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Author Topic: Differences between an investor and common man!  (Read 3835 times)
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September 08, 2019, 03:25:13 PM
 #81

Maybe we are taking risks every time we are crossing the road, but investment is something different. We have statistics to stay not entirely confused about such things. From 50% to 90% of investors lose money with this activity, while less than 1% of people suffer various injuries as a result of a road traffic accidents. Also, I disagree that we can't earn enough money without taking risks. It can be true to some degree in underdeveloped countries, but in the developed ones most people earn enough by just doing their job, without taking any risks.
I think when it comes to risk, it is actually tied more to business, or anything that involves you bringing out your personal money to do that which you believe could help you multiply it, but when you talk about job, you are talking of working for someone and earning salary and you know that is not a risk at all.

The person taking risk in this scenario is not even you, but that person that is saying you, but in business, there is always a risk, that is why when some people take loan for business, they always caution them to be very careful, it is better to start a business with personal savings or donations from friends and family around you, but if one can guarantee that the business is a viable one, then loan can be helpful to some extent.

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September 08, 2019, 06:50:02 PM
 #82

I think the investing people get more opportunity for making their future to be brighter and useful without any other help while investing today it means he saves his future from the losses.
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September 08, 2019, 11:45:11 PM
 #83

I see no difference, the investor is simply a gambler who knows he is, while the common man is convinced that he has certainty and does not realize that all life is just a bet with different degrees of probability.

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September 09, 2019, 03:24:41 AM
 #84

Well an investor is always hunting the best stock or currency to buy and wait for profit, the difference between an investor and a common man is that the investor can wait as long as necessary to wait for his investment of fruits, this can take years while the common man does not, because he may not be able to wait so long because he needs the money and can withdraw his investment to use the money either for an emergency or a special case. In case the common man waits for his investment to bear fruit, one party may leave it to invest and the other spend it.

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September 09, 2019, 10:45:50 AM
 #85

Maybe we are taking risks every time we are crossing the road, but investment is something different. We have statistics to stay not entirely confused about such things. From 50% to 90% of investors lose money with this activity, while less than 1% of people suffer various injuries as a result of a road traffic accidents. Also, I disagree that we can't earn enough money without taking risks. It can be true to some degree in underdeveloped countries, but in the developed ones most people earn enough by just doing their job, without taking any risks.
I think when it comes to risk, it is actually tied more to business, or anything that involves you bringing out your personal money to do that which you believe could help you multiply it, but when you talk about job, you are talking of working for someone and earning salary and you know that is not a risk at all.

The person taking risk in this scenario is not even you, but that person that is saying you, but in business, there is always a risk, that is why when some people take loan for business, they always caution them to be very careful, it is better to start a business with personal savings or donations from friends and family around you, but if one can guarantee that the business is a viable one, then loan can be helpful to some extent.

Well, I think I'm more like a common man than an investor then. I prefer working for someone and earning my salary to taking loans for running my own business. I've seen so many people failed in opening their own business and ended up owing money while having no idea how to earn it, so I decided to not take those risks. Besides, no one can guarantee the viability of this or that business, that's what I know for sure.

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September 09, 2019, 10:58:05 AM
 #86

real investors will not be swayed by temporary market fluctuations, they are able to hold coins in the long run according to their analysis. It is different from ordinary people who have long term investors, but they often see the market too often, so that they are shaken psychologically and sell their assets even though the target has not been reached.
Real investors studied things in order not to allow any mistakes and avoid missing the opportunities, they keep making it better enhancing chances to work things out with advantages against the trend, while in the other side ordinary man always been beaten by artificial movements, once the whales make a dive it surely victimized the weak holders, panic sellers will be on it's way selling their assets accepting that they've missed the chance then lose part of their investment value.
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September 09, 2019, 11:23:35 AM
 #87

I think the investors taking different steps by getting a lot of profits in return while doing little efforts but i see a lot of common man have makes herself in troubles because they  bought certain things by taking loan by doing this they  give  money with 20%  interest  that why they were in loss.
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September 09, 2019, 12:47:10 PM
 #88


the most distinguishing characteristic that differs between the two is that an investor knows what they are doing while a common man just thinks he knows what he is doing. so a common man just assumes what it is and thinks he is gaining while an investor looks for more opportunity other than just gaining.









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September 09, 2019, 01:03:20 PM
 #89

Investor can start huge business while common man has to build everything from nothing which takes time and this time can be so much that it can take your whole life while investor with huge amount of money can achieve such thing in some years but at the same time there is one big difference, a common man always achieves more because he has nothing and wants everything, it's a big stimulus for some people. Just see, most successful people were poor people in past.
Also once common man risks, he may be left without house and investor has much stronger back.

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September 10, 2019, 09:24:50 AM
 #90

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

We have our own differences when it comes to our status in life, not all of the people in the society have enought fiat to buy something as an investment or because it is their needs in their everyday life, that is why the "common man" that you've said use loans in order to buy something that he needs or his family needs, it is an alternative to survive every single day if it is really necessary to buy something really important, it is recommended rather than doing something illegal just to get something that you want.
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September 11, 2019, 05:54:44 PM
 #91

We have our own differences when it comes to our status in life, not all of the people in the society have enought fiat to buy something as an investment or because it is their needs in their everyday life, that is why the "common man" that you've said use loans in order to buy something that he needs or his family needs, it is an alternative to survive every single day if it is really necessary to buy something really important, it is recommended rather than doing something illegal just to get something that you want.
Yes, there is no one that would be happy to ever be borrowing loan to make a living, it is really a condition that probably got them to that and no one would not wish to make an investment even if it is loan.

