Dividing your salary.

[Souldream]

Hello, as we all know that Bitcoin is heading straight to the moon. Me, as an employee, do also invest with this cryptocurrency, and I kinda need to divide all of my salary for my needs, and on how much should I invest in? Let's talk about percentage. Anyone?

For me, I also divided my monthly salary in to three, one is for my monthly allowance, two is for my share in my family and three is for bitcoin, maybe its more or less 50% of my monthly salary are goes to bitcoin and the rest are for my allowance and for my family (parents).

Having a concrete plan and a wise decision to decide in dividing salary is very helpful. Like for example I divided my salary into 4 parts (25% is for my daily allowances, 25% for my parents, 25% for my foods,monthly bills, and 25% for my savings (sometimes i also get here for my investmnts in bitcoin). But we all know that budgeting is a hard thing to do especially in this type of life i've had, i didnt know when the unecpected incident comes where i truly needed money, I admitted that sometimes I couldn't follow my own rules.

[joinfree]

I try to use 50% of my monthly earnings to keep re-investing in more projects with altcoins and cryptocurrencies. the 25% of it is used to buy more bitcoins. And the other twenty five percent is only used to buy personal stuff for me and for my family, i really take care of my money, and i think that i manage it well, because i never have losses on my real portfolio.
But i am little bit scared because i dont know what can happen with cryptos in some years, but i will keep reinvesting for some time.

[KesoNie]

Hello, as we all know that Bitcoin is heading straight to the moon. Me, as an employee, do also invest with this cryptocurrency, and I kinda need to divide all of my salary for my needs, and on how much should I invest in? Let's talk about percentage. Anyone?

For me, I also divided my monthly salary in to three, one is for my monthly allowance, two is for my share in my family and three is for bitcoin, maybe its more or less 50% of my monthly salary are goes to bitcoin and the rest are for my allowance and for my family (parents).

Having a concrete plan and a wise decision to decide in dividing salary is very helpful. Like for example I divided my salary into 4 parts (25% is for my daily allowances, 25% for my parents, 25% for my foods,monthly bills, and 25% for my savings (sometimes i also get here for my investmnts in bitcoin). But we all know that budgeting is a hard thing to do especially in this type of life i've had, i didnt know when the unecpected incident comes where i truly needed money, I admitted that sometimes I couldn't follow my own rules.

Actually, if you had already your salary in your hand you can't even think where do you put things first to settle, and sometimes its getting waste to our leisure lifestyle thing we had. But being a considerately person who prioritizes needs first we must be a wise spender of our reward of our hard work  in doing our job. And to those who can handle to divide their salary, I salute you guys, managing is a hard thing to do and at the same time can also add to our problem, is it hard to manage money right.

[Pearls Before Swine]

I was just reading something on a precious metals forum, and somebody suggested that you should
only invest like 5% into precious metals, and only if you had $1 million in net assets to begin with.
The point being, the metal market is horrible to make money in.  Crypto isn't exactly the same, but
it's far more risky than any commodity. I would probably only invest 1% in bitcoin and the rest in
stocks. 

This is basically like asking how much of your salary you should invest in lottery tickets.  Only a tiny
amount.  But we all know nobody here follows that advice, including myself.

[syaripudin]

Start by calculating a few percent to meet the life requirements of your salary. I say that because I think doing trading activities or investing in crypto it really has a high enough risk so I think you should still prioritize to meet the needs of your daily life because it is very important. and the rest you can do for trading or investment activities in crypto. and for what percentage of your salary to be invested it depends on how much salary you receive the rest you live to share it, among others, to meet the needs of your life and a few percent to invest.

[richardsNY]

I would probably only invest 1% in bitcoin and the rest in
stocks. 

1%? You have that little confidence in Bitcoin? The risks involved in Bitcoin only matter if you're a short term minded investor, or a trader looking for volatility. If you are looking to open a long term position in Bitcoin, there is nothing to worry about -- the volatility that the market experiences shouldn't bother you at all. Regardless of the loads of volatility this market experienced throughout the years, it didn't had any effect at all when it comes to the long term price -- current levels are the perfect evidence.

[nasibakar]

Hello, as we all know that Bitcoin is heading straight to the moon. Me, as an employee, do also invest with this cryptocurrency, and I kinda need to divide all of my salary for my needs, and on how much should I invest in? Let's talk about percentage. Anyone?

You have to check your daily need,
you know the remaining percentage,
it may be very good to invest in majority,... but you know it better

For rule of thumb, 5%-15% probably the good idea.

