I'm still hesitant on hardware wallets for fear of losing the thumbdrive. I'm sure I'll eventually go that route though.
You'll be at peace of you do save your keys into the hardware wallets because that's what Cryptocurrency millionaires do around the world.
Is just like a literal wallet on your pocket but this time all of your assets are in that wallet.
As a holder of $30,000 plus of crypto assets, I world definitely get my own hardware wallet before someone could get into it.