I was reading an article today, where there was a statistic on saving level of each country in respect to their citizens, and i found out that after even earning so much, some even have negative savings, it mean they are even owing their country ahead of the following year, so how would those ones be able to make investment, but as a business man, he is not limited to an amount of money he can get in a year, so he can easily get loan for investment because that is where the source of his money his coming from and that is the sole area of concentration.

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September 11, 2019, 08:40:26 PM
 #92

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

You are the only one thinking that way and not me Man! Am a common Man and at the same time an investor who take into consideration every decision I take as I do make sure that there must be an economic important of every of my decision and that is how everyone should think in my opinion.
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September 11, 2019, 08:57:37 PM
 #93

Investor can start huge business while common man has to build everything from nothing which takes time and this time can be so much that it can take your whole life while investor with huge amount of money can achieve such thing in some years but at the same time there is one big difference, a common man always achieves more because he has nothing and wants everything, it's a big stimulus for some people. Just see, most successful people were poor people in past.
Also once common man risks, he may be left without house and investor has much stronger back.
An investor decides to take risks if he sees that there are more chances for profits ahead so definitely investor will make some loans just to realize his aim. While a common mam lives a simple life with less motivations in life and is only satisfies with what he sees at the present. He is not really more on acquiring profits in the future and just live life simply as much as he wants.
Main differences when it comes to perceptions in life but there are common man that do mind on making investment but they do rather decide to play safe than on losing money.
Business minded person would really find some ways on how to make their money grow even if they would need to take some loan just to get that kind of opportunity.
Yes,its pretty risky but once it do give out positive outcome then it do really benefit you out.Its an advantage compared to those person who don't even mind on making any investment or businesses.They do just stuck into their own savings without letting it grow.We can say its dumb but I cant really blame because sometimes I do have that kind of feeling of securing my own money far away from any investment due to frauds and possible loss.It does really depend though.

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ufaiz50
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September 11, 2019, 11:05:16 PM
 #94

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
In my opinion the difference ways of an investor or business is more about how he takes risks to get profit compared to letting funds and time get wasted or settles, whereas common man think more about securing their money and used it than investing in a place where there is a risk of losing. For financial problems loan, I think all the same both investors and common man have same thinks to gwt fund, the difference lies in how they play their money

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September 11, 2019, 11:12:16 PM
 #95

the difference lies in the way they think and act. investors prefer to sacrifice money, time and energy. with goals in the future he can enjoy the results. The common man doesn't think that far. to be able to live today and tomorrow is enough

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September 12, 2019, 04:12:20 PM
 #96

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
Investors invest only for the purpose of getting a profit, which is a big plus. Normal people just submit they are afraid to invest. They never take a risk. The investor takes the risk and returns the risk. Not for ordinary people in this market.

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September 12, 2019, 11:06:32 PM
 #97

There is just a thin line between an investor and a common man. An investor knows and understands the basic principles of investing into any project and also understands the risks associated with any type of investment but for a common man, he knows about investment but do not really understand basic principles of investing and also know when to invest and when not to invest.
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September 12, 2019, 11:07:00 PM
 #98

The investor is part owner, thats the difference from the consumer culture we have of purchasing products and renting if anything over ownership.   The public are more open to speculative ownership as it bears a similarity to gambling but long term ownership is a long and labored process of development and returns where as a bet can pay off over night and is far more exciting.
    Its become quite ingrained now as we gone as far as seeing housing as an asset to flip in five years perhaps where as it started off being only buy able via a mutual organisation willing to fund the idea of mortgages from common funds in a non profit operation.   Now we are hoping to spin housing debt, the 2008 crash of some didnt really end that idea.

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September 13, 2019, 01:43:55 AM
 #99

Bitcoin has removed the hard boundary between an investor and a common man. You don't need to take the advice from an expert and you don't need a demat account in order to invest in Bitcoins. On top of that, you don't need a fund manager or a portfolio manager (as in the case of mutual funds and hedge funds). We can say that the role of the middleman is removed in cryptocurrency investments.

But the only thing that you should remember is to keep your coins safe and secure. Keeping them in exchange wallets is a strict no-no. Why take the risk, when you can store them on your own? In the first half of 2019, we had at least 7 exchange hacks. Another thing to remember is that Bitcoin itself is an investment asset and you don't need to further invest Bitcoin in to some ponzi scheme. Stay away from all those shady schemes such as Cryptostocks and tokens. Investing in them is not worth the risk.
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September 13, 2019, 06:10:32 AM
 #100

The investor is part owner,
yes but only if he is investing on a company/shares like apple and or on popular brands because these brands are owned by one or several people whilst in the case of cryptos , cryptos are not owned by anybody so therfor you can safely say that you are the owner of your invested coins not just a part owner.  

commom man on the other hand are only average joe that lives normally . they dont invest or risk anything .  they are in short contented with thier lives.  .


 
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