I've got $20k to invest. Please recommend!

[qory]

Try to invest on bitcoin because you can get daily profit and less risk when investing with bitcoin only, I think $20k is more enough to get profit about $100 to $300 every day with bitcoin trading only, if you wanna try get bigger profit you can get on altcoin trading but always have risk when your altcoin trade got lower price, but I will take safety way how to get little profit every day without get risk our assets lost and keep exist to get more than 5% profit every day.

[lacir]

In your place I would buy altcoins, because only altcoins can increase in price by 10 times or more

Yes, investing in altcoin is a good option to earn profit but the question is, which altcoin can increase 10 times? I guess we need to wait the market bullish to happen. Careful to invest in a new coins because many scams nowadays, just pick the old coins like ethereum and hold for long.

I don't think that with 20k you are looking for ROI 1000%.
Simple truth is the more money, the more risk you put it on.

[hassancisse]

First of all this 20k is not something i will need right away because honestly crypto investment is a long term investment if you want a good profit from it

Secondly i will want to diversify my portfolio and the three cryptos i will be going for are Bitcoin Ethereum and Ripple and you will just have to sit down and relax till it matures

I think @hassancisse is right. I too had similar thoughts, 20k is quite a big investment (speaking in absolute terms) and what's most important is diversification, and on top of that make sure you're investing into the crypto coins with a lot of potential. A good feature for this which I also use is looking at the maketcap and and progression over the months. Often, though BTC and ETH are ones which some consider as safer investments and if you look at the two indicators I talked about these remain true. But you can venture a bit further using the same indicators and maybe others too 

i am on point diversification is the key to all investments you dont want top put all your eggs in one basket like they say

[Blue_oxen]

How lucky you can have a capital of $ 20k, which for me that amount is very large. My advice is to use this capital for investment or trading.
Avoid mining, gambling and HYIP investment, if you do not want to lose capital. I recommend the $ 10k invest long-term in bitcoin. Then the
remaining $ 10k investment in altcoins, choose altcoins that are popular and have a high volume.

I agree with you. Stay away from HYIP projects and gamble as this can cost you money very quickly if you are greedy in this market. I think the traditional investment is enough for you to make money here, but before investing, you need to prepare knowledge because the market is very volatile. Of course, sometimes you will feel you lose money from this market but do not give up and continue investing because every time you lose money, you will have a new lesson.

Agree! Furthermore, don't do gambling such as margin trading like Bitmex! You know, it's gambling. $20k is just way too big with me. If I were you, I would choose to allocate my capital on different coins. BTC for sure, ETH, and then some altcoins. The reason you should invest in BTC and ETH because it's good for you in a long-term way. In short-term, altcoins can be very potential to gets higher prices. However, before you do anything, you need to do research about it since there's a lot of scam projects in this market.

[mycryptocoin]

I am sure that with the money you have, you will receive many invitations to invest in projects with extremely high monthly profits (about 10-30%) without doing anything. Be careful of these investment offers because they are all fraudulent projects. Remember, every project that is committed to high returns, greater than 15% per year, is at risk of fraudulent projects. As for your case, I think you should send the bank 50% of that amount, and the remainder is divided to invest in cryptocurrencies. However, this also contains a lot of risks, so my sincere advice for you is to be equipped with enough knowledge, before investing in any project.

[Lorence.xD]

I think since you bought k 20k it might be best to carry on for future investment If the worth goes up then you'll get double profit But scams are rife within the crypto market so you would like to try to an honest market check before investing then invest. you'll choose binance for investment Scams are less common here.

Many have shared their thoughts that you should invest in cryptocurrency but in my opinion, there is nothing wrong with that, think about growing that 20k in long term, try to diversify you investments, you can investment in mutual funds where it will grow in long term through compound interest, I do not know much about mutual funds but based on what I have read about it, they are mostly good. Or stock market where there will be dividends and your investment will grow like mutual funds. Try to diversify because this helps you when one of your investments is facing down time then you will still have the consistent cashflow.

[GelsoAM]

Because you are in this forum, You are deciding wether you invest it on crypto or others. For me, I would go in on crypto because I've been here since the uptrend. But if you are asking as a newbie at crypto. Then I would suggest you to invest 40-60% of your capital to crypto with the help of experienced people of course. And the money that is left behind you can invest on stocks or even start an online business of some sort.

[Bvvvp009]

May be you should fill your portfolio with top 1-20 coins and last top 80-100 coins,,,,,

[Shohag123]

It will be better if you invest in Crypto for long term instead of mining or anything.Bitcoin and ethereum are very profitable for long term.And there are so many excellent project just read about those project and coin for 10-15 days.Every details matter.So research carefully then invest according to your research.

And if you hold for a long term you must have a patience..There are ups and downs in our life.Same there are ups and downs in crypto also.You just hold your coin and enjoy the ride.But if you hold big amount then use Trezor any cold wallet.Its very safe.

[palle11]

$ 20k if I have maybe I will buy Bitcoin when the price is still at $ 6000 last March, but now if you buy Bitcoin at $ 9000, I'm not sure I'll go back up, because it's been 3 months Bitcoin has increased

I think searching for a cheaper coin in cmc can also be a good option. Curio is good to invest I think so but this is not an advise to invest without proper research. It went up from 0.25 last two weeks to 0.44.
You can check here
https://coinmarketcap.com/currencies/curio/

[Jocuserious]

In my opinion 10% to 15% not bad profits per year in bank (if you have no more skills about crypto). At least bank more safety instead crypto market, because there is no risk of your capital going down from any bank.
Otherwise, if you have good skills about crypto then you can invest in old top currency, even you should analysis more before your jmp. Since you can start investing in small amount then after makes profits as like your mind.

