Do you read ICOs white paper before investing?

[yua_na]

of course i read its whitepaper before investing and ask to the ICO team which i dont understand before i invest in some project, is there people who invest without reading whitepaper ? if yes, they will lose what they have, i read whitepaper, i research team behind the project i see their linked in, i see their advisor and road map. untill now i never got scamed with this tricks of mine

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[jijikill]

It really depends on what u want , if u want to find a good project ,want to lower your risk ,find a long term investment, read it ! thoroughly
If wat u want is just gamble or crazy speculations , u just have to observe the community and their marketing , in crypto it's not asset based , as long as there is greed , hype , the price will double , triple or even ten fold

[Bagaji]

Yes I use to read the ICO white paper before investing my money, and not only that I also look the integrity of the manager who promote the ICO. This is because there are campaign manager who don't promote scam ICO. So these are some the things I take into consideration before investing in any ICO.

[Trela]

I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

If you want to know what you are investing into, then you have to read the whitepaper, road maps and know the developers involved in the project. Otherwise, you might be investing in a complete trash and you do not know it.

And it also helps you can know when the price of the token you have invested can increases (if this token can listed on exchange) through road map, because most token usually choose event in road map for create bullish trend.

[Ravenclaw]

One would like to know a bit more before investing, so reading the whitepaper is at least one reasonable step, though probably not enough on its own, but it's a start.
Some whitepapers are really badly written, so this gives you a very good idea about the "competency" of the team. On the other hand, some show real insight and dedication and that of course increases interest in potential stakeholders.

[JohnSnowSand]

I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

Not only do I thoroughly read the Whitepaper of a project that got my attention but I also carefully observe the community that is emerging around that project.

The community is a good indicator that things are moving

[pey]

I always look at project's whitepaper. In order to understand most of them, you don't need to be a tech person but I think team is much important than whitepaper.

[davids]

Reading the whitepaper is a important. The whitepaper explains in detail the concept of the new crypto project. If there is a discrepancy between the explanation of concepts in the whitepaper with the published source code, then of course the negative conclusions can be drawn on the project.

[AuctusProject]

Some keypoints you must look for in whitepapers are:
* token usage
* vesting
* roadmap
* team experience
* product development
* the real need of smart contracts in the product

[youdacapt]

whitepapers explain the report in detail, even I am interested to translate their whitepaper in the native language, in it we can see this project more complete and compare it with similar projects, if there is something unreasonable can be directly understood and asked directly, whitepaper is a document important in business proposals

[Gangy]

For me it's a must to read all about an ICO before investing in. This in not only true for ICO it's true for every kind of investment. You should know very well about at what you are putting your money in. Patince is very important here. Don't just jump in to a projcet because there is so much hype about it or it looks appealing at the first look. Take your time and analyze it deeply.

[wayaneka]

Understant a project by reading their whitepaper is very important because by understand it we can know the purpose of the project, what problem to be solved and who behind of the project. This must be because investing in ICO is risky, remember investing in high risk high return there must be analysis and money management to minimize the risk.

[saffira]

Yes, it is very important that you know every process of the ICO. You are not just investing your money. You invest your time and effort. Before invest, you have to make sure that it is worth it. You have to study if that ICO is really feasible that people will trust the product and that your investment will multiply.

[megalith researcher]

I prefer not to invest into ICOs, not by the sole fact of being an ICO, but because most ICO proposals that I've seen so far don't make much sense. That's also the reason why I avoid reading the whole whitepaper. But I bet that not even half of the people who put money into it read the whole thing.

[Kyotric]

Always. Otherwise you are just throwing money around.

[Schocksen]

If a team is not be able to make a good whitepaper, they are not able to make a good project...So you can learn a lot from a whitepaper even if you don`t understand it

[miningguru]

I see a lot of people that do not bother to read the paper,
I try to do max due deligence before buying any coin.

What about you?

If you want to know what you are investing into, then you have to read the whitepaper, road maps and know the developers involved in the project. Otherwise, you might be investing in a complete trash and you do not know it.

That is a good idea to read the white paper before investing into any project. Not only that you have to follow their ANN how the community is reacting and whether the company is able to answer the question we have to follow everything before investing into any ICO's.

[MiBambino]

I prefer not to invest into ICOs, not by the sole fact of being an ICO, but because most ICO proposals that I've seen so far don't make much sense. That's also the reason why I avoid reading the whole whitepaper. But I bet that not even half of the people who put money into it read the whole thing.

