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HarHarHar9965
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December 10, 2015, 06:21:58 AM |
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Bank again? Just like the regular currencies need a bank? If we need bank than why we create Bitcoin?
Yup right. Why we need bank. Its a digital money We no need to manage any other organization. We can manage our wallet and Its better than bank You can see the transparent more than bank. |
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justspare
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December 10, 2015, 06:25:38 AM |
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I don't think there is a legit one out there. Most of them are just low paying ponzis. You're better off loaning it on btcjam or on this forum.
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faridkifly
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December 10, 2015, 11:38:44 AM |
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i dont think bitcoin bank is exist. but there will probably be bitcoin bank in the future. in other words, your wallet is your bank  |
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kyrios_
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December 10, 2015, 02:25:00 PM |
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Bank again? Just like the regular currencies need a bank? If we need bank than why we create Bitcoin?
Yup right. Why we need bank. Its a digital money We no need to manage any other organization. We can manage our wallet and Its better than bank You can see the transparent more than bank. Maybe not a traditional bank per se. But a place where you can store bitcoins like a wallet but they pay interest? I mean if coinbase started using bitcoins we store in it to invest and pay interest, would that be considered a bank? |
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bitmarket.net
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December 11, 2015, 11:17:17 AM |
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What do banks (and financial services firms) do, anyway ?
- store your money in a safe place
- pay you interest on your deposit
- allow you to make a transfer to somebody else
- loan you money
- let you invest in other businesses
with crypto-currencies, you can do all these things without the bank, using an exchange, a wallet service, a p2p lending platform or a crow-funding platform.
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extracoinrome
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December 11, 2015, 12:14:01 PM |
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Bitcoins means SELF OWN BANK. don't blame the guyfor asking question
english language has it own way of creating confusion.
My dear the term :
Decentralized currency : means without government/financial regulation)s) (SELF Bank) i.e bitcoins,litecoins...ecc while.
Centralized currency : mean's currency with financial/govt regulation or control i.e euro,dollar and other form of currency.
Thanks
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bob123
Legendary
 Offline
Activity: 1624
Merit: 2481
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December 11, 2015, 12:19:29 PM |
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The sense of BTC is to be decentraliced and to not need a bank.
So its kinda contradictory
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avw1982
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December 11, 2015, 12:21:46 PM |
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i dont think bitcoin bank is exist. but there will probably be bitcoin bank in the future. in other words, your wallet is your bank Lol. We guys know Wallet is work like a bank account. and Already Bitcoin Debit card in European countries in middle east. I think We can expect bank also from coinbase or blockchain. then as people thought Bitcoin will reach to all the common people. Price will also increase to huge amount. |
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LiteCoinGuy
Legendary
Offline
Activity: 1148
Merit: 1010
In Satoshi I Trust
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December 11, 2015, 05:11:18 PM |
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This is what I saw today on login page of Privatbank, Ukraine's biggest bank.  |
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xmax
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December 11, 2015, 07:59:56 PM |
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I agree that a bitcoin bank defeats the purpose of Bitcoin. There needs to be some general locations where people can exchange other forms of currency into Bitcoin, but there is no need for the traditional banking locations.
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knowhow
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December 11, 2015, 09:27:45 PM |
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The thing is related to generate interest the same way as fiat banks does nowadays,bitcoin todays is the best way to protect and give our money the real value that banks keep for them.
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Sir_lagsalot
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December 11, 2015, 09:31:24 PM |
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I don't think there is. There really should be though, maybe a bank that works with an exchange, so it converts all your incoming funds into bitcoin. Would be much more profitable. Way better "interest rates".
Does anyone know if a company has started trying to work on one of these projects? I'd love to convert my savings into bitcoin.
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Abiky
Legendary
Offline
Activity: 3192
Merit: 1362
www.Crypto.Games: Multiple coins, multiple games
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December 11, 2015, 09:38:50 PM |
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I think such Bitcoin bank would be Xapo. You can safely store BTC on your Xapo wallet with bank level security. They store BTC on cold storage plus your Bitcoins are insured, so in case something happens you could claim back your BTC.  |
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hunnaryb
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December 11, 2015, 11:07:01 PM |
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Recent DB research has shown that Bitcoin isn't as decentralised as people assume.
