Savings Vs Investment?

[deisik]

Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better

Gold is the safest option

If you actually want to store your wealth. Investment, in the sense you mean it (as you obviously refer to investing in things like Bitcoin), is for multiplying your wealth, not saving it. Long story short, these are two very different approaches (the first is about minimizing risks, while the second about maximizing profits) and confusing them will likely lead to hasty, arbitrary and potentially dangerous financial and investment decisions

[sandra_x]

Savings will be ok inn some countries if the inflation rate is lower than the interests rates. More sophisticated forms such as fixed deposits or CD, t-bills are forms of it.For most parts they are very safe form of investment. On the other hand, more aggressive investments are far more rewarding and come with higher risk levels.

[cryptoknightt]

Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better

Gold is the safest option

If you actually want to store your wealth. Investment, in the sense you mean it (as you obviously refer to investing in things like Bitcoin), is for multiplying your wealth, not saving it. Long story short, these are two very different approaches (the first is about minimizing risks, while the second about maximizing profits) and confusing them will likely lead to hasty, arbitrary and potentially dangerous financial and investment decisions

if only investing in gold, the profits that you will get are very long, indeed all investment places have a very high risk, such as cryptocurrency also has a very high risk, but the benefits you get will be very fast.

in cryptocurrency like bitcoin can also be used for the long term and become a profitable choice.

[Nellayar]

Savings refer to the amount that you will save for the specific time or purpose. Investment is just like saving your money but  for the future development  Investment is better than savings because you will gain more profits in investing your money than saving it in a bank. In fact, you just not let your money sleep but you will let the bank use your money. Investing coins are not the only way to say you are investing, but in a sense that you will gain someday, that is what we called investment. Knowledge is an investment. It cannot be bought but it can be learned.

[xamxam]

Well, investment for me is much more better than savings in my opinion, our capital if We put it into investment the money has a high chances to make it double due to its rolling. Unlike in savings the fund or capital is sleeping not taking any movement. Therefore, if we apply the form of investment there is a big chance for us to gain big in the future and also we can make do savings too.

[joshy23]

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

Investments and savings are almost a like when we talk about cryptocurrency,because HODLING is a form of investments and also considered as Savings since you are saving crypto assets for the future.and you can enjoy life without spending your savings because you can allot some amounts to justify your needs for happiness without using your savings

[bitzizzix]

Both are good storage but there are many differences, and investment is far better than savings because it is possible that investment in storage will be added automatically there will be an increase invested and profitable.
saving is fixed storage and there are no additions automatically and will increase if added by the owner.

[Naida_BR]

I was 100% into saving but this didn't make me earn more.
My friend was keep investing and now he is so far ahead of me. Actually, he is already 10x ahead. I believe that it is best to invest your money than saving them.

[Ucy]

Banks give some interest on special accounts. That kind of interest is still not enough though and could be affected by inflation.

Investment is definitely your best bet which is unfortunately risky. It's better investing in the less risky things like the best stocks, real estate, precious metals etc

I think bitcoin deflationary model is fantastic.  Unfortunately there is no guarantee that price will keep going up long-term.  But this uncertainty can be fixed and will likely make bitcoin way more popular.

[BitHodler]

I was 100% into saving but this didn't make me earn more.
My friend was keep investing and now he is so far ahead of me. Actually, he is already 10x ahead. I believe that it is best to invest your money than saving them.

You make it sound like you and your friends are competing with each other for who ends up with the best returns. I'm not sure what your friend invested in, but 10x your money seems quite a risky move. It could also end with a loss.

The thing with most people here is that they have a bias towards Bitcoin (also applies to me), which is understandable but when asking what the best is to do with your money know that the answers you'll be getting are very one-sided.

Overall, I think everything is better than being conservative or risk averse and stick to saving for peanuts interest rates. We're already at a stage where some banks work with negative interest rates. It's a guaranteed way to lose money.

[Barbut]

Question is what kind of "saving" you have in mind. Some "savings" can be "investments" at the same time, for example, if you chose to "save" in bitcoins. Savings like investments are risky. If you choose some fiat currency you are facing with inflation, your saving will lose value over time, with the gold situation is a bit different, price rise slowly so your saving can have a higher value over time.
My opinion is clear, I don`t like to have money just sitting, doing nothing. Do something with it, so it can work for you, having more investments, savings will make your financial future much safer and more promising.

[wxxyrqa]

Recently, I have been considering investments in those Coins, which not only bring me profit through long-term storage, but also bring dividends for freezing such coins or blocking them on their resources.  On this issue, I have repeatedly studied the information, and I see that such projects are very relevant, such as 888 token.

[djkyno]

I prefer doing both, I invest fiat in cryptocurrencies, and I save them (I mean holding). There are so many good and promising coins which have good prices like BTC and ETH for example. I believe holding such coins is the best way to make a good earning in the long run.

[Ultimist]

Investments are better because they are aimed at making a profit. We can say that this is the same saving money, but with a profit. However, there are risks in investments too.

[Fedrey]

Savings can always melt, especially if they are used very often, and if you make a smart contribution to bring in passive income, then it is much better.  It seems to me that you need to choose the option when you can get a steady income.

[Oceat]

Investment is the best option if you wish to earn a profit in the future while holding. Compared to saving, you can't earn money from letting your money into sleep. But of course, you have to first know the risk of investing before you actually do it because many have tried but few were succeeded.

[Clark05]

If you are rich and you want to save it you still rich, but investment can make you richer and if you are ordinary people you can earn money but you need to search about the investment that is good your money like investing in altcoins and the bitcoin which is less risk than the other investment. Both savings and investment needed to do.

[carlfebz2]

If you are rich and you want to save it you still rich, but investment can make you richer and if you are ordinary people you can earn money but you need to search about the investment that is good your money like investing in altcoins and the bitcoin which is less risk than the other investment. Both savings and investment needed to do.

I don't see for bitcoin to be less riskier than other investment.When it comes to potential profits then bitcoin would give it but doesn't mean that it do have less
risk than on other investment.People do need to save and its up to them if they would plan to invest for having more money but well it always tied up with the chance on losing
them than on earning so its a matter of choice.

[EdenHazard]

The risk factor when someone choose a saving for his money is inflation, as you may know the price stuff will never same per years even when we come to new year the price stuff will be increase in price whilst your money ramaining same in value. Gold and land are the best safe to make a choose for investment place, I never heard the price of gold down drastically in a few hours or even in a few days. Its price is so stable, you can use gold for an investment place although you sell it one day or five day you bought it because you need money for something that you not guessed. Saving money in bank or another place is an old way, the revolution has been changing you need change your mind you to the new system.

[iMark]

The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

Yes we know how it works! fiat is very vulnerable to inflation, especially if you are in a poor country, saving fiat is not a good idea, the cost of living will be more expensive, the cost of goods will be more expensive while your fiat money will remain same, I prefer investment because it is safer for your value money