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Author Topic: how to save money?  (Read 2239 times)
richminded
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August 24, 2018, 12:02:30 PM
 #21

here are the simple steps to save money:
1. You must record all your expenses
2. Make a budget for all expenses
3. Start planning on saving money
4. Choose something to save for your money
5. Decide on your priorities before spending
5. Make saving as a habit
6. Watch your savings grow.

any suggestion on how you save your money?
Great advice! Also one way of saving successfully is to live within your means. A lot of people are earning a lot in this market or through their professionals job and yet they don't have any savings simply because they live beyond their means and most of them don't have any plan for their future. Savings is a must, but also you should invest more for your future so your savings will be more worth it when you need it.
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August 24, 2018, 12:16:13 PM
 #22

These days people seem to prefer a methodical approach. In terms of statistics rent and food are the two largest liabilities on a person's balancesheet. The most effective cost savings is likely to be eating out less and preparing your own meals. There are exceptions to this like the mcdonald's dollar menu, of course. After food beverages can be a decent expense. Buying a 5 gallon container and filling it up with potable water from the supermarket for $1.00 can yield good cost savings. Using coupons or buying things on sale can also make a difference.

After food and rent I guess transportation and entertainment is the next biggest expense for many. Money spent on gasoline or car insurance and going out to see a movie, go shopping or eating out. For those who live in a city where everything is relatively close they might get away with buying a moped which requires no insurance to cut car costs and reduce fuel consumption.

Another good way to make saving easier is to have some type of side hustle which generates income.

Being lucky enough to have someone who has done well @ these types of things and has valuable expertise to share can also be a massive boost.

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August 24, 2018, 05:13:52 PM
 #23

Here's my tip, why don't you go around and search the forum because it looks like this topic has been discussed many times:

https://bitcointalk.org/index.php?topic=2522987.0 - Best tip on saving money
https://bitcointalk.org/index.php?topic=4547807.0 - 15 Tips For Successful Long-Term Investing
https://bitcointalk.org/index.php?topic=4917439.0 - How to save money on a long-term period
https://bitcointalk.org/index.php?topic=3080713.0 - Tips on how to save money.

Anyways, if your really don't execute those tips then it will be useless. Takes a lot of emotions to carry out those money savings tips gonna be difficult as times but once you master it I'm sure that you are on your way of enjoying the financial freedom that everyone dreams.

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August 24, 2018, 06:00:07 PM
 #24

how to save money in the INDODAX account, if our money is saved in the INDODAX account, our money will be deviated safely, but we also have to trade in the trading market so that our money can increase.

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August 24, 2018, 06:03:05 PM
 #25

I think that it is better not to save in this life, then you will be sorry. And if you want - then put them in the bank, take yourself a small amount and live
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August 24, 2018, 06:08:54 PM
 #26

-snip-
7. If it is foriegn money invest it gamble do not just save
-snip-
What do you mean by foreign money? And how would you related it with gambling? It is a very bad idea. And since when did gambling become a form of investment? You can never consider gambling as a form of investment since it is considered as a game of chance. That is, it fully depends on  luck. Gambling will just cause you to lose all your saving and bring nothing good.


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August 24, 2018, 06:35:26 PM
 #27

It happens so that people just have nothing to save, and this in the world very much. As if the person did not plan their expenses, but if there is no money - the Result is no savings. The world is harsh and dangerous and rise among many not everyone turns out, it is simply impossible

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mrcash02
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August 24, 2018, 07:30:24 PM
 #28

These days people seem to prefer a methodical approach. In terms of statistics rent and food are the two largest liabilities on a person's balancesheet. The most effective cost savings is likely to be eating out less and preparing your own meals. There are exceptions to this like the mcdonald's dollar menu, of course. After food beverages can be a decent expense. Buying a 5 gallon container and filling it up with potable water from the supermarket for $1.00 can yield good cost savings. Using coupons or buying things on sale can also make a difference.

After food and rent I guess transportation and entertainment is the next biggest expense for many. Money spent on gasoline or car insurance and going out to see a movie, go shopping or eating out. For those who live in a city where everything is relatively close they might get away with buying a moped which requires no insurance to cut car costs and reduce fuel consumption.

Another good way to make saving easier is to have some type of side hustle which generates income.

Being lucky enough to have someone who has done well @ these types of things and has valuable expertise to share can also be a massive boost.

I think it really depends where you live. If the person's goal is to save money the best to do would be to move to a countryside city where goods and services are cheaper and the stores are closer of each other. However, the wage in a big city should be taken in consideration: to execute a "grunt work" will probably be worthless compared to the basic expenses costs, but to be an executive makes the expenses look inoffensive, then it still worths to live in a big city, saving money meanwhile.

In a countryside city the person can eat out for a cheap price and even prepare his meals for less. Also, a car isn't a must to go everywhere.

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August 24, 2018, 08:01:17 PM
 #29

Saving money is really tough. You might ignore it at once, but when you are about to save some, you just are like "Screw it, I am gonna buy a pack of cigarettes." Saving money is not about depriving yourself of necessary things, but it is about saving 30% and spend 70%. These 30% are quite enough to make a good fortune. I, myself, do not save money. If I do so, I will be rich. Saving money needs a strong determination and patience. That is why people fail to save money.

