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Author Topic: Differences between an investor and common man!  (Read 3900 times)
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September 13, 2019, 09:41:21 AM
 #101

There is just a thin line between an investor and a common man. An investor knows and understands the basic principles of investing into any project and also understands the risks associated with any type of investment but for a common man, he knows about investment but do not really understand basic principles of investing and also know when to invest and when not to invest.

That is because the primary motive of investor is to put his money into something that helps him generate wealth and that is why he explores new venues and gains knowledge about them, whereas a common man is more inclined towards saving his money, not interested to know anything about how can he invest the same.
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September 13, 2019, 11:54:33 AM
 #102

I don't know what the difference between an investor and an ordinary person is. I only know the thinking of an investor that they are always looking for ways to make their investment profitable because I am also an investor. and ordinary people I don't know what they think.

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September 13, 2019, 12:32:21 PM
 #103

I don't know what the difference between an investor and an ordinary person is. I only know the thinking of an investor that they are always looking for ways to make their investment profitable because I am also an investor. and ordinary people I don't know what they think.

You are not an investor forever, what did you do before? I think investor is like a profession, you can be amateur or professional, it's something you learn to do and with time you become better, if you know what you are doing. Ordinary man is just a man without specific profession, even if he have some investments it's not something he do often, he don't this k about becoming investor. But probably every ordinary man have an opportunity to become investor if he wish to.



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September 13, 2019, 12:58:18 PM
 #104

I don't know what the difference between an investor and an ordinary person is. I only know the thinking of an investor that they are always looking for ways to make their investment profitable because I am also an investor. and ordinary people I don't know what they think.

I think we are having a misconception here about these ordinary people. They can also invest, but unlike investors, they are more focussed on investing time, attention and sometimes money rather than most of the investors that also use time and most of the time money to maximize profit.

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September 13, 2019, 11:45:50 PM
 #105

This is the wrong mentality people (especially like OP) have here that investors never take out loans. They do, but not to the extent a common man borrows because investors would suck out the money off the opportunity they get and invest it into something that can gain them a higher % of what they are expected to repay but a common man would just focus on the desire for which he took out the loan due to which his/her mentality remains fixed (or I should say stiff) while being limited to that level only and that common man will never think anything ahead of it.

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September 14, 2019, 01:47:08 PM
 #106

I don't know what the difference between an investor and an ordinary person is. I only know the thinking of an investor that they are always looking for ways to make their investment profitable because I am also an investor. and ordinary people I don't know what they think.

I think we are having a misconception here about these ordinary people. They can also invest, but unlike investors, they are more focussed on investing time, attention and sometimes money rather than most of the investors that also use time and most of the time money to maximize profit.
That is right, it is nit everyone that has to be an investors, people don’t have the same calling, it is just like the economist say, it would be impossible for everyone to become rich because if we do, no one would want to work for one another or take orders from another person, and what we will see is a community of lawless rich people that cannot even work to feed themselves.

Ordinary people living their life are the ones that need for the investors is investing his money into. If an investor chose to invest his or her money in a soap manufacturing industry, is it not the ordinary investors that would buy whatever they produce and the loan they claim they collect.  st investors are business men and women, and that is what they are called for, they cannot use that to judge an ordinary office person for not being an investors.
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September 14, 2019, 08:49:26 PM
 #107

A person who is investor who take part in properties because they know that in future it surely give them profit like if I invest in gold one day gold price will increase for its demand but non investors are totally away from this because of there lack of knowledge in what's investment really is like most of the people don't know about it or they scared to lose there hard earn money and it's common thing ofcourse that's the difference between investors and common man.
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September 15, 2019, 08:44:16 AM
 #108

This is the wrong mentality people (especially like OP) have here that investors never take out loans. They do, but not to the extent a common man borrows because investors would suck out the money off the opportunity they get and invest it into something that can gain them a higher % of what they are expected to repay but a common man would just focus on the desire for which he took out the loan due to which his/her mentality remains fixed (or I should say stiff) while being limited to that level only and that common man will never think anything ahead of it.

Isn't OP is saying the same as you? He never said "investors never take out loans", but he said:


IMO,investors never want to take loans for their consumption like home loan,car loan,etc ...

meaning that investors would rather invest the borrowed money to earn from that.

I never take loans myself, neither for buying goods, nor for investment, and maybe my mentality is fixed or stiff, or whatever, I would rather not change my mind on the subject because I think debts make your life miserable in most cases.

It doesn't mean I disrespect people who can take a loan and create a profitable business with that. I do respect such people because they succeed in what most people fail. I just don't want to end up among those failed ones.

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September 16, 2019, 08:38:52 AM
 #109

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

A good investor always buys things or subjects that generates money and tries to avoid such buyings that consumes it. For example if you buy a one-room flat you can rent it and generate incomes vs you can buy an expensive car/yacht and put your money into it almost monthly.


