Dump XRP and you will be fine,it was never a good investment as the founders who has the most of its supply is manipulating its price,there wont be much difference or price improvement with that coin because these people are slowly dumping their supply and making millions of dollars out from nowhere.Centralized coin from the banks shouldnt be supported by the community,and XRP shouldnt be called as a cryptocurreny as it oppose the decentralization which cryptocurrencies are created for.
In this moment I think you should hold the bitcoin and wait for the market to have a dump in the end of the year to buy those extremely cheap altcoin. Do not trade too much at this time because it is not yet clear what the market will look like in the next few months.
In my opinion, you may continue with LTC and BTC as these coins is much stable than XRP. However, if you are planning to shift on TRX and Cardano, this is also the good time to buy these coins at a much cheaper price where these two coins had a better market performance than XRP.