[ANN]BANKERA – Building the Bank for the Blockchain Era

[aleksus]

I'm really impressed with the speed BNK tokens are being bought, looks like final price €2 cents is not long path to go.

[Ansault]

I could not find licenses issued for either:

UAB Spectro Finance (Lithuania)
https://www.lb.lt/en/sfi-financial-market-participants?market=1&subject=1&business_form=92

Spectro Finance, Ltd (United Kingdom)
https://www.fca.org.uk/firms/financial-services-register

But after some digging things always come up.

In the UK there is registered a UAB Spectro Finance
https://register.fca.org.uk/ShPo_FirmDetailsPage?id=001b000000m4IZ5AAM

This company holds the status of EMD Agent (ref 900134) and has ties to Prepaid Financial Services Ltd, which holds the status of Authorised Electronic Money Institution (ref 900036). The latter would probably the one who sends out the Spectrocoin cards as well?

Anyway, if this is correct the relevant regulations concerning the PI/EMI license seem to be applied and maintain in order. There have been a lot of negative posts claiming that the position Spectrocoin took was that of a fraud, but that doesn't seems to have been the case, as the registration and issued license date back to 2012-2013. Doesn't rule out anything of course, because it is also in the nature of a scam that it is one step ahead of you. Though in comparison to similar projects, there is certainly a form of reliability on which to base trust.

Still it would be nice to hear more about the license application, audit etc. I hope all goes well. GL

According to this google-translated article they are in talks to aquire a bank with Lithuanian background in Vanuatu jurisdiction:

https://translate.google.com/translate?sl=lt&tl=en&js=y&prev=_t&hl=en&ie=UTF-8&u=https%3A%2F%2Fwww.vz.lt%2Frinkos%2F2018%2F01%2F08%2Fbankera-klientai-irgi-nukentejo-nuo-kriptovaliutu-korteliu-blokados&edit-text=

This is the bank: http://pacificprivatebank.com/

One of the PPB directors - Audrius Žiugžda - is also listed as an advisor by Bankera
http://pacificprivatebank.com/team

[Ansault]

Bankera ico is 30% of Bankera tokens,so free float will be just 30% of all tokens,price now is just 1.9 euro cents.Worldwide available cards,financial products,token integration on Spectrocoin,Bankera exchange....
Look how fast BNK are vanishing,Spectro has over 600000 customers

ICO tokens are indeed disappearing at alarming rate. Average contribution size since the price hit 1,9 cents is around 1300€, which means people are buying BNK in ~70K chunks on average. At this rate, all available BNK will have sold out by next tuesday or wednesday. So much for keeping the ICO going until the end of february...

I just realized that I made an error with that projection. Somehow I got in my head that 10 billion was the total number of tokens outstanding. The actual number is not mentioned anywehere in the whitepaper, but given that the pre-ICO phase distributed 2,5 billion or 10% of all issued tokens then it follows that the total number of tokens outstanding is 25 billion. Therefore:

25B BNK tokens in total

2,5b (10%)  sold during pre-ICO
7,5b (30%)  ICO
7,5b (30%)  SCO
6,25b (25%) Management
1,25b (5%)  Advisors


This means that at current rate it will take about 50 more days to distribute all unsold ICO tokens.

[Bankera]

Bankera ico is 30% of Bankera tokens,so free float will be just 30% of all tokens,price now is just 1.9 euro cents.Worldwide available cards,financial products,token integration on Spectrocoin,Bankera exchange....
Look how fast BNK are vanishing,Spectro has over 600000 customers

ICO tokens are indeed disappearing at alarming rate. Average contribution size since the price hit 1,9 cents is around 1300€, which means people are buying BNK in ~70K chunks on average. At this rate, all available BNK will have sold out by next tuesday or wednesday. So much for keeping the ICO going until the end of february...

