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Author Topic: [ANN]🔥HOME LOANS - P2P🔥Sale🔥 Rent🔥 Mortgage🔥 Loans🔥  (Read 4921 times)
veranika55
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November 28, 2017, 01:33:22 PM
 #1


HOME - Token that is already changing the traditional MARKET OF REAL ESTATE
RENT, SALE, PURCHASE, MAINTENANCE, MORTGAGE, LOANS

IMPORTANT!!! COMING SOON!!!
WE CREATE OUR OWN BLOCKCHAIN. NEW
Public Permissioned Blockchain "Single Property Chain"
Abbreviated name: SPC



                             HOMELOANS                                                HOLO                              

         



We have created a Token that combines 3 types of tokens:
Asset-backed-tokens - it makes possible to take into account in a digital format specifically identified obligations of identified users connected with the  existing services and goods. This type of tokens is characterized by the presence of direct provision, as it is a virtual analogue of real asset, product, service. The realization is at the platform:   https://ho-lo.net/
Payment tokens — it allows to make purchases and pay for the services from identified users related to existing services and goods. The realization is at the platform: https://ho-lo.net/
Credit tokens — it allows to the owners of such assets to have the opportunity to earn money lending the identified users. The realization is at the platform:  https://home-loans.io/



The platform  https://HO-LO.NET/ is developed as an international platform for the real estate market and based on blockchain technology, as a framework  with an open source  code. Thanks to a secure, protected from the  unauthorized access to the system based on blockchain technology, users can trade the  real estate and offer their services on our platform, as well as avoid the intermediaries during the conclusion of lease and  sale contracts, making one rank P2P (peer-to-peer) transactions, that , in general, facilitates the processes and increases the security for both parties of transactions.  
We implement a clear user interface, and we will use the smart contracts to ensure the logic of  the work of platform.

THE AIM IS:  To create a decentralized ecosystem in the real estate market and to be fully prepared to interact with the various jurisdictions, after the states will fully  work with the registration of property with the use of blockchains and will have the  distributed registers, to create the possibility of realization of sale and lease contracts  with the placement of information about the contracts in these registers.


The platform https://HOME-LOANS.IO/ is developed as an international platform for mutual lending (mortgages, loans) and based on blockchain technology, as an framework with open source code. It will be used own token  HOME to credit the people to purchase the real estate around the world at a minimum interest rate from private investors, without using the intermediaries during the conclusion of sale contracts and making peer-to-peer (peer) transactions.
This platform does not depend from the economic factors of the state in which the property is purchased and the resident of which is the borrower.
At the same time, the large amounts of data will be aggregated to reflect the needs of customers and their behavior in the network. The collective use and sharing of these data will allow to the private investors around the world to invest effectively, to insurance companies to get the new customers, and to borrowers to purchase  the real estate on favorable terms and pay for the loan without using the traditional money.
We implement a clear user interface and use the smart contracts to ensure the logic of  the work of loans


PRODUCTS

1. Loans the housing under construction (1-180 months., 1-6% rate, up to $ 300 000)
2. Loans the homes on secondary market  (1 – 180 months., 1-6% rate, up to $ 300 000)
3. Loans the commercial real estate (1-120 months., 2-6% rate, up to 500 000$)
4. Loans under the land (1 – 60 months., 1-6% rate, up to $ 250 000)
5. Loans under private property (1 – 60 months., 1-6% rate, up to $ 250 000)
Borrower's age is from 18 to 65 years (at the end of the loan).
Early repayment.
Annuity loan repayment scheme.

THE AIM IS: To create a decentralized ecosystem in the international market of mutial lending of real estate with a clear user interface and own scoring system that anyone could buy the real estate. Without references, without guarantors, without banking system, without  the analysis of traditional credit history (crises can happen with every person).

