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Author Topic: Differences between an investor and common man!  (Read 3835 times)
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March 22, 2021, 12:37:53 PM
 #261

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

I have a different perspective.
investors would take loans too if they see it more profitable.
for example, take a loan for an apartment at its initial price offering and rent it out to pay their loan.
that's why it's difficult to compete to get a property at its initial price. also, it's a sustainable investment.
 
investors will make their money works, not saving it and decrease in value.
investors are productive, meanwhile, the others are consumptive.
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March 22, 2021, 12:46:11 PM
 #262

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

I have a different perspective.
investors would take loans too if they see it more profitable.
for example, take a loan for an apartment at its initial price offering and rent it out to pay their loan.
that's why it's difficult to compete to get a property at its initial price. also, it's a sustainable investment.
 
investors will make their money works, not saving it and decrease in value.
investors are productive, meanwhile, the others are consumptive.

While all these are right, do we really have an objective reasoning of why an investor is termed as successful and a common man is not? An investor definitely has more money because of his saving and expanding strategies which a common man lacks, but the common man, as you said, are consumptive which I consider is far more better than simply missing out good food and travel and other luxuries simply because of the greed to gain the title of "rich" or millionaire etc.
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March 22, 2021, 01:06:06 PM
 #263

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

I have a different perspective.
investors would take loans too if they see it more profitable.
for example, take a loan for an apartment at its initial price offering and rent it out to pay their loan.
that's why it's difficult to compete to get a property at its initial price. also, it's a sustainable investment.
 
investors will make their money works, not saving it and decrease in value.
investors are productive, meanwhile, the others are consumptive.

While all these are right, do we really have an objective reasoning of why an investor is termed as successful and a common man is not? An investor definitely has more money because of his saving and expanding strategies which a common man lacks, but the common man, as you said, are consumptive which I consider is far more better than simply missing out good food and travel and other luxuries simply because of the greed to gain the title of "rich" or millionaire etc.

I think that one of the advice that the famous Warren Buffet gives, despite referring only to investments in the Stock Market, is fully applicable to the Bitcoin and cryptocurrency market, which is about choosing the best action (in the case of crypto Bitcoin) safer and put your money there, follow up and wait at least 8 to 10 years, but since the Bitcoin market has a lot of volatility, instead of waiting that long, it is enough to wait for 3 to 4 years , the same volatility makes investors add profits.

Many Wall Street investors are coming in, as are many corporations, and this has produced the rise of Bitcoin.

When making an investment, it is recommended not to extract it before making the share or currency go up what has been planned for taking profits. Patience in investing is the key to everything, you cannot invest if you want to make a profit in a short time, many times it can happen, but it is important to wait. One of the keywords that currently describes an investor is Hodl.

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March 22, 2021, 01:49:48 PM
 #264

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
In my opinion, the characteristic difference is origin, circumstance, condition.  Ordinary people have a psychology of risk-averse, like stability, and think of perfectionism.  Business people and investors are open-minded, coherent, daring, able to withstand pressure, understand risks are opportunities, be optimistic and accept challenges.

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March 22, 2021, 02:07:08 PM
 #265

~Snip
investors will make their money works, not saving it and decrease in value.
investors are productive, meanwhile, the others are consumptive.
Right, I agree with this. and that is what distinguishes investor from ordinary people.
Investor prefer their money to function to generate other profit, while ordinary people prefer to keep or use their money for things that are more secure. In the crypto space, investor are much more willing to take risk and ordinary people prefer to withdraw all their money to make on the real thing.

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April 02, 2021, 01:43:48 AM
Last edit: April 02, 2021, 09:57:35 AM by Sanugarid
 #266

I think the most ideal way to differentiate the mentality of an investor and a common man is that the investor makes money work for him while a common man works for money. Moreover, an investor aims to have a passive income rather than active income in which a common man's main goal. Being wise on how you will spend your money on something profitable is what really makes an investor different from a common man.For me, financial literacy goals and objectives are necessary things that we should learn to have progressed in life and I believe that even a common man can be an investor as long as he/she has learned this.

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April 02, 2021, 04:33:56 AM
 #267

In my opinion, the characteristic difference is origin, circumstance, condition.  Ordinary people have a psychology of risk-averse, like stability, and think of perfectionism.  Business people and investors are open-minded, coherent, daring, able to withstand pressure, understand risks are opportunities, be optimistic and accept challenges.
You are actually right, there aren't a lot of people who points this kind of thing just to further their agenda. If people were given the same opportunity, they will be able to do the same thing and the only difference that is going to decide their fate is what their mindset is.
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April 02, 2021, 04:27:18 PM
 #268

An investor has a lot to do, a lot to read and be very well prepared in terms of knowledge and money before their investment. There is a lot of pressure on them because they have used their money to bet in a position. They may lose their money. I think investors will have a simple lifestyle because they have focused their money on investing.
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April 03, 2021, 04:34:19 AM
 #269

An investor has a lot to do, a lot to read and be very well prepared in terms of knowledge and money before their investment. There is a lot of pressure on them because they have used their money to bet in a position. They may lose their money. I think investors will have a simple lifestyle because they have focused their money on investing.
You don't necessarily have to lose your money when you are investing, since you are knowledgeable when it comes to investing then you should know that there are investment venues that are safe and not to actively manage. The difference between a common man and an investor is the knowledge and opportunity in my opinion because anyone can be an investor, and I think that this two is essential for a common man to become an investor.