To add to your concern, most ICO's are still just businessplans, without any real product or usage. That's why I invested in Change Bank, because they're already in business. THey're now working towards becoming the first decentralized crypto bank with features such as paying all around the world in an instant with your cryptos, investing, applying for loans, getting insurance, and so much more.

[jerlen17]

yes, you must read the white paper first before you going to invest, for you to be able to learn more about their project and how does the project goes. Project must have a good whitepaper to have a many investor.

[Spoetnik]

Those are not exactly valid points, as their team consists of a bunch of other people who all have relevant experience, maybe not exclusively in blockchain tech but in overall finance and development. Change offers everything TenX, Monaco, Polybius, ... offers, but also everything a bank offers, including insurance and loans.

Why would we put our cryptos in a bank? We won't. Change isn't ment to be a centralized financial entity but rather a decentralized banking network, fully supported by the network.

To say that you are a "Blockchain Expert" when you worked as an Inside Sales Rep until 1.5 months ago is an outright lie.

To say that you are a "Blockchain Developer" when you've never developed any blockchain is an exaggeration at best, or a lie at worst.

If the team is willing to lie about this, you'll never know what else they're willing to lie about.

I only spent 5 minutes to find out the above.  Here's what I found in another 2 minutes:

Change-Bank's "CTO, Blockchain Developer" was an iOS Developer at Montise Create until March 2017.  Cannot find any info on Montise Create.  How knowledgeable is this guy in managing developers, or about banking, or about cryptos?

How would Change be able to give loans, if people do not give them money (cryptos)?  Someone doesn't understand how banking works.

What problem is Change solving in insurance?

I consider myself to be a cryptocurrency expert as well, as I can answer 95% of questions people ask me about it, because I've spend the last 9 months studying hours upon hours a day, learning how to trade, read graphs, research dev teams, and so on. But, if you look at my resume, you'll see that I 'technically' have 0 experience in that area because I spent the last years working in insurance.

The company you're looking for is called Monitise Create, probably a spelling error.

I've seen multiple startups grow to multimillion companies over the course of 2 years, not because they had experienced managers but because those managers were able to learn on the spot. One of my best friends is CFO in 2 LLC's and 1 international trading company. The only experience he has is learning on the spot. I've grown my portfolio with over 700% in less than 6 months and by the end of this year I should have doubled my monthly income through trading and consulting on the side. My experience is reading on fora like this one, and spending hours upon hours studying trading and finance when other people (my clients) binge watch another netflix series. Experience doesn't prove as much as people say, your attitude is much more important.

Change will be able to give loans through the network. It'll take away some anonymity, as it'll require background checks, but I'm sure it'll be more like going short or margin trading on an exchange. I imagine it'll be like me investing 1BTC my friend loaned me and giving him back 2BTC 1 month later.

Change will solve mostly insurance problems when travelling overseas and you don't have the time to arrange insurance with a standard company. It will use the blockchain safety and speed to provide insurance a lot faster.

You missed the point.. these are NOT SUPPOSE to be "Startups" or "companies"  
You are suppose to be here to help contribute to getting an open source decentralized crypto currency adopted.
Not helping shady dev's fabricate centralized fake little crypto companies for ROI's.
YOU ..are a cancer, and all the other pajeets that flooded in here.
You have the fucking nerve to call yourself a "crypto expert" ?
Wrong you are an idiot and have the same retarded idiotic mind set as all the other noobs here.

Wow for a second I wasn't taking you seriously, that is until you used that big, bold font. Both intimidating and impressive.

these are not suppose to be startups or companies'

How old are you? Do you have any idea how business is done?

you are suppose to be here to help contribute to getting an open source decentralized crypto currency adopted

I'm sure the crypto world would be worth 140 billion if there would be no companies involved and literally everything would be decentralized, no devs, no exchanges, everything is free for everyone lol dumbfuck

Not helping shady dev's fabricate centralized fake little crypto companies for ROI's.

If you're talking about the devs/company, than yeah that part is centralized, but guess what, eth/btc/... every single coin you ever heard of has centralization dumbass, coins don't appear out of nowhere

YOU ..are a cancer, and all the other pajeets that flooded in here.

You really seem angry and frustrated and I literally have no idea how my comments could have made you like this, so I'm guessing you had a pretty bad childhood. Did your uncle touch you on your weewee when you were a child?

You have the fucking nerve to call yourself a "crypto expert" ?

Yes.

No.
You are a fucking noob and don't get it.
There SHOULDN'T be a White Paper in the first place.
The crypto-currency should be launched working..