Savings Vs Investment?

[Mahanton]

I think investment is better than savings.
Cause investment can make ur asset increase or the opposite can make ur asset lost if u dont analysis correctly. Like formula investment, High risk high return.

I wouldn't think savings will make your money get lost as you have said but, savings will make your money dormant without any form of growth while investment has the ability and capacity to multiply your money in thousands and also if not well manage, your funds can get missing along line. Although I prefer investment to savings.

Investment vs saving is a good topic. Investment give rise to opportunities of replicating the money and if you invest even little money, it will give back returns to you. Saving in banks is good but it give you little returns. So compared to saving, investment is great especially when it comes to investment in crypto. Bitcoin is a great opportunity for you to make money.

Investment does really give out the opportunity for you to make even more money which is far more better than those money sitting on the bank alone for too long.
If youd like for those funds to grow than or compared with Bank interest rates then your best option to take is on investing but somehow you should be aware on the accompanied risk behind it so that you wont be shocked if you do lost up money too fast.

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[hahay]

only people you have knowledge in investment should invest or else saving money will be good at-least they dont lose it , growing money through investment needs lot of time and patience and which many people dont have

Absolutely correct mate, savings are more safer than investment but savings are static while investment are dynamics, before venturing into investment, ensue to be aware of the risk involve before invest. I love investment to savings because every man needs profits for a survival.

In this market there is only an investment due to the absence of a stable coin, so even though you save in this market but basically the savings have the same risk when you invest a lot of money in cryptocurrency. So with all this, at least we only do what we have to do because everything will go well when we have the skills and experience in a field.

[michellee]

Now it's hard to choose what's right. Saving is afraid of inflation, investment is afraid of psychology of FOMO. 

There is no need to be afraid if you don't use too big money for the saving or investment in the cryptocurrency because you can prevent from losing the money. But that is different if you use big money because you will need to watch the price on every coin you have and that will make you panic or worry. You don't need to listen to the news because you can search the other news from another website so you can know what is happening in the market and that will help you to decide later.

[xamxam]

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

Whether you are newbie or not, you can freely do savings and investment. The only thing that is difficult so far is choosing a coins in which we are going to buy in the market. Just always choose an altcoins that listed on top of the market which has potential and promising in the
future as well too.

[Mehr Sher]

Investment has to be done very wisely instead of doing it like it’s a duty. You never gain via savings, you gain why making. But it obviously needs to be done via sensible and proper way. I always do that and it helps a lot with something like Crypto Lending platforms, as it’s kind of thing that can be beneficial if picked accurately, so our whole effort has to be towards that only, and only then we will be able to turn around to make good and consistent returns.

[Oilacris]

Right, it depends on the person involve how he/she will manage his/her money, saving is good because if emergency comes then you have something that you can use though it won’t increase overtime. Investment on the other hand is good if done properly or if the investment you choose is correct and works for you, if you think crypto is the investment that works for you then make sure to choose the right coin, I would suggest bitcoin just to be on the safe side.

That is a great suggestion, If I am also a newbie I would go invest first with bitcoin and do some research on altcoins which is the best and potential to get profit. We know how risk in investing in crypto but I guess the risk is everywhere. Savings and investing are good as long as you can afford it. Bitcoin is the best answer to this, while you are investing and keep holding you are just like saving on it and waiting for profit when the time comes.

Investing with crypto is indeed like saving up but don't expect too much because the risk is higher compared if you do store your money into a bank.

We actually know on how this volatile market works which makes our investment goes bad overtime if the market tends to go into the opposite way.
Observing everything when we are still starting up is the best option or course to take.

[samcrypto]

Now it's hard to choose what's right. Saving is afraid of inflation, investment is afraid of psychology of FOMO. 

Fear is not good both on investing and saving, it can make you confuse and lose money. I usually go for investing to earn profit but having a savings account is also a must. Inflation might go high and that’s why you have to keep inveting, anyway you can’t escape inflation even if you don’t save.

[nydiacaskey01]

Instead of keeping your money in your house idle or keep it in a bank and let there for more than a year be get charges for dormant fees, I would rather buy a stock of a publicly listed corporation that is among the top 1000 in your country than store it and keep it idle. The value of your $1,000 today is different after 5 years. 

[Russell963]

Savings and Investments have been used interchangeably but there is a difference between the two. Investment is to put your money into productive uses or buying assets such  as mutual funds, bonds, stocks etc in the hope that these investments will make money for you. Where as Saving is the money which can be accessed quickly, possesses zero or little risk and with a few amount of taxes.

[Bob Smith]

For people who don’t have interest or good knowledge about investing, savings are any day better for them, cos having a bank account is all you need for it. But yes, if you are willing to take risk and you have sufficient knowledge about the know-how of investing, go ahead and invest as returns are more there, no doubt.

[barbara44]

Now it's hard to choose what's right. Saving is afraid of inflation, investment is afraid of psychology of FOMO.  

