paying you back on december 26.2015
My beloved account as collateral
<snip>
So why should anyone give you this loan without interest and with your
beloved account as collateral? You may love your account, but the market is indifferent and there's no markup for affection anyway.
Since your loan amount is so small, just ask your friends or family. Asking for a no-interest loan based on it being the holidays is an asshole thing to do anyway. People have their own loved ones to buy for without having to worry about some schmuck on the internet running away with their money.