bitcoinst (OP)
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September 16, 2020, 03:18:36 PM Last edit: September 16, 2020, 03:40:13 PM by bitcoinst |
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Binance Visa Cards Are Now Available in Europe. Get Up to 7% Cashback.With the Binance Visa Card, you can use the crypto assets in your Binance account to spend and transact at more than 60 million locations around the world, wherever Visa is accepted. In addition, you can now link your Binance Card virtually with Google Pay and Samsung Pay. When you use your Binance Visa Card, you don’t have to worry about fees from our side. We charge zero subscription or maintenance fees, and transactions made in Euros are free of transaction charges (third-party fees may apply*). To make the deal even sweeter, for every purchase that you make with the Binance Visa Card, we are offering up to 7% cashback, the highest rate available in the market today! A virtual card will be available to you for immediate use upon approval of your application. The Binance Card, powered by Swipe, works like your traditional debit card, but instead of fiat, you’ll be holding digital assets, such as BTC, BNB, SXP, and BUSD. Your card is linked to a Card Wallet within your Binance account, and you can replenish this wallet with funds stored in your Spot Wallet. How to Get a 7% Cashback on Your Fee-Free Binance CardThe more BNB you hold (based on the average amount of BNB you held over a 30-day period), the higher your cashback rewards will be, and you’ll receive that cashback in the form of BNB. Here’s a breakdown: For example, you have 200 BNB in your Spot Wallet, 2,000 BNB in your Futures Wallet, and 20,000 BNB in your Launchpool account. We add all your BNB balances in your Binance account, regardless of where you use it, to determine your cashback rate. No need to worry about arbitrary rules or restrictions. In this case, you will have 22,200 BNB in total, which grants you the 7% cashback rate! https://www.binance.com/en/blog/421499824684900992/Binance-Visa-Cards-Are-Now-Available-in-Europe-Get-Up-to-7-Cashback?ref=JLI1VBLA&utm_source=BinanceFacebook&utm_medium=GlobalSocial&utm_campaign=GlobalSocial
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cryptovers
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September 20, 2020, 12:02:37 AM |
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It’s really good news but tbh 6k of BNB is too much. I own a few dozen only so I can get 2-3% cashback. I believe that Binance will offer something more than just a cashback for BNB holders. Let’s wait!
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o_e_l_e_o
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September 20, 2020, 08:24:07 AM Merited by LoyceMobile (1) |
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So to get cashback you have to buy and hold Binance's token, and your cashback is paid in more of Binance's token? Seems like a pretty good way of artificially pumping the price of their token more than anything else. They don't actually have to pay out anything in cashback here, because if a users wants to convert their cashback to BTC or fiat it will be other users they are selling their BNB to, not Binance. Also, make note of the following: Binance utilizes a third-party KYC provider and there are some instances where the state data does not get properly recorded. As with everything to do with Binance, expect your personal information to be splashed around an unknown number of servers controlled by a bunch of unknown third parties and potentially hacked or leaked in the future.
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Barbut
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September 23, 2020, 07:59:30 PM |
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So to get cashback you have to buy and hold Binance's token, and your cashback is paid in more of Binance's token? Seems like a pretty good way of artificially pumping the price of their token more than anything else. They don't actually have to pay out anything in cashback here, because if a users wants to convert their cashback to BTC or fiat it will be other users they are selling their BNB to, not Binance.
Yeah, Binance card teem is sly asses, now they need nothing to do to promote and pump their token. The progress of the token will depend only from popularity of the card and surly it is going to be in demand, because of - who doesn't want a cashback?!