[Gaff]

Hello, as we all know that Bitcoin is heading straight to the moon. Me, as an employee, do also invest with this cryptocurrency, and I kinda need to divide all of my salary for my needs, and on how much should I invest in? Let's talk about percentage. Anyone?

You have to check your daily need,
you know the remaining percentage,
it may be very good to invest in majority,... but you know it better

For rule of thumb, 5%-15% probably the good idea.

I think you are referring to your net income the ones you mention about remaining percentage. Based on my way of dividing my salary,I don't really divide it instead I just do some allocation for my needs and wants. For intance,my daily needs or basics is like 50%, wants 20%,unexpected expenses 10% and savings 20% that's the totality for my expenses of my salary. I should think more of the important needs than the less inportant ones. That's how I do mine. What's yours?

[setupbounds]

Hello, as we all know that Bitcoin is heading straight to the moon. Me, as an employee, do also invest with this cryptocurrency, and I kinda need to divide all of my salary for my needs, and on how much should I invest in? Let's talk about percentage. Anyone?

An employee is accustomed to receiving salary with the same nominal, you must already know how much it costs to cover your personal needs, and how much the rest of your salary.
My advice is to use 50% of the salary remaining to invest, maybe it's better.

There is no doubt in the fact that we already are well aware of our monthly expenditures and everyone has clear idea of the money he/she can save from salary every month. 50% should be invested only in case if the coin is bitcoin otherwise investing such a large capital into altcoins is going to make you regret badly and I am sure no one wants to waste hard earned money in any way.

[ronafurw]

I am just trying to convert all my earnings into crypto now. I exchange them to fiat or spend them when I need it. Otherwise, everything will be in crypto, mostly bitcoin and only sometimes it will be in my favorite altcoins. At least 35-40% of my earnings goes to savings.

This is very dangerous, even you like crypto that much, you need to save some fiat currency so that you don't cry if a major market crash happens ever.

Even if I believe that bitcoin is a good investment, relying on crypto too much is risky and dangerous. You should still leave some of your savings in fiat currency. We can never say what the future will be and if ever a market crash happens you would lose all your savings. Even if we want to stay positive and believe that Bitcoin will continually be strong, we must always have a back up so don't convert all your fiat savings into crypto just yet.

Yes that true, for me the smartly way of securing our future is to divide our income in investing to bitcoin/crypto-currency, some of you income will be for business, and save a fiat for financial needs. In this strategies I can make sure that the future is secure. It is because like what you said that if bitcoin will crash atleast you have another source of income, and incase that crypto-currency price is low you have an alternative source of funds for unexpected matter.

I don’t thinks o there is any risk in investing into bitcoin or any other potential digital currency like waves etc. moreover crypto is doing best at present and are ruling the world economy. They are highly expected to be the future of the world. Bitcoin have the complete tendency of replacing fiat forever. I will suggest investing maximum into bitcoin for better future.

[jeraldskie11]

Hello, as we all know that Bitcoin is heading straight to the moon. Me, as an employee, do also invest with this cryptocurrency, and I kinda need to divide all of my salary for my needs, and on how much should I invest in? Let's talk about percentage. Anyone?

Bitcoin is worth on buying now because there is a coming fork so that there are many investors are investing in bitcoin for.this month. So I think you need to budget 50% of your total salary because we can earn here in profit.

[nl247]

I was just reading something on a precious metals forum, and somebody suggested that you should
only invest like 5% into precious metals, and only if you had $1 million in net assets to begin with.
The point being, the metal market is horrible to make money in.  Crypto isn't exactly the same, but
it's far more risky than any commodity. I would probably only invest 1% in bitcoin and the rest in
stocks.  

This is basically like asking how much of your salary you should invest in lottery tickets.  Only a tiny
amount.  But we all know nobody here follows that advice, including myself.

With what you have just said, everything still balls down to each individual level of risk and how far they can go if they believe in something's prospect. 1% is good if you are probably earning much, but for someone like me, even while earning much and my perspective regarding bitcoin, I wont settle for anything less than 20%. This is an innovation that is growing pretty fast and whether we like it or not, will get more adopted than what we have presently. Moreover, who said stock itself cannot be risky?

[evader11]

Hello, as we all know that Bitcoin is heading straight to the moon. Me, as an employee, do also invest with this cryptocurrency, and I kinda need to divide all of my salary for my needs, and on how much should I invest in? Let's talk about percentage. Anyone?

For me, if your salary is more than enough to sustain you daily needs. I prefer you to use a budget of 70% of your total salary for investing in bitcoin. I read in the news that bitcoin will pump before and after of fork so don't be shy, do what you want for goods.

