loopes
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November 02, 2018, 12:37:31 AM |
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Too many costs to save money in bank, they provide security and service for us but they also charge us for that. Sometime there are also human eror on their service and technical eror also occured. But we can't ignore that money that saved in bank is used to invest in industry to improve gross nasional product. With this global economic regulations, we still need bank to improve country economy.
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ajaymukund
Member
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Activity: 784
Merit: 10
https://streamies.io/
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November 02, 2018, 12:40:16 AM |
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When people talk about the benefits of bitcoin over Fiat money, one of the biggest advantages is that bitcoin is more secure and the bank has not control over your money. Generally, people talk about the lack of 3rd party. Give some examples of the problems with banks you have faced that there wouldn't be if cryptocurrencies existed that time.
Currently in my country 2 banks have been bankrupt. People have lost a lot of money but now can not get their money back. Cryptocurrency is really a great thing. I no longer send money to the bank. Instead I transferred all my money into USDT and kept it in a hard purse. I only used a few and the transactions with fiat money took place very fast. So I really see the strength of Crypto.
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Qurelal
Jr. Member
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Activity: 182
Merit: 1
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November 02, 2018, 02:33:15 AM |
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I had a problem with the withdrawal of their investments. I needed my money urgently. The bank had a day off. I couldn't get them. I use Bitcoin and can exchange and receive my money at any time.
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ValikieEmma
Newbie
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Activity: 15
Merit: 0
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November 02, 2018, 02:45:51 AM |
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For example, I started saving money in a bank account in 1987, 30 years after looking back at my savings you will see its value plummeting. But many others will protect their work by investing in other types of assets such as gold, silver, gems, stocks, land, etc. In other countries, however, your hosting assets other than money will be restrictions and tightening regulations from the government. So what path to store the real value of human labor, Bitcoin answered that question.
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ice18
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November 02, 2018, 02:47:22 AM |
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This story was not happened to me but to my friend he has lost over $2000 in his savings deposit account he rarely check his bank account because its a trusted and one of the biggest bank in my country and to his surprise upon checking he only have almost $100 left until he found out that there are many unauthorized withdrawals in different atm locations he immediately go to branch and investigations are still ongoing until now almost 5 months and nothing happens, if ever this banks will use a private ledger/blockchain which we can use to check our accounts in seconds in explorer then this problem might be stop immediately.
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hadveach
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November 02, 2018, 03:02:10 AM |
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bitcoin and banks are very different, and of course, more profitable for bitcoin, bitcoin security is safer than banks, a few months ago, some consumers of state banks in my country were hacked.
the bank transfer model is still limited, the transfer process to different countries will spend a lot of money and takes a long time.
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Cruxer
Full Member
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Activity: 184
Merit: 100
Bitcoin FTW!
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November 02, 2018, 03:45:17 AM |
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Problems with banks you have faced
actually not anything worth mentioning, maybe transaction speed which bitcoin is better always except bubble times when confirmation times sky rocket other than that nothing
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gudjhonson
Member
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Activity: 434
Merit: 10
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November 02, 2018, 03:51:14 AM |
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Indeed, storage at the bank will be subject to administrative fees every month and it has become a risk and bank policy, for customers it is reasonable but when it is not able to fill, the deposit will eventually run out too. This is an investment that is able to run out and eventually disappear. Bitcoin is able to provide benefits because it continues to grow well.
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calandra78
Copper Member
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Activity: 840
Merit: 114
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November 02, 2018, 04:25:50 AM |
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I have selling product using fiat on bank. even when have sold product at weekend, i can not withdraw my money. because bank only bussines day operated.when i am using bitcoin payment, every time, every day
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Zrs
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November 02, 2018, 04:28:00 AM |
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The most problem using bank transaction is it needs long process if you transfer from one country to another.In that case bitcoin needs couple of steps to receive money.Bitcoin is peer to peer transaction which is awesome.
