[ANN]🔥HOME LOANS - P2P🔥Sale🔥 Rent🔥 Mortgage🔥 Loans🔥

[veranika55]

HOME - Token that is already changing the traditional MARKET OF REAL ESTATE
RENT, SALE, PURCHASE, MAINTENANCE, MORTGAGE, LOANS

IMPORTANT!!! COMING SOON!!!
WE CREATE OUR OWN BLOCKCHAIN. NEW
Public Permissioned Blockchain "Single Property Chain"
Abbreviated name: SPC

                             HOMELOANS                                                HOLO                              

         

We have created a Token that combines 3 types of tokens:
Asset-backed-tokens - it makes possible to take into account in a digital format specifically identified obligations of identified users connected with the  existing services and goods. This type of tokens is characterized by the presence of direct provision, as it is a virtual analogue of real asset, product, service. The realization is at the platform:   https://ho-lo.net/
Payment tokens — it allows to make purchases and pay for the services from identified users related to existing services and goods. The realization is at the platform: https://ho-lo.net/
Credit tokens — it allows to the owners of such assets to have the opportunity to earn money lending the identified users. The realization is at the platform:  https://home-loans.io/

The platform  https://HO-LO.NET/ is developed as an international platform for the real estate market and based on blockchain technology, as a framework  with an open source  code. Thanks to a secure, protected from the  unauthorized access to the system based on blockchain technology, users can trade the  real estate and offer their services on our platform, as well as avoid the intermediaries during the conclusion of lease and  sale contracts, making one rank P2P (peer-to-peer) transactions, that , in general, facilitates the processes and increases the security for both parties of transactions.  
We implement a clear user interface, and we will use the smart contracts to ensure the logic of  the work of platform.

THE AIM IS:  To create a decentralized ecosystem in the real estate market and to be fully prepared to interact with the various jurisdictions, after the states will fully  work with the registration of property with the use of blockchains and will have the  distributed registers, to create the possibility of realization of sale and lease contracts  with the placement of information about the contracts in these registers.

The platform https://HOME-LOANS.IO/ is developed as an international platform for mutual lending (mortgages, loans) and based on blockchain technology, as an framework with open source code. It will be used own token  HOME to credit the people to purchase the real estate around the world at a minimum interest rate from private investors, without using the intermediaries during the conclusion of sale contracts and making peer-to-peer (peer) transactions.
This platform does not depend from the economic factors of the state in which the property is purchased and the resident of which is the borrower.
At the same time, the large amounts of data will be aggregated to reflect the needs of customers and their behavior in the network. The collective use and sharing of these data will allow to the private investors around the world to invest effectively, to insurance companies to get the new customers, and to borrowers to purchase  the real estate on favorable terms and pay for the loan without using the traditional money.
We implement a clear user interface and use the smart contracts to ensure the logic of  the work of loans


PRODUCTS

1. Loans the housing under construction (1-180 months., 1-6% rate, up to $ 300 000)
2. Loans the homes on secondary market  (1 – 180 months., 1-6% rate, up to $ 300 000)
3. Loans the commercial real estate (1-120 months., 2-6% rate, up to 500 000$)
4. Loans under the land (1 – 60 months., 1-6% rate, up to $ 250 000)
5. Loans under private property (1 – 60 months., 1-6% rate, up to $ 250 000)
Borrower's age is from 18 to 65 years (at the end of the loan).
Early repayment.
Annuity loan repayment scheme.

THE AIM IS: To create a decentralized ecosystem in the international market of mutial lending of real estate with a clear user interface and own scoring system that anyone could buy the real estate. Without references, without guarantors, without banking system, without  the analysis of traditional credit history (crises can happen with every person).

THE HOLDERS OF TOKENS HOME GET

1. The token that secured by real assets of real estate and is less volatility
2. The token gives the right to invest in loans secured by real estate and microcredit
3. Tht token gives the right to participate in quick contracts. Property is cheaper than its market value
4. The token gives the right to a DISCOUNT for the purchase or use of the Fund's assets (real estate)
5. The token gives the right to a portfolio of investments for a large commercial real estate
6. The token that can be  used to pay for the loan
7. The token that can be used to buy the real estate
8. The token that can be used to make purchases and pay for services

THE ROAD MAP PRESENTED ON THE OFFICIAL WEBSITE

TEAM

                                         

                                         

ADVISERS

                           

                           

[1715383165]

1715383165

[1715383165]

1715383165

[1715383165]

1715383165

[1715383165]

1715383165

[1715383165]

1715383165

[HOME LOANS]

HOME LOANS for people:
Gives people the opportunity to buy their own property, without resorting to the traditional methods, banks. Has its own scoring system, which, in addition to the standard analyses of the borrower for creditworthiness analyses on production HLCoin in mobile HOME LOANS, which gives more chances for the borrower, who had damaged credit history for reasons beyond his control. Provides its own system of repayment, without resorting to traditional money.

[swartzias]

Hello, good afternoon, I would like to know how your currency works and if the base is sha 256 or if it is simply a preminerated investment coin ... I am waiting for an answer

[tomboi]

Just looking on the team behind it, already giving the impression that this is a good project. Also there are some coins that also supporting the project.
Good luk for you.

[HOME LOANS]

Hello, good afternoon, I would like to know how your currency works and if the base is sha 256 or if it is simply a preminerated investment coin ... I am waiting for an answer

Hello. This project is only starting to emerge. This is a preliminary selling coins to develop this platform and holding ICO. Further HLCoin will be the main coin for investiranja in loans to purchase real estate and repayment of this loan

[HOME LOANS]

Just looking on the team behind it, already giving the impression that this is a good project. Also there are some coins that also supporting the project.
Good luk for you.

Thank you for your feedback

[auroboros]

the facebook of founder seems a brand new facebook, I didnt sure about this project , no offence , everyone need to be aware to everything suspicious , and this project I think no future for this, scam looking

[HOME LOANS]

the facebook of founder seems a brand new facebook, I didnt sure about this project , no offence , everyone need to be aware to everything suspicious , and this project I think no future for this, scam looking

Talking About some of the founders going? A new Facebook project, as the project is in its infancy

[HOME LOANS]

the facebook of founder seems a brand new facebook, I didnt sure about this project , no offence , everyone need to be aware to everything suspicious , and this project I think no future for this, scam looking

And the potential in our project is huge. And a team of professionals in this field. First, you need to look and check all that to say that a Scam. We know their work and how to help people in this area through the blockchain

[tianyi321]

this project sounds interesting, i want to know more, but it seems that there is no official website link in this topic

[HOME LOANS]

this project sounds interesting, i want to know more, but it seems that there is no official website link in this topic

Thank you for your interest in our project. Official website of the project: http://home-loans.io.

[HOME LOANS]

this project sounds interesting, i want to know more, but it seems that there is no official website link in this topic

[FiliOrangGila]

not open bounty dev
why not promotion use signature campaign

[HOME LOANS]

START PRE-ICO
1HLCoin = 0,5$ + 50% BONUS[/size]

[HOME LOANS]

not open bounty dev
why not promotion use signature campaign

Bounty company starts in three days

[mcfly2011]

2017

PRE-ICO

29.11 - 29.12

2018

ICO

09.01 - 09.02

We are creating an international platform for Peer-to-peer lending on the Blockchain Ethereum using its our own crypto currency HLCoin, crediting people to purchase real estate around the world, with minimal percent from private investors, without intermediaries in the conclusion of transactions of purchase and making peer-to-peer P2P (peer-to-peer) transactions.

Every person who owns HLCoin is an investor or a borrower

Such crediting will take place using the online platform HOME LOANS by using various financial tools, audits and own scoring system check. This platform will not depend on economic factors of the state in which the property is located and the residence of the borrower. The world market for p2p lending, which was associated with the revolution in finance by 2020 will triple and reach $286 billion.

HOME LOANS will easily accessible financial platform through which people from around the world will be able to convert their savings into foreign currency HLCoin supported by the estate for the potential yield from loans secured by real estate, repurchase real estate, and to protect their income from inflation.

Each HLCoin is a part of safe investment in no-purpose loans secured by real estate that allows people from all over the world to convert the currency of the country in crypto-currency, inflation-resistant. Users can instantly convert their currency into HLCoin and back, and to make any purchase, regardless of the cost.

Due to the possibility of smart contracts and innovative financing platforms in lending on real estate, HLCoin will reduce costs and improve the speed of the traditional business of lending for mortgages and eliminate the need for the participation of third parties.

In future we will be able to help all the 1.6 billion people who do not have their own housing, and also all those who, for one reason or another, was refused by banks, adding them to a new global decentralized cryptosystem.

At the same time will be aggregated large amounts of data, reflecting the needs of customers and their online behaviour. Sharing and exchange of these data will allow private investors around the world to effectively invest their money,  insurance companies to obtain new customers, and borrowers to acquire real estate at favorable terms and to repay the loan without spending to traditional money.

OUR PRODUCTS

On the international platform of lending estate HOME LOANS has provided types of loans, such as:

1. Loans for housing under construction (1 – 180 months, 1-3 % rate, up to$300,000)

2. Lending for second hand homes (1 – 180 months, 1-3 % rate, up to$300,000)

3. Lending for commercial real estate (1 – 120 months, 2-5 % rate, up to$500,000)

4. Loans for the land (1 – 60 months. 1-5 % rate, 250 000$)

5. Lending of private property (1 – 60 months. 1-5 % rate, 250 000$)

The age of the borrower is from 18 to 65 years (at the end of the loan).

Early repayment is available from the first month without fees.

There is annuity scheme of loan repayment.

HOME LOANS will be registered in Estonia and to facilitate the exchange of cryptocurrency for the legal entity will get a license, which is called “tegevusluba alternatiivsete maksevahendite teenuse osutamiseks”.

Estonia is one of the leading countries in technological innovation of cryptocurrency, to which its government friendly to the introduction of technologies of cryptocurrencies in daily life, healthcare, banking services, and even service e-Residents. Estonia today is the jurisdiction of the many bitcoin startups, cryptocurrency ATMs and special services peer-to-peer buying and selling of cryptocurrency.

In countries, where the cryptocurrency outside the law, our organization, through Bank transfers will transfer funds to sellers on the day of the transaction

There is no  risks associated with non-payment of loans:

- a loan is secured by real estate by 100%,

The guarantee fund of HOME LOANS, which is 20% of the total number of issued HLCoin tokens will cover 100% of the  HLCoin tokens issued by the borrower to purchase real estate if the loan is not repaid or the borrower stop paying. In this case the property remains on the balance of HOME LOANS (legal entity);

- the ability of borrowers to earn HLCoin for loan payments through a mobile application of HOME LOANS:

There is a loyalty system of HOME LOANS in the form of HLCoin for users of mobile HOME LOANS.

1) Eat at your favorite restaurant - get HLCoin.

2) Went for a run (or do anything related with sports) - get HLCoin.

3) Invited friends to us - get HLCoin.

4) Invited the partner to us - also get HLCoin.

5) You like to help others (volunteer)- get HLCoin.

- Cashback in the form of HLCoin (cashback is form of loyalty, in the form of a return of part of the  funds from the purchase back to the buyer) that will be used by our partners in the system of mobile marketing in our mobile application HOME LOANS to attract customers.

In order to create a platform HOME LOANS and develop business on a global level, our team took the decision to hold ICO

Successfull ICO will allow us to quickly create products and services, and will also make possible the development in the international market.

● for further development of this platform. We know exactly what is necessary to achieve the set objectives. This development in the global market, starting with Russia, Europe, Asia, and Australia. We conducted all the necessary research and concluded preliminary agreements with prospective local partners;

● to attract more investors on the ICO and quick start of giving loans secured by real estate after the launch of the platform;

● to attract more borrowers on the ICO that will give them more chances to get their first loan to purchase their own property right after the launch of the platform, as the system of credit rating will be able they will calculate the monthly payment, based on the number HLCoin in the wallet;

● to attract more investors on the ICO of tokens for a quick start of giving the loans secured by real estate immediately after the launch of the platform.

OUR TEAM

IRINA MANDRIK



CEO & Co-Founder

The financial market specialist on depositary activity since 2007 (certificate AIV-001 No. 001719)

Mortgage broker since 2013

1. Instagram: https://www.instagram.com/irina_mandrik/?hl=ru

2. Facebook: https://www.facebook.com/profile.php?id=100012369361389

3. Twitter: https://twitter.com/mandrik_irina





VALENTINA KATZ


CEO & Founder

The founder of the  “Gallery”, www.glr38.ru experience: realtor for 12 years, Director 6 years

1.  Instagram: https://www.instagram.com/valensiyaaaa/?hl=ru

2. Facebook: https://www.facebook.com/valentina.kats.5





VYACHESLAV STREKALOV


CIO

Developer of innovative devices. Programming. http://strekalev.ru

1. 1.  Instagram: https://www.instagram.com/strekalev/?hl=ru

2. Facebook: https://www.facebook.com/strekalev





ALEXANDER ERMAKOV

CIO

Software engineer

Facebook: https://www.facebook.com/alexander.ermakov.37819



ALEXANDER SAKHAROV

CIO

Software developer. Development experience is 5 years. Smart contracts specialist

https://vk.com/conder49



SERGEY ATCHESON

CMO

Mortgage broker,experience - 3 years



OLEG MILTER


CMO

Marketing Director/Commercial Director



LUBOV KATZ


CFO

The chief financial officer.

We started as a company in 2011, fully concentrated on real estate activities and loans secured of real estate in 2013, focused on providing optimal solutions for its customers.

To improve the professional level in the field  of real estate sales and mortgage lending every year our employees  trains that is confirmed by  certificates.

Each year our organization participates in all forums, which take place in the sphere of mortgage lending. Our partners include such giants as Sberbank, VTB 24, Gazprom Bank, URALSIB.

For programming this platform, we have attracted programmers and experts on smart contracts.

Also in the process of developing and running we plan to attract specialists in blockchain.

Welcome the help of other specialists!

Just quote and  waiting update information about bounty,,

[jonpande]

I'm still not convinced with this project
Will the dev and team be doing a live broadcast AMA for a more question in the near future?

