offered what seemed to be fair collateral also showed proof of incoming deposit to coinbase to repay with.
The sticky is there for a reason, so that it is visible to everyone, the fact that you completely ignored it = a plus point in favor of Vod's negative feedback.
I do not agree with this though, Vod should at least give a chance to newbies who may have forgotten to read the rules. Something like EquaMobi's "Warning and 10 mins time to lock the thread" should be enough for most members, and if the person still ignores this, then the negative should be given.
And @OP collateral is not something that you show to make the lender trust that you will repay him , it is something that the lender can sell in case you default, something like lending in the real world.This post explains what I'm trying to say:
Note: You need to acknowledge this if you are taking a loan out - if you are a new member (Newbie, Jr. Member, perhaps even a Member), trying to take out a loan without collateral will almost always result in you receiving negative trust and being marked with a red "TWC" tag. Mods will not remove this and neither will Admins.
What if that person have no collateral but can give the btc back as he promised?
Kindly,
Muhammed Zakhir
Any scammer
"can" give the BTC back. Collateral acts as an answer to
"if he doesn't". Its to protect the lender, not prove the borrower's trustworthiness.
When I responded in the thread that that was Undeserved negative feedback this character Links me to the loan rules thread that he is NOT THE OP of where he replied with a random post of his own that he describes what is in his opinion valid and Invalid forms of collateral. As if because he replied in the rules thread he makes the rules.
Negative feedback is based on personal opinion, the "No-collateral , No loan" is not a forum rule too, its something most people agree on , and by my estimate most lenders will agree that what you provided is not a valid collateral. Considering the fact that DefaultTrust(the people whose feedback is shown "Trusted" by default) is something really hard to get and that you only get if you're opinions are something the community as a whole might agree on, Vod's opinion is what community agrees on.
Honestly, This guy doesn't deserve the right to give feedback..... Its understandable that people are cautious when dealing with new BTCtalk accounts but giving negative feedback for & lieing about the reason completely screws the integrity of the trust system. Please revoke this assholes right to post feedback. After a small chat with another user in my thread its clear this guy has a history of abusing the trust button with others.
https://bitcointalk.org/index.php?action=profile;u=30747 (his profile)
All in all, your claim is mostly invalid that his feedbacks are "Lies". Although he should think before acting, and give a warning to people who may not know of certain rules. Lastly, it depends on Vod whether he wants to remove the feedback on your account or if he still thinks that your offered collateral is not a valid one.
Another thing @QS , it would be appreciated if you provide a neutral view on this instead of attacking Vod just because he was against you in the "Escrowing for yourself" fiasco .
This is what you said before Vod appeared:
Unless someone trusted on here can vouch (aka stake their reputation on this loan) for you then I would find it highly unlikely that you will get this loan. Granted you are offering your steam account, however steam accounts can sometimes be recovered via social engineering and the market value of steam accounts is often much less then the "headline" value shown by steam.
