  (Read 1181168 times)
Noesly
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November 26, 2017, 08:35:25 AM
 #12221

For me if I ask, its better to save my money than to invest it, yes let say if we invest our money they are grow there are more than to save they just make a double and may be triple, but look at to the one side not in all time were will be trust in our invested, we need to careful if you're like to invests you're money.

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November 26, 2017, 09:46:13 AM
 #12222

For me it is better to invest than to save money on the bank like now the bitcoin price is increasing and it reaches $ 8980 and it continues to increase and maybe this year the price of bitcoin reaches $10000-$15000 And if you want to invest a coin or token you should be careful with scammers like now more scammers and you should be secure with your bitcoins.

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November 26, 2017, 10:48:25 AM
 #12223

bank only pay the interest upto 10% p.a but by investing in the bitcoin or anyother alt  have the high chances of doubling the investment

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November 26, 2017, 11:02:51 AM
 #12224

I think it is better to invest money than to save money. If you keep the money stored in the bank, you will get some profit from that money. And if you invest money in a business then you will get good profits. But it is good to invest in various projects online.
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November 26, 2017, 01:05:52 PM
 #12225

Both is possible you can save the half and invest the half if you want, we all know that investing is too risky. It depends on your plan I think you can get profit on both decisions. Just make sure to be careful and wiser.

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November 26, 2017, 01:17:43 PM
 #12226

Is it better to save money in bank or invest it online, in real estate or maybe gold?
If you want to make money, that  those money should go around, if you just save money then there will be no capital from it so the best choice available is investing in something reliable.
arief89
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November 26, 2017, 02:25:00 PM
 #12227

If I think it's better to invest some in bitcoin, and some of it is invested in gold or real estate, because gold investment is safe and easy to sell when needed, if bitcoin movement is good but must be ready to bear the risk if the price drops dramatically, because the price of bitcoin is uncertain ...

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November 26, 2017, 07:49:26 PM
 #12228

In this situation,I think it is better to invest,because the price of bitcoin is growing every day and i can not see hindrance of this,but it?s not everything,You must control news if you are going to trade,because without researches you will not earn a good amount.Olso  you can share your amount of money in different altcoins like ethereum,wich is olso very perspective.do you mean save in bank? It depends how much do you have and what conditions do they offer you,but it is not the best decision.Take into account the opinion of others and make a decision by yourself.
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November 26, 2017, 08:01:53 PM
 #12229

its better to invest your money instead of just putting it to the bank. right now i am now in bitcoin investment. hope i can  earn money doing trading.
Glorious04
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November 26, 2017, 08:45:00 PM
 #12230

Is it better to save money in bank or invest it online, in real estate or maybe gold?
I will go on investing in real estate maybe. If i invest it in banks, the intersts would be small, in gold, the value does not really increase. In real estate, though will not get return too soon but real estate’s value increase every year and even if i hold it for a long time, i lost nothing because it is there.

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November 26, 2017, 09:14:41 PM
 #12231

Is it better to save money in bank or invest it online, in real estate or maybe gold?
I will go on investing in real estate maybe. If i invest it in banks, the intersts would be small, in gold, the value does not really increase. In real estate, though will not get return too soon but real estate’s value increase every year and even if i hold it for a long time, i lost nothing because it is there.

Real estate is a good place for an investment but if I have to invest then I will invest my money only in bitcoins as it has power and ability to give me very high profits in quick time which may not be possible with real estate as you need to wait too long to make good profits from it and with bitcoins we don't know how higher it can go in future.
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November 26, 2017, 09:27:08 PM
 #12232

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul

Good point. I think the essence of investing lies in that fact that you are using your money, although with appraisal of risks involved in your favor instead of just saving it and no actually earning anything or using it for a specific or special purposes. Having said, it's a passive way of earning money by just using your cash or savings as your capital. In the ICO market, you are similarly funding a starting up company to help them prosper, and once they do, they can bring back your money plus your earnings from it.

