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Author Topic: [ANN][ICO] PAYCENTOS - Bridging the Gap Between Cryptocurrency and Fiat  (Read 18763 times)
paycent
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November 23, 2017, 03:57:10 PM
 #921

Good afternoon. If I will regularly transfer money abroad, will it be possible to reduce commission for transaction?

it will be on a per transaction basis at the moment. We'll see if that us possible in the future upgrades.
Does it mean that the fee is fixed for any amount of money?

For ATM withdrawals, yes plus the ATM withdrawal fee.
Does it mean that I will pay $25 for withdrawing funds using the ATM and will also have to pay a certain commission to your platform? Perhaps it would be more rational to charge a percentage from the withdrawn sum?

Paycent to Paycent transfer fee is minimal, at first it is waived but the withdrawal fee is dependent on the partner merchants' fees.

Paycent|ICO: 2-30 Nov '17|JOIN DISCUSSION
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paycent
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November 23, 2017, 03:59:00 PM
 #922

Will not the avilabiity of Singapore's license to carry out aaycentos activities hinder the whole process of the service in Europe?lP

We will get country-specific licenses including Europe's so there should be no issue.
Isn’t it easier to buy a single license that meets all European standards?

Of course, for Europe yes, I believe there is one collective license. But for Asia it is country specific.
Does it mean that you acquire only a license for the member countries of the European Union, ignoring Ukraine or Belarus?

Initially, but they are part on the expansion in Europe region.
Originally? Could you, please, specify it in any way? I have already understood that individual licenses for states that are not members of the European Union will appear later, but how much later?

Based on our roadmap, expansion in Europe will be in Q4 2018. Please read more here: https://paycent.com/wp-content/uploads/2017/09/PYN-Whitepaper.pdf?v=7.6

Paycent|ICO: 2-30 Nov '17|JOIN DISCUSSION
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November 23, 2017, 04:00:03 PM
 #923

Can I register payment cards for my relatives who are abroad?

They have to download and register the app on their own phones as well.
Alas, but some of them don’t have sufficient knowledge of computer technologies in order to do this. So does it mean that there’s no such an opportunity?

They could receive an SMS with reference # for notification that they received a fund transfer which they can cash out in merchant or partner stores or kiosks.
I got it, but will they be able to use not their PC or smartphone, but a PC located in the university or a library in order to sign in? It is very important for me!

You can access the web-based app version anywhere, including libraries as long as there is an internet.

Paycent|ICO: 2-30 Nov '17|JOIN DISCUSSION
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November 23, 2017, 04:00:50 PM
 #924

Good afternoon. As far as I know, have you already concluded an agreement concerning issue of  MasterCard cards? Do you conduct parallel negotiations on the issue of VISA?

Yes that is correct.
Thank you for your answer. Will they be available at the same time as MC cards, or will you have to wait?

It will be the same time.

Paycent|ICO: 2-30 Nov '17|JOIN DISCUSSION
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November 23, 2017, 04:02:02 PM
 #925

Are you planning to pay for advertising on central channels in Asia?

Yes, that is necessary.
But in fact it is necessary to create a video for each country and that will take a significant share of the funds allocated to marketing, won’t it?

That is why it is a big part of the budget, please see page 10 of the whitepaper: https://paycent.com/wp-content/uploads/2017/09/PYN-Whitepaper.pdf?v=7.6
I found the amount of ETN that you plan to spend on marketing on this page, but I didn’t understand how will this value change if you collect less money than it is supposed to be collected?

It is answered on #14 on our FAQs: https://paycent.com/faq/

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November 23, 2017, 04:03:43 PM
 #926

So, when are you planning to bring your project to life? I would really like to see how it will be working in practice!

We already have a working product available for download in Google Store and Apple Stores. Though it is currently available for Singapore users. for worldwide use, around Q1 of 2018.

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November 23, 2017, 04:04:22 PM
 #927

Do you plan to implement an updated list of exchange rates in your app?


Yes, when everything is already finalized.
Does it turn out that even the list of exchange rates of ordinary fiat currencies will appear simultaneously with the one for crypto currencies? How long will it take?

