If you were in desperate need for money....

[passwordnow]

I remember when I was still a kid, I did that when I have to buy a toy, and after buying the toy, I regret it... But this days, I still have a piggy bank, but I am preparing it for something else...

But you're not a kid anymore and I think we have the same attitude even until now. If I'm buying something I regret it after buying that's why I'm not buying anything now until I really want it for real. And I'm going to use my savings if I am really desperate in need for money. Or if not I'm going to ask my parents for money.

Yeah I know, I'm not a kid anymore, but that attitude still remain in me, keeping my coins specially the change from the supermarkets, sometimes in one year I keep almost more than one jar of coins...  But that's true, when I am really in need and my salary was still days away, I sometimes pick some of those coins for my daily fare on the bus... 

It really depends on us  on how we handle such situations  when we are experiencing  shortage of money and our salary  was still far.  Its up to us  on searching  on alternative ways  no matter how  small it is as long it would definitely help us  in emergency situations. Picking up some coins isnt bad at all because its  not wrong to pick coins  that are being  left in the bus i guess. haha

Savings will take care of our financial problem in the future so it is advisable to save regardless of the amount you are earning, wants should not be given more importance as we can live without it, our savings should be taken care of so that we have something to spend for desperate times, and for me desperate times is not only for emergencies but also if you see a good opportunity to invest.

Yes, saving are not just for emergency times or desperate times they are also useful in  setting on your future goals on making an investments as same as you said. Its very important  to  set aside some amount and put it into savings and do this for a long time and  dont use that funds no matter what unless if  theres an emergencies.

It is going to be good if you are going to have a habit of a saver. Because as you grow older you are going to bring it. And that is going to give you long term investments too. Especially when you have saved a lot of money and you are not going to do anything whenever you are desperate for money. You are just going to withdraw your money in the bank or you are just going to break your piggy bank.

[rio3233]

If it happen to me, i will try borrow money from my friends and my relative first. If they can't do that, i will try find a job or part time job, because i really need money.

[passwordnow]

If it happen to me, i will try borrow money from my friends and my relative first. If they can't do that, i will try find a job or part time job, because i really need money.

Well make sure that you are going to pay your friends in the right time or contract that you are going to ask them for money. Because I knew a lot of people who have borrowed money from their friends and they have not pay for it. So, in the end they have lose the money and what worst is that they have lost a friend.

[bamboylee]

If it happen to me, i will try borrow money from my friends and my relative first. If they can't do that, i will try find a job or part time job, because i really need money.

I think finding a job cannot.remedy an emergency need for money. It can help in long term though. So you won't be short in money, have a stable job. But in emergency need of money, loan is the only solution. So, better save so that you will not have to experience this.

[agustina2]

If it happen to me, i will try borrow money from my friends and my relative first. If they can't do that, i will try find a job or part time job, because i really need money.

I think finding a job cannot.remedy an emergency need for money. It can help in long term though. So you won't be short in money, have a stable job. But in emergency need of money, loan is the only solution. So, better save so that you will not have to experience this.

Definitely yes. For an urgent one, we need a loan. But prior for that to happen, let's think of a way on how can we handle those emergency needs. That's why we really need a stable and fixed source of income so that in the times we really need money, we have some savings as a first option to deal with that urgent problem.

[elyas772]

If it happen to me, i will try borrow money from my friends and my relative first. If they can't do that, i will try find a job or part time job, because i really need money.

i think we can take loan at bank with our home certificate or our motorcycle certificate as a collateral, in my country it's very easy to take loan with valid collateral, the interest only 20-30% per year.

[serjent05]

If it happen to me, i will try borrow money from my friends and my relative first. If they can't do that, i will try find a job or part time job, because i really need money.

i think we can take loan at bank with our home certificate or our motorcycle certificate as a collateral, in my country it's very easy to take loan with valid collateral, the interest only 20-30% per year.

Yeah this will likely be approved with all these collaterals, anyway 20% to 30% annually is reasonable I think. But for this thing to be prevented  we must learn how to save money during those times when we have excess of it, or when we receive our salary we should set aside 5% to 10% of our payout for savings

[fireball4]

If it happen to me, i will try borrow money from my friends and my relative first. If they can't do that, i will try find a job or part time job, because i really need money.

i think we can take loan at bank with our home certificate or our motorcycle certificate as a collateral, in my country it's very easy to take loan with valid collateral, the interest only 20-30% per year.

taking a loan is the worst decision you might possibly do, it would tie you to the bank and you would have to return a huge amount back

[FLoving]

If it happen to me, i will try borrow money from my friends and my relative first. If they can't do that, i will try find a job or part time job, because i really need money.

Well make sure that you are going to pay your friends in the right time or contract that you are going to ask them for money. Because I knew a lot of people who have borrowed money from their friends and they have not pay for it. So, in the end they have lose the money and what worst is that they have lost a friend.

First of all in the times, when you need money and you are financially not good, it is much harder to get any amount of loan from any friend or any relative, they will have doubt that he will not be able to pay them back , as they know you are not well financially, the better option is his second option, searching for a job is better.

[passwordnow]

If it happen to me, i will try borrow money from my friends and my relative first. If they can't do that, i will try find a job or part time job, because i really need money.

Well make sure that you are going to pay your friends in the right time or contract that you are going to ask them for money. Because I knew a lot of people who have borrowed money from their friends and they have not pay for it. So, in the end they have lose the money and what worst is that they have lost a friend.

