JJG’s Outline of Bitcoin Investment Ideas

[Sim_card]

Sure, there’s nothing bad if you go in all once, but that doesn’t make any sense as a long term investor. Some people think that going all at the same time will give them a higher return if the price increase, but to me, that sounds like a playing smart and those individuals will be consider as a trader because they are only after the profit they can make instantly, not thinking about what the price will be in the next few years.

In addition, if the price drop after you buy, everything that you buy will drop, and that points you might panic due to the market conditions to sell at a lower than the price you buy it. Buying your thing gradually with less stress, it is more advisable instead of buying all at once and panic when the price is going up and down.

Where did you get the idea from that an investor who lump sum once without DCA will sell his bitcoin when the price dips when he has a long-term investment plan. If you don't have a regular discretionary income, you can lump sum whenever, you have your discretionary income and work on improving your income by cutting down expenses or getting a second means of income to add to your income for a regular discretionary income because your additional income can serve as your discretionary income with that you can DCA consistently overtime.

I have a friend I introduced into bitcoin, he only lump sum once in a while and if I can remember, he has bought in lump sum four times after I introduced him. He's still holding his bitcoin and plans to buy more overtime. DCA is good because it discipline you to keep your bitcoin accumulation ongoingly till it becomes a habit to you.

[B-BossMan]

[edited out]

that there is always an objective that leads people into Bitcoin, be it to make a return, to hedge against inflation, or to secure their retirement. A target provides discipline, but I also have a feeling that concentrating on price can be emotional. People tend to panic if the market is down or be more greedy if price is up. The key is to plan ahead of the situation. I think it's better to be consistent rather than try to time the market. Drip feeding/averaging down is generally more effective than trying to time the market.

What about DCA?  Why do you consider that there is any preference in buying on the way down rather than just regular buying?  For sure, the newer a person is to bitcoin, then presumptively the less bitcoin that they have, and it tends to take a long time to build up a bitcoin holdings, except perhaps for folks who are able to draw from other resources that they might have and to be able to front load their investment.. otherwise an overwhelming majority of folks are likely going to need 1-2 cycles to just start to get to a point of building a relatively decent bitcoin stack, even if they might have had been able to buy bitcoin every week.. so it seems a bit problematic for an overwhelming quantity of normies to be waiting for BTC price dips that might not end up happening... which causes DCA or some variation of ongoing buying to be a way better practice rather than fucking around with dips that might not end up happening.

Good perspectives. You see the issue of buying the dip is that most newbies actually don't have enough money or capital to make a difference earlier on. Expecially when thier bitcoin stack is still small, so progress mainly comes from thier consistency, not a precision or accuracy rather. Then waiting around for bitcoin price dip doesn't make any sense, the truth is many beginners end up sitting on for like a months or year just for the perfect price dip while the price keep moving, that delay actually cost them valuable time for accumulation.

However, that's why the DCA that's Dollar-Cost Averaging strategy tends to be more effective, by buying small amounts of bitcoin regularly and hold over a period of time than to putting themselves on pressure of trying to time the market, DCA ensure a steady growth of Bitcoin investment holding regardless of price fluctuations, moreover, DCA keeps the newbies on actively accumulating bitcoin gradually while chasing the dips sometimes leads one to miss huge opportunities and lower one's progress in bitcoin investment.

[Moreno233]

I think the key is to be adaptable and know your financial situation. The overaccumulation stage is a good time to sell, but not everyone has the luxury of a perfect world. A person could hold onto Bitcoin for a long time. discipline themselves but not reach this point. due to low income or other commitments. If they need to sell some of their investment for an important reason. I would not consider that as trading. Trading normally includes short-term price actions and continuous buying and selling, while long-term investors selling for a good reason are simply making their financial decisions. It should be about sustainability, not dogmatism.