I just realized that I made an error with that projection. Somehow I got in my head that 10 billion was the total number of tokens outstanding. The actual number is not mentioned anywehere in the whitepaper, but given that the pre-ICO phase distributed 2,5 billion or 10% of all issued tokens then it follows that the total number of tokens outstanding is 25 billion. Therefore:

25B BNK tokens in total

2,5b (10%)  sold during pre-ICO
7,5b (30%)  ICO
7,5b (30%)  SCO
6,25b (25%) Management
1,25b (5%)  Advisors


This means that at current rate it will take about 50 more days to distribute all unsold ICO tokens.

You can check the page 20: https://bankera.com/papers/Bankera_whitepaper.pdf and https://blog.bankera.com/2017/12/15/bankeras-total-token-supply-explained/.

[Ansault]

Here's my new token sales projection for next 8 days, based on current trend:

[Wekkel]

You assume linearity?

[Ansault]

You assume linearity?

yeah, it's a simple model, but works rather well for short periods. think you can do better? post something of your own and we can make it interesting  let's say 20 NEM

[endlasuresh]

So what is the current price of bnk? I am unable to see in the account area, can you let me know where to find it or just paste it here the price.

[Bankera]

So what is the current price of bnk? I am unable to see in the account area, can you let me know where to find it or just paste it here the price.

It is on https://bankera.com/. 2,429,638,450 / 3,000,000,000 BNK distributed, current price 0.019 EUR.

[vgjhav]

When will weekly commissions be paid? Any reason they are delayed?

[Bankera]

When will weekly commissions be paid? Any reason they are delayed?

Hello,

The revenue share is distributed between Monday and Wednesday.

[Jfdalhus]

When will weekly commissions be paid? Any reason they are delayed?

It’s not delayed.. It always shows up Tuesday or Wednesday... 

[zloadr]

Hello Bankera, this is just a courtesy message letting your team know that we have listed your ICO on our website, we source out only the best ICO's, and information on Air Drops, Forks. This is the direct link to your listed ICO page on Zloadr:

https://www.zloadr.com/icos?id=112

If your interested in further advertisement with your ICO, please do not hesitate to contact us via email: dominic@zloadr.com.

Thanks, hope to hear from you !

[Ansault]

Here's my new token sales projection for next 8 days, based on current trend:

Made a couple of new charts:
(the avg contribution size chart is a very rough estimate, it doesn't take into account existing users adding to their positions since that data is not available)

Updated projection chart to include today's volume: 2.436B vs 2.460B projected. BNK did pretty well considering today's bloodbath in cryptos.

[Jfdalhus]

Its now 4 week ago I send you picture of my passport, to get my Spectrocoin verified so I can claim my free IBAN, but still pending??? Why???

[Bankera]

Its now 4 week ago I send you picture of my passport, to get my Spectrocoin verified so I can claim my free IBAN, but still pending??? Why???

Hello,

Please PM us your SpectroCoin email address.

[Pab]

Here's my new token sales projection for next 8 days, based on current trend:

Made a couple of new charts:
(the avg contribution size chart is a very rough estimate, it doesn't take into account existing users adding to their positions since that data is not available)

Updated projection chart to include today's volume: 2.436B vs 2.460B projected. BNK did pretty well considering today's bloodbath in cryptos.

Your chart has been hurt today ,almost any tokens have been sold,still no payments.Looks like we will have some announcment.But it could be China ban

Whatever your charts are very impresive,anyway we are living in changing circumstances
I have learn that on horse racing betting

[imunisasi]

i have 2 question :

1. is this kyc ? where i can find post about document needed ?
2. will it put in exchange ? any estimated time for it ?

[Ansault]

Chart updated, added today's volume and two new trendlines: the purple (100% line) shows where BNK needs to be in order to sell all the ICO tokens by the end of next month; the green 50% line projects the distribution of 50% ICO tokens:

https://i.imgur.com/KT9m1i5.png

BNK was hurt by ongoing crypto armageddon today. The number of new contributors fell well below the average (620 vs 1253):

https://i.imgur.com/MCM5Y9o.png

[Pab]

i have 2 question :

1. is this kyc ? where i can find post about document needed ?
2. will it put in exchange ? any estimated time for it ?

Yes there is kyc if you want to use fiat mney
You will find verification link after clicking symbol of person in right uppon corner of your comp
There you find info about docs needed