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November 26, 2017, 09:37:35 PM
 #12233

Investing money is saving money. If you don't invest you money then you are going to lose 2% every year because fiat is based on inflation and the avergae rate of inflation is 2% per year. Therefore, it is obvious that investing is better because you will not lose value on your money, but instead gain 5-12% per years which is a lot better (again, obviously lol!).

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November 26, 2017, 09:48:52 PM
Last edit: November 27, 2017, 04:18:34 AM by Soots
 #12234

It depends on what will be your first priority if your into earning first before investing or investing to and start earning.
It is the best thing to have the bitcoin because now the demand of the bitcoin is now increasing and a lot of the people are here to have the price of the bitcoin high and the demand of the bitcoin at the high range so I know the bitcoin is now increasing and I know the bitcoin is helping a lot of the money. It is now very common and the important to have the bitcoin in your life.

We have our own point of view on what is the best for us. Nowadays, many people want to invest to have an income or extra income from there regular jobs. Difinetly, bitcoin is the best way to invest which is a dominant crypto currency and demand in the cyberworld ,since it is still increasing as of this time. If I could turn back the time way back 2013 or 2014, I will invest to buy bitcoin and maybe today I can have at least 1 bitcoin but I'm still hoping and believing that its never been too late to invest a bitcoin.
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November 26, 2017, 10:02:39 PM
 #12235

Saving money doesn't give any profits to anyone at all, you will get virtually nothing when you do that and in my opinion,  I will rather invest the money that I get into assets like bitcoins,  other cryptocurrencies or stocks because I am sure I am guaranteed some profits when that happens.

 
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November 26, 2017, 10:59:42 PM
 #12236

If you let your money on banks in the US dollar or Euro zone, then it will lose around 10% of its value every year. Based on this circumstance, everything is better than letting your money on banks of even hide it in your home! Whether to invest in gold or real estate or online depend on your personal preferences and degree of willingness to take a risk. Investing in gold is relatively safe and you are mobile if required. When investing in real estate, you highly depend on the goodwill of your government, because if they change the laws form 1 day to the other you can't run away with the building. Opposed to the 2 above mentioned investment options, online investments like crypto currencies are potentially more risky but you can also have unlike larger winning rates.


Woah woah woah.

"If you let your money on banks in the US dollar or Euro zone, then it will lose around 10% of its value every year."

Where are you getting these statistics from exactly?You do realize that inflation is generally about 2% per year, right? You are not going to lose 10% of your fiat value every year. That is just ridiculous and I am against fiat but also believe in reality.



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aklaslazaro
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November 27, 2017, 01:13:43 AM
 #12237

Is it better to save money in bank or invest it online, in real estate or maybe gold?
In my own opinion, i think it is better to save your money first before investing it. It is better if you will invest a lot money because you can also gain a lot of profit to it. Before investing, you should learn first how it works so that you will know and monitor what is happening with the money you invest.
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November 27, 2017, 04:32:21 AM
 #12238

Well, you know that savings has no risk while investing involves big to medium risk.
Be wise everyone, know your capacity cause you'll not be able to make money if you make a wrong decision. Investing is risky so think wisely, but don't miss this opportunity to invest with bitcoin. But per TA the price has to fall, correction is coming
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November 27, 2017, 04:40:46 AM
 #12239

My professor thought us regarding investments. The best way to manage your money is to invest the 20% and use the 80% for personal expenses and save some of it, it's good to have a future vision with your wealth but it is also important to look at your current status, anything can happen anytime so it's a good habit to set aside some funds.

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November 27, 2017, 04:54:53 AM
 #12240

It is better to invest than to save money . investing have the potential that your money will be doubled , and you can assure that in bitcoin while saving in bank is not like that and if has the possibility that the bank will be bankrupt then what will happen to your money ? It will gone right .  so invest it to bitcoin  .
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