Overaccumulation is what everyone aims for but I don't agree that it calls for sell off because if you don't apply wisdom, the purpose of your Bitcoin accumulation may be defeated. Let us keep in mind that everyone have various reason for starting their Bitcoin accumulation, some for retirement, some for their next generation and some as a way of saving for the unseen future. If your accumulation is for retirement and perhaps you reached your over accumulation while still in active service, why would you consider selling when the time for which you saved for have not even reached? Similarly, if you save for the future and possibly for your heirs, maybe you play to save like 10 BTC for them and you achieve far more than that, you will not consider selling just because you have reach over accumulation. You can still hold your coins as much as your resources, strength and everything still allows you to. Hence, I think the better indicator of when an investor should consider selling some of his Bitcoin should be the reason the Bitcoin were held from the beginning and not because of overaccumulation.

[JayJuanGee]

I don't understand why people talk about withdrawing their profits after saving extra. Some people see Bitcoin only as a motivation to make profits. And this is probably the reason why they start thinking about how to withdraw the profits when they start investing. We should change this view that the main thing in Bitcoin investment is to make profits. I know that some people can't think of anything else in Bitcoin except profit. But if they invest only thinking about profit, the investment will be incomplete. And at the same time, they will only get stubborn here.

Profits!!! Profits!!! Profits!!! This is just what many of us chase after when investing in bitcoin. Many new investors come into bitcoin investment just because they hear about the big benefits of bitcoin and such approach shouldn’t be what we go into bitcoin investment with.
 If we chase after profits when investing then we will get mislead by the market volatility. For instance chasing after profits one would only be waiting for dips before buying and same also such investors will be waiting for only a small pump from the Market then before we could know he or she has withdrawn the profits. That not an investment anymore we are just practicing trading to be honest.

 Let focus on the main purpose of investing in bitcoin i.e future goals and growths, let not get moved by market volatility instead approach bitcoin with DCA strategy and keep the consistent accumulation going and see every volatility as a big opportunity to accumulate. Let not focus on profits let channel the mindset into accumulating more and more for future.

There seem challenges to get folks to go beyond the profits' framework, and surely profits is not a non-factor, it is just incomplete and potentially misleading, and I even consider the longer term ideas of compounding value as profits, yet its more sophisticated, at least.

If a guy were to set up a system in which he pulled out all of the profits in a price based sustainable withdrawal model - pulling out all of the profits would be, for example pulling out 50% every time the bitcoin price doubled, then he would never achieve compounding value.  His underlying holdings would retain the amount that he initially put into it and each time the price doubled he would receive the amount that he had put into it.

If the guy set up a system in which he pulled out 25% every time that the BTC price doubled, then 50% of the profits would compound and the other 50% would get pulled out.

So, the less that the guy pulls out of his bitcoin holdings, then the more that the value continues to compound, and surely that is one of the more sophisticated ways of thinking about profits.  Profits are not irrelevant, but they are not the ONLY calculator that a guy should consider in regards to how he thinks about his bitcoin holdings.  I do show a chart of compounding value that goes from $250 in 2015 to $128k in 2025 (almost), which largely shows 9 doublings.. and 9 doublings ends up resulting in 512x price appreciation based on the compounding, so the guy who pulls out all of his profits each time the price doubled would have had ONLY retrieved the value of 9x, instead of receiving the 512x profits if he had left all the value in and allowed it to compound.. so there can be a very big exponential value increase through the allowance of compounding.

I consider variations of profits or profits extraction based on price to be price-based, and they can be sustainable if less than the profits are withdrawn, yet we can see from my compounding example that there can be a lot of variance depending on how much a guy is pulling out.

Another way of considering withdrawal of the bitcoin stash is through time based sustainable withdrawal, and it seems to me that time based sustainable withdrawal presumes that the stash is in profits, since it seems to work out better if the average cost per BTC of the person is less than the 200-WMA (which is achievable after 4 years or regularly buying bitcoin), and of course, it is also better if the bitcoin price is at least 25% above the 200-WMA, which historically has tended to be the case in bitcoin, yet the bitcoin price is not guaranteed to be higher than our average cost or even at least 25% higher than the 200-WMA.

The idea behind time-based sustainable withdrawal mostly presumes profits (I talk about both time based and price based sustainable withdrawal in my sustainable withdrawal thread), yet it is not really directly focused on profits, but instead focused on the extent to which the size of the stash is enough to allow the withdrawal of an amount of money on a regular basis (such as monthly) in order to either sustain a chosen income level, whether that income level would be all of the income or if the income level might end up merely serving as a means to supplement other income that a person has (whether the income is coming from work or from other sources).

