you should use archive.is the next time you see an evidence that can be easily edited (screenshot can be edited, but PMs can be reported to a GM).
though in this case it doesn't really matter since he already got a neg from shorena.
ah, yeah didnt think of that. thx for the hint.
for the whole thing is done. he is already -ved and he wont get a loan. he is already added to
The Ledger with his defaulted loan so lenders will be aware.