With or without crypto, the digitization of services and money will happen. Mind you, even before bitcoin existed, credit card companies already existed, and banks have shifted some of their assets into digital ones, so the shift towards digitization is inevitable. However with bitcoin and cryptocurrencies, it only made the shift faster and people more confident about it. The acceleration of our technology can also be attributed towards people's confidence regarding the digital age; governments are ditching traditional paper files for some of their safekeeping and has since shifted to computers and such given the convenience it offers and productivity it brings.
The world is going digital day-by-day, but going 'cashless' is still too far from us, IMO.
I think yes? Because bitcoin/cryptocurrency is more digital and high technology than banking. banking is the medium of money transfer, loans and etc. cryptocurrency is a medium that very convenient and more digital because of many usages and more on investing and low cost and the greatest factor of going digital is the low cost of interest than banking.