THE HOLDERS OF TOKENS HOME GET

1. The token that secured by real assets of real estate and is less volatility
2. The token gives the right to invest in loans secured by real estate and microcredit
3. Tht token gives the right to participate in quick contracts. Property is cheaper than its market value
4. The token gives the right to a DISCOUNT for the purchase or use of the Fund's assets (real estate)
5. The token gives the right to a portfolio of investments for a large commercial real estate
6. The token that can be  used to pay for the loan
7. The token that can be used to buy the real estate
8. The token that can be used to make purchases and pay for services


THE ROAD MAP PRESENTED ON THE OFFICIAL WEBSITE

TEAM


                                         


                                         



ADVISERS


                           


                           

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November 28, 2017, 02:08:40 PM
 #2

HOME LOANS for people:
Gives people the opportunity to buy their own property, without resorting to the traditional methods, banks. Has its own scoring system, which, in addition to the standard analyses of the borrower for creditworthiness analyses on production HLCoin in mobile HOME LOANS, which gives more chances for the borrower, who had damaged credit history for reasons beyond his control. Provides its own system of repayment, without resorting to traditional money.

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November 28, 2017, 03:16:04 PM
 #3


Hello, good afternoon, I would like to know how your currency works and if the base is sha 256 or if it is simply a preminerated investment coin ... I am waiting for an answer

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November 28, 2017, 03:26:25 PM
 #4

Just looking on the team behind it, already giving the impression that this is a good project. Also there are some coins that also supporting the project.
Good luk for you.




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November 28, 2017, 04:14:31 PM
 #5


Hello, good afternoon, I would like to know how your currency works and if the base is sha 256 or if it is simply a preminerated investment coin ... I am waiting for an answer
Hello. This project is only starting to emerge. This is a preliminary selling coins to develop this platform and holding ICO. Further HLCoin will be the main coin for investiranja in loans to purchase real estate and repayment of this loan

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November 28, 2017, 04:15:31 PM
 #6

Just looking on the team behind it, already giving the impression that this is a good project. Also there are some coins that also supporting the project.
Good luk for you.
Thank you for your feedback

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November 28, 2017, 04:20:03 PM
 #7

the facebook of founder seems a brand new facebook, I didnt sure about this project , no offence , everyone need to be aware to everything suspicious , and this project I think no future for this, scam looking




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HOME LOANS
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November 28, 2017, 04:27:00 PM
 #8

the facebook of founder seems a brand new facebook, I didnt sure about this project , no offence , everyone need to be aware to everything suspicious , and this project I think no future for this, scam looking
Talking About some of the founders going? A new Facebook project, as the project is in its infancy

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November 28, 2017, 05:26:08 PM
 #9

the facebook of founder seems a brand new facebook, I didnt sure about this project , no offence , everyone need to be aware to everything suspicious , and this project I think no future for this, scam looking
And the potential in our project is huge. And a team of professionals in this field. First, you need to look and check all that to say that a Scam. We know their work and how to help people in this area through the blockchain

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November 29, 2017, 02:39:57 AM
 #10

this project sounds interesting, i want to know more, but it seems that there is no official website link in this topic
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November 29, 2017, 03:36:28 AM
 #11

this project sounds interesting, i want to know more, but it seems that there is no official website link in this topic
Thank you for your interest in our project. Official website of the project: http://home-loans.io.

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November 29, 2017, 03:39:04 AM
 #12

this project sounds interesting, i want to know more, but it seems that there is no official website link in this topic

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November 29, 2017, 03:44:45 AM
 #13

not open bounty dev
why not promotion use signature campaign
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November 29, 2017, 03:45:29 AM
 #14

START PRE-ICO
1HLCoin = 0,5$ + 50% BONUS
[/size]

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November 29, 2017, 03:54:00 AM
 #15

not open bounty dev
why not promotion use signature campaign
Bounty company starts in three days

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November 29, 2017, 04:18:56 AM
 #16

2017

PRE-ICO

29.11 - 29.12

2018

ICO

09.01 - 09.02



We are creating an international platform for Peer-to-peer lending on the Blockchain Ethereum using its our own crypto currency HLCoin, crediting people to purchase real estate around the world, with minimal percent from private investors, without intermediaries in the conclusion of transactions of purchase and making peer-to-peer P2P (peer-to-peer) transactions.