Hopefully this 2nd or 3rd week of December.

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November 23, 2017, 04:05:20 PM
 #928

Is there a contactless payment option in your app?

Yes, the app itself has many features and one of these is bills payments.
So will your app support Apple Pay?

We have Bills Payment incorporated already in the app, Paycent proprietary.
Could you please tell us a bit more about this platform?

Please check our website and whitepaper, under Product Features: https://paycent.com
Sorry, I didn’t find any information on your website about Bills Payment. Could you please give me a link to their page?

Here: https://paycent.com/features/

Paycent|ICO: 2-30 Nov '17|JOIN DISCUSSION
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November 23, 2017, 04:20:49 PM
 #929

Will I be able to cancel the exchange operation during a certain period of time?


Since Paycent is a dual ewallet, you have the option as to when you want to do the Exchange.
What about the cases when I mistakenly exchanged more means than I expected?

Conversion is in realtime. if it went through successfully, I believe it would be difficult unless you convert them again back.
And can I convert them back without paying the commission for the exchange again?

There is a minimal fee for every transaction.
Thank you for your reply. Is this minimum commission calculated in % of the payment amount, or is it fixed? In what currency is it paid?

% of the payment amount

Paycent|ICO: 2-30 Nov '17|JOIN DISCUSSION
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November 23, 2017, 04:42:15 PM
 #930

Can I use your card outside of EU? I have seen other projects and they can't give me that.
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November 23, 2017, 04:58:07 PM
 #931

Can I use your card outside of EU? I have seen other projects and they can't give me that.
You mean the countries except European Countries? Yes absolutely

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waitsummer
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November 23, 2017, 06:19:00 PM
 #932

What partners in Middle East do you have? I have seen Dubai and some other countries mentioned on your site.
paycent
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November 23, 2017, 07:26:35 PM
 #933

What partners in Middle East do you have? I have seen Dubai and some other countries mentioned on your site.

We have signed an agreement with For Est Real Estate (forest.ae) in UAE to be the first cryptowallet to utilize Paycentos as a payment token, and are also in talks with over 30 real estate developers to accept Paycent as a
payment mode.

Paycent|ICO: 2-30 Nov '17|JOIN DISCUSSION
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November 23, 2017, 07:29:33 PM
 #934

Can I use your card outside of EU? I have seen other projects and they can't give me that.

Yes, our debit card is with Visa Mastercard & Union Pay, very soon we will add MIR AMEX & JCB.

Paycent|ICO: 2-30 Nov '17|JOIN DISCUSSION
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November 23, 2017, 08:20:04 PM
 #935

Is your token security or prefered stock? Maybe it is utility one?
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November 23, 2017, 10:21:26 PM
 #936

Can I order your payment solution right now without buying your token?
bricktop8
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November 24, 2017, 12:21:12 AM
 #937


When Paycentos Token (PYN) will be listed to exchanges?

And what exchanges do you plan to use?

BTC: 3GdLrERaJsb1yuHDxoFx8JJVAqJpjk8ATn
ETH: 0xbc1188214be3DB51B1414c819112d61caa337F30
LTC: LRzTS7vx17adcgd6frRHxdSULcxUot3jVt
Kencha77
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November 24, 2017, 11:40:30 AM
 #938


When Paycentos Token (PYN) will be listed to exchanges?

And what exchanges do you plan to use?
Listing will start on the 2nd quarter of next year. Expect PYN to be added to the Paycent's own exchange first before other listings. That's only my guess.

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November 24, 2017, 02:12:45 PM
 #939

Can I order your payment solution right now without buying your token?

Yes you can, they are mutually exclusive.

Paycent|ICO: 2-30 Nov '17|JOIN DISCUSSION
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November 24, 2017, 02:13:18 PM
 #940


When Paycentos Token (PYN) will be listed to exchanges?

And what exchanges do you plan to use?

Hopefully this December. Will disclose Exchanges when contracts are finalized.

Paycent|ICO: 2-30 Nov '17|JOIN DISCUSSION
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