And spending wrecks you, you cannot run away from all, you just have practice one in other to stay financially strong, no decision is easy to take, life is full of risk and we just have to make some decisions out of risk believing that such decision will not backfire for us but rather work for us. Saving and investment might have their own negative side, but a serious minded person will focus on the positive side of it and bring out the best out of the negative.

I think you have to do both for future sake, so that when things are not running smoothly, you will be able to have something string that will bail you out in that period.  I have been in a situation where I lost my job for some couple of months, but while I was working, I invested in a mini business and that was what really came forth for me.

[shoreno]

For people who don’t have interest or good knowledge about investing, savings are any day better for them, cos having a bank account is all you need for it.

for savings you dont necisarily need to have a bank or to apply for a savings account at banks because you can still keep the money on your own hands . that is still considered savings but if the money is held on banks i think that is likely simillar to investing because you also gain anual interest from them and like investing there is also a risk of loosing your money because sometimes a bank can go busted and not all can be able to do a full refund  .

[AmoreJaz]

Instead of keeping your money in your house idle or keep it in a bank and let there for more than a year be get charges for dormant fees, I would rather buy a stock of a publicly listed corporation that is among the top 1000 in your country than store it and keep it idle. The value of your $1,000 today is different after 5 years. 

that will come in handy if the person knows how to invest in stock market. some people opt for bank savings because they dont have to do anything. just deposit and forget that money for a year or so.
but if i have sizeable amount of money, i would go for investment of course. look for alternative options like stock or crypto market and make profit out of it.

[Farma]

Instead of keeping your money in your house idle or keep it in a bank and let there for more than a year be get charges for dormant fees, I would rather buy a stock of a publicly listed corporation that is among the top 1000 in your country than store it and keep it idle. The value of your $1,000 today is different after 5 years. 

that will come in handy if the person knows how to invest in stock market. some people opt for bank savings because they dont have to do anything. just deposit and forget that money for a year or so.
but if i have sizeable amount of money, i would go for investment of course. look for alternative options like stock or crypto market and make profit out of it.

many people are confused about using their assets, so they prefer to hold back in the bank for years. but, I also choose to invest in a place that can make me income. most people are also afraid to take risks and choose to save money. Well, many investments have a big risk. but you're right, when they can see the potential of the investment site, I think that can be their consideration.

[Reatim]

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

I believe that in crypto Saving and investing can be done together.just like buying Bitcoin(or other cryptocurrency)and keep them in your wallet for as long as you want.
This money can be ave while inside investments.specially if you are a Crypto believer?for sure you won’t regret that you made such action for your money
I remember when I was new here and starts to read and learn,I have crossed a thread that a school drop out teenager bought good amount of bitcoin when the price is just few Penny and after years he become a millionaire.so for me that’s his way of saving while investing

[michellee]

The investment is the riskiest way, but it can generate more potential earning than saving. However, saving cryptocurrencies (or holding) is another profitable method, if you re holding the most promising coins, because their prices are expected to go up highly in the near future.

That is why we need to research the investment so we can know why the investment is worth for us. Besides that, by having so many info about the investment, that will help us to decide later, and we will know how much money to invest. I think saving the cryptocurrency still profitable right now because we will see another high price soon. So if you can buy many altcoins in a huge amount, then I think you can make a profit later. But we don't know how long you need to hold the coin because no one will know the right time to keep the coin.

[Mila52]

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

I believe that in crypto Saving and investing can be done together.just like buying Bitcoin(or other cryptocurrency)and keep them in your wallet for as long as you want.
This money can be ave while inside investments.specially if you are a Crypto believer?for sure you won’t regret that you made such action for your money
I remember when I was new here and starts to read and learn,I have crossed a thread that a school drop out teenager bought good amount of bitcoin when the price is just few Penny and after years he become a millionaire.so for me that’s his way of saving while investing

Savings in banks and investments in cryptocurrency are essentially are identical. Long-term bank savings are reduced due to inflation, when long-term investments in BTC increase despite regular ups and downs. My rule is not to keep all your eggs in one basket. This will help to save your  prosperity's status even in old age)

[BayAngelo]

if you are thinking of saving, know that your money will be invested by financial institute for their own use. what is left is a return of your initial savings but when you invest your funds, your earn everything. take the risk and be a millionaire.

[princerepon]

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

Of course smart people choose Investment if they want to success. Yes it's a risky way but if you going forward smartly step by step then success is just a time of matter. In 21st century people want to be success. But it's only possible if you have proper guidance. Don't be so much greedy it'll destroy you. Make money in investment is not too much easy way that people think. Only your good effort and take a right step can make you a success in investment industry.

[stadus]

if you are thinking of saving, know that your money will be invested by financial institute for their own use. what is left is a return of your initial savings but when you invest your funds, your earn everything. take the risk and be a millionaire.

If you are saving, whatever the institution would do with your money, it's non of your business anymore.
What you want is just to ensure that your money is safe and you can withdraw anytime you need it, in short you are not taking risk here as some institution like banks, offers interest when you deposit your money to them.

What is advisable if a person wants to invest, is to ensure he has a savings first and not all the savings are risk for investment since we never know the outcome, your savings is necessary for you to continue to life when worst case happens like you fail on your investment.