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April 04, 2021, 08:41:49 AM
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 #270

Well the way I understand it is this:.. investor look for a long term benefit and not just investing for one but more project or company but instead they are the kind of people who are very keen when come to business, their passion to make it bigger and wider in any way possible. while common also quite have the same vision but they were get involved into many loan and other ideas thinking it would benefit them.
An easily recognizable difference between the two is the courage to make decision. You probably won't argue that investor are brave enough to invest in bitcoin and cryptocurrency in the million dollar when the price dump in the middle of 2020 and their decision come from the courage and knowledge they have and their belief in potential. But you probably won't find an ordinary person without knowledge brave enough to invest thousand dollar by the time the price dump in 2020. They even say they want to secure their fund in fiat or stablecoin.

Everyone here has the same mission in crypto assets, especially in trading and investment No one want to lose because everyone want to get a profit from the capital they have. Brave, knowledge, experience and capital are the determining factor for the success of completing the mission.


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April 04, 2021, 09:54:23 AM
 #271

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
Every body is different and I believe you can only talk for yourself as such kind of person who would take out a loan for those kind of things. In some cases we have read about people which we would call the investors and are even advised not to borrow or take loan for crypto investment so you can see what I am trying to get at. How ever you Invest is everyone's personal decision, I don't mind taking loans for investment even in crypto or Bitcoin to be precise but some would advise not to because of the saying, Do not invest what you cannot afford to loss cos I believe no One wants to loss a borrowed money or loan or even their own personal money. People that have come to understand the Future and benefits of Bitcoin will go to the length to get funds for investment but for those that don't know or understand crypto or bitcoin yet, will invest those funds on other things.   
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April 05, 2021, 05:21:55 AM
 #272

There is a lot of pressure on them because they have used their money to bet in a position. They may lose their money. I think investors will have a simple lifestyle because they have focused their money on investing.
It sounds like you are describing a gambler instead of an investor, you don't have to be pressured when you are investing because there are ways to invest without the hitch of actively managing it, a smart investor makes money work for him and not the other way around. Common people that doesn't know a thing about investing can become an investor too, you just have to give them the opportunity.

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April 05, 2021, 06:12:21 AM
 #273

An investor's mindset: "money must make more money"
A common man's mindset: "money exist to be spent on different things"
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April 05, 2021, 07:39:24 AM
 #274

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
I think the difference between an investor and an ordinary person lies in how to manage finances. The investor will not buy what he wants, but he will buy what he needs. investors will also save their wealth in a form whose value continues to increase. like gold, house, bitcoin, etc.

Meanwhile, the common man buys what he wants, even though he knows that what he buys will continue to fall in value. ordinary people do not think about what will happen in the future. he only follows his satisfaction on this day.

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April 05, 2021, 08:51:34 AM
 #275

In my opinion, the characteristic difference is origin, circumstance, condition.  Ordinary people have a psychology of risk-averse, like stability, and think of perfectionism.  Business people and investors are open-minded, coherent, daring, able to withstand pressure, understand risks are opportunities, be optimistic and accept challenges.
You are actually right, there aren't a lot of people who points this kind of thing just to further their agenda. If people were given the same opportunity, they will be able to do the same thing and the only difference that is going to decide their fate is what their mindset is.
I agree with you. Two different people could have access to the same Loan facility but it is the different mindset or thinking about investment that will eventually separate the two investors and how they come out with their investment. Even in the Business minded world, investors still thinks differently with regards to a particulate type of investment, why are we now having more and more Big corporations now wanting to invest in Bitcoin? Because now their thinking or mindset towards Bitcoin has changed from previous view. 
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April 05, 2021, 08:57:31 AM
 #276

An investor is ever mindful of there spending. Knowing fully well that, every penny that goes out of their wallet is capable of bringing them some profit. An investor is blessed with the mindset that is able to differentiate between needs from wants and is able to apportion the funds for each as such.

A common man is exactly the opposite of all these virtues. They just survive, spending without any proper considerations of what profit the money could yield them in time in a potential investment plan. This is why they tend to be stagnated in there economic growth.
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April 07, 2021, 11:59:30 AM
 #277

What are the things differ from mindset of common man with investor,please share your thoughts.

...

None. A common man should be an investor and in fact many common man in the US have 401K (pension plans) which makes them investors, many people (like myself, a classic example of a very common dude) have some stocks or funds. The message here should be that the common guy should get at least a minimum of financial education. There is not "an investor type" and a "common guy", there are simply different degrees of knowledge and investing ability.

One of the main problems I have seem is that many common people have associated the idea of investing with gambling, even they use these as synonyms. This is the confusion we should address.

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April 07, 2021, 02:18:14 PM
 #278

A common man or layman can be an investor and an investor can be a common man. One thing I am sure of is that investors are risk lovers and are business-oriented. They sleep, talk, eat businesses and invention.

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April 08, 2021, 11:38:51 PM
 #279

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
Maybe you're right! The thoughts of an investor are different from ordinary people. They never borrow money to use like buying a house, buying a car ... where they will make money to invest and do business. They will turn the currency that arises profits. And ordinary people only want to meet the needs of daily life. Investors always find ways to enrich them boldly borrow money and boldly invest big. And ordinary people are always afraid to lose losses.
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April 08, 2021, 11:56:03 PM
 #280

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
Maybe you're right! The thoughts of an investor are different from ordinary people. They never borrow money to use like buying a house, buying a car ... where they will make money to invest and do business. They will turn the currency that arises profits. And ordinary people only want to meet the needs of daily life. Investors always find ways to enrich them boldly borrow money and boldly invest big. And ordinary people are always afraid to lose losses.
Sometimes it shouldnt really be blamed of directly to the person because there are situations or reality in life that even you do like to invest but there are no
ways for you to do so because of lacking some capacity or capability which would be a big hindrance for you to make such move.So you do end up on
focusing on daily living instead and missing out those opportunities but actually there are ways for you to do so its just depend on how you do put up some
effort for that to happen.

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