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TheUltraElite
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So anyway, I applied as a merit source :)
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September 24, 2020, 06:32:43 AM |
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Even though we seem to agree on the fact that these cards are only made to pump the price of BNB which has been sepculated to be a pump and dump a long time ago when it reached the two digit price range and continued upward, still people will use it and attempt to gather the rewards and use them. Just like people use a bank credit/debit card in any other country. Bigger holders of BNB get bigger rewards. So the point is simple, just buy more and keep getting more, overconsumption to allow the owners to make more money. ![Cheesy](https://bitcointalk.org/Smileys/default/cheesy.gif)
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NeuroticFish
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September 24, 2020, 06:39:44 AM |
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Yeah, Binance card teem is sly asses, now they need nothing to do to promote and pump their token. The progress of the token will depend only from popularity of the card and surly it is going to be in demand, because of - who doesn't want a cashback?!
I think that the cashback is not the only plus there, but I don't know for sure what will be the real costs of the card. The competition usually has unrealistically bad exchange rates. The competition usually has monthly fees, or card issuance fee, or top up fees. Also the usual 3% extra Forex exchange fee for those not living in Eurozone is bad. Since Binance promises to solve (most of?) these, it's already a winner, with or without cashback. Also on Binance you'll keep your funds in crypto all the time, which most cards don't offer and many were asking for that. I've ordered their card to see how is it going and if I'll really use the card I think that I won't get cashback, since I probably won't keep BNB for that.
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stompix
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September 24, 2020, 07:25:12 AM |
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Hurry up, it's now 8%!!! ![](https://ip.bitcointalk.org/?u=https%3A%2F%2Fi.imgur.com%2FHawmc0l.jpeg&t=665&c=wboqqMX6xTs7Zw) Don't miss this offer! Oh, and in order to qualify for the 7% , you have to hold 6000 BNB, or around 150k$ on Binance in their token. For 8% you have to hold nearly 500k US in their tokens, who wants to risk that much and first thing, who has that much available. So to get cashback you have to buy and hold Binance's token, and your cashback is paid in more of Binance's token? Seems like a pretty good way of artificially pumping the price of their token more than anything else.
Wirex has the same stuff, more cashback if you hold their wirex token, in started almost a year ago and probably it's the only thing that puts me off having any serious funds ever stored on them. Second , why do they say they have free transactions when it's clearly says 0.9% on their support page? https://www.binance.com/en/support/faq/8a95adf442d646438f731ccec889b830Also, lol: Monthly ATM withdrawals limit is EUR 300, limit for a single ATM withdrawal is EUR 150.
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NeuroticFish
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September 24, 2020, 07:33:47 AM |
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Second , why do they say they have free transactions when it's clearly says 0.9% on their support page?
The 0.9% is not so much worrying alone. But they also say *Please note that some third party service and network fees may apply. On the other hand the Swipe CEO said (but I couldn't also verify on Binance pages) that the FX fees have been waived. You will have near-perfect interchange bank rates on forex conversions. This should be quite a difference from the competition I know.
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joniboini
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September 24, 2020, 09:33:54 AM |
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My goodness, you need to hold 500 tokens worth of some thousands USD just to enjoy a 5% cashback? Man, I can get the same offer without holding any tokens here.
Dunno if they're being so confident that people will start using their cards or they're simply clueless about what their competitors do.
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hugeblack
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September 24, 2020, 11:38:41 AM |
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The way they spread the news is very strange, they say that the cashback is 7%, but the details of that 7% seem complicated. The card does not contain fees because it makes BNB's currency more valuable, and the fluctuation in its price will create more financing for them. How will the balance be deducted? Will the balance be randomly deducted from the currencies or will you determine which currencies the balance will be deducted from first?
Generally, the service is not bad, but I don't think anyone would prefer to pay in cryptocurrencies more than bank balance, knowing that its value will increase (at least it will not be the first choice.)
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September 24, 2020, 11:50:50 AM |
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My goodness, you need to hold 500 tokens worth of some thousands USD just to enjoy a 5% cashback? Man, I can get the same offer without holding any tokens here.
Dunno if they're being so confident that people will start using their cards or they're simply clueless about what their competitors do.
Really expensive just to get 5% cashback. Won't be surprised if this will not be a hit in the market. And they will change their percentages here very soon once they realized they are not getting much clients. Wonder when will this hit in the Asian market? But the required tokens should be low as most Asian customers can't afford to hold that much number of tokens.
