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Author Topic: Is it better to save money or invest it?  (Read 1181226 times)
billionaireSHS
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December 31, 2017, 04:24:04 AM
 #12761

For me it is better invest than saving your money to a bank because investing has a return income than saving your money but investing is much risky than saving your money.

Shimmiry
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December 31, 2017, 04:44:14 AM
 #12762

Investment means giving the money to someone who uses it for their business and pays you back a dividend (and you normally get some kind of share that can be sold later). Think stocks.

"Save in bank" is actually a kind of investment. You give money to the bank, they use it for their business and give you a small interest (if at all) as dividend, and you can withdraw your money. With current interest rates, this is pretty boring, the only advantage compared to keeping money in a safe at home is that it's easier to do most types of payment, and that you don't need your own safe...

Buying precious metals is not an investment because those metals won't work with the money you paid for them. It's mostly speculation (you hope that you can sell it for a higher price) and safekeeping (real value of money can fall due to inflation, while precious metals will mostly retain their "real" value). But you need to consider storage fees.

To decide which is better you need to know what you consider "good".
Do you want to maximize your ROI? Do you want to store your wealth safely? Do you want to enable entrepreneurs to build their businesses?

Onkel Paul
For me, both of this is a better way of managing your money, it is only based on the holders perspective if he wants  his money to grow surely, he should try to invest here. Saving is a good idea also because through that you can get money when you are in the times of financial crisis.

gladiusnl
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December 31, 2017, 06:51:48 AM
 #12763

i think investing is always a better option because you can make more money but it still depend on your financial budget saving is much more secured though.
yvesp110
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December 31, 2017, 07:41:47 PM
 #12764

For me it is better invest than saving your money to a bank because investing has a return income than saving your money but investing is much risky than saving your money.
I am also with investing ones money in the right place than keeping it in some bank which will be making million dollars by investing the customer’s money into big businesses and returning a negligible sort of interest rate to the customer. Now that we really have a good option like bitcoin, we don’t have any real reason to keep us away from investing in here. I am trying to take full advantage out of this opportunity. So far, it has been a true blessing.
Dark Sky
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December 31, 2017, 08:10:01 PM
 #12765

For me it is better invest than saving your money to a bank because investing has a return income than saving your money but investing is much risky than saving your money.
I am also with investing ones money in the right place than keeping it in some bank which will be making million dollars by investing the customer’s money into big businesses and returning a negligible sort of interest rate to the customer. Now that we really have a good option like bitcoin, we don’t have any real reason to keep us away from investing in here. I am trying to take full advantage out of this opportunity. So far, it has been a true blessing.
Well investment is much better for you than saving because if you invest it will get you profit and you can everything in this profit for your family as like you can start any business and that will very beneficial for you and your future will secure.

Chrystora123
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December 31, 2017, 08:32:37 PM
 #12766

Is it better to save money in bank or invest it online, in real estate or maybe gold?
from among these three things is the safer investment in Real Estate, the price growth from year to year very quickly,
because Real Estate is highly sought and in need by the crowd...

mutrang23
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December 31, 2017, 08:58:48 PM
 #12767

I do not think you should save your money because this will make your money stand still do not make a profit so I think you should use your money to invest in the ico or real estate projects.
Active0303
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December 31, 2017, 09:38:54 PM
 #12768

Really it is better to save mony, because it is better to invest money so your money is still growing in a span of time not unlike if you just save it. So I tell you if you want to rich soon then invest your money in bitcoin. Its best way to save money.
Japinat
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December 31, 2017, 11:21:38 PM
 #12769

Really it is better to save mony, because it is better to invest money so your money is still growing in a span of time not unlike if you just save it. So I tell you if you want to rich soon then invest your money in bitcoin. Its best way to save money.
Saving money and investing in bitcoin must be done together, if you are making money from your investment but you are not good in saving then I am sure you will end up nothing. Always bear in mind that investing does not always guarantee success, therefore you need to have a buffer funds in the event your not making an income based on your expectation.