Standard Bitcoin user doesn't care about decentralisation at the end of the day.
Point is, bitcoin allows you to not require a bank, the fact that traditional banks can offer you interest is only due to the inherent risk that you MAY forfeit your funds in the event that the bank collapses. Sure, governments step in to save some of your money, but the idea is that they take your money and lend it out to make more money, and pay you a small portion.
Now, if you were just interested in growing your BTC, and didn't care about the price at all, then I would see some merit in depositing into somewhere like Haobtc where you could make up to 10% interest. However, the extra bitcoins you make probably couldn't cover the fact that you could make more just by buying and selling bitcoin at the right times.
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bitart
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December 11, 2015, 11:53:31 PM |
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Maybe people doesn't really look for a bitcoin bank for just itself and for the banking services but only looking for a safe way to grow their savings like in real life which is a bank that accepts deposits and gives a little interest on the deposited amount.
Maybe people who have bitcoin in their wallet just think that their bitcoins should grow like real life fiat savings.
But real life money should grow because of inflation and bitcoin has no inflation, so practically there is no need for a bitcoin bank for this purpose, it's only that people used to put their savings in banks in real lifecand they're trying to find this in the bitcoin ecosystem too.
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Gasturcas
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January 09, 2016, 09:13:08 AM |
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I think such Bitcoin bank would be Xapo. You can safely store BTC on your Xapo wallet with bank level security. They store BTC on cold storage plus your Bitcoins are insured, so in case something happens you could claim back your BTC. What is the cost of saving your coins in Xapo? What is the revenue for Xapo and other online wallets? |
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hv_
Legendary
Offline
Activity: 2506
Merit: 1055
Clean Code and Scale
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January 09, 2016, 06:24:28 PM |
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Carpe diem - understand the White Paper and mine honest.
Fix real world issues: Check out b-vote.com
The simple way is the genius way - Satoshi's Rules: humana veris _
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hv_
Legendary
Offline
Activity: 2506
Merit: 1055
Clean Code and Scale
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January 09, 2016, 06:34:24 PM |
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Those guys also have a banking license and run some ATMs https://www.bitcoinsuisse.ch/en/buy-sell-bitcoin/You like Bitcoin ? donate to 1goodNKPaV2ZZv4x4JejtMZppqzjjLWSe Not - then you can get rid of here: 1badzwnRt6eUFsg1NircdKGfWZHxeps6M |
Carpe diem - understand the White Paper and mine honest.
Fix real world issues: Check out b-vote.com
The simple way is the genius way - Satoshi's Rules: humana veris _
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Abiky
Legendary
Offline
Activity: 3192
Merit: 1362
www.Crypto.Games: Multiple coins, multiple games
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January 09, 2016, 06:49:31 PM |
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Bank again? Just like the regular currencies need a bank? If we need bank than why we create Bitcoin?
Yup right. Why we need bank. Its a digital money We no need to manage any other organization. We can manage our wallet and Its better than bank You can see the transparent more than bank. I was thinking the same way, in fact I thought that instead of having a Bitcoin bank in the future, there could be a place full of Bitcoin nodes (similar like a data center) which could server its purpose to maintain the blockchain. This would probably be called a Bitcoin Center instead. |
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Gasturcas
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January 22, 2016, 04:21:17 PM |
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Bank again? Just like the regular currencies need a bank? If we need bank than why we create Bitcoin?
Yup right. Why we need bank. Its a digital money We no need to manage any other organization. We can manage our wallet and Its better than bank You can see the transparent more than bank. I was thinking the same way, in fact I thought that instead of having a Bitcoin bank in the future, there could be a place full of Bitcoin nodes (similar like a data center) which could server its purpose to maintain the blockchain. This would probably be called a Bitcoin Center instead. We need "banks" to do business in bitcoin. We can save money with the bank, and we can also borrow money if we need. |
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