Every person who owns HLCoin is an investor or a borrower

Such crediting will take place using the online platform HOME LOANS by using various financial tools, audits and own scoring system check. This platform will not depend on economic factors of the state in which the property is located and the residence of the borrower. The world market for p2p lending, which was associated with the revolution in finance by 2020 will triple and reach $286 billion.

HOME LOANS will easily accessible financial platform through which people from around the world will be able to convert their savings into foreign currency HLCoin supported by the estate for the potential yield from loans secured by real estate, repurchase real estate, and to protect their income from inflation.

Each HLCoin is a part of safe investment in no-purpose loans secured by real estate that allows people from all over the world to convert the currency of the country in crypto-currency, inflation-resistant. Users can instantly convert their currency into HLCoin and back, and to make any purchase, regardless of the cost.

Due to the possibility of smart contracts and innovative financing platforms in lending on real estate, HLCoin will reduce costs and improve the speed of the traditional business of lending for mortgages and eliminate the need for the participation of third parties.

In future we will be able to help all the 1.6 billion people who do not have their own housing, and also all those who, for one reason or another, was refused by banks, adding them to a new global decentralized cryptosystem.

At the same time will be aggregated large amounts of data, reflecting the needs of customers and their online behaviour. Sharing and exchange of these data will allow private investors around the world to effectively invest their money,  insurance companies to obtain new customers, and borrowers to acquire real estate at favorable terms and to repay the loan without spending to traditional money.


OUR PRODUCTS


On the international platform of lending estate HOME LOANS has provided types of loans, such as:

1. Loans for housing under construction (1 – 180 months, 1-3 % rate, up to$300,000)

2. Lending for second hand homes (1 – 180 months, 1-3 % rate, up to$300,000)

3. Lending for commercial real estate (1 – 120 months, 2-5 % rate, up to$500,000)

4. Loans for the land (1 – 60 months. 1-5 % rate, 250 000$)

5. Lending of private property (1 – 60 months. 1-5 % rate, 250 000$)

The age of the borrower is from 18 to 65 years (at the end of the loan).

Early repayment is available from the first month without fees.

There is annuity scheme of loan repayment.

HOME LOANS will be registered in Estonia and to facilitate the exchange of cryptocurrency for the legal entity will get a license, which is called “tegevusluba alternatiivsete maksevahendite teenuse osutamiseks”.

Estonia is one of the leading countries in technological innovation of cryptocurrency, to which its government friendly to the introduction of technologies of cryptocurrencies in daily life, healthcare, banking services, and even service e-Residents. Estonia today is the jurisdiction of the many bitcoin startups, cryptocurrency ATMs and special services peer-to-peer buying and selling of cryptocurrency.

In countries, where the cryptocurrency outside the law, our organization, through Bank transfers will transfer funds to sellers on the day of the transaction


There is no  risks associated with non-payment of loans:

- a loan is secured by real estate by 100%,

The guarantee fund of HOME LOANS, which is 20% of the total number of issued HLCoin tokens will cover 100% of the  HLCoin tokens issued by the borrower to purchase real estate if the loan is not repaid or the borrower stop paying. In this case the property remains on the balance of HOME LOANS (legal entity);

- the ability of borrowers to earn HLCoin for loan payments through a mobile application of HOME LOANS:

There is a loyalty system of HOME LOANS in the form of HLCoin for users of mobile HOME LOANS.

1) Eat at your favorite restaurant - get HLCoin.

2) Went for a run (or do anything related with sports) - get HLCoin.

3) Invited friends to us - get HLCoin.

4) Invited the partner to us - also get HLCoin.