[HOME LOANS]

I'm still not convinced with this project
Will the dev and team be doing a live broadcast AMA for a more question in the near future?

We plan soon to produce a video about the project and to give a direct stream with the team about the project

[HOME LOANS]

Join the telegram chat and the team will answer any of your questions: https://telegram.im/web/?p=@widgetbot#/im?p=g260255254

Join our telegram channel and stay tuned for news of the project: https://t.me/homeloanscoin

[red fox]

What do you plan to pay bounties?

[Foundico.com]

Nice project! Welcome to our website. We are the most informative ICO list, it helps you with funding. Good luck, guys 

[HOME LOANS]

What do you plan to pay bounties?

Manager at bounty today begins to prepare the calculations

[HOME LOANS]

Nice project! Welcome to our website. We are the most informative ICO list, it helps you with funding. Good luck, guys 

Thank You

[Algida]

Seems logical, though i'm not convinced, will stick around and see.

[HOME LOANS]

HOME LOANS for the crypto community: Creation of a crypto-ecosystem
Our goal is to help private investors and business working on the basis of blockchain technology to significantly expand its client base by accessing our real estate lending platform and mobile marketing for business.
According to our long-term strategy, HOME LOANS should become part of the cryptosystem. In the future, we are considering integration with the following high-tech products: EVEREX, CIVIC, COSMOS
HOME LOANS for business: attracting new and returning old customers
The business model is extremely simple. Service (mobile application HOME LOANS) leads the client to the partner (counterparty). If the client makes a purchase or uses the service then the seller returns a part of the amount in HLCoin (provided free of charge to the platform) to the customer (borrower) as Cashback, and in traditional money to the account of HOME LOANS. This motivates borrowers to come to our partners and make purchases - mobile lid generator. Now business does not need to spend huge money on advertising to attract customers - they will come themselves.
HOME LOANS for people:
It gives people the opportunity to buy property without resorting to traditional methods like banks. The platform has its own scoring system which analyzes borrower's credit history and analyzes HLCoin production in the mobile application HOME LOANS. It gives better chances for the borrower whose credit history was damaged due to circumstances beyond his control.
GROWING DEMAND IN THE MARKET
Provides its own loan repayment system without resorting to traditional money.
We forecast strong demand for our international home loan platform HOME LOANS. We will create our platform using open-source-resources where applications with impersonal data will be freely available. Access to personal data only with the consent of the client for the transfer the personal data to the third parties.

HOME LOANS for local partners: global business scaling
We developed business development algorithms in new countries which are based on our work experience and extensive studies of markets and legal segments. We are going to launch an international franchise after launching the platform.
We will share with our franchisees all necessary market research, knowledge of risk management, know-how in the field of loan assessment.
What HOME LOANS will provide for franchisees:
● A reward for each new customer;
● A reward for each new counterparty;
● Deep research of the legal system and market in a particular country;
● A proven business model, financial projections, and cost estimates;
● Expertise and scenarios for customer service and debt collection;
● Various consulting services during business development.

[sinatrra12]

Wellcome to join our Bounty Campaign

[veranika55]

Add Bounty Campaign:
https://bitcointalk.org/index.php?topic=2525850.msg25785950#msg25785950

Moderate the topic

[HOME LOANS]

Is there a minimum (soft cap) amount you need to gather in total investments in order for the project to start?

Yes. Soft cap 800 000 $.

[mrnuts]

How good went the presale? where can I check it?

[HOME LOANS]

How good went the presale? where can I check it?

Pre-ICO continues until December 29

[red fox]

I'm starting to participate with you.

[HOME LOANS]

I'm starting to participate with you.

Thank you for supporting our project

[toben]

This is a very interesting idea.

What countries will you be providing capital for real estate loans in?

If an account is past due what will your collection policies be?

If an account goes into default, who will be filing the paperwork to foreclose on the real estate and how will the proceeds be paid back to the coin holders?

[wolfdark]

POOLS??

[HOME LOANS]

HOW TO APPLY?

1. In the mobile application HOME LOANS, the borrower leaves an application for a loan ( the type of loan, the required amount, as well as the property for which the loan is taken, country, city).

2. The scoring program checks the borrower and the employees of HOME LOANS (in franchisee countries) object real estate on the legal purity. In countries where the registering authority on the block chain is a distributed register.

3. This information is exposed in an open form to the platform for investors and in particular the type of loan, amount, collection period, real estate object (after verification), the scoring result of the borrower (without borrower's personal data).

4. Collection of HLCoin in temporary storage (from 1 to 3 days). In fact, HOME LOANS buys from investors HLCoin at the exchange rate for the loan.

REGISTRATION PROCESS

After collecting the required amount of HLCoin (at the exchange rate, in case of volatility or shortage of tokens - compensation and difference by a smart contract is taken from the Guarantee Fund):

For the states where the crypto currency is legalized

1. As part of the blockchain registration of the encumbrance of real estate occurs in distributed registries. The technology of blockchain will simplify labor-intensive checks of public records for the confirmation of legal documents in real estate transactions.

2. HLCoin transferred to the Ethereum’s account which is provided by the seller of real estate at the exchange rate on the day of transfer of ownership.


For the states where the crypto currency is not legalized

1. In the legal field where the crypto-currency is not legalized, the registration of rights and encumbrances will take place within the laws provided by the state in which the transaction takes place. A representative of the platform (an organization working on franchising with a license for microfinance activities) prepares the legal documents for registration of a transaction and encumbrances on real estate. In case when borrower has a digital signature, the document flow occurs digitally. Encumbrances are imposed in favor of the legal entity. (With regard to volatility, if at the time of the transaction the price of HLCoin has risen or fallen, on the day of the transaction the required amount is automatically regulated from the Guarantee Fund (20% in HLCoin of the total number of HLCoin issued, which constitutes 30,000,000 HLCoin) or in favor of the borrower or the benefit of investors.

2. Insurance of rank, real estate and borrower.

3. Money on the day of the transaction is transferred to the seller's settlement account (a closed account that is unlocked after state registration of rights to real estate or with the help of a banking cell). Depends on the country and laws on registration of rights to real estate.


ENCUMBRANCE AND DEPOSIT.

Encumbrance means the restriction of the use, possession, and disposal of property. However, not every restriction can be applied to it. The main feature is that it is imposed in accordance with the law. There are two forms:

- At the will of the owner, voluntary;

- In addition to the will of the owner, compulsory.

Only the VOLUNTARY encumbrance is used on the HOME LOANS platform.

An example of voluntary encumbrance is a deposit. The owner deposits what he owns or acquires into property thereby burdening it.

DEPOSIT

The main point is that the property specified in the contract is a guarantee of repayment. If the debt is not repaid in full and on time then property deposit as security collapses against it. The deposit does not lose its force even in case of a sale of mortgaged property. The right to own a deposit can only be transferred with the conditional consent of the deposit owner.

THE RESOLUTION OF NON-PAYMENT LOAN DISPUTES

For the states where the crypto currency is legalized

1. If there is a shortage of HLCoin crypto currency to debit the customer's wallet from a mobile application HOME LOANS for a monthly payment, the system will notify the borrower about it.

2. If the borrower has an insurance event then decision of the matter automatically occurs as a smart contract with the insured company entered into the system and in which the life of the borrower was insured.

3. If the borrower understands that he cannot pay a mortgage or asks to reduce the amount of payment in HLCoin for a certain period (restructuring) then he fills the application in the mobile application for restructuring. The scoring program calculates the number of HLCoin earned by the borrower per month and makes conclusions about the creditworthiness and the new loan term.

4. If the borrower stops using the smartphone and visits partners then a representative of HOME LOANS (franchisee) is contacted with him to settle the matter.

Causes: temporary incapacity which results in the inability to earn HLCoin from everyday life, and other reasons that led to the inability to pay the loan.


For the states where the crypto currency is not legalized

1. If there is a shortage of HLCoin crypto currency to debit the customer's wallet from the mobile application HOME LOANS for a monthly payment, the system will notify the borrower about it. If the borrower has an insurance event then the borrower must immediately send a notice to his insurance company.

2. The fact of occurrence of the insured event must be confirmed by the insurance company for which it conducts its own verification. When the insurance company pays insurance in favor of the organization representing the interests of the HOME LOANS platform the money is transferred to HLCoin and goes back to the Guarantee Fund.

3. If the borrower understands that he cannot pay a mortgage or asks to reduce the amount of payment in HLCoin for a certain period (restructuring), he fills the application in the mobile application for restructuring. The scoring program calculates the amount of HLCoin earned by the borrower per month and makes a conclusion about the creditworthiness and the new loan term.

4. If the borrower does not receive payments and the borrower does not go to a dialogue to resolve the issue of debt repayment then these disputes are resolved in accordance with the procedure established by law on these issues in the country where the property is located.


Consequences of non-payment of a loan:

- A decrease in the borrower's rating, which entails a refusal to re-apply (depending on the reason);

- Confiscation of real estate.

Reimbursement of losses to investors:

The Guarantee Fund reimburses the residual amount of HLCoin to investors issued to the borrower (the property remains on the balance of HOME LOANS) in the event of a situation with the non-repayment of the loan or the occurrence of insured events.

Investors or owners of HLCoin have the right to redeem real estate, which is on the balance of HOME LOANS by means of auctions.

HOW MONEY TRANSFERS TO SELLERS OF REAL ESTATE IN COUNTRIES WHERE THE CRYPTUALS ARE OUTSIDE THE LAW

HOME LOANS will be registered in Estonia and for the realization of activity on exchange cryptocurrency for the legal person will receive the license which is called "tegevusluba alternatiivsete maksevahendite teen use osutamiseks".

Estonia is one of the foremost countries of technological innovation of crypto-currency in which the state government is friendly to introduce crypto-currency technologies into everyday life, healthcare, banking services and even e-Residents. Estonia today is a jurisdiction that implements a lot of bitcoin start-ups, ATMs of crypto-currencies and special peer-to-peer services for buying and selling cryptocurrency.

In countries where the currency is out of the law, our organization will transfer money to the sellers via bank transfers on the day of the transaction.

DISTRIBUTION OF DIVIDENDS FROM A LOAN BETWEEN INVESTORS

Dividends in HLcoin will be distributed each month between investors in the ratio of embedded HLCoin on loan.

APPENDIX FOR HLCoin EARNINGS AND CREDITWORTHINESS ASSESSMENT

The borrower's smartphone is an effective tool for earning HLCoin and checking its creditworthiness. The client will consent to the processing of personal data when he will be installing our mobile application. We guarantee the confidentiality of our clients.

[phexchanger]

Association of persons contributing to the development of the digital environment and HOME LOANS. Siberian forum "SibDigitALL" Speakers: Vladimir Popov (Irkutsk), Gleb Pyzhov (Moscow), Alexander Deev, Arkadiy Seleznev (Moscow)

[HOME LOANS]

PRE-ICO

Only 12 days left

CATCH

Already sold 282 158.5 HLCoin = 71250$

Invest in your future home

[HOME LOANS]

[red fox]

Attention! SCAM!
https://bitcointalk.org/index.php?topic=2475699.msg26890495#msg26890495

[HOME LOANS]

Team HOME LOANS began work on the development of mobile applications. The announcement and the test will occur in January, the ICO company

[HOME LOANS]

Hi all. We made a charge for the subscription. Increasing them twice. Due to a past of our signatures.

The main news. The first enumeration of tokens will occur upon completion of PRE-ICO

[thaliaand]

I like the purpose of this project which can help many people who have difficulty in obtaining loans to buy property especially people with below average ability. I will try to study this project more clearly.

[endlasuresh]

It looks promissing, but how do you provide for every country also how can you re collect the loan from poor people? Here most people take loans from bank, but they end up in repayment due to the interest.

[HOME LOANS]

I like the purpose of this project which can help many people who have difficulty in obtaining loans to buy property especially people with below average ability. I will try to study this project more clearly.

Thanks

[HOME LOANS]

It looks promissing, but how do you provide for every country also how can you re collect the loan from poor people? Here most people take loans from bank, but they end up in repayment due to the interest.

APPENDIX FOR HLCoin EARNINGS AND CREDITWORTHINESS ASSESSMENT

The borrower's smartphone is an effective tool for earning HLCoin and checking its creditworthiness. The client will consent to the processing of personal data when he will be installing our mobile application. We guarantee the confidentiality of our clients.

EARNINGS SYSTEM OF HLCOIN

The mobile application HOME LOANS that unites counterparties in one product will be able to motivate users to buy goods and services from partner companies (hereinafter referred to as the counterparty) through Cashback and a system of incentives in the form of HLCoin currency to which the borrower will repay the loan.

Our counterparties are offered the following system of relations:

-The counterparty is registered in the mobile application HOME LOANS thereby agreeing to the terms and conditions of the HOME LOANS system. In his personal account, he receives a certain number of HLCoin tokens which are only for the loyalty system and which will encourage borrowers to visit the organization's data to obtain HLCoin.

HLCoin, provided to the partners at the exchange rate HLCoin EPHLC (Exchange Price HLCoin - the exchange value of HLCoin) is equated to the already developed and working system of loyalty to their customers in the form of Cashback or various rewards that are returned to the client in the form of fiat money. HLCoin is paid to customers (borrowers) only when it visits a counterparty and pays for goods or services with traditional money and traditional money from counterparties through the loyalty system that is transferred to HOME LOANS. Thus, excluding the possibility of fraudulent actions on the part of the counterparty and the borrower by means of an agreement between them on the stable transfer of HLCoin to repay the loan without reinforcement by the loyalty system in the form of traditional money.

The value of EPHLC is determined by the value of the HLCoin exchange rate at the moment of implementation of the loyalty system.

HLCoin accrual can also occur if a user visits a counterparty that does not have a loyalty system to the customer but who is hosted in the HOME LOANS system as an advertisement for its product. The fact of the visit is recorded by the definition of geolocation and iBeacon sensors placed at the counterparties. The visit is limited to a time interval (1 visit at 48 hours).

