I've been having some interest with lending BTC here on Bitcointalk.org, it's a very risky investment. I realize this already and have accounted for.
Having valid collateral is a must to reduce risk lending bitcoin.
Here's where I need an suggestion or opinion!...
There's always users requesting loans without collateral, what do yall think of this.
"If the Borrower requested a loan without collateral, they could have a Default trust/Trusted BTCTalk Forum User with excellent Reputation either Vouche/or Co-sign the loan agreement?"
I don't think DTs will allow themselves to be used as part of a loan in this forum. It's hard to reach that status and with just a loan that they Co sign that might ruin their reputation. However, you might also encounter a DT with an alt (not saying there is, just playing devils advocate) and the alt will be the one to borrow with the DT playing as the Co maker.