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deppil
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December 31, 2017, 11:49:22 PM
 #12770

For me it is better invest than saving your money to a bank because investing has a return income than saving your money but investing is much risky than saving your money.
I am also with investing ones money in the right place than keeping it in some bank which will be making million dollars by investing the customer’s money into big businesses and returning a negligible sort of interest rate to the customer. Now that we really have a good option like bitcoin, we don’t have any real reason to keep us away from investing in here. I am trying to take full advantage out of this opportunity. So far, it has been a true blessing.
I think saving is not an option but a necessity. you can not compare save with investment, you can not bathe the profits to be gained between saving and investing, because they are two different things of function and purpose? save to collect your money from the income you get, while the investment is an additional income you can choose, yes you right the investment has a risk therefore save is indispensable
Famnant
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January 01, 2018, 09:27:22 PM
 #12771

I think it is better to invest your money than save it, and you should never depend on one source of money, you have to create more than two.but before investing money in something you have to invest some of your time learning about it.
ChrishAi28
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January 01, 2018, 10:03:24 PM
 #12772

Is it better to save money in bank or invest it online, in real estate or maybe gold?
It depends, if you have a lot of money you can invest to more profitable. Then if you have a little amount of money just for you, better save it, if you earn much then go invest it if you want.

lalunalaguna
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January 01, 2018, 10:11:36 PM
 #12773

Is it better to save money in bank or invest it online, in real estate or maybe gold?
For me, it will be better to do both saving and investing. Better save what you have gained from your investment so that you can use them up for future purposes or agenda that will be needed to be met in the future. Investing is like just a purposive spending wherein you are spending to have a purpose and that was to gain a profit from your capital money you have invested to. So combining or making the two simultaneously will be beneficial in your part.
Sexie
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January 01, 2018, 10:24:12 PM
 #12774

better to invest in bitcoin, gold maybe more secure, but bitcoin has more potential to grow

saving money in the bank, will only mean losing them in the long-term with the current high inflation
.                      In my suggestion saving in the bank is good also especially foreign currencies like dollar. When the value is gettting higher you can exchange it by your local currency and you gain profit. Sometimes people use to buy dollars and exchange it to block market when the currency exchange is too high.

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boksoon
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January 02, 2018, 12:23:57 AM
 #12775

Is it better to save money in bank or invest it online, in real estate or maybe gold?


For me I choose savings 50% and another 50% is investment of bitcoin that's my plan if i have enough money for the better future. real estate business of gold is not so progressive than Bitcoin. in just a couple weeks from now when you start investing your money into bitcoin the result is not for 1 month longer but in every hour when you just keep monitoring the Price Value and enjoy the movable price in every seconds. don't lose your hope if the price value will falling down that's normal but remember if the price falling down there is a hope for moving up
Murador0729
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January 02, 2018, 12:26:21 AM
 #12776

It is better to invest your money rather to save it. Your money needs to grow for your own purpose. If you want to be rich, invest it.
JohnnyCashers
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January 02, 2018, 12:28:41 AM
 #12777

i think investment is better than  saving money in the bank, investing money in bitcoin will increase your profit. Smiley
veronikka
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January 02, 2018, 02:31:48 AM
 #12778

I might suggest, cut it into two. invest the half and save the rest,  be wise investing is not always successful so much better if you have savings because it will help you in times of need
Andrej Peiboski
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January 02, 2018, 02:34:09 AM
 #12779

Well, to "save" money is only a kind of investment with a very low rate of profit!
(and you can't be sure that money won't lose its value)
Much more better to study the market, and to take wise decisions.

julgal971
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January 02, 2018, 02:37:17 AM
 #12780

Well, to "save" money is only a kind of investment with a very low rate of profit!
(and you can't be sure that money won't lose its value)
Much more better to study the market, and to take wise decisions.
I think save money isn't giving you a profit because it's depending on which one you're saving. Like gold or Bitcoin.
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