In this system of relations with counterparties, a monthly fee is charged in traditional money for placing this organization in the mobile application HOME LOANS as an advertisement.

When a client visits this counterparty and this visit is recorded by determining geolocation and iBeacon sensors placed at the counterparties then the customer (borrower) receives HLCoin from HOME LOANS as an incentive. The number of HLCoin (Xhlc) in this case is defined as the number from the monthly advertising fee at the exchange rate of EPHLC at the time of the visit divided by 100-500 visits per month and until the monthly advertising fee (EPR) in traditional money will not be debited.

Xhlk = EПP/Yпм (at the moment EPHLC)

CONCLUSION: the counterparty receives customers, the client receive HLCoin tokens to repay the loan, and traditional money which is returned through the loyalty system from our partners and then went to the HOME LOANS account for HLCoin purchase on the exchange & return to the ecosystem of the HOME LOANS system.

GROWING DEMAND IN THE MARKET

Provides its own loan repayment system without resorting to traditional money.

We forecast strong demand for our international home loan platform HOME LOANS. We will create our platform using open-source-resources where applications with impersonal data will be freely available. Access to personal data only with the consent of the client for the transfer the personal data to the third parties.

HOME LOANS for local partners: global business scaling

We developed business development algorithms in new countries which are based on our work experience and extensive studies of markets and legal segments. We are going to launch an international franchise after launching the platform.

We will share with our franchisees all necessary market research, knowledge of risk management, know-how in the field of loan assessment.

What HOME LOANS will provide for franchisees:

● A reward for each new customer;

● A reward for each new counterparty;

● Deep research of the legal system and market in a particular country;

● A proven business model, financial projections, and cost estimates;

● Expertise and scenarios for customer service and debt collection;

● Various consulting services during business development.

[sana9826]

What if our rank getting higher sir, do we need to update the signature? And how does it count?

[HOME LOANS]

What if our rank getting higher sir, do we need to update the signature? And how does it count?

Since the beginning of the new week we can update your rank

[HOME LOANS]

Team HOME LOANS wishes you a happy 2018
We wish each family to buy your home
We will do our best to help you

[minorman]

What's the min/max funds required for your project and what all cryptos accepted for the crowdsale?

[Buntel168]

look like promsing project, i thing it will be good invest for this project and to be holder in this coin. hope this project will be success.

[HOME LOANS]

Team mortgage loans is likely to choose not to ICO. This is due to the great demand for the use of our platform in January. The release also scheduled for January 2018. In the second half of the month.
Hurry up to buy tokens with bonuses.

[HOME LOANS]

New English supergroup

https://t.me/HomeLoansENG

[lapsang_M220]

I saw that your pre-ICO was ended on 12/29 and you have no intention to ICO? So the next chance to invest in HLC is after launch, correct? I'm asking because seems like the pre-ico link on your website is still active.

[HOME LOANS]

I saw that your pre-ICO was ended on 12/29 and you have no intention to ICO? So the next chance to invest in HLC is after launch, correct? I'm asking because seems like the pre-ico link on your website is still active.

the counter PRE-ICO is closed from 29.12 on the official site

[HOME LOANS]

I think this is a great project, waiting for more information, best wishes! Fill in the form.

Thanks for the feedback.
Hurry up to buy HLCoin with bonuses!!!

[easemypain]

Good project!

[HOME LOANS]

Good project!

Thanks for the feedback. And invest in real estate.

[HOME LOANS]

1 HLCoin = 1$+25% BONUS until January 11
(link: http://home-loans.io/) home-loans.io
Contract Address: 0x329bCA83b582006ca1FE2c1CF8BBd94AD0e6033a
Token Symbol: HLC
Decimals: 18

[HOME LOANS]

Soon

Release of mobile applications and mortgage loans

Hurry up to buy HLCoin. + 25% bonus until January 12, + 20% until January 21

The sale will end before the official access to the stock exchanges

Coming soon to stock exchanges

[HOME LOANS]

https://www.youtube.com/watch?v=tJadBS6MajE&t=10s

[MrRichi]

what will happen to the tokens after the ICO?

[ben_btctalk]

Why there are two ceos? valentina katz or irina mandrik is ceo? i guess there is something wrong.

[HOME LOANS]

what will happen to the tokens after the ICO?

Any unsold tokens during the Token distribution well be burned

[HOME LOANS]

Why there are two ceos? valentina katz or irina mandrik is ceo? i guess there is something wrong.

Why do you have such an opinion? You can ask them questions. Contact them on social networks, telegram, Skype.

[erin2017]

This Project looks promising

[HOME LOANS]

This Project looks promising

Thanks.

[HOME LOANS]

https://hlcoin.weebly.com/

[Thomas333]

is there a prototype, minimum viable product or trial underway?

[MrRichi]

what will happen to the tokens after the ICO?

Any unsold tokens during the Token distribution well be burned

thanks dev

[HOME LOANS]

is there a prototype, minimum viable product or trial underway?

Data screenshots from the Home Loans platform. Soon the announcement. Question about the trial do not understand?

[popolite11]

Team mortgage loans is likely to choose not to ICO. This is due to the great demand for the use of our platform in January. The release also scheduled for January 2018. In the second half of the month.
Hurry up to buy tokens with bonuses.

I can join the mortgage program of your project at the end of January or there are some restrictions for residents of other countries?   

[HOME LOANS]

Team mortgage loans is likely to choose not to ICO. This is due to the great demand for the use of our platform in January. The release also scheduled for January 2018. In the second half of the month.
Hurry up to buy tokens with bonuses.

I can join the mortgage program of your project at the end of January or there are some restrictions for residents of other countries?   

no, there are no restrictions for countries

[ben_btctalk]

Why there are two ceos? valentina katz or irina mandrik is ceo? i guess there is something wrong.

Why do you have such an opinion? You can ask them questions. Contact them on social networks, telegram, Skype.

no i mean why you have two ceos. can you share how do they share responsibilities of that position?

[itsv]

have you shortlisted some exchanges where it will be listed first?

[sasa0220]

Real estate market is huge. And at present the prices has rising sky high. therefore there is a very good potential for this project

[pokemoso]

I think that real estate and block chains are very affinity. Although most of the ICOs will end with a desk topic, I hope that this project will be realized.
It is important to put emphasis on advertising strongly.

[cakmabokgot]

I checked the dev of the project, very promising.
Providing different types of loans is a great opportunity for users. Great work...

[espargon]

interesting project although I have some doubts, have already some beta of the producer to see and show? What plans do you have for promotion beyond the internet? In relation to the market that you raise, are there any alternatives that you have that they do not?

[Rivai_adriansyah]

Can i check roadmap Home loans?
I think home loans is great project
Combining the lending with loans
And I was intrigued by the bounty program home loans

[zz9w9z]

I think It isn't too late to join you until I see your website,twitter,facebook,etc.

Wish you success and I'll be always with you.

[gerdab]

original idea, u need to deploy representatives around the world to success

[Malorik1313]

Кpyтaя кaмпaния, yчacтвyю в бayнти кaмпaнии пoчти вo вcex oтpacляx. Дyмaю чтo идeя c ипoтeкoй oтличнaя, глaвнoe ee peaлизoвaть!

[Mariii]

I wish for the success of this project

[Yulieski]

I think you need a better web designer for your project. The appearance of the picture is bad.

[HOME LOANS]

interesting project although I have some doubts, have already some beta of the producer to see and show? What plans do you have for promotion beyond the internet? In relation to the market that you raise, are there any alternatives that you have that they do not?

There is no  risks associated with non-payment of loans:

- a loan is secured by real estate by 100%,

The guarantee fund of HOME LOANS, which is 20% of the total number of issued HLCoin tokens will cover 100% of the  HLCoin tokens issued by the borrower to purchase real estate if the loan is not repaid or the borrower stop paying. In this case the property remains on the balance of HOME LOANS (legal entity);

- the ability of borrowers to earn HLCoin for loan payments through a mobile application of HOME LOANS:

There is a loyalty system of HOME LOANS in the form of HLCoin for users of mobile HOME LOANS.

1) Eat at your favorite restaurant - get HLCoin.

2) Went for a run (or do anything related with sports) - get HLCoin.

3) Invited friends to us - get HLCoin.

4) Invited the partner to us - also get HLCoin.

5) You like to help others (volunteer)- get HLCoin.

- Cashback in the form of HLCoin (cashback is form of loyalty, in the form of a return of part of the  funds from the purchase back to the buyer) that will be used by our partners in the system of mobile marketing in our mobile application HOME LOANS to attract customers.

[bismillahi]

Okay, this project is nearly same with some other ico that I ever seen and but the project, not continued.
but think this project better than the last I join because i look the developer is a professional person,
em I hope dev doing the best. Good luck dev.
Hope to the moon.

[pvtuan34897]

This project has a good plan.
I like it.
Hope your project will succeed

[simi619]

Hi just want to know how would I know how much voins do I have.

[imran69]

Well its looks like a pretty good project. Hope its can reach its goal.

[ltt88]

project need have more people participation .. more the bounty and  airdrop

[godofmine]

goodluck on your project. this is a really interesting one and I will monitor its progress

[kbj]

Great !!!!!

[3dyx]

to many benefit this project with long descriptions. I will keep this thread. good luck dev.

[Evgenastas]

Good luck guys!!!!

[Tuanken897]

It's very interesting
I like your ideas.
I think this project will success soon

[stil55]

It looks promissing, but how do you provide for every country also how can you re collect the loan from poor people? Here most people take loans from bank, but they end up in repayment due to the interest.What's the min/max funds required for your project and what all cryptos accepted for the crowdsale?

[nxnqauff]

What is the exact goal of this coin? Block chain based homeloan distribution? Or something else.. It is not clear for me in the first glance.

[zenece123]

A great project thank you for the opportunity to join this great community. I believe that this project will be a great success

[Edal_JR]

Oтличный пpoeкт, ждём xopoшeгo дpoпa

[5thFear]

awesome idea btw. considering the amount of growth in the real estate industry,. this token can push it to new limits. homes being rented out and built on crypto currency. that would b great. and first real step in letting the cryptocurrency change the lives of the people.

[Sonic09]

Interesting project let see the evolution

[nguyentuananh]

In the registration form I have little understanding
Youtube profile link  ?
You can help me
thank

[StasP]

Looking good. I like it! I hope, you project will have a great future.

[dotc8x]

In the registration form I have little understanding
Youtube profile link  ?
You can help me
thank

Goto youtube page , make channel and use your URL channel

Tips: Just refer accepted list in google excel sheet, will see other accepted info already submitted

Good luck , buddies

[oleksii777]

Thank you for the excellent coin. I hope that she will show herself only from the best side. Good luck to you developers.

[Melnikof]

As far as I know now a lot of problems of different plan in this area and it seems to me that such projects can be very useful approach to give this area a completely new stage of development. good luck to you in this case!  

[vitaliaventel]

Interesting project! Waiting for airdrop!

[myci_nyci]

Seems like a good project. Will keep an eye on it. gl

[Dinar_Mav]

Good project.
What do you plan to pay bounties?

[thinkme1st]

a very ince project with detailed info. hope you have a great future.

[vaibhav.kotla]

Good project. Looking forward to air drop.

[manadger]

I think you will get a good project! I will help you with ICO advertising

[elr01]

It seems to be a very strong project. Good luck. I'm following.

[bey85]

why this project you call home loan? whether later this project for home buying and selling?

[normanski]

will be watching this project closely. Good luck

[A7373]

Nice project ! What can you say about providing 2 factor auth?

[naufalbashar]

what your have a team for this project?

[aimabiet97]

Another real estate project that looks interesting i hope you will get successful soon. Good luck to the team!

[v_i_p]

Good afternoon, the information contained In your white paper useful for every potential investor. I would like to clarify which languages we plan to translate and how soon?

[argk13]

great project. joined the airdrop

[FFI2013]

Looks like a good project is the US one of the markets on the list just wondering

[Aiolikos]

hi this is an ERC20 token?

[bilal7]

nice projet Gooood luck

[imsterimad]

Great Idea getting involved on such big industry as Real estate goodluck

[Phantom_19]

We need such projects, I'm waiting for the tokens to appear on the exchange!

[MrSkyrock]

great project, i am following it ! when will the tokens be available (on an exchange) ?

[mzebehill]

Excellent idea,best wishes to entire team!

[GoaHead81]

A cryptocurency with real estate sounds verry interesting. I joined Twitter, Facebook campain. Hope project suces.

[Xtinah]

Looks amazing... I'm following this and watching it closely. I see great potential.

[Mahbub91]

This is a fascinating project we are going to hit the target.

[julia220]

Great project, thank you for the opportunity to join this great community. I believe that this project will be great success

[Riqelme]

HOME LOANS are easily available financial platform, which Investors from around the world will be able to convert their savings into HLCoin, to be able to increase revenues from loans secured by real estate, sale and purchase of real estate and to protect their incomes from inflation. 100% return on investment in case of loan default the Guarantee Fund. The property remains on the balance sheet of the HOME LOANS or investors

[BlackCrypto29]

Home loan is a welcome development in the crypto currency world..

[Ace44]

I went through your whitepaper, the real estate niche is a viable one and i think it will be wise for one to invest into something of value, granting everyone an opportunity to become a house owner, which is a good thing

[Tiana1]

Nice idea.... Following with keen interest. Best wishes

[Cryptose]

Let's put this project forward , looks promising 

[darkwang]

I have high hopes for this project. It has fantastic potential!

[albertdros]

Definitely interested in this project. Will keep an eye on it.

[Etym_lajanz]

There is no tasks on the airdrop for , the form is just asking us to gill in links without actually telling us what exactly to do

[t3ChNo]

Definitely interested in this project. Will keep an eye on it.

I agree. It looks interesting after reading the whitepaper.

[vasilisc555]

The idea is interesting. I carefully watch the news of the project.
  We can do this! Guys buy tokens

[treejay]

I am interested in this bounty program, because it is very interesting

[Gbambar]

really good concept but thn its going to take really long to compete ...nut im happy to be on board all the same

[dz roknroll27]

I will hold real tight to this  tokens. Beautiful, project wonderful ideas, great team.veri good.