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stompix
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September 24, 2020, 12:22:17 PM |
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How will the balance be deducted? Will the balance be randomly deducted from the currencies or will you determine which currencies the balance will be deducted from first?
2. In which order does the Binance Card use my cryptocurrency in the Card Wallet? The Binance Card uses an aggregate value of all your cryptocurrency to make purchases based on the order in the Card Wallet. To select a different order than the standard default order, please follow these instructions. Firstly, please login to your Binance.com account. Thereafter, navigate to the Card Wallet. You can now drag and drop the cryptocurrencies to select which order of liquidation and usage you want to set. The Card Wallet will now use this new order when using your Card. But besides that there is another step in which you move a certain amount of funds from your Binance account to your card wallet, only those funds will be spent. And no surprise there: Currently the Card Wallet supports BNB, BTC, BUSD and SXP balances So you're going to have to either transfer your altcoins into BTC or into their tokens, and that would also be done, on their exchange ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif) . Generally, the service is not bad, but I don't think anyone would prefer to pay in cryptocurrencies more than bank balance, knowing that its value will increase (at least it will not be the first choice.)
To the general public as all cards, it presents nothing special, but it's a good way to cashout for people that make gains in crypto or the ones that they think they are avoiding banks and authorities by purchasing stuff with it. At least it's way better than an BATM. But the required tokens should be low as most Asian customers can't afford to hold that much number of tokens.
Their target is not customers who can't afford 1-5k, they are not delivering a product that is tailored for everyone, just as VISA pays little interest on the consumers who make less than 300$ a month.
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notblox1
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September 24, 2020, 12:47:44 PM |
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It is good to have Binance card available worldwide but I would never hold 6000 BNB tokens or around 150k$ on Binance exchange just for that 8% cashback, but I am sure lot of regular traders will do it. Looking at BNB chart I still don't see big change in price, maybe because of recent dump.
Is there any list of all supported countries for this card?
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NeuroticFish
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September 24, 2020, 01:07:16 PM |
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Is there any list of all supported countries for this card?
Yep, here's the current list: 2. List of Countries where Binance Card is supported If you are domiciled in the following countries: Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Gibraltar, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.
Also includes: Guadeloupe, Guernsey, Isle of Man, Jersey, Martinique, Monaco, Reunion, San Marino, Saint-Martin, The Aland Islands.
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retalids
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September 26, 2020, 05:26:02 AM |
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truly to say, cex.io now offers 0% fee Visa card deposits for its users (almost all over the world), so binance should think about better conditions for their users?
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Slow death
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September 26, 2020, 08:18:30 AM |
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truly to say, cex.io now offers 0% fee Visa card deposits for its users (almost all over the world). I have been using CEX.IO for a long time and I must say that they provide an excellent service, I have nothing to complain about.
this Binance card is in the same places that all card companies are, I wonder why someone would stop using other providers to use binance? what is incomprehensible to me Is why does VISA not allow the use of this service in Africa? What does VISA have against the African continent?
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Coin_trader
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September 26, 2020, 08:24:28 AM |
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truly to say, cex.io now offers 0% fee Visa card deposits for its users (almost all over the world), so binance should think about better conditions for their users?
Binance offers cashback and also rewards in BNB for visa card user. In contrary, CEX.io needs to offer 0% fee because they don't have many user compared to binance which caters most of the crypto traders card transaction. Surely if they get the volume of Binance user, They will remove that offer immediately. That promo is just temporary to attract new user to use there exchange.
