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Author Topic: Is it better to save money or invest it?  (Read 1181158 times)
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November 30, 2017, 02:48:56 PM
 #12281

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I prefer to invest it in crypto currency because of the interest I may get or benefit from it. Though as we all know the volatility of the market it has a more advantage specially on the income we may earn. Unlike in savings our money will just sleep at the bank and we cannot even enjoy the interest rate less tax.
Investing in cryptocurrency is risky although the reward is truly giving us the money that we can't make in a saving or in just putting it in a bank within a years cryptocurrency still an investment though it is much better to have a extra savings.


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November 30, 2017, 02:53:22 PM
 #12282

I keep about 20% of my money, the rest I invest in cryptocurrencies. Most of the investment is in bitcoin, because I consider it to be the most reliable currency.

I am going to what you are currently doing.  Since bitcoin price continue to goes up, I make it a point that I keep all my earnings with bitcoin.  If I have extra money left in my salary on my fulltime job, I add it to my bitcoin.  Small amount but if put together it can earn a huge profit. 
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November 30, 2017, 02:56:01 PM
 #12283

I prefer to invest, without investment we can't save, so invest first then save out of the income,.
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November 30, 2017, 03:09:11 PM
 #12284

I prefer to invest, without investment we can't save, so invest first then save out of the income,.
yes that's right, investing will make our finances well developed and investing in bitcoin is one of the best alternatives for now because bitcoin is capable of delivering very high profitability.

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November 30, 2017, 04:24:40 PM
 #12285

Is it better to save money in bank or invest it online, in real estate or maybe gold?
The benefits you may get from investing is not a joke. Usually the profits in investing here in bicoin is very high especially now that the value of bitcoin has risen up to $10k dollars. If you are going to save your bitcoin, you will still have the chance to earn but not as big as it was in investmets. Even though investments are better, you should still be considerate on finding a certain investment and make sure it is trusted and safe.

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November 30, 2017, 05:12:13 PM
 #12286

Is it better to save money in bank or invest it online, in real estate or maybe gold?

We can simply learn from what successful businesses do as common practice. Invest, diversify, acquire infrastructure/competition. I think save money is too pasif. And actually we can't really "save" money. Even if its in local bank in fiat, we are invested in the strength of the currency or bank. If you are saving in bitcoin you are basically investing too.
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November 30, 2017, 05:20:28 PM
 #12287

I prefer to invest, without investment we can't save, so invest first then save out of the income,.
yes that's right, investing will make our finances well developed and investing in bitcoin is one of the best alternatives for now because bitcoin is capable of delivering very high profitability.

All the post in this thread is fully suggest you the same ,to inverse in a asset.Because the fact is that,unless you inverse your money you can't get anything.If you save your money in bank means you will get maximum of 6% intrest.But in bitcoin you will get double or triple of investing money.
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November 30, 2017, 05:26:18 PM
 #12288

saving money in the bank may look safe but for the long term your money will continue to decrease due to inflation, while gold despite having a good price and every year is rumored to go up but its growth is a bit, while bitcoin has better potential than both but its security is somewhat less from the previous 2 factors
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November 30, 2017, 05:43:59 PM
 #12289

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...
For me its better to invest my money because i can see the result of my effort beside my money can use for invest for using business and i can earn more money...if i put in the bank my money nothing happen to my money except the law interest that the bank given to my money...but if i will invest it possible i can gain more money so its better to invest....

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

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November 30, 2017, 05:48:21 PM
 #12290

Is it better to save money in bank or invest it online, in real estate or maybe gold?

Well for me, it depends on where you invest your money. If it is a trusted one then I think investing would be a better idea. Investing in a trusted company is like saving and entrusting your money with an assurance. Saving for the future is a wise idea for we do not know what will happen in the future but investing is a better idea too if we'll have a good profit.
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December 01, 2017, 04:04:58 AM
 #12291

Wondering whether you should save or invest? The answer depends on your goals and your financial situation. This guide will help you work out how to go about building up your savings and the best way to invest money. It also covers the basics of planning out your finances for short term savings and long term investment.
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December 01, 2017, 04:14:28 AM
 #12292

Is it better to save money in bank or invest it online, in real estate or maybe gold?
Investing in the ico or crypto market is a smart option to make a lot of money from the money we own.
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December 01, 2017, 07:08:48 AM
 #12293


I would rather invest than save if we invest a longer period of time than saving money. If we save not necessarily we get a big profit. In contrast to investment if we invest will definitely be profitable
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December 01, 2017, 07:19:48 AM
 #12294

Saving money, either in the bank or at your home,does not let your money grow, though banks provide some interest rate but it is not of worthy. So it's better to invest your money rather saving it. Either invest in gold or the best option is to invest in cryptocurrency because once you invest, your money will definitely increases because of continuously increasing valuation of either gold or bitcoin. According to me, investing money in cryptocurrency is litter bit riskier but is the best way to double up your money because all bitcoiner has the knowledge of continuously increasing valuation of bitcoin just it crosses $11k . So just chill and invest your money.

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December 01, 2017, 07:24:39 AM
 #12295

I suggest you to do both, saving moneys & investing. But, if you invest in bitcoin, you will get a high risk, but the result is bigger than saving moneys in the bank. For more secure investment is gold.

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December 01, 2017, 07:34:14 AM
 #12296

Is it better to save money in bank or invest it online, in real estate or maybe gold?
now a days,it is really better to save money in a bank than to invest your money to anywhere. no body can decide what is better or wrong its up to you to decide .for me id radder choose to save it because if the company you invest and its bankrup you lost your money, at least if you save it your money is still in your hand, thats my i dea.
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December 01, 2017, 07:36:38 AM
 #12297

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I will do both ie I will save some and some more I use for investment in bitcoin so I do not put all for investment because investment there is risk
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December 01, 2017, 08:11:16 AM
 #12298

I suggest you to do both, saving moneys & investing. But, if you invest in bitcoin, you will get a high risk, but the result is bigger than saving moneys in the bank. For more secure investment is gold.
Depends on what you want from it, if you want no interest or profit just save it in a saving account, if you want profit however it still depend on the risk you are ready to take on invested money, Low risk with banks and gold IMO and high risk with bitcoin.
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December 01, 2017, 08:14:55 AM
 #12299


I would rather invest than save if we invest a longer period of time than saving money. If we save not necessarily we get a big profit. In contrast to investment if we invest will definitely be profitable
Actually a responsible money management would involve a necessary diversification in different instruments that could minimize your risks. I would recommend a larger proportion of your available money in savings with little risks, and a minor proportion in riskier instruments, and bitcoin could be a good option.
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December 01, 2017, 08:34:54 AM
 #12300

For me invest and save money in bank is better because when you save money on the bank and you need money now then you get it right away and you can buy things and goods. And it's good to invest but it's only a long time you'll earn a lot when the value is high as bitcoin the value of btc is $8000+ and the investor's income is great.
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