Should I start Investing USD? (Betterment?)

[BTCevo]

How can you say that Bitcoins value would be more then USD in future? Future is uncertain and so Bitcoin is  You cannot be sure that Bitcoins will give you more returns in future. As USD is the strongest currency of all you can guarantee that you will not be at loss in future.

Everything is uncertain. There's no guarantee that Bitcoin will increase in valuation.

There's also zero guarantee that USD will be "the strongest currency of all" in the future.

But, based on my own research it's much more likely that fiat currencies such as the USD will fail within our lifetimes. So in future, if you only held USD you may have the same amount of $$ in your hands, but you will not be able to buy the same amount of goods with it. All fiat is based on empty promises. Believing in government guarantees is dumb. Take a look at history.

(That said, the US economy is not healthy at all. Billions of USD  (with no backing) have been pumped into the system under the QE programs.)

ya.ya.yo!

Ya that's true there is no guarantee that USD will be the strongest currency in future. So its better to invest in diversified products such as Gold, Stocks, Real Estate and Bitcoins even u go from losses in one product you can atleast cover the losses from other products.

If you are talking about fiat money, I guess dollar will be the strongest in the future. But sure there is a risk too if you invest in dollar, but for now I guess bitcoin is still better than dollar because bitcoin is becoming mainstream in future

[1714851573]

1714851573

[operrajunk74]

I give you 3 options

1 bitcoins
2 Gold
3 Stock market

And if you are looking for quick returns then just forget it.. you cant make quick money from above 3 products.
You have to be patient because all these investments are for long run. And if you are looking for quick money then i suggest you to go for betting on sports. 

There are more options, you can for example buy good whiskey wine or even art if you like. Silver especially in the form of old coins can be a good investment.

Art is too difficult to nail, you never know what will blow up in price, same goes for stuff like whiskey. The stock market gives you the opportunity to invest in anything you like without having to physically own the stuff you want. So instead you could buy stocks for some whiskey factory or for some art convention, rather than owning the actual stuff which IMO is for rich people only.

Avoid art, avoid stock market unless you are into day trading, same with penny stocks.

Avoid all the nonsense, focus on cash flow. Build something for cheap that creates value, and eventually sell that value (your company/project/website) to a bigger fish.

Then focus on a fix principal with a huge cash out you got, and then consider gold and bitcoin. But, still avoid stock market due to day traders effecting the price point.

I would put my money on Bitcoin and Gold avoiding the Stock Market as Stock Market is very uncertain You earn a lot in a single day and you also loose everything in a single with nothing in a wallet. So its better to play safe and secure the amount invested.

USD is not an good option. I prefer investing in bitcoins Whatsoever the future is I don't care I think investing in bitcoin will prove profitable investment for me as compared to USD and If I wish to Diversify my investment then I would choose Gold ahead of USD.

[Amph]

Just stay away from fiats, keep it all on metal, stocks (very few) and Bitcoin. All of the fiat you need just keep it on your local fiat, thats what I would personally do.

i agree better to invest in altcoin then fiat, fiat is shitty centralized

But at least you know its real and you're not investing in some scheme. A agree that fiat is not the best investment, but there are much better things than altcoins.

real? fiat is less real than bitcoin actually, it's only good as a paper toilet, and bitcoin is not a scheme, fractional reverse, printing money everyday ecc, those are the real ponzi from which you must stay away

[manselr]

As an american victim of the 2008 bailouts i concur that the euro is on the downside of its halflife.  make no mistake though, schauble is not negotiating just for fun. This will be a big writedown for the german banks and we know their addiction to taxpayer (my) money didn't go away with the last bailout.

Germany even tried to fund a fund after the last bailout to bailout the banks again for the next (this one) bailout. The pre-pay option didn't fly.

Greece will not back down and they should not. Go all iceland on their bankster eurocrat assses.

[anonyymi]

Any fiat is a horrible investment due to their inflationary nature. Consider investing in stocks/bitcoin/gold.