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..Stake.com.. | | | ▄████████████████████████████████████▄ ██ ▄▄▄▄▄▄▄▄▄▄ ▄▄▄▄▄▄▄▄▄▄ ██ ▄████▄ ██ ▀▀▀▀▀▀▀▀▀▀ ██████████ ▀▀▀▀▀▀▀▀▀▀ ██ ██████ ██ ██████████ ██ ██ ██████████ ██ ▀██▀ ██ ██ ██ ██████ ██ ██ ██ ██ ██ ██ ██████ ██ █████ ███ ██████ ██ ████▄ ██ ██ █████ ███ ████ ████ █████ ███ ████████ ██ ████ ████ ██████████ ████ ████ ████▀ ██ ██████████ ▄▄▄▄▄▄▄▄▄▄ ██████████ ██ ██ ▀▀▀▀▀▀▀▀▀▀ ██ ▀█████████▀ ▄████████████▄ ▀█████████▀ ▄▄▄▄▄▄▄▄▄▄▄▄███ ██ ██ ███▄▄▄▄▄▄▄▄▄▄▄▄ ██████████████████████████████████████████ | | | | | | ▄▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▄ █ ▄▀▄ █▀▀█▀▄▄ █ █▀█ █ ▐ ▐▌ █ ▄██▄ █ ▌ █ █ ▄██████▄ █ ▌ ▐▌ █ ██████████ █ ▐ █ █ ▐██████████▌ █ ▐ ▐▌ █ ▀▀██████▀▀ █ ▌ █ █ ▄▄▄██▄▄▄ █ ▌▐▌ █ █▐ █ █ █▐▐▌ █ █▐█ ▀▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▀█ | | | | | | ▄▄█████████▄▄ ▄██▀▀▀▀█████▀▀▀▀██▄ ▄█▀ ▐█▌ ▀█▄ ██ ▐█▌ ██ ████▄ ▄█████▄ ▄████ ████████▄███████████▄████████ ███▀ █████████████ ▀███ ██ ███████████ ██ ▀█▄ █████████ ▄█▀ ▀█▄ ▄██▀▀▀▀▀▀▀██▄ ▄▄▄█▀ ▀███████ ███████▀ ▀█████▄ ▄█████▀ ▀▀▀███▄▄▄███▀▀▀ | | | ..PLAY NOW.. |
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mindrust
Legendary
Offline
Activity: 3360
Merit: 2497
Payment Gateway Allows Recurring Payments
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
September 26, 2020, 08:29:15 AM Last edit: September 26, 2020, 03:39:25 PM by mindrust |
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That shit exchange refuses me to withdraw my money even after I passed their verification process. Now they want a face verification and I got the feeling somehow they won't stop there.
I was using it anonymously before but randomly they said that I triggered their security systems because something abnormal has happened which is bullshit because after I did a small research, I learned it is happening arbitrarily to many people which makes me think,
Binance is either fucking insolvent or they are just assholes.
edit: problem got solved. I still hated it that I had to verify myself to move my funds out.
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Kostyax
Newbie
Offline
Activity: 56
Merit: 0
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
September 28, 2020, 10:39:37 AM |
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truly to say, cex.io now offers 0% fee Visa card deposits for its users (almost all over the world), so binance should think about better conditions for their users?
i read in cex telegram channel that it's a limitied promo available till the end of september ?
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bakasabo
Legendary
Offline
Activity: 2422
Merit: 1207
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
December 29, 2020, 03:31:33 PM Merited by malevolent (1) |
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My experience with Binance card.
Last week I have receive an email that my card is ready to be issued and I immediately ordered it. This morning I've checked my mailbox and found and envelope there with the card. Got my card in less than 1 week. It was delivered from Germany via Deutsche post.
I've transferred small amount of funds from spot account to the card just to test it. To be precise 18$ worth Swipe (SXP) tokens. Then I've finished my work and went out for a lunch. I've tried to check my card balance on the ATM screen but it just spit my card out. Tried to withdraw 10 EUR several times - got my card back again. Tried 5 EUR - same result. Then I took a risk and entered local shop (wearing mask of course) and tried to use it to pay for my purchase (around 1.5 EUR) - had to capitulate and use regular card...
Not satisfied, 1/5 stars just for quick delivery and easy UI on binance.com
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