5) You like to help others (volunteer)- get HLCoin.

- Cashback in the form of HLCoin (cashback is form of loyalty, in the form of a return of part of the  funds from the purchase back to the buyer) that will be used by our partners in the system of mobile marketing in our mobile application HOME LOANS to attract customers.




In order to create a platform HOME LOANS and develop business on a global level, our team took the decision to hold ICO

Successfull ICO will allow us to quickly create products and services, and will also make possible the development in the international market.

● for further development of this platform. We know exactly what is necessary to achieve the set objectives. This development in the global market, starting with Russia, Europe, Asia, and Australia. We conducted all the necessary research and concluded preliminary agreements with prospective local partners;

● to attract more investors on the ICO and quick start of giving loans secured by real estate after the launch of the platform;

● to attract more borrowers on the ICO that will give them more chances to get their first loan to purchase their own property right after the launch of the platform, as the system of credit rating will be able they will calculate the monthly payment, based on the number HLCoin in the wallet;

● to attract more investors on the ICO of tokens for a quick start of giving the loans secured by real estate immediately after the launch of the platform.



OUR TEAM





IRINA MANDRIK



CEO & Co-Founder


The financial market specialist on depositary activity since 2007 (certificate AIV-001 No. 001719)

Mortgage broker since 2013

1. Instagram: https://www.instagram.com/irina_mandrik/?hl=ru

2. Facebook: https://www.facebook.com/profile.php?id=100012369361389

3. Twitter: https://twitter.com/mandrik_irina





VALENTINA KATZ


CEO & Founder

The founder of the  “Gallery”, www.glr38.ru experience: realtor for 12 years, Director 6 years

1.  Instagram: https://www.instagram.com/valensiyaaaa/?hl=ru

2. Facebook: https://www.facebook.com/valentina.kats.5





VYACHESLAV STREKALOV


CIO

Developer of innovative devices. Programming. http://strekalev.ru

1. 1.  Instagram: https://www.instagram.com/strekalev/?hl=ru

2. Facebook: https://www.facebook.com/strekalev





ALEXANDER ERMAKOV

CIO

Software engineer

Facebook: https://www.facebook.com/alexander.ermakov.37819



ALEXANDER SAKHAROV

CIO

Software developer. Development experience is 5 years. Smart contracts specialist

https://vk.com/conder49



SERGEY ATCHESON

CMO

Mortgage broker,experience - 3 years



OLEG MILTER


CMO

Marketing Director/Commercial Director



LUBOV KATZ


CFO

The chief financial officer.

We started as a company in 2011, fully concentrated on real estate activities and loans secured of real estate in 2013, focused on providing optimal solutions for its customers.

To improve the professional level in the field  of real estate sales and mortgage lending every year our employees  trains that is confirmed by  certificates.

Each year our organization participates in all forums, which take place in the sphere of mortgage lending. Our partners include such giants as Sberbank, VTB 24, Gazprom Bank, URALSIB.

For programming this platform, we have attracted programmers and experts on smart contracts
.

Also in the process of developing and running we plan to attract specialists in blockchain.

Welcome the help of other specialists!


Just quote and  waiting update information about bounty,,

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November 29, 2017, 04:33:16 AM
 #17

I'm still not convinced with this project
Will the dev and team be doing a live broadcast AMA for a more question in the near future?
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November 29, 2017, 04:40:06 AM
 #18

I'm still not convinced with this project
Will the dev and team be doing a live broadcast AMA for a more question in the near future?
We plan soon to produce a video about the project and to give a direct stream with the team about the project

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November 29, 2017, 05:14:25 AM
 #19

Join the telegram chat and the team will answer any of your questions: https://telegram.im/web/?p=@widgetbot#/im?p=g260255254

Join our telegram channel and stay tuned for news of the project: https://t.me/homeloanscoin

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November 29, 2017, 09:10:42 AM
 #20

What do you plan to pay bounties?
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