Differences between an investor and common man!

[Hulhala15]

Common man consideres his house to be his asset.
It is an open secret that all our belongings can divided into assets and liabilities. Investors tend to create as many assets as they can, while common people don't even think about it and buy whatever they want and take the loans for it. We should understand that assets are some things which bring you the money and liabilities are the things that demand some money from you. I will draw an example here. You want to buy a car for yourself, it means that you are buying liability: the car itself will not bring you any money and vica versa it will take your money for gas, repair and so on. However, if you want to do some taxi driving and you need a car for this, then you are buying an asset which will bring you the money when people will pay you for the taxi trips.
There is a common misconception which implies that building/buying your own house can be regarded as investment (buying/creating an asset), however it is not true. The house itself will never bring you the money, unless you build it in order to sell at the higher price. In this case it can be regarded as investment.
So, my point is that the investors think in the paradigm of assets/liabilities which help them manage thei budgets much more efficiently than common people without any investing or economic background.

[Robinson66]

Investors will get richer and richer, while the average person may work long hours to build up to become rich, investors will have the courage to take risks, they will analyze the market trend, and the average person will invest based on their intuition or be influenced by the media.

[mckinleeanael07]

In my opinion, it's different in that investors have a high risk of getting rich, they use all their brains to think about how to invest and generate profits in the most optimal way. , these are things that normal people don't do.

[Bigmikie]

Please lets understand that an Investor is someone looks for every good opportunity to invest either his meagre or huge earnings inoder to make profi.... While that of a Common Man is someone who who sees life as work, eat and be satisfy without building any assets or investing.
From my own perspective thats my point of view.

[Nora Olin]

The biggest difference between investors and ordinary people is that investors’ funds may be dozens or even hundreds of times that of ordinary people. Although the purpose of investors and ordinary people is the same, investing in cryptocurrency to obtain income, there are still differences between the two. There is a big gap in mentality. When investors' currency shrinks ten times, they can work and live normally, but when ordinary people's currency depreciates, ordinary people will sell the currency in their hands. When ordinary people make 30% or 50% of profits, they can't wait to be sold off, but investors will continue to hold them unmoved.

[Hughes_Ryan]

The difference between investors and ordinary people is in the way of thinking, Lifestyle, will in life. For example, if there is some capital, the average person will save it by keeping it in a safe place like depositing it in a bank with the intention of using it in the future. Investors will put that capital into investments like stocks, bitcoin in the hope that their finances will grow.

[Charot12345]

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

I respect your opinion but I think you are wrong in some ways. Investors also take loans, they also take home loan, car loan but their deference is not about that. the difference is their mindset, think about future and not only how to survive in daily basis, on how they will use what they loan in a more effective ways. Example, two guy have a loan for a car, and one person use that car for business while the other one is use only for leisure. And both of them have to pay the debts but since the investor use it for business, he has support on paying that while the have nothing.
An investor is business minded and always think on how he can gain profit.

[ninkdwi]

The difference between investors and ordinary people is in the way of thinking, Lifestyle, will in life. For example, if there is some capital, the average person will save it by keeping it in a safe place like depositing it in a bank with the intention of using it in the future. Investors will put that capital into investments like stocks, bitcoin in the hope that their finances will grow.

The difference that is clearly visible is when ordinary people will be satisfied with the salary they receive from their income from work etc. they don't think about something until the future they think about working, earning money after that the money is spent and this cycle keeps repeating itself in contrast to people who have the intention to become investors
even if they work, they will set aside their money to invest for the long term and tend to think in a more measurable direction about the results to be achieved in the future.
sometimes things like this seem trivial but if you look in the mirror for future success, of course this will be a significant differentiator

[Chato1977]

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

I respect your opinion but I think you are wrong in some ways. Investors also take loans, they also take home loan, car loan but their deference is not about that. the difference is their mindset, think about future and not only how to survive in daily basis, on how they will use what they loan in a more effective ways. Example, two guy have a loan for a car, and one person use that car for business while the other one is use only for leisure. And both of them have to pay the debts but since the investor use it for business, he has support on paying that while the have nothing.
An investor is business minded and always think on how he can gain profit.

As a businessman, having debt, the profit of his business is something that is natural, especially to develop it. but we have to go through careful calculations so that everything can run smoothly. especially for investing in crypto, of course, you have to prepare monthly installments

businesses also having flows so this is even that debt and profit are indeed part of having business.

if you are not ready for this then best to stay away.