First of all in the times, when you need money and you are financially not good, it is much harder to get any amount of loan from any friend or any relative, they will have doubt that he will not be able to pay them back , as they know you are not well financially, the better option is his second option, searching for a job is better.

Loans are really risky and well somehow if you are going to ask your friend money maybe just ask them properly so that they are going to allow you to borrow their money. And if they know your financial capacity maybe it's either approve or decline. Or if they are going to approve you maybe they are going to lend small amount only.

[gilangIDR]

i will break my piggy bank.. cause i have save some  money in case of emergencies..

it will help. although a bit you can use the money in an emergency. but, for me to borrow money at this forum is the most secure. we should give confidence to the people.

[dunfida]

i will break my piggy bank.. cause i have save some  money in case of emergencies..

it will help. although a bit you can use the money in an emergency. but, for me to borrow money at this forum is the most secure. we should give confidence to the people.

Yeah, its possible to  borrow money  in this forum  but  its not easy as you say because  you must be reputable  in able  to borrow money and  you must have a good collateral equivalent to the amount would you like to loan and maybe someone would granted you a loan for sure.

[MTBTT]

If it happen to me, i will try borrow money from my friends and my relative first. If they can't do that, i will try find a job or part time job, because i really need money.

yeah I agree with you, usually a friend or your friend will be happy to help you, maybe they will not give flowers to you, because you are their friend

[bamboylee]

If it happen to me, i will try borrow money from my friends and my relative first. If they can't do that, i will try find a job or part time job, because i really need money.

i think we can take loan at bank with our home certificate or our motorcycle certificate as a collateral, in my country it's very easy to take loan with valid collateral, the interest only 20-30% per year.

30% is too much as an interest. Are you taking the loan from the bank? That is too much as an interest. And they give barely 1% interest if you deposit money to them. These banks are taking too much advantage of poor people.

[carlfebz2]

If it happen to me, i will try borrow money from my friends and my relative first. If they can't do that, i will try find a job or part time job, because i really need money.

i think we can take loan at bank with our home certificate or our motorcycle certificate as a collateral, in my country it's very easy to take loan with valid collateral, the interest only 20-30% per year.

30% is too much as an interest. Are you taking the loan from the bank? That is too much as an interest. And they give barely 1% interest if you deposit money to them. These banks are taking too much advantage of poor people.

30% per annual  interest is too high for an average  on 2.5% per month, you are right , some banks   have these interest rates but   you dont have a choice if you are really in need of money in times of emergencies. YOu would surely agree to their terms on paying such high interest of your loan.

[freedomgo]

If it happen to me, i will try borrow money from my friends and my relative first. If they can't do that, i will try find a job or part time job, because i really need money.

i think we can take loan at bank with our home certificate or our motorcycle certificate as a collateral, in my country it's very easy to take loan with valid collateral, the interest only 20-30% per year.

30% is too much as an interest. Are you taking the loan from the bank? That is too much as an interest. And they give barely 1% interest if you deposit money to them. These banks are taking too much advantage of poor people.

30% per annual  interest is too high for an average  on 2.5% per month, you are right , some banks   have these interest rates but   you dont have a choice if you are really in need of money in times of emergencies. YOu would surely agree to their terms on paying such high interest of your loan.

That amount could be too much man if you are not in desperate need of money, believe me I have been into the situation where I am in need of money and I am even force to take a loan like %10 per month just to have the money to spend my basic needs for my family.

[agustina2]

If it happen to me, i will try borrow money from my friends and my relative first. If they can't do that, i will try find a job or part time job, because i really need money.

i think we can take loan at bank with our home certificate or our motorcycle certificate as a collateral, in my country it's very easy to take loan with valid collateral, the interest only 20-30% per year.

30% is too much as an interest. Are you taking the loan from the bank? That is too much as an interest. And they give barely 1% interest if you deposit money to them. These banks are taking too much advantage of poor people.

30% per annual  interest is too high for an average  on 2.5% per month, you are right , some banks   have these interest rates but   you dont have a choice if you are really in need of money in times of emergencies. YOu would surely agree to their terms on paying such high interest of your loan.

In my personal bank, personal loan is 1.2% per month with the option of your preferred terms like 12, 24 or 36 months. It's really good for an urgent loan and no much requirements is needed. Really good for an urgent one.

But even with the services like that Im making sure that I will not undergo to a personal loan. That's why I have my savings always every pay day.

[gandame]

If you were in desperate need for money / Bitcoins, what would you do? How to get it, earn it, whatw are your solutions and experiences? I wonder what people are ready to do when money is the problem.

If i'm desperate for money i do played dice game. I remember base in my experienced. I got 0.05 btc in my wallet in that time i need monet fot my school projects i go to the nearest computer shop to played dice. Then after 2 hours my 0.05 get double so i continue playing because the money its not enough. After an hour my btc got lost because I'm getting greedy. Instead of winning all my btc lost.

[ecommerce]

It depends on the amount of my desperation. One option is to buy my tiny amount of coins.

[Sunwew]

I'm in desperate need for money right now. I need 3-5 BTC. I don't know what to do. I can't find a job because I have social anxiety. I have just 10 full member accounts in bitcointalk, that's it. I can sell it, maybe, but these accounts isn't even worth 1 BTC