You all seem to have no clue regarding XRP. Maybe you should do your iwn research instead beliving BTC-maximalist-fake-news
I don't have to be a bitcoin maximalist to realize that xrp is one of the biggest shitcoins.
XRP is really the opposite of a banksters coin and will help us all
XRP is only helpful for trading and gaining more btc
Volume
XRP is targeting a quadrillion dollar market and it is irrelevant if we all would buy that coin. Our privat fiats doesnt matter in this huge market. If Ripple will be successfull then yes, Volume could be trillions (a day) by FIs or banks maybe central and national banks.
XRP is targeting nothing.
Or do you really think banks will use XRP?
That they will abandon the current control of SWIFT and become dependent on the currency of a private company? Unlikely isn't it?
So even if they implement the Ripple protocol, there's no need to use XRP as a currency.
Centralised
It is not - regardless wether you believe it or not. DYOR.
PoW ... Miners have control
PoS ... Owners of the currency have control
Ripple ... Ripple Labs has control
Controlled by Ripple
It is not. It is controlled by smart contracts and locked up in an escrow. DYOR.
Validators are not controlled by Ripple.
Ripple Labs owning 60% of all XRP
And yes I know they use an escrow account blabla ...
XRP is just digital fiat