[ScamViruS]

May be you should fill your portfolio with top 1-20 coins and last top 80-100 coins,,,,,

Top coins are not always safe. This advice may result in loss of op. If you do a little research, you will know how many teams of top coins have already taken the money from the traders. So it is not safe to invest in top coins without knowing about the project. Before investing in any coin, you need to do enough research on that project. Because you have to refrain from investing in projects that are unlikely in the future. I have seen a lot of bad coins move to the top list due to the manipulation of some trader groups. And when it comes to the top list, retail traders start to buy those coins, traders think these coins can be more up. But when they start to buy, the pump dump group sells their hold coins and dumps the market. So be careful.

[Freddy11]

I would highly recommend going for FreshForex broker, as 20k investment with them means 40k, as they have 200% Deposit Bonus, it’s amazing and would help you in massive way to do things, so give it a try.

[Itsmylife]

I would highly recommend going for FreshForex broker, as 20k investment with them means 40k, as they have 200% Deposit Bonus, it’s amazing and would help you in massive way to do things, so give it a try.

I don't think FOREX is a good option for newbies, to survive in forex you need good knowledge of TA.
This time it is the trend of the Defi coin, so I recommend you invest a part of your money in this currency.

[Republikcoin.com]

$ 20k if I have maybe I will buy Bitcoin when the price is still at $ 6000 last March, but now if you buy Bitcoin at $ 9000, I'm not sure I'll go back up, because it's been 3 months Bitcoin has increased

Well, there's a possibility that bitcoin prices will reach more than $ 10,000 this year. buying it for $ 20,000 now would be very profitable. it's just that, we know that storing everything in 1 shell will make the risk even greater. so, I recommend having 2 bitcoin, and the rest on ethereum.

[adsdas]

$ 20k if I have maybe I will buy Bitcoin when the price is still at $ 6000 last March, but now if you buy Bitcoin at $ 9000, I'm not sure I'll go back up, because it's been 3 months Bitcoin has increased

Well, there's a possibility that bitcoin prices will reach more than $ 10,000 this year. buying it for $ 20,000 now would be very profitable. it's just that, we know that storing everything in 1 shell will make the risk even greater. so, I recommend having 2 bitcoin, and the rest on ethereum.

I think if you have $20,000, you should divide your investment accordingly and spend half of your assets investing in Bitcoin because any investment, Bitcoin should be the first choice. The other half, you might consider investing in new altcoins available in this market or joining IEO because this is a form of investment that has become very popular in the past year.

[bitgoldpanther1978]

Hey folks,

I've finally got around $20k to invest in long-term. No, unfortunately I cannot put this on a bank to get like 10-15% per year, I'd need something way more good.
What would you recommend? Mining? Other crypto?

Investors, please get me some cool ideas.

Thanks in advance,
Marcell

I know everyone know this saying, where never put your eggs in one basket, it supposed to be spread in different exchange platform.
20k$ is a huge amount, actually, with this amount of money I can honestly buy a surplus home and small business as well. So, instead of buying mining rigs, I'd rather advise you to invest altcoins that has a potential to increase in the market, especially if it is listed at the coinmarketcap dude.

[FOPL]

Wow that good. If happen to be in your position what I'm going to do is:

Buy and stake Atomic Wallet token $AWC. it has an APR of 23% and rewards are sent each week so you can re-stake your earning. You can easily unstake at any time. In addition, I will buy $NOW token is backed by changenow.io - one of the used instant exchange in the market. Most of the crypto wallets use their service. The token has good potential and would be good for a long term investment.

[Shasha80]

Not everyone is as lucky as you by having a capital of $ 20k, because the capital is big enough, so it must be used as well as possible.
I suggest $ 10k be bought for Bitcoin, because the best investment is holding Bitcoin. Then for $ 5,000 bought the top 10 altcoins,
and the remaining capital of $ 5,000 again, I suggest to take a little risk by investing in new projects. But of course choose coins
which is listed on popular exchanges, so the possibility of the pump is high.

[elisabetheva]

Not everyone is as lucky as you by having a capital of $ 20k, because the capital is big enough, so it must be used as well as possible.
I suggest $ 10k be bought for Bitcoin, because the best investment is holding Bitcoin. Then for $ 5,000 bought the top 10 altcoins,
and the remaining capital of $ 5,000 again, I suggest to take a little risk by investing in new projects. But of course choose coins
which is listed on popular exchanges, so the possibility of the pump is high.

Peer advice above is very wise and true to the current situation, that still bitcoin is the best alternative for investment. moreover we know that this year halving has been running and see halving last year, there will be an increase in bitcoin the following year. so bitcoin investment is highly recommended but it does need patience and understand that bitcoin investment is a long-term investment.

although the current price of bitcoin has long remained in the range of $ 9K, but to be able to go down it is possible. but it will rise by the end of 2020 and continue to move up until 2021 towards its best price again.
so it takes patience when holding bitcoin and no need to panic to see the movement.

I also agree that some of the funds invested in the top ranking altcoin at this time, because it is very certain that if bitcoin increases, altcoin will also be pushed upwards.
but do not recommend that for the time being you invest in a new project because the situation is uncertain and could actually suffer losses.