[Charot12345]

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

I think their main differrence is their mindset. An investor always thinks of profit that will come and go and circulate to have more profit and also a business minded while the other is not.
When it comes to loan, an investor applied for loan to invest on business that can help him paying the loan as well as to generate profit while a common man applied for loan for something that the money will not comeback or his money will only go on paying that loan.

[Tumanggor]

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

That's very true, most ordinary people borrow money for things they don't really need such as smartphones, motor vehicles and even fashion

now I have started wanting to learn to manage debt and borrow money from banks only for important things such as investing in gold, crypto or property
investors are those who are smart in managing money and also their desire and greed

[Desmong]

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

An investor is always ready do put more in an investment to make to make larger profits at the end of the day. Investors are persons who search for opportunity to put their money inside and Wait for time for it to yield double or triple of their capital.

A common man is not interested in putting their money in an investment because they are not always ready to take risks. A risk taker is what constitute an investor while a common could lavish their money on mere things that could never give a return.

[husencoe]

The difference between investors and ordinary people:
Investors,  want to find a way to make their money double their capital, investors usually prioritize investment rather than spending their money on useless things.
While ordinary people are people who put their desires forward without thinking about tomorrow and old age

[ene1980]

In my opinion, it's different in that investors have a high risk of getting rich, they use all their brains to think about how to invest and generate profits in the most optimal way. , these are things that normal people don't do.

The risk factor is the same for a common man and big investors, for example if you find an interesting new project and you want to leap into investing in them, then if you are having decent amount of money you negotiate with the project during the seed fund days and you get a major share of the tokens or coins and the risk factor is the same if a common man with his funds investing in a new project. Before investing you do your work to know more about the project and if it is a success the seed investors earns a much bigger profit because the risk percentage he took was much great. It can happen in the opposite direction as well if the project fails to deliver the promise.

On the other hand if you are investing in establish projects or coins then the risk factor is similar for both and if you are well aware of the market then you will have an idea on when to enter and when to exit.

[jossiel]

The difference between investors and ordinary people:
Investors,  want to find a way to make their money double their capital, investors usually prioritize investment rather than spending their money on useless things.
While ordinary people are people who put their desires forward without thinking about tomorrow and old age

Investors wanting to make their money work for them, well, let's say that we want our money work for us. 

The ordinary folks, they lack of knowledge about increasing and multiplying their wealth and that's why they ending up getting their wants. They lack of enthusiasm as they also lack about financial knowledge.

[STT]

Ordinary people in a normal capitalist economy are investors.   Everyone who had a pension is an investor by requirement because one day you will not be able to work like you can now so its a requirement you save for that day.  The most common investment would be to purchase your own house outright, if its as part of a family and naturally you end up not requiring as many rooms when old then you have a large capital investment to use in retirement.  This process is still a type of investment, I dont really like this idea of 'ordinary people' vs these special investment superhumans.

   Capitalism says we are all part of economy in a vital way and common people are the owners of the means of production and capital, modern generations lost this truth imo

[kotajikikox]

The common man sacrifices the future for the moment.
      The investor sacrifices the moment for the future

Nice quote , i love that fact because i also did that sometime in the past.

The difference between investors and ordinary people:
Investors,  want to find a way to make their money double their capital, investors usually prioritize investment rather than spending their money on useless things.
While ordinary people are people who put their desires forward without thinking about tomorrow and old age

actually that was how OP explained the difference if you will only read the topic and understand how he tries to differentiate both given person.


I am a Common man and also investors.

i separate my investment from my luxury.

meaning half of my funds go for holding , while half goes for my desires .

[bakasabo]

Even though it is easy to join investors army, because entrance fee is almost nothing, but being an investor requires special state of mind. Without it, an investor will quickly turn into buyer-seller. Ability to predict, cold mind, ability to live under preassure and huge luck is what differs investor from everyone.

[swiftbits]

Investors have a positive mindset about venturing into new aspects of handling the business and finances; trends come and go, they have to be adaptable to change. Millionaires that I know have multiple streams of income, and crypto is one of them. They really benefited by being updated on trends. They also have their own strategy in handling it all without them getting overworked.

[Alisha-k]

Investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

You shouldn't generalize it using common man like you and me every one invests at their own level making every rich as they can afford to be. It's only extravagant spenders that goes about taking loans for personal use but in critical cases it's well understood but as long as life isn't astake there is no point taking loan for anything outside investment