[DOUBLEKAY11]

To me this project looks everything real. Especially when you take time to go through the white paper and the road map. It's loaded. Kudos guys.
Will try all I could to be part of this.
I have joined the telegram channel and chat already. Hope I'm in the right direction guys to benefit from this?
Good luck guys.

[Tamak]

This is really a great project. Very promising in future.

[An0nyMoose]

Sounds interesting.

[fullmoney]

The best AirDrop, 

[Ajikudos2]

Following the progress of the project.
I will look after this till it mooned😊

[Mr.Noda]

Remarketing project, I follow the news very closely and recommend everything. Iksy uniquely will

[Tornadoduke]

This project is so great. The concept of receiving loans in Cryptocurrency blockchain is superb!

[Arpetuos]

ICO

09.01 - 09.02

Bounty Campaign:

We are creating an international platform for Peer-to-peer lending on the Blockchain Ethereum using its our own crypto currency HLCoin, crediting people to purchase real estate around the world, with minimal percent from private investors, without intermediaries in the conclusion of transactions of purchase and making peer-to-peer P2P (peer-to-peer) transactions.

Every person who owns HLCoin is an investor or a borrower

Such crediting will take place using the online platform HOME LOANS by using various financial tools, audits and own scoring system check. This platform will not depend on economic factors of the state in which the property is located and the residence of the borrower. The world market for p2p lending, which was associated with the revolution in finance by 2020 will triple and reach $286 billion.

HOME LOANS will easily accessible financial platform through which people from around the world will be able to convert their savings into foreign currency HLCoin supported by the estate for the potential yield from loans secured by real estate, repurchase real estate, and to protect their income from inflation.

Each HLCoin is a part of safe investment in no-purpose loans secured by real estate that allows people from all over the world to convert the currency of the country in crypto-currency, inflation-resistant. Users can instantly convert their currency into HLCoin and back, and to make any purchase, regardless of the cost.

Due to the possibility of smart contracts and innovative financing platforms in lending on real estate, HLCoin will reduce costs and improve the speed of the traditional business of lending for mortgages and eliminate the need for the participation of third parties.

In future we will be able to help all the 1.6 billion people who do not have their own housing, and also all those who, for one reason or another, was refused by banks, adding them to a new global decentralized cryptosystem.

At the same time will be aggregated large amounts of data, reflecting the needs of customers and their online behaviour. Sharing and exchange of these data will allow private investors around the world to effectively invest their money,  insurance companies to obtain new customers, and borrowers to acquire real estate at favorable terms and to repay the loan without spending to traditional money.

OUR PRODUCTS

On the international platform of lending estate HOME LOANS has provided types of loans, such as:

1. Loans for housing under construction (1 – 180 months, 1-3 % rate, up to$300,000)

2. Lending for second hand homes (1 – 180 months, 1-3 % rate, up to$300,000)

3. Lending for commercial real estate (1 – 120 months, 2-5 % rate, up to$500,000)

4. Loans for the land (1 – 60 months. 1-5 % rate, 250 000$)

5. Lending of private property (1 – 60 months. 1-5 % rate, 250 000$)

The age of the borrower is from 18 to 65 years (at the end of the loan).

Early repayment is available from the first month without fees.

There is annuity scheme of loan repayment.

HOME LOANS will be registered in Estonia and to facilitate the exchange of cryptocurrency for the legal entity will get a license, which is called “tegevusluba alternatiivsete maksevahendite teenuse osutamiseks”.

Estonia is one of the leading countries in technological innovation of cryptocurrency, to which its government friendly to the introduction of technologies of cryptocurrencies in daily life, healthcare, banking services, and even service e-Residents. Estonia today is the jurisdiction of the many bitcoin startups, cryptocurrency ATMs and special services peer-to-peer buying and selling of cryptocurrency.

In countries, where the cryptocurrency outside the law, our organization, through Bank transfers will transfer funds to sellers on the day of the transaction

There is no  risks associated with non-payment of loans:

- a loan is secured by real estate by 100%,

The guarantee fund of HOME LOANS, which is 20% of the total number of issued HLCoin tokens will cover 100% of the  HLCoin tokens issued by the borrower to purchase real estate if the loan is not repaid or the borrower stop paying. In this case the property remains on the balance of HOME LOANS (legal entity);

- the ability of borrowers to earn HLCoin for loan payments through a mobile application of HOME LOANS:

There is a loyalty system of HOME LOANS in the form of HLCoin for users of mobile HOME LOANS.

1) Eat at your favorite restaurant - get HLCoin.

2) Went for a run (or do anything related with sports) - get HLCoin.

3) Invited friends to us - get HLCoin.

4) Invited the partner to us - also get HLCoin.

5) You like to help others (volunteer)- get HLCoin.

- Cashback in the form of HLCoin (cashback is form of loyalty, in the form of a return of part of the  funds from the purchase back to the buyer) that will be used by our partners in the system of mobile marketing in our mobile application HOME LOANS to attract customers.

In order to create a platform HOME LOANS and develop business on a global level, our team took the decision to hold ICO

Successfull ICO will allow us to quickly create products and services, and will also make possible the development in the international market.

● for further development of this platform. We know exactly what is necessary to achieve the set objectives. This development in the global market, starting with Russia, Europe, Asia, and Australia. We conducted all the necessary research and concluded preliminary agreements with prospective local partners;

● to attract more investors on the ICO and quick start of giving loans secured by real estate after the launch of the platform;

● to attract more borrowers on the ICO that will give them more chances to get their first loan to purchase their own property right after the launch of the platform, as the system of credit rating will be able they will calculate the monthly payment, based on the number HLCoin in the wallet;

● to attract more investors on the ICO of tokens for a quick start of giving the loans secured by real estate immediately after the launch of the platform.

OUR TEAM

IRINA MANDRIK



CEO & Co-Founder

The financial market specialist on depositary activity since 2007 (certificate AIV-001 No. 001719)

Mortgage broker since 2013

1. Instagram: https://www.instagram.com/irina_mandrik/?hl=ru

2. Facebook: https://www.facebook.com/profile.php?id=100012369361389

3. Twitter: https://twitter.com/mandrik_irina





VALENTINA KATZ


CEO & Founder

The founder of the  “Gallery”, www.glr38.ru experience: realtor for 12 years, Director 6 years

1.  Instagram: https://www.instagram.com/valensiyaaaa/?hl=ru

2. Facebook: https://www.facebook.com/valentina.kats.5





VYACHESLAV STREKALOV


CIO

Developer of innovative devices. Programming. http://strekalev.ru

1. 1.  Instagram: https://www.instagram.com/strekalev/?hl=ru

2. Facebook: https://www.facebook.com/strekalev





ALEXANDER ERMAKOV

CIO

Software engineer

Facebook: https://www.facebook.com/alexander.ermakov.37819



ALEXANDER SAKHAROV

CIO

Software developer. Development experience is 5 years. Smart contracts specialist

https://vk.com/conder49



SERGEY ATCHESON

CMO

Mortgage broker,experience - 3 years



OLEG MILTER


CMO

Marketing Director/Commercial Director



LUBOV KATZ


CFO

The chief financial officer.

We started as a company in 2011, fully concentrated on real estate activities and loans secured of real estate in 2013, focused on providing optimal solutions for its customers.

To improve the professional level in the field  of real estate sales and mortgage lending every year our employees  trains that is confirmed by  certificates.

Each year our organization participates in all forums, which take place in the sphere of mortgage lending. Our partners include such giants as Sberbank, VTB 24, Gazprom Bank, URALSIB.

For programming this platform, we have attracted programmers and experts on smart contracts.

Also in the process of developing and running we plan to attract specialists in blockchain.

Welcome the help of other specialists!

That looks great. I have some questions about the application in the real-world, but I am sure you can do it.

Regards

[AngelPeters]

From what I've read on the OP & whitepaper I can really say that this team have productive plan & a bright future. I really love the idea of the loan project.

[kenart.dd514]

Advertisement videos on youtube are well made. It is easy to see that the development member is serious.

[colvis]

A nice project.
i wish this project the best of luck, and you all have my support

[neflixzero]

ready for spread word about your project , it's very interesting

[bullet22]

going to support this project..
very interesting..

[kegl]

have you shortlisted some exchanges where it will be listed first?
Very interesting project, good luck dev

[natan069]

Applied for the signature campaing.

I found the project interesting and with a real world use. We really need to offer alternatives to people rent and buy homes and create better oportunitties.
thanks
hope I can enter the campaing.

[joletartare]

Hello,
If needed, I can make french translation.

Here are my previous translations :
https://bitcointalk.org/index.php?topic=2668106.msg27220709#msg27220709
https://bitcointalk.org/index.php?topic=2620686.msg26667119#msg26667119

Please PM if interested.
Good luck!

[floooch]

It seems to be a nice project. Good luck. I'm following.

[Draketom]

Real Estate investment is a really good thing on the blockchain. Having this project will surely enable anyone to benefit from this profitable business.

[Landagert]

A cryptocurrency backed by real estate is a great idea. I'm sure this project will success.
All the best for the team.

[rolandtagz]

HLCoin is a great project...
Good for people without own homes
and for all developers..
Good lick!

[oneofthecgh]

A nice project. Good luck. I'm following. Presentation and whitelist made on very hight level

[maximhkn]

bizde katılalım bakalım ileride ne olacak

[thuyanle]

nice project, very clearly. I appreciated this project. I will deposit and I hope this project will get win the target and go to the moon soon!
I love this project

[Crypto_em]

This project isn't just promising, but also interesting and convincing especially to those who love home loans and lending.  It will help a lot to people because it's offer is really good and beneficial.

[nayeema17]

Happy to hear these great news. It is time for HLCoinHOME LOANS. All the best. I believe this project will be successful!

[kwaraboy]

This project is promising, and interesting and  especially to those who love home loans and lending.  It will help a lot to people because it's offer is really good and beneficial  in the near future?

[sondormon]

I think HL will be a successful project.Best of luck

[shikra76]

awesome idea btw. considering the amount of growth in the real estate industry,. this token can push it to new limits. homes being rented out and built on crypto currency. that would b great. and first real step in letting the cryptocurrency change the lives of the people.

[tamsau27]

A nice project. Good luck. I'm following
Join the telegram chat and the team will answer any of your questions: https://telegram.im/web/?p=@widgetbot#/im?p=g260255254
Join our telegram channel and stay tuned for news of the project: https://t.me/homeloanscoin

[bala6190]

Project seems really interesting and team looks super strong. Once successfully penetrated the market,  project will be unbeatable.

[hanum]

good project..good luck

[lupee0323]

hoping for the best of your project Goodluck dev i hope this is a great token in the future

[libert19]

I have doubt if this is a serious project but let's see.

[yungryce1]

Mortgages are still very much viable and is still makes for a ver good investment. If project is well carried out, this should turn out well

[healix21]

does this support multiple loans?

[prizes]

how does the procedure lending real estate ?? via website ?and does  it need requirement for that ? can you explain details ?

then what's the contract address your token ?

[snakejack]

Really interesting project, I will keep an eye on it.
Good luck dev !

[Adreman23]

HLCoin has clear and strong platform every holder consider as an investor or a borrower   so this will be the big impact for crypto people who dreams to own a house, with HLCoin it is possible. Very good product that provided type of loans. and also the team looks very proffesional. Hope this project will boom a success and i am supporting this great project.

[Adekenny]

Love the fact that is going to lend people for real estate purchases around the world at a minimum interest rate from private investors without resorting to intermediaries in the sale and purchase of peer-to-peer P2P (peer-to-peer) transactions.
2020. HOME LOANS will be an easily accessible financial platform through which people from around the world can convert their savings to HLCoin currency. This is a future project, wish u luck.

[rk_onyx]

Developers cool idea and idea! It's great that the cryptocurrency appear worthy projects!

[HappySun]

Really interesting project, I will keep an eye on it.
Good luck dev 

[jacabi]

This is a good idea. Real estate investment would be more easier with this.

[BigShoe99]

Project seems really interesting and team looks super strong. Delighted about this already.

[coly20032003]

I really like the idea of this project, very promising. Looking forward to more news from the team.

[takesomemoney]

This project looks promise for me. Connect blockchain with real estate, the project will get success if it's built a strong connection with real estate. Good luck.

[Rati24]

A very good idea for a project of this level. If everything goes smoothly on the roadmap, we will succeed. The site is made also qualitatively and very seriously. Do you have a referral program?

[mikaeala15]

This international platform of lending state is a promising because of their real estate investment that other ICO project don't have.

[rons14]

here is a certainty that this project will shock the crypto industry and the very foundation. I think that the participants and investors are waiting for a fundamental growth. Goodluck guys

[cryptofinder]

Just looking on the team behind it, already giving the impression that this is a good project. Also there are some coins that also supporting the project.
Good luk for you.

[leialdover]

Im curious how this platform work on applying home loans.. When all i can see nowadays are home loans from banks and other private companys. If you can really deliver this, this project i believe will be big.

[Junix26]

How many tokens each one can buy? Is there a minimum or maximum? 

[greatobotcrypto]

A Peer-to-peer lending service that works with Cryptocurrency secured by real estate is a great project to involve in. I'm optimistic about this

[Fofilet]

Interesting project, to follow in time.

[Ulya63]

Very good project in its segment. Everything is done for the convenience of the user and without doubt he has a great future if so goes further. And is the mobile version of this project expected?

[pero991]

Do you have a referral program? Loan service Peer-peers, which works with a crypto-loan secured by real estate. What do you plan to pay out? If everything goes smoothly in the road map, we will succeed. Is the mobile version of this project expected?

[tunji80]

Very nice project. I will like to be part of this

[Yey09]

Wow Nice! Backed by real working business.

[marcus13]

Good luck dev. I like this project.

[wbsteel123]

Great and all done dev. I have joined to your project. Good luck for the upcoming ICO anyway I'll keep looking forward for more information and updates also.