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September 17, 2019, 11:59:16 AM
 #110

Yep, I know this, there are many different types of people in society and you cannot force others to follow your thoughts.
Some people are afraid of risk because maybe in the past they have failed to invest and now they are scared and inexperienced ....
So we should sympathize with them and can suggest some courses on management and financial balance. They will definitely be better  Grin

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September 17, 2019, 12:34:04 PM
 #111

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
For my own understanding about the investors, they are also common man but because they have the ability to invest, they called as a investors. But it doesn't mean that investors doesn't make loan because sometimes they need the loan for investing it for any other project that he wanted. So investors and common man for me are also the same if that common man will invest.
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September 17, 2019, 04:59:58 PM
 #112

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
For my own understanding about the investors, they are also common man but because they have the ability to invest, they called as a investors. But it doesn't mean that investors doesn't make loan because sometimes they need the loan for investing it for any other project that he wanted. So investors and common man for me are also the same if that common man will invest.
Literally speaking they are all just the same but the differences between them is on the mindset of those people and the capability when it comes to financial aspect.

Not all people do have that kind of business or investor mindset which means they do fore seen some profit possibilities or opportunities and some might able to see it and mostly majority wont able to recognize it and this is what differs them.

Yes,investors do even end up on getting a loan just for the sake of investing money on the things they had seen and sometimes it do need some gamble for you to gain those possible profits, if it turns on other way around then better luck next time because we know that not all investments do succeed.

R


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yulchatar
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September 17, 2019, 06:47:31 PM
 #113

I'll share my thoughts. I wasn't an investor until I came to crypto. Why did I become an investor? In order to receive a percentage of income. And I had the opportunity, desire and means for this. In principle, these are all the differences.
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September 17, 2019, 07:08:01 PM
 #114

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
For my own understanding about the investors, they are also common man but because they have the ability to invest, they called as a investors. But it doesn't mean that investors doesn't make loan because sometimes they need the loan for investing it for any other project that he wanted. So investors and common man for me are also the same if that common man will invest.
Lol for sure investors are also common people as they don’t have 4 legs but here we are asking about the abilities as you said an investor must have good intelligence and he has more abilities to examine the market, he got extra patience and he must have good knowledge about market movements.
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September 17, 2019, 07:41:33 PM
 #115

Well, difference between common man and investor? Not much I would say. Except that they invest in different stuffs. Buying a fancy car is one of the worst investment ever. Cost of its maintenance, cost of petrol and after a year, the selling price of the car drops below 50-60%. Smart investors invest money where not their heart wants but their brain wants Wink but I would say one thing, common man lives a more fun life than investors who spend their whole life making "profits" Wink
7788bitcoin
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September 17, 2019, 08:39:32 PM
 #116

the difference lies in the way they think and act. investors prefer to sacrifice money, time and energy. with goals in the future he can enjoy the results. The common man doesn't think that far. to be able to live today and tomorrow is enough
Which investor in their right mind will sacrifice money Roll Eyes. If you are talking about institutions investing in bitcoin and a common man investing in bitcoin, both can have its conventional identity as one will have a team to look after the asset and a common man will make decisions on their own rather than a group. If you invested money in any market you will understand what i am talking about  Wink.
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September 19, 2019, 11:12:04 AM
 #117

What's the difference between an investor and an ordinary man?

Both have the same targets for achieving future goals. It's just different is how to achieve its goals. Most ordinary people, in achieving their goals, direct action without careful consideration ... If they fail they immediately give up.

While investors make calculations before the actions include: owned resources, weaknesses owned, determine the targets to be achieved, formulate strategies to be achieved. And if there is a failure they formulate a strategy or plan B, if it fails again they formulate a plan C ... The target is never changed until it works

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nur rochid
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September 19, 2019, 04:08:07 PM
 #118

This is somehow talks about levels of financial literacy of people. An investor obviously has more knowledge about this one and he is more focused on how his investment works and what mpre can he do to multiply his money. He is also against expenses and more on necessities rather than needs. A common man does the opposite.
ordinary people only think short term for themselves, so there is no planning for their future, so their ideals are like, making money and spending it and then looking for more. practically their minds are simple. different from investors who think for their future and organize their lives in the future to be better by getting the maximum return on their investment
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September 19, 2019, 10:09:38 PM
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 #119

An investor is anyone who makes enough money to spare and invest it in projects. An investor lets his money make profits for him while he sleeps. A common man, on the other hand, is one who struggles to make enough money to meet his basic needs. The understanding of business between both of these people is completely different - to me its a rich dad, poor dad kinda thing  Roll Eyes.
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September 20, 2019, 12:19:50 AM
 #120

An investor is anyone who makes enough money to spare and invest it in projects. An investor lets his money make profits for him while he sleeps. A common man, on the other hand, is one who struggles to make enough money to meet his basic needs. The understanding of business between both of these people is completely different - to me its a rich dad, poor dad kinda thing  Roll Eyes.

You got a point, yet its not always automatic. I mean, not all investors could sleep well because they're earning good passive income, there are investors who's also struggling to get back on track before he made all the debts. Investment is closely related to gambling. While the person whom you defined as a "common man" maybe struggling for daily expenses, but at the end of the day, he surely can bring food to his family's table. Risks and assurance separates these two types of person IMO.

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