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Diva1993
Copper Member
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Activity: 84
Merit: 0
Custom Contract Network (CCN)
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November 02, 2018, 07:13:22 AM |
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I am presently facing this issue, I bought bitcoin from somebody online, I sent the funds to the person and he sent me the bitcoin, I discovered later that I was debited twice for the transaction and now my bank is saying that they need the person's permission before the money can be reversed while the person is saying that he didn't receive my payment twice, if it were Blockchain, I could easily trace the transactions and know the wallet that the money is, I would know if the guy is trying to cheat me or if my bank is trying to do the same.
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mizamuneerashine
Jr. Member
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Activity: 364
Merit: 1
jarvis.exchange
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November 02, 2018, 07:18:59 AM |
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If you fall below your maintaining balance you have to pay the bank charges and opening a bank account such a tedious process.
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Borderless trading with the Jarvis Exchanges. Buy Apple stocks with Bitcoin. Jarvis.exchange (http://Jarvis.exchange)
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Teawhalee
Copper Member
Jr. Member
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Activity: 482
Merit: 1
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November 02, 2018, 07:35:27 AM |
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Honestly the banks is just a mean to exploit the general public, they do these in so many ways that inconveniences the majority. One way is the issue of transaction speed which takes some time to deliver, another is transaction fee and account maintainance fee, also the minimum balance fee, third party issues, lack of freedom and many more. All these are solved by blockchain and bitcoin. These is simply why banks will always lag behind.
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coinwizard_
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Activity: 336
Merit: 5
Most Advanced Crypto Exchange on the Blockchain
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November 02, 2018, 07:40:00 AM |
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To be honest i have not had a problem with the bank itself, but there are problems with the investment bankers who use our money to gamble on the stock exchanges and then use our tax money to bail them out. Won't happen with crypto
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Biet12
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Activity: 146
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https://i.imgur.com/5JpAp21.jpg
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November 02, 2018, 07:41:23 AM |
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there are a lot of difficulties in the bank, moreover the bank limits the taking of money in the account, many more that make us have to take care of this and wait very long
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GreatArkansas
Legendary
Online
Activity: 2366
Merit: 1358
Playgram - The Telegram Casino
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November 02, 2018, 07:57:07 AM |
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For me, specially when I started crypto , some of my banks here in the Philippines started to questioned me, they are very strict when it comes to crypto. They want me to come to their office and talk about my account, they ask where my funds are going or where they are from, and I told it that I am connected with crypto.
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Dominic_Johnson
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Activity: 79
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November 02, 2018, 08:06:24 AM |
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bitbunnny
Legendary
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Activity: 2912
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WOLF.BET - Provably Fair Crypto Casino
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November 02, 2018, 08:52:17 AM |
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For a while in my country banks had really big freedom to do almost everything they want in the way they want. From constant increasing of interest rates on loans and credit cards, abuse of personal data and similar. Many people had issues with that, including me and wanted to stop that. Bitcoin looked like one of solutions for such issues but we couldn't entirely escape from banks because we still depend on fiat money and their services. Also, some banks that have noticed transactions related to Bitcoin started to make problems to such clients, monitor their accounts and similar. However, situation is changing for the better, banks don't have such freedom anymore and in the future I hope that such problems will be completely escaped.
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prehisto
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Activity: 882
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Your Data Belongs To You
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November 02, 2018, 09:13:24 AM |
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When people talk about the benefits of bitcoin over Fiat money, one of the biggest advantages is that bitcoin is more secure and the bank has not control over your money. Generally, people talk about the lack of 3rd party. Give some examples of the problems with banks you have faced that there wouldn't be if cryptocurrencies existed that time.
Stupid questions about source of funds even with small amounts of money. International transfer problems, expensive, extremely slow and sophisticated. Expensive fees for banking services in general.
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ShowOffoN
Newbie
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Activity: 112
Merit: 0
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November 02, 2018, 09:42:49 AM |
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I used to have a sub account before was attached to the main account. I opened it online and that's where I was transferring my savings that I get from the main account which was my payroll account. I had it for years as I was saving to buy a car back then. When I was just a few days away from withdrawing it to pay my car, lo and behold! It was closed by the bank without a warning and my funds for the car were locked down. Of course I panicked and called the bank immediately who said that they don't allow sub accounts anymore. You can just imagine how hysterical I was. Anyway, to cut the story short, if cryptocurrencies already existed then, the bank would have not access to my funds.
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