[yemiforu]

we don't need those people that want free money and then dump.. we want serious people and they are there. just approach the market different.
Or if you do airdrop do it slowly
the first 50 get amount of tokens in the first week after list is published the other 100 after that in the 3 week so slowly you release you coins and the coin will be adopted to the community

[alener]

The project will help develop mortgage lending, which means it will be interesting and promising. I will follow him.

[midouknight]

always a peer2peer based project seems to be successful just you have to develop  the idea

[abendanponch14]

i will always supporting of this project there will very nice and looking succesful thanks dev

[wumijane]

Promising project...weldone guys👍🏽👍🏽

[CrazyClock]

And for me an interesting project at least that keeps up with the times, because in developed countries have long been developing technology for the use of the blockchain in real estate. If it will help make real estate transactions and the real estate market in General more transparent, fast and honest - it will be just fine.

[bit555]

The project is very ambitious, the area of ​​investment is bottomless, the main thing is that this was not just another empty bubble. I want persistent and progressive movement towards the goal

[meanwords]

This project looks promising. If this project really does gets successful, it would change the way how we purchase our houses. Going to keep an eye on this one.   Good luck.

[aaatish]

this is good project, i read all the things.
Just looking on the team behind it, already giving the impression that this is a good project.
 Also there are some coins that also supporting the project.
Good luck for you.

[Tonydman97]

I like the projects idea of home loans will have an easy access in financial platform through which people from around the world will be able to convert their savings into foreign currency HLCoin.

[tosbik]

This project is very promising and i will like to be part of the investor. please let me know i can contribute to the success of this project

[angeluhihu]

Very timely since real estate investments are being considered even for millenials like me

[shycoins]

HLCoin coins can buy real estate, people from different countries how to live? Interesting ideas.

[devotional]

this is a logical idea. good luck hope you make it.

[Guliver17]

This project has a good plan.
I like it.
Hope your project will succeed !

[mustee082]

Nice project

[CAPT.DEADPOOL]

good luck dev i hope your project will be successful

[poketis22]

Oтличный пpoeкт!!

[Devilz666]

Good Luck with the project.

Any bounties for graphic design?

[chandraprakash]

this project sounds interesting, i want to know more, but it seems that there is no official website link and whaite pepar  in this rtopic.but i like roadmap t
thanks  dev

[iffi123]

on board  and carry on  project

[Olayele]

For people who love to invest in real estate I am sure you don't want to miss this opportunity  because this is a great project

[yaobai]

Such a good concept, such a good technical team, will be successful

[lytco]

you have grat crew, don't give up and work hard for this project.

[alt-fire]

at one time it seemed that the project was dead, but the guys rested and went into battle again. smart idea

[bitcoinhunter1221]

This projects seems to be useful and helpful in the community, it also looks so promising. I'll be supporting this via bounty and I hope this pprject will be successful.

[HOME LOANS]

at one time it seemed that the project was dead, but the guys rested and went into battle again. smart idea

The project did not freeze. Just the team was not specifically going for this project, it's an operating organization that has been working for 12 years. And this direction is the continuation of all activities. December was simply loaded. Programmers promised in 1.5 weeks to put the first version of the platform in the form of a mobile application, working

[shae123]

Seems a great project that must be supported by a community. Best of luck DEV for the success of this project.

[lovemsngr]

I am interested in this project. I read the whitepaper and it may be going places. Good luck to all! Let the community grow to the max!

[mdn2007]

this project is very large and has been run with a long time hopefully by increasing the level of professionals in the field of real estate sales every year will be able to give a good impact and grow very rapidly this project.

[zininaks]

The project is global, in the area of investment is like a bottomless.The project looks to the future and will change everything we know about buying a home.

[Maximus198729]

Ждy c нeтepпeниeм дaнный пpoeкт! Кoмaндe yдaчи!

[hayjamalo]

project is very nice. which exchange homeloans going to starting? sorry for bad english.

[blacksky]

I am curious how a real estate project in crypto currencies will work. Home loans combined blockchain is a good idea. I wish you good look.

[nikola22]

In my opinion it's very promising project with great chances for success.

[sanekborisov]

Interesting and nice concept for this project.. i believe this project will be succes.. good luck

[eklA]

Only time can say the project is good or not but good luck, it's sounds serious and quite complete, so.

[strelok25]

To me this project HOME LOANS looks everything real. Especially when you take time to go through the white paper and the road map.This project is so great the concept of receiving loans in cryptocurrency is superb.I have joined the telegram channel and chat already.

[Imguru]

This seems a unique amd promising project
 I will definitely be part of
this Wish u all luck

[eklA]

When a team give up a project and a better team retake this project for a better futur it's a great thing. I wish the best for HOME LOANS team.

[Bakscher]

It's good that the new team got down to business. Let your company prosper only.
I see that this is all serious and for a long time

[bitok50]

HOME LOANS gives people the opportunity to buy their own property, without resorting to the traditional methods, banks. Has its own scoring system, which, in addition to the standard analyses of the borrower for creditworthiness which gives more chances for the borrower.I like the concept and plan of this project and I think that the project has very big prospects for development.

[Cremeboy]

Still think I need more time to understand this. Is there a simpler document that I can read through?

[storfox]

From what I've read on the whitepaper i can really say that this team have productive plan and a bright future. I really love the idea of the loan project.I found the project HOME LOANS interesting and with a real world use. We really need to offer alternatives to people rent and buy homes and create better oportunitties.

[witcher_sense]

I think it is a good project to invest. It looks unique, promising and safe. It has flexible setting of loan terms and conditions.
You can manage your funds and obtain a stable income.

[and1514]

Good team, great idea-ensure the success of the project! Alternative to conventional banks in the sphere of credit finansirovaniya people need for self-realization and improve the quality of life! Good Luck To You! Long life to the project!

[h0nganh90]

I think this project is great! real estate incorporates Blockchain technology! That's a great idea! Wish team success!

[qusimyusuffx]

Good to be part of this great project, seeing a great and better outcome from this, and the team are well known who have been doing good jobs, wish the team success.

What are your price predictions after it gets to exchanges admins?

[eLiat]

It is a promising project in the future, I am really considering investing seriously in this. I joined and i wish you the best, Good luck to developers !

[jutwined]

Interesting project, Wich exchanges are u talking with ?

[Owillz]

just heard of this project few minutes ago from a friend on whatsapp. it is looking good and very transparent. i must say i love the way you laid out the social media links of your team members.

[Chillz]

The idea of creating an international platform for peer to peer lending on blockchain is remarkable. I looked and the team and I'm impressed. This project would so be successful.

[Mhiztanas12]

I was amazed at the integrity of the project and the impression on me against the developers is genuine believed in the project and gives it all support.
Cheers.....

[Sammee]

Hi. It's cool to see many people excited by this project but is it part of the plan to provide services to/for people like us who live in countries like Nigeria considering that we are usually neglected by projects like yours even though we participate in ICOs and the likes?

[CryptHolder]

I think this is a very welcome development. It will be great if it is achieved as indicated and I look forward to its fruition. It is really a kudos to you Dev. I wish you best of luck.

[hicham0211]

I will support this project.
Good luck to dev team !

[maximus1987]

Great job. I like this

[Ethan francis]

ICO

09.01 - 09.02

https://b.radikal.ru/b39/1801/bd/0e768c95c329.jpg

https://b.radikal.ru/b25/1801/a8/16b6e565b5d1.jpg

Bounty Campaign:

http://s019.radikal.ru/i638/1711/8e/bc9339e034bf.jpg

http://s41.radikal.ru/i091/1711/1c/8b80cef6bf49.jpghttp://s018.radikal.ru/i518/1711/01/19f974189d40.jpghttp://s009.radikal.ru/i309/1711/85/cf7ca83aec1a.jpghttp://s019.radikal.ru/i613/1711/79/f04d55c42447.jpghttp://s019.radikal.ru/i639/1711/51/430c8d6da72d.jpghttp://s002.radikal.ru/i198/1711/54/a9755df42ed8.jpghttp://s018.radikal.ru/i507/1711/60/cdd80f9c7f63.jpghttp://s019.radikal.ru/i615/1711/26/ec1d29940ae4.jpghttp://s018.radikal.ru/i504/1711/ab/881cf4ec4526.jpg

http://s03.radikal.ru/i176/1711/14/6aa11bb18d1d.jpg

We are creating an international platform for Peer-to-peer lending on the Blockchain Ethereum using its our own crypto currency HLCoin, crediting people to purchase real estate around the world, with minimal percent from private investors, without intermediaries in the conclusion of transactions of purchase and making peer-to-peer P2P (peer-to-peer) transactions.

Every person who owns HLCoin is an investor or a borrower

Such crediting will take place using the online platform HOME LOANS by using various financial tools, audits and own scoring system check. This platform will not depend on economic factors of the state in which the property is located and the residence of the borrower. The world market for p2p lending, which was associated with the revolution in finance by 2020 will triple and reach $286 billion.

HOME LOANS will easily accessible financial platform through which people from around the world will be able to convert their savings into foreign currency HLCoin supported by the estate for the potential yield from loans secured by real estate, repurchase real estate, and to protect their income from inflation.

Each HLCoin is a part of safe investment in no-purpose loans secured by real estate that allows people from all over the world to convert the currency of the country in crypto-currency, inflation-resistant. Users can instantly convert their currency into HLCoin and back, and to make any purchase, regardless of the cost.

Due to the possibility of smart contracts and innovative financing platforms in lending on real estate, HLCoin will reduce costs and improve the speed of the traditional business of lending for mortgages and eliminate the need for the participation of third parties.

In future we will be able to help all the 1.6 billion people who do not have their own housing, and also all those who, for one reason or another, was refused by banks, adding them to a new global decentralized cryptosystem.

At the same time will be aggregated large amounts of data, reflecting the needs of customers and their online behaviour. Sharing and exchange of these data will allow private investors around the world to effectively invest their money,  insurance companies to obtain new customers, and borrowers to acquire real estate at favorable terms and to repay the loan without spending to traditional money.

http://s016.radikal.ru/i335/1711/9c/c89c0c8415e6.png

OUR PRODUCTS

On the international platform of lending estate HOME LOANS has provided types of loans, such as:

1. Loans for housing under construction (1 – 180 months, 1-3 % rate, up to$300,000)

2. Lending for second hand homes (1 – 180 months, 1-3 % rate, up to$300,000)

3. Lending for commercial real estate (1 – 120 months, 2-5 % rate, up to$500,000)

4. Loans for the land (1 – 60 months. 1-5 % rate, 250 000$)

5. Lending of private property (1 – 60 months. 1-5 % rate, 250 000$)

The age of the borrower is from 18 to 65 years (at the end of the loan).

Early repayment is available from the first month without fees.

There is annuity scheme of loan repayment.

HOME LOANS will be registered in Estonia and to facilitate the exchange of cryptocurrency for the legal entity will get a license, which is called “tegevusluba alternatiivsete maksevahendite teenuse osutamiseks”.

Estonia is one of the leading countries in technological innovation of cryptocurrency, to which its government friendly to the introduction of technologies of cryptocurrencies in daily life, healthcare, banking services, and even service e-Residents. Estonia today is the jurisdiction of the many bitcoin startups, cryptocurrency ATMs and special services peer-to-peer buying and selling of cryptocurrency.

In countries, where the cryptocurrency outside the law, our organization, through Bank transfers will transfer funds to sellers on the day of the transaction

http://s018.radikal.ru/i514/1711/8b/a568bff0c948.jpg

There is no  risks associated with non-payment of loans:

- a loan is secured by real estate by 100%,

The guarantee fund of HOME LOANS, which is 20% of the total number of issued HLCoin tokens will cover 100% of the  HLCoin tokens issued by the borrower to purchase real estate if the loan is not repaid or the borrower stop paying. In this case the property remains on the balance of HOME LOANS (legal entity);

- the ability of borrowers to earn HLCoin for loan payments through a mobile application of HOME LOANS:

There is a loyalty system of HOME LOANS in the form of HLCoin for users of mobile HOME LOANS.

1) Eat at your favorite restaurant - get HLCoin.

2) Went for a run (or do anything related with sports) - get HLCoin.

3) Invited friends to us - get HLCoin.

4) Invited the partner to us - also get HLCoin.

5) You like to help others (volunteer)- get HLCoin.

- Cashback in the form of HLCoin (cashback is form of loyalty, in the form of a return of part of the  funds from the purchase back to the buyer) that will be used by our partners in the system of mobile marketing in our mobile application HOME LOANS to attract customers.

http://s019.radikal.ru/i631/1711/ce/43b2c1c88ce6.jpg

http://s019.radikal.ru/i636/1711/b1/2552d19e3707.jpg

http://s018.radikal.ru/i523/1711/22/89ca8d66cc01.jpg

In order to create a platform HOME LOANS and develop business on a global level, our team took the decision to hold ICO

Successfull ICO will allow us to quickly create products and services, and will also make possible the development in the international market.