[Xenoph0bia]

Looking at present market situation I think USD is good but in future it will not be the same. I think it's better to invest in bitcoin or gold to make your future secure as the adoption of bitcoin will go high the prices of USD will be lower down so i think its not an good option to invest in USD.

[oblivi]

USD is a good option.

The dollar will soon  be worth more than the Euro. After all, it's not just the Euro that's falling against the USD, but almost every other currency in the world too. Why is the dollar up so much?? Well, the simple story is that the strong your economy, the stronger your currency so it's better to invest in USD.

I strongly disagree. Past performance is not an indicator of future gain. To the contrary, the biggest gains are made with investing in assets that have comparatively low valuations at the time of investment. Investing in something that is valued high (in the hope that the trend will continue) only increases risk.

I would not invest in any fiat currency. It's worthless debt money that can be inflated at will, backed by nothing other than thin air and lip service of politicians. You're taking a huge risk owning only fiat because giving the extreme levels of government and private debt worldwide, this experiment is likely to end soon.

If you want to invest, choose assets that are liquid and can't be inflated at will: Precious metals, certain stocks (obviously selection matters), and Bitcoin. If you have a long term perspective and a greater amount of cash you could also diversify into less liquid assets like forest properties (in addition to owning an inflation-protected property, you can get returns from wood sales).

Also, there is no easy way to become a successful investor. It's work. You have to inform yourself and stay informed. Most of all you have to be very critical of any information others will give you and do your own research. Invest in assets that are solid, but currently out of favor of the crowd. When investing, you should (at least to some degree) be able to control your emotions and stay rational as well.

ya.ya.yo!

How can you say that Bitcoins value would be more then USD in future? Future is uncertain and so Bitcoin is  You cannot be sure that Bitcoins will give you more returns in future. As USD is the strongest currency of all you can guarantee that you will not be at loss in future.

Lol, do you really think USD is a good place to make gains? USD is destined to collapse if anything, or to stay stable if they can keep the scam running by printing more money for at least our lifetimes. But don't count on any gains. The green fields are on Bitcoin, not USD.

[hunnaryb]

USD is a good option.

The dollar will soon  be worth more than the Euro. After all, it's not just the Euro that's falling against the USD, but almost every other currency in the world too. Why is the dollar up so much?? Well, the simple story is that the strong your economy, the stronger your currency so it's better to invest in USD.

I strongly disagree. Past performance is not an indicator of future gain. To the contrary, the biggest gains are made with investing in assets that have comparatively low valuations at the time of investment. Investing in something that is valued high (in the hope that the trend will continue) only increases risk.

I would not invest in any fiat currency. It's worthless debt money that can be inflated at will, backed by nothing other than thin air and lip service of politicians. You're taking a huge risk owning only fiat because giving the extreme levels of government and private debt worldwide, this experiment is likely to end soon.

If you want to invest, choose assets that are liquid and can't be inflated at will: Precious metals, certain stocks (obviously selection matters), and Bitcoin. If you have a long term perspective and a greater amount of cash you could also diversify into less liquid assets like forest properties (in addition to owning an inflation-protected property, you can get returns from wood sales).

Also, there is no easy way to become a successful investor. It's work. You have to inform yourself and stay informed. Most of all you have to be very critical of any information others will give you and do your own research. Invest in assets that are solid, but currently out of favor of the crowd. When investing, you should (at least to some degree) be able to control your emotions and stay rational as well.

ya.ya.yo!

How can you say that Bitcoins value would be more then USD in future? Future is uncertain and so Bitcoin is  You cannot be sure that Bitcoins will give you more returns in future. As USD is the strongest currency of all you can guarantee that you will not be at loss in future.

Lol, do you really think USD is a good place to make gains? USD is destined to collapse if anything, or to stay stable if they can keep the scam running by printing more money for at least our lifetimes. But don't count on any gains. The green fields are on Bitcoin, not USD.