Well there are ways to train yourself.
(Vipassana-) Meditation, Yoga and a moral life helps accepting what I have. So I hardly spend anything on pleasure. Just on the things I need to live.
Plus that I think that Bitcoin is good to have savings in. For the better of a future moral based society.

darkangel11
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August 24, 2018, 08:34:30 PM
 #30

Do you want to know what the most important point is? With this point you will not even need OP's points (even though they are good).
STOP BUYING USELESS SHIT!

For instance, if you have to buy a phone and can get a simple one for $100 or a new iphone for $1000 don't buy that overpriced iphone just because your friend has one.
Never follow the trends, never buy expensive cars, never buy things you will not use and if you happen to do it once in a while, sell those things ASAP, before they lose too much value. Oh, and the worst thing you can do is buy a thing you don't need on credit.
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August 24, 2018, 08:50:12 PM
 #31

What do you want to save for? If you name your goal you’ll reach it faster. If you’re new to saving, try starting with a small goal.
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August 24, 2018, 09:06:25 PM
 #32

Self-discipline is one of the most important thing people don't pay enough attention to. Other people only can recommend what you can do but, it's up to you want to do it or not. Very easy to spend but very difficult to save.
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August 24, 2018, 09:13:44 PM
 #33

here are the simple steps to save money:
1. You must record all your expenses
2. Make a budget for all expenses
3. Start planning on saving money
4. Choose something to save for your money
5. Decide on your priorities before spending
5. Make saving as a habit
6. Watch your savings grow.

any suggestion on how you save your money?


As my strategies in saving my money is that I make a least.  I will buy first the most important things like foods that I always consumed for that week. Then my payments of my electric and water bills consumption and my allowances. And the rest is I keep it for my savings.
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August 24, 2018, 09:14:48 PM
 #34

Kudos for all the steps itemised in saving income. However, we need to understand saving money is never easy to do especially if you don't have a stable or permanent job. But if u have a decent job,  having a working savings plan (that you can stick too) similar to the one mention above will really helps in term of needy.
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August 24, 2018, 09:26:17 PM
 #35

Well, this is a rather difficult topic and not all of the same methods are the same. If you can, then just spend less. And if it's difficult for you, or you spend a little bit, try to find additional income. You may think of some kind of small business that will give you additional revenue that you can put off.
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August 24, 2018, 09:42:30 PM
 #36

Well, this is a rather difficult topic and not all of the same methods are the same. If you can, then just spend less. And if it's difficult for you, or you spend a little bit, try to find additional income. You may think of some kind of small business that will give you additional revenue that you can put off.
Right.Try to spend only on the things that are mostly needed and do not waste your money on useless stuffs.Make a budget plan so you will have a guideline how much you will spend so as not to make shortage of budget.And if you can,yes putting up a business that will create additional income might be a good idea as long as it will favor the mass.

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Reza1893
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August 24, 2018, 09:42:39 PM
 #37

here are the simple steps to save money:
1. You must record all your expenses
2. Make a budget for all expenses
3. Start planning on saving money
4. Choose something to save for your money
5. Decide on your priorities before spending
5. Make saving as a habit
6. Watch your savings grow.

any suggestion on how you save your money?

in my opinion this is a great step to learn to manage finances in the right way. Saving is something that is difficult to do but in the way you mentioned, I am sure everyone can do it well and correctly. Save not only with money, but in other forms of investment, such as gold and property.

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KingdomHearts
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August 25, 2018, 06:17:11 AM
 #38

here are the simple steps to save money:
1. You must record all your expenses
2. Make a budget for all expenses
3. Start planning on saving money
4. Choose something to save for your money
5. Decide on your priorities before spending
5. Make saving as a habit
6. Watch your savings grow.

any suggestion on how you save your money?
To save money is not an easy thing, before you save money you must first of all determine that you want to save money and also know why or what you’re saving for. If your reason is because you want to buy a house or a car, no problem… it can also be that you just want your wealth to grow and you don’t want to be spending unnecessarily, much better! If you have decided on why you want to start saving money then you can follow the steps the OP has listed here to do so. Good luck.
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August 25, 2018, 06:25:15 AM
 #39

you can also use some low price excessories which is not important to use expensive. You can also use some technices like that you should not use more internet in your mobile it can make your expenses more than other days.

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phpartisanmaster
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August 25, 2018, 06:36:56 AM
 #40

here are the simple steps to save money:
1. You must record all your expenses
2. Make a budget for all expenses
3. Start planning on saving money
4. Choose something to save for your money
5. Decide on your priorities before spending
5. Make saving as a habit
6. Watch your savings grow.

any suggestion on how you save your money?
try to divide your needs in percentage for example 40% for monthly needs, 30% for installment, 20% for future savings, 10% for social needs, then divide it with your monthly income

I prefer you have a day job and just keep on trading in cryptocurrency to earn more profit and from there you can have more income depending on the demand.
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