● for further development of this platform. We know exactly what is necessary to achieve the set objectives. This development in the global market, starting with Russia, Europe, Asia, and Australia. We conducted all the necessary research and concluded preliminary agreements with prospective local partners;

● to attract more investors on the ICO and quick start of giving loans secured by real estate after the launch of the platform;

● to attract more borrowers on the ICO that will give them more chances to get their first loan to purchase their own property right after the launch of the platform, as the system of credit rating will be able they will calculate the monthly payment, based on the number HLCoin in the wallet;

● to attract more investors on the ICO of tokens for a quick start of giving the loans secured by real estate immediately after the launch of the platform.

http://s019.radikal.ru/i633/1711/69/c9653912deda.jpg

http://s008.radikal.ru/i305/1711/a4/a1c7b436c322.jpg

OUR TEAM

http://s013.radikal.ru/i322/1711/6d/8c09aaa59e9b.png


IRINA MANDRIK



CEO & Co-Founder

The financial market specialist on depositary activity since 2007 (certificate AIV-001 No. 001719)

Mortgage broker since 2013

1. Instagram: https://www.instagram.com/irina_mandrik/?hl=ru

2. Facebook: https://www.facebook.com/profile.php?id=100012369361389

3. Twitter: https://twitter.com/mandrik_irina


http://s018.radikal.ru/i517/1711/ff/9545418cb3e7.png


VALENTINA KATZ


CEO & Founder

The founder of the  “Gallery”, www.glr38.ru experience: realtor for 12 years, Director 6 years

1.  Instagram: https://www.instagram.com/valensiyaaaa/?hl=ru

2. Facebook: https://www.facebook.com/valentina.kats.5


http://s019.radikal.ru/i608/1711/6e/c5b96d2281e0.png


VYACHESLAV STREKALOV


CIO

Developer of innovative devices. Programming. http://strekalev.ru

1. 1.  Instagram: https://www.instagram.com/strekalev/?hl=ru

2. Facebook: https://www.facebook.com/strekalev


http://s013.radikal.ru/i323/1711/1b/bc4d11a8acea.png


ALEXANDER ERMAKOV

CIO

Software engineer

Facebook: https://www.facebook.com/alexander.ermakov.37819

http://s019.radikal.ru/i642/1711/64/a8312bc127d2.png

ALEXANDER SAKHAROV

CIO

Software developer. Development experience is 5 years. Smart contracts specialist

https://vk.com/conder49

http://s019.radikal.ru/i614/1711/6d/ed7698d3e2f2.png

SERGEY ATCHESON

CMO

Mortgage broker,experience - 3 years

http://s019.radikal.ru/i618/1711/da/19332957db86.png

OLEG MILTER


CMO

Marketing Director/Commercial Director

http://s019.radikal.ru/i642/1711/fc/5d27c61979af.png

LUBOV KATZ


CFO

The chief financial officer.

We started as a company in 2011, fully concentrated on real estate activities and loans secured of real estate in 2013, focused on providing optimal solutions for its customers.

To improve the professional level in the field  of real estate sales and mortgage lending every year our employees  trains that is confirmed by  certificates.

Each year our organization participates in all forums, which take place in the sphere of mortgage lending. Our partners include such giants as Sberbank, VTB 24, Gazprom Bank, URALSIB.

For programming this platform, we have attracted programmers and experts on smart contracts.

Also in the process of developing and running we plan to attract specialists in blockchain.

Welcome the help of other specialists!

[afraze]

Great job. I'm excited about the project. Good luck dev 

[Zasluzkar]

The team have productive plan and a bright future. keep up

[hummer113]

Hello, do you plan to give credit to private needs, and what i need to do for take it ?

[Leftan]

I hope you guys do great job!

[Zanthar]

After reading all the information I have founded, it seems to be a serious and promising project ! Good luck the team

[HOME LOANS]

x10 after the end of ICO Borrowers will buy HLC at $10
Within 10 days, programmers HOME LOANS promise to launch the platform.
After the launch of HOME LOANS, the closure of the ICO
1 HLC = 1$ + 20% Bonus
Contract Address (Eth): 0x329bCA83b582006ca1FE2c1CF8BBd94AD0e6033a
Token Symbol: HLC
Decimals: 18

[Little_S]

Interesting project, blockchain changes the world radically.

[joosep]

Next project which is connected to the Estonia: little obscure place where I accidentally live, I am not e-resident I am resident. To be honest I am afraid that this amazing liberal policy towards crypto here may change, because envy and greed of banks and states is big and volatile.

But generally lending is time-proven business.

[Ezedaniel17]

Will there be an ICO? If yes pls when?

[Nathan01]

I took my time to read the write up in this ANN thread and am amazed of how much information is contained here... strategies, road map and direction couple with innovative vision and future for a P2P lending platform like seriously picking housing niche which is a basic human need is a big plus for the lending industry...

IN!

[Maebeo2017]

Hi.. i am impressed by the project but can it be reviewed so that some of us with low amount of dollars are able to lend say 100-500$?

thanks

[saija05]

What are the main plan for the bounties?

[slavasan]

sound interesting... I just joined Airdrop campaign and quite possibly will take part in bounty
G.L. dev!

[coolclass]

This looks good. Has a unique dimension to it, lending to buy house. I want to know how those taking loan will be held to pay back really. Or am I missing something?

Overall, I sure will be buying some of this when launched.

Good luck to the developers.

[Phantom_19]

Peer-to-peer lending on the Blockchain Ethereum   is very good )))

[HOME LOANS]

Hi.. i am impressed by the project but can it be reviewed so that some of us with low amount of dollars are able to lend say 100-500$?

thanks

We believe that microcredit will be on our platform

[Wafaafei]

this token is interesting and can help many people,hope many people will support this,

[Grey00]

I like the innovative team approach to the problems of the mortgage. And most importantly, this is already a working and successful business that just needs to be scaled.

[karimushkin]

I think it is a good project to invest. It looks unique, promising and safe. It has flexible setting of loan terms and conditions. wish Good Luck for this team!!!

[boybadbi]

You offer very large bonuses that can play a cruel joke. But in general the project is very interesting and the team is chosen professionally. I wish you success, I will certainly hold your idea.

[Unchained2018]

The project is very interesting and promising! But how you will select reliable borrowers for loans and how you will make yourself sure this person will spend loan for the purposes he promised?

[Andrey123]

I hope the conditions for lending will be very profitable!

[cammie16]

You offer very large bonuses that can play a cruel joke. But in general the project is very interesting and the team is chosen professionally. I wish you success, I will certainly hold your idea.

Well, those bonuses will be attractive to most of investors. For me bonuses are great. Anyway, I like the designs and layout of your website. I hope your project will be successful in the coming months.

[HOME LOANS]

The project is very interesting and promising! But how you will select reliable borrowers for loans and how you will make yourself sure this person will spend loan for the purposes he promised?

Money is transferred only to the account of the seller. In the hands of borrowers, money is not given. Own scoring system -
cryptoscoring.

[garryyy]

I think it will be an excellent project, not worse than bitkonekt!

[Bishalacharya]

I think it will be an excellent project.

[veron_b]

Cool project. I like it 

[1Tisha]

The project looks very interesting and promising!

[cryptoafficionado]

This sounds almost too good to be true.  I would love to be able to get a home loan on my phone in 20 minutes.

[JaneClacio]

I think this one will have a great future.
It was a great program!

[Unchained2018]

The project is very interesting and promising! But how you will select reliable borrowers for loans and how you will make yourself sure this person will spend loan for the purposes he promised?

Money is transferred only to the account of the seller. In the hands of borrowers, money is not given. Own scoring system -
cryptoscoring.

Thanks for replying me! Maybe I failed to attend this in WP! In this case, how will you select sellers? They could be any person or organizations or you will try to work only with assigned authorities?

[xiajiawei]

This Project looks promising

[Sureshgudivada76]

Good Project....

[hrvoje305]

Following and participating in project gladly! Best luck to all!

[QuiteLoud]

The project is very interesting and promising! But how you will select reliable borrowers for loans and how you will make yourself sure this person will spend loan for the purposes he promised?

Money is transferred only to the account of the seller. In the hands of borrowers, money is not given. Own scoring system -
cryptoscoring.

Great concept! Thanks for that update!

[kiemnhieutien]

Nice project. HLCoinHOME LOANS will become the main coin for real estate trade.

[ZloiRediska]

A wonderful project! At least something fresh ideas for the market crypto currency!

[HOME LOANS]

NEW ACTION !!! GOLD HLCoin

January, 22-25 BUY 1000 HLCoins and above -
GET A GIFT A gold coin or a keychain weighing 8 grams.
Only 88 coins

http://home-loans.io/invest-en.php 
Contract Address (Eth): 0x329bCA83b582006ca1FE2c1CF8BBd94AD0e6033a
Token Symbol: HLC
Decimals: 18

[bhaveshm94]

Real estate project with blockchain technology is work best if perfectly applicable, expecting great success of HLCoin.

[Ba37]

Interesting project. This should solve and simplify one of the stressful process in everybody's life.
I hope this succeeds, all the best.

[SuiMikira]

HLCoinHOME LOANS is a good project to combine Blockchain and Real estate. I'll follow up with HLCoinHOME LOANS

[leningradskiy90]

Will try all I could to be part of this.its a fantastic project.i would follow on it

[HOME LOANS]

Already 5 people will get GOLD HLCoin

DON'T MISS YOUR GOLD HLCoin

http://home-loans.io/success-ru.php
https://steemit.com/blockchain/@home-loans/new-action-gold-hlcoin-january-22-25-home-loans
https://www.reddit.com/r/icocrypto/comments/7rydko/new_action_gold_hlcoin_january_2225_buy_1000/


Guide to send:
To send a GOLD COIN OR KEYCHAIN FOR the KEYS, you must provide:
1) Country, city, zip, where to be delivered
2) a telephone Number for communication
2) Mail

[jmxpx]

Already 5 people will get GOLD HLCoin

DON'T MISS YOUR GOLD HLCoin

http://home-loans.io/success-ru.php
https://steemit.com/blockchain/@home-loans/new-action-gold-hlcoin-january-22-25-home-loans
https://www.reddit.com/r/icocrypto/comments/7rydko/new_action_gold_hlcoin_january_2225_buy_1000/


Guide to send:
To send a GOLD COIN OR KEYCHAIN FOR the KEYS, you must provide:
1) Country, city, zip, where to be delivered
2) a telephone Number for communication
2) Mail

Cool, that's great!

[HOME LOANS]

HLCoin- world currency for the purchase of real estate

[HOME LOANS]

https://www.youtube.com/watch?v=hzVytFtea-o

[HOME LOANS]

Before the end of the ICO remained 15 days
CATCH to PURCHASE HLCoin at low cost

[HOME LOANS]

http://iconomi.review/2018/01/26/homeloan-the-key-to-your-dream-home-based-on-peer-to-peer-lending/

[HOME LOANS]

https://www.youtube.com/watch?v=vZ_gau1XfEI&t=166s

[Valtivino]

I know this project is so! Expensive and successful this is so awesome project. And i will be suport this project...

[coinmaster241]

It looks like this project will be a long project,
because based on digital loans ,,, of course I like because it is safe

[HOME LOANS]

ICO finished.
Sold 5 934 071 HLC

[Archy_R]

interesting project, sorry that did not have time to buy on ico! But I participated in bounty)

[miklesm]

I like the idea of the project and I took part in their Bounty campaign. Good luck!

[Samolet]

Definitely a strong project that affects the interests of many. I think that this concept is universal and timely.

[Snoker_man]

Can't wait for the second stage of the ICO to start!

[Voland1986]

The team answers all questions on the telegram. I suggest that everyone involved in the project attend the telegram channel. There is also a nice conversations 

[GeorgiyBilyk]

This is one of the best projects of the year! I am sure that the company will achieve high results! I will follow the life of this project with great pleasure! Good luck to the excellent team!

[diagnost75]

Undoubtedly you will have a huge success, I almost do not doubt this because this project is managed by a strong and competent team

[manadger]

interesting project, sorry that did not have time to buy on ico! But I participated in bounty

[online73]

ICO finished.
Sold 5 934 071 HLC

Congratulations on the successful completion of the ICO. I watched the information on your project ... Now many people try to tokenize actions with real estate, but it's about you that I heard from my acquaintances who do not even have anything to do with crypto currency. Here, all of you praise, I will not be original if I say that successfully conducted ICO, it is primarily the competent work of the whole team. I wish you to reach the most inaccessible heights and, no matter what, move forward.

[Erlan10]

Very interesting project!
Good luck to the developers.

As I understand it, you can buy an apartment for tokens HOME LOANS

[HOME LOANS]

URGENT NEWS.
Programmers HOME LOANS said that in 8 days the platform will work in the working mode

[pomor]

I think that the project offers great potential. The topic of the mortgage is very interesting.

[begevotik]

Interesting watching this closely

[sezar.nusti]

Definitely a strong project, I know this project is so! Expensive and successful this is so awesome project

[candyconstantino11]

 i like this project.such interested in homeloans.i will follow this

[764y111]

Your project looks interesting, I will dig deeper into it

[DU3O]

Congratulations to your very successful ICO. Are we already on Stock Exchange? Thanks!

[HOME LOANS]

https://www.youtube.com/watch?v=G3bQ6iWOMMY&feature=youtu.be

[AUruHM]

https://www.youtube.com/watch?v=G3bQ6iWOMMY&feature=youtu.be

Congratulations on successful fundraising! I wish to start a project as soon as possible for the joy of investors. We will wait for the motion on roadmap milestones. 

[pnbamania]

https://www.youtube.com/watch?v=G3bQ6iWOMMY&feature=youtu.be

Congratulations on successful fundraising! I wish to start a project as soon as possible for the joy of investors. We will wait for the motion on roadmap milestones. 

Best of luck!

[Ontalmalang4]

whether this project is finished I follow the facebook campaign, but none of the latest updates from facebook homeloans, what should I report in week 9

[daniel08]

When can we remove our signature and when is the distribution of tokens. Congratulations in a successfull ICO.

[Tremt200]

I congratulate all participants of this wonderful project! ICO is completed in my opinion very successfully. It is necessary to say thank you to the team that worked during this time and of course to all who helped in the promotion of the project! We are waiting for payments and of course a full-fledged launch of the platform!

[alir]

Iso sold 6 million tokens. And the rest will be destroyed? Do I understand correctly?

[kamrulhasan001]

I've read on the whitepaper i can really say that this team have productive plan and a bright future. I really love the idea of the home loan project.

[HOME LOANS]

Iso sold 6 million tokens. And the rest will be destroyed? Do I understand correctly?

Yes

[Ontalmalang4]

Iso sold 6 million tokens. And the rest will be destroyed? Do I understand correctly?

Yes

What is the facebook campaign is over? if yes ... When would your plan for Division of the token for the bounty hunter

[HOME LOANS]

The company signatures and YouTube paid in full. The following payments for translation and publications

[lsgnaija]

The company signatures and YouTube paid in full. The following payments for translation and publications

Youtube received! Thanks.. best of luck dev

[Lauren Smith]

I have some tokens and I want to know when I will be able to use them on the website? I want to kow when I will be able to investor or a borrower my tokens. Thank you.

