ADMIN NOTE: Posted in Newbies before I was whitelisted. Wanted to post here.
If you could do an internal transfer from, say, BofA to BofA, with the purpose of funding an exchange account like MtGox, would you prefer this option?
Internal bank transfers often happen instantly. For some users that want to jump on opportunities to exchange, this would be ideal. Unfortunately, based on my experience, many banks don't do this very well and often muck up the memo field due to teller or user error. However, if you had this option, would you do it? If so, what bank do you currently use?
Currently, exchanges take a few days to fund your account because of straight wires, international wires, and Dwolla. In my experience, funding my Dwolla to MtGox took around 3-4 days. This is not ideal at all.
Thoughts, votes, and other comments welcomed!