[Fredomago]

Hello, as we all know that Bitcoin is heading straight to the moon. Me, as an employee, do also invest with this cryptocurrency, and I kinda need to divide all of my salary for my needs, and on how much should I invest in? Let's talk about percentage. Anyone?

For me, if your salary is more than enough to sustain you daily needs. I prefer you to use a budget of 70% of your total salary for investing in bitcoin. I read in the news that bitcoin will pump before and after of fork so don't be shy, do what you want for goods.

its really a risk but if succeed it will bring financial gains and this investment have a lots of potential to grow big after, if you have good financial
resources and you can afford to sustain your lifestyle better to invest much bigger inside bitcoin or crypto then enjoy after several years from your
gains.

[infinity33]

Hello, as we all know that Bitcoin is heading straight to the moon. Me, as an employee, do also invest with this cryptocurrency, and I kinda need to divide all of my salary for my needs, and on how much should I invest in? Let's talk about percentage. Anyone?

For me, if your salary is more than enough to sustain you daily needs. I prefer you to use a budget of 70% of your total salary for investing in bitcoin. I read in the news that bitcoin will pump before and after of fork so don't be shy, do what you want for goods.

its really a risk but if succeed it will bring financial gains and this investment have a lots of potential to grow big after, if you have good financial
resources and you can afford to sustain your lifestyle better to invest much bigger inside bitcoin or crypto then enjoy after several years from your
gains.

risky but needed for you to have a great future that a great decision your such a brave on that part imagine how big is that if it will back all this to you. if i would be i think that was i must gonna do too.

[Zadicar]

Hello, as we all know that Bitcoin is heading straight to the moon. Me, as an employee, do also invest with this cryptocurrency, and I kinda need to divide all of my salary for my needs, and on how much should I invest in? Let's talk about percentage. Anyone?

For me, if your salary is more than enough to sustain you daily needs. I prefer you to use a budget of 70% of your total salary for investing in bitcoin. I read in the news that bitcoin will pump before and after of fork so don't be shy, do what you want for goods.

its really a risk but if succeed it will bring financial gains and this investment have a lots of potential to grow big after, if you have good financial
resources and you can afford to sustain your lifestyle better to invest much bigger inside bitcoin or crypto then enjoy after several years from your
gains.

risky but needed for you to have a great future that a great decision your such a brave on that part imagine how big is that if it will back all this to you. if i would be i think that was i must gonna do too.

If you can able to take the risk then there would only be two outcome on this kind of investing which you would decide to put majority of your funds in crpyto which is really a risky thing knowing that anything doesnt have a guarantee that it would last long but seeing on its progress as of the years passed we would already assume that it would really progress more in upcoming years.

[hisuka]

Hello, as we all know that Bitcoin is heading straight to the moon. Me, as an employee, do also invest with this cryptocurrency, and I kinda need to divide all of my salary for my needs, and on how much should I invest in? Let's talk about percentage. Anyone?

Bitcoin is worth on buying now because there is a coming fork so that there are many investors are investing in bitcoin for.this month. So I think you need to budget 50% of your total salary because we can earn here in profit.

If you want to invest in bitcoin it will surely gives you profit for a long term. Actually if you want to invest you can divide your salary and monitor your investmenr. So still it depends on the person on how he manage his time.

[Andre#]

Hello, as we all know that Bitcoin is heading straight to the moon. Me, as an employee, do also invest with this cryptocurrency, and I kinda need to divide all of my salary for my needs, and on how much should I invest in? Let's talk about percentage. Anyone?

Bitcoin is worth on buying now because there is a coming fork so that there are many investors are investing in bitcoin for.this month. So I think you need to budget 50% of your total salary because we can earn here in profit.

I do not think Bitcoin Gold fork from Bitcoin original in next time will increase its value high as Bitcoin Cash.
Do you remember before create a trap we need to have a faith?
Yeah, that is the scenario we will see after Bitcoin hardfork and create new Bitcoin clone.

[Hui8]

You should divide really small portion of the salary tattooed you earn in real world. You should put big amounts only when there is good opportunity of buying the coins or bitcoin specifically.

You should recalculate the months take home salary minus your daily expenses x 30 days + savings for your future urgency. After the math whatever is left you can put it into bitcoin. If nothing's left then you are probably expensive person and need to look after your greedy needs. ;-)

[evemms]

For me I try first take all the money I need to cover my expenses which is about 80% of income, then the remaining 20% I divide between different savings/investments. You should always hedge your bets so you don't lose everything if something bad happens.