[Pipesnake]

Any news on the listing on exchanges? Are we going to go for voting on binance/kucoin/cobinhood? has the team started to discuss with such exchanges?

[HOME LOANS]

Any news on the listing on exchanges? Are we going to go for voting on binance/kucoin/cobinhood? has the team started to discuss with such exchanges?

Yes, we're going to go to a vote. I will give a signal and what exchanges

[ninis45]

The company signatures and YouTube paid in full. The following payments for translation and publications

Bounty Company finished on February 5th and distribution for the others is finished, just a bounty Facebook Campaign and twitter campaign not yet held, when will it be distributed ...

[trofim21]

again missed a good project), the company collected what was planned, since I realized that I congratulate you, I will immediately have to buy coins on the exchange until they rise in price, the project has a great future )

[HOME LOANS]

Absolutely new design and functionality of the platform. Now peer-to-peer microloan up to $ 500. The Deposit will be HLCoin in the ratio 2/1. Did not return the loan, the coins remained with the investor. Paid back the loan with a small percentage of the coins returned to you. A week later, a new design and functionality appeared on the official website. English and Russian version. Credits up to $ 500 will be held around the world. The money will be transferred to the borrower's card through the international payment system.  Mortgage remains the main focus of HOME LOANS.

[HOME LOANS]

Together with the launch of the HOME LOANS platform, we are launching a lottery. Prizes of $ 10,000, $ 20,000, $ 40,000 and a super prize of $ 100,000. The prize will be transferred to the winner on the current account or in the currency Crypto ETH and BTC. Everyone can take part in all lots

[cashonly]

Please write a more detailed description of the lottery. Rules, conditions ..

[HOME LOANS]

Please write a more detailed description of the lottery. Rules, conditions ..

Details will appear on the updated site. Briefly: Yes there will be tickets and displaying your chance to win, the more tickets, the more chance. Each prize has its own cost and a limited number of tickets. Each of you can participate in all lots. When registering, you provide a purse number, e-mail address and phone number. We will inform you of the time and date of the drawing in all social networks and forums and the official website

[Kuala Lumpur]

mmm .. Lottery is of course interesting. But I would like to know what the project team is working on at the moment? And what are your plans for the near future? When will the listing be on liquid exchanges? I will be grateful for the feedback.

[minorman]

Together with the launch of the HOME LOANS platform, we are launching a lottery. Prizes of $ 10,000, $ 20,000, $ 40,000 and a super prize of $ 100,000. The prize will be transferred to the winner on the current account or in the currency Crypto ETH and BTC. Everyone can take part in all lots

Is this lottery in favor for token holders? You should make this 30% favorable to the top token holders who supported the project from start and introducing the tokens as a payment to be part of the lottery will boost the price of the token.

[HOME LOANS]

Beware of buying our coins on the delta. In the near future we will inform. All purchases and sales will not be considered

[cashonly]

Beware of buying our coins on the delta. In the near future we will inform. All purchases and sales will not be considered

As far as I understand in the smart contract, the code was cracked. I hope in the near future everything will be fixed and the project will start gaining momentum. We are waiting for news with impatience!

[Kuala Lumpur]

Dear team. A huge request to let us know what happened to you? I believe that this will be fair to the holders of your tokens. What do we need to do?

[Ojengonggu]

Beware of buying our coins on the delta. In the near future we will inform. All purchases and sales will not be considered

ok
we can not buy anymore because we already hold HLC from pre sale and now we want to wait for good news where HLC will be registered and EtHERDELTA is not good thing to trade there

[Daffadile]

Beware of buying our coins on the delta. In the near future we will inform. All purchases and sales will not be considered

ok
we can not buy anymore because we already hold HLC from pre sale and now we want to wait for good news where HLC will be registered and EtHERDELTA is not good thing to trade there

Why are the tokens so cheap on ether delta? They suppose to be $1 That makes no sense.

[HOME LOANS]

AFTER THE HACKER ATTACK OF OUR SMART CONTRACT
WE CREATED A NEW AND SAFE

NEW ADDRESS: https://etherscan.io/token/0x5c7c8c2c5c90b8c3e9319ab1d9bebebd280841b7

Symbol: HOME

All tokenholders will be replaced by coins, except for those who bought on the stock exchange at low prices from scams.
We begin checking coin holders. Soon you will all receive your coins.

[hotimbineh]

AFTER THE HACKER ATTACK OF OUR SMART CONTRACT
WE CREATED A NEW AND SAFE

NEW ADDRESS: https://etherscan.io/token/0x5c7c8c2c5c90b8c3e9319ab1d9bebebd280841b7

Symbol: HOME

All tokenholders will be replaced by coins, except for those who bought on the stock exchange at low prices from scams.
We begin checking coin holders. Soon you will all receive your coins.

THANK YOU HOME LOANS this is good news for us and whether the number of tokens we will get will be the same as the first token ,,,?

[cashonly]

AFTER THE HACKER ATTACK OF OUR SMART CONTRACT
WE CREATED A NEW AND SAFE

NEW ADDRESS: https://etherscan.io/token/0x5c7c8c2c5c90b8c3e9319ab1d9bebebd280841b7

Symbol: HOME

All tokenholders will be replaced by coins, except for those who bought on the stock exchange at low prices from scams.
We begin checking coin holders. Soon you will all receive your coins.

Great news! Now there are very few left - to send new tokens to all holders .. Good luck and patience in this not easy matter!

[HOME LOANS]

You can buy coins here:

In the coming month, access to large exchanges

[frezeq0]

Just looking on the team behind it, already giving the impression that this is a good project. Also there are some coins that also supporting the project.
Good luk for you

[candyconstantino11]

 hoping to joined to your project. Good luck for this project anyway and I'll keep looking forward for more information and updates also.

[collins3]

This is a compassionate project. In my opinion, borrowing is the two sides of the coin. When we lack loans to meet the needs of individuals, families. When we surplus we can deposit savings, loans ... The project refers to the inevitable amount of money so in my opinion it has the potential to grow. Employees of good repute and capacity have set good goals and methods.
I'm very confident!

[Lauren Smith]

I have got my coins swapped with success. I cannot wait till I can invest them into your great project model. As I understand I will loan money to people for buying housing? This means the coins I have right now have a great potential to increase in value and multiply through loaning. Very nice.

[cashonly]

You can buy coins here:

In the coming month, access to large exchanges

I think you have to correct the name of the coin in your signature so people do not get confused. HLCoin - HOME

[crazyhonez000064]

Good project, but I will look further

[phongz81hng]

We will have great plans for the future of this project

[gaciattt]

I Marked this ANN, CONSIDERING INVEST

[Daffadile]

Those 2 exchanges are horrible. We need better ones.

[stadidmiket]

I will be waiting the ICO cuz it looks great,explain me do you have any whitelist?

[HOME LOANS]

Any innovation about this project?can you tell me how you compete with other company?

In the mortgage section WE have no competitors

[hotimbineh]

I already have the HOME token and will wait until next month when HOME is registered in access to large exchanges
and where the HOME plan will be listed ...

[opium]

You can buy coins here:

In the coming month, access to large exchanges

So, it was almost April, and the "big exchanges" promised by you did not begin to sell the HOME token. What can you say about this ?? For the beginning would be enough, at least such an exchange as Cryptopia or HitBTC. I hope you are working on this.

[HOME LOANS]

HELLO!!!
We apologize for such a long delay in launching the project and entering the stock exchanges. This was due to a lot of work. Today:
1. May 15, 2018 begins the testing of the smart contract No. 1 "P2P Mortgage", which will last 10 days.
2. Work on completing the platform home-loans.io
3. When registering, you will be prompted to install MetaMask.
4. In the next stage, immediately after the successful testing of the smart contract No. 1 "P2P Mortgage", we will start a PR-company in Russia and China. And we will also start selling tickets for obtaining certificates for the purchase of real estate.
5. Immediately after successful verification of Smart Contract No. 1, "Mortgage P2P", we will begin testing smart contracts: No. 2 "Loans for P2P Secured", No. 3 "Short-Term P2P Loans", No. 4 "P2P Business Loans"

Thank you for your patience.
The HOME LOANS command

[opium]

HELLO!!!
We apologize for such a long delay in launching the project and entering the stock exchanges. This was due to a lot of work. Today:
1. May 15, 2018 begins the testing of the smart contract No. 1 "P2P Mortgage", which will last 10 days.
2. Work on completing the platform home-loans.io
3. When registering, you will be prompted to install MetaMask.
4. In the next stage, immediately after the successful testing of the smart contract No. 1 "P2P Mortgage", we will start a PR-company in Russia and China. And we will also start selling tickets for obtaining certificates for the purchase of real estate.
5. Immediately after successful verification of Smart Contract No. 1, "Mortgage P2P", we will begin testing smart contracts: No. 2 "Loans for P2P Secured", No. 3 "Short-Term P2P Loans", No. 4 "P2P Business Loans"

Thank you for your patience.
The HOME LOANS command

I greet you. Great news. But what about exchanges? When will you be added to such an exchange as IDEX? It would be cool. And in general I wish good luck to you.

[hotimbineh]

HELLO!!!
We apologize for such a long delay in launching the project and entering the stock exchanges. This was due to a lot of work. Today:
1. May 15, 2018 begins the testing of the smart contract No. 1 "P2P Mortgage", which will last 10 days.
2. Work on completing the platform home-loans.io
3. When registering, you will be prompted to install MetaMask.
4. In the next stage, immediately after the successful testing of the smart contract No. 1 "P2P Mortgage", we will start a PR-company in Russia and China. And we will also start selling tickets for obtaining certificates for the purchase of real estate.
5. Immediately after successful verification of Smart Contract No. 1, "Mortgage P2P", we will begin testing smart contracts: No. 2 "Loans for P2P Secured", No. 3 "Short-Term P2P Loans", No. 4 "P2P Business Loans"

Thank you for your patience.
The HOME LOANS command

I greet you. Great news. But what about exchanges? When will you be added to such an exchange as IDEX? It would be cool. And in general I wish good luck to you.

he is right ....
when is the exchange ....
I hope the exchange will be registered at the right time .... so the HOME token is high and also listed in CMC

[HOME LOANS]

Smart contract "MORTGAGE "
https://github.com/iumag/Home-Loans/tree/master

Smart contract "MORTGAGE" is ready. Today we are placed in open access on github. Now you can invest your money in the Russian mortgage at 6% per annum. Deposits in Europe, America and Asia do not exceed 2%. HOME-cryptocurrency, secured by real estate for 100% mortgage in Russia and beyond - is a global problem. We solved it. Investors benefit from a profit of 5 times more than from deposits

[Lauren Smith]

I wonder that How many tokens each one can buy? Is there a minimum or maximum?

Did you miss the ICO? Did you miss the bounty? Come on dude be more aware next time. There are tokens being sold on etherdelta and etherfork. They are very expensive though and the true value is hard to tell right now because you need a reasonable amount of sell and buy orders in order to determine a relatively "stable price". When I say "stable" I mean as "stable" as crypto gets. Another option is to contact the Devs but I think they have burnt the tokens. They should have but perhaps they have a few for you? Otherwise, you can buy privately from someone but please use escrow don't just trust someone or make small transfers at a time.

[HOME LOANS]

I apologize for the fact that I could not answer. I was in Vietnam for 2 weeks))) at the time when we wrote and already tested the smart mortgage contract. And in 5 days we start to issue a mortgage in Russia, the city of Irkutsk. The site will completely change its design until July 15, 2018. Keep track of and invest in the HOME Crypto currency mortgage in Russia at 6% per annum. All investments.

[HOME LOANS]

PRESENTING YOUR ATTENTION OF NEW HO-LO.NET DESIGN (real estate world)

Programming language - framework
Integration with the blockchain and coin HOME
July 5 is already on the official website link)))
Now you can pay absolutely everything on this site for HOME, except for real estate (temporary mortgage lending), in about six months it will be possible to buy.
The home-loans website will also be completely changed by July 20 (stock 5 days).
 

And also new site logos and coins

      

   

[HOME LOANS]

THE DESTRUCTION TOKEN (HOME) OCCURRED. TURNOVER REMAINED 65M HOME

https://steemit.com/blockchain/@home-loans/the-destruction-token-home-occurred-turnover-remained-65m-home

[HOME LOANS]

The first APPLICATION. First MORTGAGE. The first INVESTMENT.

Platform HOME LOANS opened the first application for a mortgage in the city of Irkutsk, Russia
INVEST IN A MORTGAGE.
Login to this page http://home-loans.io/ as an investor and
INVEST the link http://home-loans.io/test/
Temporary link to update the platform
Borrower: Shatchanova Natalia
https://vk.com/id106234261
Amount of fees: 265571.76 HOME (1HOME= 0,5$)
Project cost: 132785.88 $

      

      

Fees up to 23.07.2018

Login to this page http://home-loans.io/ as an investor and
INVEST the link http://home-loans.io/test/

Instruction: https://yadi.sk/d/A6-O_Ukw3Wb3Fa

[HOME LOANS]

WE PRESENT TO YOUR ATTENTION A REAL ESTATE WEBSITE
from the team HOME LOANS
http://ho-lo.net/

The HO LO platform is developed as an international platform for the real estate market and is based on blockchain technology.
Platform HO LO developed as a framework open source for code for this network the P2P market sales and rent of real estate, and code for tokenization of property assets, which are managed and traded in Ethereum, regardless of the platform's participants. HO LO implements an intuitive user interface, which uses smart contracts in the Ethereum virtual machine to provide the platform with logic.
In the autumn of 2018, work on its own blockchain begins.

Cтaдия:
1. Дизaйн и вepcткa ocнoвныx вклaдoк (cпeциaлиcты, ипoтeкa и т.д.)
2. Гeнepaция c блoкчeйн и Toкeнoм HOME
3. Oбнoвлeниe плaтфopмы home-loans (нoвый дизaйн и yдoбный интepфeйc)

Stage:

Design and layout of the main tabs (specialists, mortgage, etc.)
Generating with blockchain and Token HOME
Updating the home-loans platform (new design and user-friendly interface)
Achievement:
Working product on Lending to the public for the purchase of real estate. The registration of the first mortgage.
AUGUST 5 launch of a smart contract on loans secured by real estate with a yield of up to 15% per month.