Agreed. Investin in bitcoin at present would be definitely prove as a profitable investment in future. No doubt USD at present is on high peak but it wont be the same in the future as Fiat will loose its value in front of bitcoin once it starts gaining popularity across the globe.

[stromma44]

Whether you invest in USD or Bitcoin or may be gold,stocks, real estates etc. totally depends upon you and your decision. Invest in such a product which you are knowledgeable the most and you trust the most there is no guarantee that you will make profits or losses in future as market is uncertain.

[Sorrowfox]

Tip #1: Start Investing – The Time To Invest Is Now

 Millennials, here is the best advice you can get: “Buy low and sell high.”  Okay, I’m being facetious, but we are in the middle of the biggest sell off in years, and it is a perfect time to put a toe-in-the-water and start investing. The sky is not falling. This is a correction, mostly due to China’s economic slowdown and fears over climbing interest rates. The truth is that our economy is really recovering and the U.S. remains strong and sound. 

Tip #2: The Miracle Money Can’t Buy – Time

Millennials, you are young and you have time on your side. Even genius, Albert Einstein, is quoted to have said, “Compound interest is the eighth wonder of the world.  He who understands it, earns it…he who doesn’t…pays it.”

“During the 20th century the stock market returned an average of 10.4% a year.  Just $1,000 invested in 1900 would be worth over $19.8 million by the end of 1999.  At a 15% average return per year, it only takes 30 years to turn $15,000 to $1 million.” I’m not saying that we will average 10% returns, but we may.  Millennials, suppose you wanted to start to save now for that new home.  The US average sales price for a new home on July 31, 2015 was $361,600.  That means that the 20% down payment you would probably need is $72,320.  If you invested $160 a week for 7 years and that compounded annually at 7%, according to Bankrate’s calculator, before taxes, you would earn $74,542. The real miracle comes in if you increased the return to 8% and did the same $160 a week, but for 30 years, that’s where you approach the $1,000,000 mark.

 

Tip #3: Buy What You Know

You know what clothes and shoes you wear, you know what electronics you use, you know what you eat, and you know what media you watch and follow.  Those should be your picks for investing.  This is not a new philosophy.  Peter Lynch professed this and it helped to guide Fidelity’s Magellan Fund from 1977 to 1990, during which time the Funds’ assets grew from $20 million to $14 billion. More recently, investment great, Chuck Carnevale basically professes the same philosophy.  I suggest that parents, when they first introduce their young children to the world of investing, take their kids on a walk through the grocery store and start to talk about the products they buy and why.

Millennials, just take a stroll through the grocery store of your life and you can figure out your own portfolio. The key is to buy and hold your stock regardless of what news you hear in the media and what “great advice” your roommate gives you about a “hot tip.”  Stay your course, make weekly investing a habit and you should do fine.

Tip #4: Make It Simple

The Goldman Sachs survey further revealed that, “About 43 percent of the survey participants said they wouldn’t spend more than an hour getting guidance on an investment, while 13 percent of them said they wouldn’t seek out advice at all.” According to Capital One Investing, in the CNNMoney report, “… young investors are more likely to go it alone when it comes to investing. Eighty-seven percent of millennials say they trust themselves to make investing decisions on their own compared with 68% of seniors.”

You are the mobile generation and there are online and mobile investing platforms that are easy to use and low cost. I work with a company called DriveWealth. They are a broker-dealer who gives low cost access and education to Millennials, who want to get started investing in the stock market. You get to make your own investment decisions.

[Xester]

For me it is a no.  I would not invest on USD.  I would invest in commodities like oil, gold,silver, and copper.  And of course bitcoin!  These commodities have been in the market for a long long time now and gurantees everyone to have an income.  Same thing with bitcoin that shows a promising future in investment. 

[raja2sumi]

I think u should invest in .try to invest as soon as possible .as the price is low and it will grow eventually and to a hreat extend .thats y dont worry ,just do it right away.