Tokens HOME traded only on the stock exchanges:
https://etherdelta.com/#0x5c7c8c2c5c90b8c3e9319ab1d9bebebd280841b7-ETH
This is due to the update of two sites, access to major exchanges will be after the update

Facebook: https://www.facebook.com/HomeLoans-1718926604819378/
Twitter: https://twitter.com/HomeLoansCoin
Telegram чaт (RUS): https://t.me/joinchat/CY1P0hAMVV7yRcOVqOYdPA
Telegram чaт (ENG): https://t.me/HomeLoansENG
Telegram кaнaл: https://t.me/homeloanscoin
Bitcointalk (ENG): https://bitcointalk.org/index.php?topic=2479111.0
Bitcointalk (RUS): https://bitcointalk.org/index.php?topic=2475699.0
Github: https://github.com/iumag/Home-Loans/blob/master/homeloans.sol

[HOME LOANS]

Friends!
Platform HOME LOANS has successfully held the first fundraiser on the application for a mortgage in the city of Irkutsk! according to the program Peer to Peer MORTGAGE. Congratulations to everyone who took part in this event!
We remind you, the amount of fees was: 265571.76 HOME (0,5$ = 1 HOME)

      
         

Tokens HOME traded only on the stock exchanges:
https://etherdelta.com/#0x5c7c8c2c5c90b8c3e9319ab1d9bebebd280841b7-ETH
This is due to the update of two sites, access to major exchanges will be after the update

Facebook: https://www.facebook.com/HomeLoans-1718926604819378/
Twitter: https://twitter.com/HomeLoansCoin
Telegram чaт (RUS): https://t.me/joinchat/CY1P0hAMVV7yRcOVqOYdPA
Telegram чaт (ENG): https://t.me/HomeLoansENG
Telegram кaнaл: https://t.me/homeloanscoin
Bitcointalk (ENG): https://bitcointalk.org/index.php?topic=2479111.0
Bitcointalk (RUS): https://bitcointalk.org/index.php?topic=2475699.0
Github: https://github.com/iumag/Home-Loans/blob/master/homeloans.sol

[HOME LOANS]

Here is an example of a platform upgrade home-loans.io  - http://home.ho-lo.net (the link is temporary).
This link allows you to view all changes in real time. The end of all changes is about 15 days.
The calculator is currently working, but will be finalized soon.
Photos of the team will be replaced (the cost is temporary). Not much left!
After buying a HOME (coin) on the exchange, the token will be purchased through the website.

[dark1234]

Here is an example of a platform upgrade home-loans.io  - http://home.ho-lo.net (the link is temporary).
This link allows you to view all changes in real time. The end of all changes is about 15 days.
The calculator is currently working, but will be finalized soon.
Photos of the team will be replaced (the cost is temporary). Not much left!
After buying a HOME (coin) on the exchange, the token will be purchased through the website.

good development continues to be powerful and striving to keep the platform developing and the project objectives applied and this will increase HOME's prices in the future

[Daffadile]

How do I even invest? I have tokens but everything is in Russian I have no idea what is going on. You say there is a guide. It is also in Russian. So now what do I do? How do I use a website I cannot read?

[HOME LOANS]

How do I even invest? I have tokens but everything is in Russian I have no idea what is going on. You say there is a guide. It is also in Russian. So now what do I do? How do I use a website I cannot read?

We have 4 languages on the site, everything works)
http://home-loans.io

[HOME LOANS]

HOME - Token that is already changing the traditional MARKET OF REAL ESTATE
RENT, SALE, PURCHASE, MAINTENANCE, MORTGAGE, LOANS

IMPORTANT!!! COMING SOON!!!
WE CREATE OUR OWN BLOCKCHAIN. NEW
Public Permissioned Blockchain "Single Property Chain"
Abbreviated name: SPC

                              HOMELOANS                                                 HOLO                             

         

We have created a Token that combines 3 types of tokens:
Asset-backed-tokens - it makes possible to take into account in a digital format specifically identified obligations of identified users connected with the  existing services and goods. This type of tokens is characterized by the presence of direct provision, as it is a virtual analogue of real asset, product, service. The realization is at the platform:   https://ho-lo.net/
Payment tokens — it allows to make purchases and pay for the services from identified users related to existing services and goods. The realization is at the platform: https://ho-lo.net/
Credit tokens — it allows to the owners of such assets to have the opportunity to earn money lending the identified users. The realization is at the platform:  https://home-loans.io/

The platform  https://HO-LO.NET/ is developed as an international platform for the real estate market and based on blockchain technology, as a framework  with an open source  code. Thanks to a secure, protected from the  unauthorized access to the system based on blockchain technology, users can trade the  real estate and offer their services on our platform, as well as avoid the intermediaries during the conclusion of lease and  sale contracts, making one rank P2P (peer-to-peer) transactions, that , in general, facilitates the processes and increases the security for both parties of transactions. 
We implement a clear user interface, and we will use the smart contracts to ensure the logic of  the work of platform.

THE AIM IS:  To create a decentralized ecosystem in the real estate market and to be fully prepared to interact with the various jurisdictions, after the states will fully  work with the registration of property with the use of blockchains and will have the  distributed registers, to create the possibility of realization of sale and lease contracts  with the placement of information about the contracts in these registers.

The platform https://HOME-LOANS.IO/ is developed as an international platform for mutual lending (mortgages, loans) and based on blockchain technology, as an framework with open source code. It will be used own token  HOME to credit the people to purchase the real estate around the world at a minimum interest rate from private investors, without using the intermediaries during the conclusion of sale contracts and making peer-to-peer (peer) transactions.
This platform does not depend from the economic factors of the state in which the property is purchased and the resident of which is the borrower.
At the same time, the large amounts of data will be aggregated to reflect the needs of customers and their behavior in the network. The collective use and sharing of these data will allow to the private investors around the world to invest effectively, to insurance companies to get the new customers, and to borrowers to purchase  the real estate on favorable terms and pay for the loan without using the traditional money.
We implement a clear user interface and use the smart contracts to ensure the logic of  the work of loans


PRODUCTS

1. Loans the housing under construction (1-180 months., 1-6% rate, up to $ 300 000)
2. Loans the homes on secondary market  (1 – 180 months., 1-6% rate, up to $ 300 000)
3. Loans the commercial real estate (1-120 months., 2-6% rate, up to 500 000$)
4. Loans under the land (1 – 60 months., 1-6% rate, up to $ 250 000)
5. Loans under private property (1 – 60 months., 1-6% rate, up to $ 250 000)
Borrower's age is from 18 to 65 years (at the end of the loan).
Early repayment.
Annuity loan repayment scheme.

THE AIM IS: To create a decentralized ecosystem in the international market of mutial lending of real estate with a clear user interface and own scoring system that anyone could buy the real estate. Without references, without guarantors, without banking system, without  the analysis of traditional credit history (crises can happen with every person).

THE HOLDERS OF TOKENS HOME GET

1. The token that secured by real assets of real estate and is less volatility
2. The token gives the right to invest in loans secured by real estate and microcredit
3. Tht token gives the right to participate in quick contracts. Property is cheaper than its market value
4. The token gives the right to a DISCOUNT for the purchase or use of the Fund's assets (real estate)
5. The token gives the right to a portfolio of investments for a large commercial real estate
6. The token that can be  used to pay for the loan
7. The token that can be used to buy the real estate
8. The token that can be used to make purchases and pay for services

THE ROAD MAP PRESENTED ON THE OFFICIAL WEBSITE

TEAM

                                             

                                             

ADVISERS

                              

                              

[Margary]

what price do they have in this project?
and on what stock exchanges there are trades of these tokens?

[HOME LOANS]

what price do they have in this project?
and on what stock exchanges there are trades of these tokens?

Tokens that are bought on the official home-loans.io website are taken into account. The COST of 1 home Token is$ 1, in October $ 1.75, in November$ 3.5, in December$5. Tokens that are sold on exchanges will be accepted at 10% of those purchased on the official website. The higher the price of the token on the exchanges, the higher the percentage of acceptance on the platform. If the price of the token on the website and the exchange are the same - then we will accept 100%. The official listing on the first exchange will take place in 10 working days. Members bounty are traded on https://forkdelta.app/#!/trade/0x5c7c8c2c5c90b8c3e9319ab1d9bebebd280841b7-ETH

[HOME LOANS]

Home token holders received X3 profit in 7 days. After 10 days, a new personal account will start working and people will start buying for $ 1. In October, already at 1.75 dollars. Manage to get profit in X100. This opportunity is due to the participant of the bounty company, which is now sold on the stock exchange. https://forkdelta.app/#!/trade/0x5c7c8c2c5c90b8c3e9319ab1d9bebebd280841b7-ETH 

[HOME LOANS]

Today, investors who issued a mortgage loan to our borrower, received the first profit. WORK SMART CONTRACT "P2P MORTGAGES"
https://etherscan.io/token/0x5c7c8c2C5C90B8C3e9319ab1d9BEBeBd280841B7?a=0x69a5191e0c9f8d693728dbdaff3af606fc3dadad
https://etherscan.io/token/0x5c7c8c2C5C90B8C3e9319ab1d9BEBeBd280841B7

[Kuala Lumpur]

How do I even invest? I have tokens but everything is in Russian I have no idea what is going on. You say there is a guide. It is also in Russian. So now what do I do? How do I use a website I cannot read?

We have 4 languages on the site, everything works)
http://home-loans.io

Hello, buddy. How is the project going? What interesting innovations have you implemented? What about adding HOME tokens to exchanges? I read in telegram chat that you are buying your own tokens, at what price are you buying them? Thanks for answers.

[Tatsiana07]

How do I even invest? I have tokens but everything is in Russian I have no idea what is going on. You say there is a guide. It is also in Russian. So now what do I do? How do I use a website I cannot read?

We have 4 languages on the site, everything works)
http://home-loans.io

Hello, buddy. How is the project going? What interesting innovations have you implemented? What about adding HOME tokens to exchanges? I read in telegram chat that you are buying your own tokens, at what price are you buying them? Thanks for answers.

Very interesting! So HOME buys up his tokens? I would like more information about this. Thanks.

[HOME LOANS]

We are ready to buy our tokens from people who participated in the bounty company for 0.5 cents for 1 HOME

[HOME LOANS]

PHASE II

The creation of a blockchain platform SPC (Single Property Chain), which will allow in the future to transfer the entire procedure of buying housing for citizens and all participants of the real estate market online, as well as to issue mutual mortgages, buy, rent and register housing in the "one window"mode.
SPC is a crypto-platform developed from scratch for the real estate market around the world with the emission, trade and exchange of own tokens on the blockchain, created by the participants of the housing market. 
Blockchain token of your company will help you to take a worthy place in the international arena of real estate market services - from crowdfunding to loyalty programs, voting and much more.
The creation of their own token by companies will be by voting, which will exclude the company's SCAM on the SPC platform, where users will be able not only to vote for the project, but also to receive both the corresponding crypto-asset and the opportunity to trade it, thus transferring the advantages of owning the asset to other users. At the same time, if when working on the platform, this company has proved itself from a bad side, then users who voted for the release of the token will lose their reputation by means of a special karma token.
Blockchain SPC will process thousands of transactions per second with minimal fees, thanks to the fragmentation of the network into "fragments", which will provide high speed and speed, through protocols that will ensure transactions through " fragments»

[Lauren Smith]

We are ready to buy our tokens from people who participated in the bounty company for 0.5 cents for 1 HOME

Don't you mean $0.5 they sold for $1

[marketone]

Home token holders received X3 profit in 7 days. After 10 days, a new personal account will start working and people will start buying for $ 1. In October, already at 1.75 dollars. Manage to get profit in X100. This opportunity is due to the participant of the bounty company, which is now sold on the stock exchange. https://forkdelta.app/#!/trade/0x5c7c8c2c5c90b8c3e9319ab1d9bebebd280841b7-ETH 

Whether in what way people are getting their interest because I am confused whether to buy coins or whether to hold the coins in order to get interest from the borrowers?

[HOME LOANS]

We are ready to buy our tokens from people who participated in the bounty company for 0.5 cents for 1 HOME

Don't you mean $0.5 they sold for $1

We're talking about the bounty company. We are ready to buy 0.5 cents from bounty participants. If you were an investor, and you are not an investor, then we have a special offer for investors to sell at $ 1.75) and already turn))

[HOME LOANS]

Home token holders received X3 profit in 7 days. After 10 days, a new personal account will start working and people will start buying for $ 1. In October, already at 1.75 dollars. Manage to get profit in X100. This opportunity is due to the participant of the bounty company, which is now sold on the stock exchange. https://forkdelta.app/#!/trade/0x5c7c8c2c5c90b8c3e9319ab1d9bebebd280841b7-ETH 

Whether in what way people are getting their interest because I am confused whether to buy coins or whether to hold the coins in order to get interest from the borrowers?

To make a profit from borrowers, you need to buy tokens on the official website. Tokens that will be bought on the exchange will take 10% of your investments. The higher the value of the token exchange, the higher the percentage of entry to the investment.

[dark1234]

Home token holders received X3 profit in 7 days. After 10 days, a new personal account will start working and people will start buying for $ 1. In October, already at 1.75 dollars. Manage to get profit in X100. This opportunity is due to the participant of the bounty company, which is now sold on the stock exchange. https://forkdelta.app/#!/trade/0x5c7c8c2c5c90b8c3e9319ab1d9bebebd280841b7-ETH

Whether in what way people are getting their interest because I am confused whether to buy coins or whether to hold the coins in order to get interest from the borrowers?

To make a profit from borrowers, you need to buy tokens on the official website. Tokens that will be bought on the exchange will take 10% of your investments. The higher the value of the token exchange, the higher the percentage of entry to the investment.

I joined the bounty program and hold Token HOME until now and how I can generate X3 can even sell it for 1 $ - 1HOME by investing my HOME as a loan fund on the RUMAH PINTAR platform. if you can help where I register.