It seems that my ongoing punchline is that profits is not the only focus, even though surely it is a factor that helps us to frame and consider various bitcoin portfolio management matters.

Another non-profits angle of bitcoin relates to what bitcoin provides to the world, society, and monetary/information systems, and we can think about bitcoin as providing value and integrity to the whole society, which is not so much of a individual self-ish profit motive but instead proclaiming (or thinking about) bitcoin as a benefit to the whole society or a good in itself. .which surely guys could invest time, energy and value based on non-selfish motives. and they do not need to be exclusively motivated by profits, and they can also be motivated by both profits and society improvement motives which is not really so much about profits, even if some guys seem to want to maniacally frame everything as profits (and even seemingly to denigrate human motives in terms of ONLY profits).

Huh?  Your goal is to reach overaccumulation status and then sell?  You are going to convert yourself into a low coiner or a no coiner after you might have had spent 10 years or more building up your bitcoin holdings?

honestly, if someone spends 10 years stacking and now decides to exit everything in one emotional click then all their efforts would have been in vain because that’s no longer investing it has become financial cardio with extra steps 😄.

Yeah people seem to frequently have deficits in their thinking about what they are going to do once they have reached a point in which they are either at overaccumulation status or they are close enough to overaccumulation status so that they feel that they don't need to accumulate any more BTC.

So surely there is a need to have some ideas about how to manage overaccumulation status, once reaching it, and surely being able to analyze those kinds of what is overaccumulation or what to do at overaccumulation become more concrete when the bitcoin stash starts to approach those levels... and at the same time, since the bitcoin price tends to be so damned volatile, there can be some difficulties in both figuring out when a guy might have had reached overaccumulation and what to do about it.. and from my own experience and perspective, I tend to think that guys tend to get so distracted by swings in the BTC price.. even though surely any actual buys/sales that we are going to end up making on bitcoin on a contemporary basis are gong to be taking place through BTC spot prices.

I don’t think it makes any sense to stack bitcoin for 10 years or even more only to just sell everything and become a no-coiner, that would defeat the whole purpose of accumulating for that long time in the first place.

It would seem to be a lack of foresight (or poor bitcoin portfolio management skills) to go to such an extreme of becoming a no coiner, low coiner or to knock oneself out of overaccumulation status (when presumptively it had taken such a long time and a lot of effort to build up to overaccumulation status).

accumulation isn’t a life sentence of never selling and selling doesn’t have to mean that you’ll start from zero again.
So the thing is not about ending up with nothing again but it’s about getting to a point where you’re in control of the position you’ve spent years building.

It seems to me that the good investment portfolio managers are going to figure out ways to balance out how they manage their investment (bitcoin) portfolio, and surely it could well get to be the case that some guys who might have had been sufficiently skilled enough to build up their bitcoin holdings and to hold their bitcoin through the good and bad times, they might potentially lack in adequate skills (or creativity or resourcefulness) to manage their bitcoin holdings once the quantity gets to a high enough level that they have either accumulated enough bitcoin or that they are close to having had accumulated enough so that their forward strategies and practice mighty be in a position that would be better to change from what they had been doing historically.

[edited out]

Sure, there’s nothing bad if you go in all once, but that doesn’t make any sense as a long term investor. Some people think that going all at the same time will give them a higher return if the price increase, but to me, that sounds like a playing smart and those individuals will be consider as a trader because they are only after the profit they can make instantly, not thinking about what the price will be in the next few years.

In addition, if the price drop after you buy, everything that you buy will drop, and that points you might panic due to the market conditions to sell at a lower than the price you buy it. Buying your thing gradually with less stress, it is more advisable instead of buying all at once and panic when the price is going up and down.

There is nothing wrong with trying to go into bitcoin in large amounts and to attempt to front load the investment for guys who are able to do that.  Many guys are  not able to do that.

It is likely good to supplement going in with lump sums (frontloading) with ongoing buying and/or abilities to ongoingly buy if the BTC price goes lower from the initial entry price. 

Getting lower prices or getting more BTC for the same quantity of dollars need not be considered as trading, especially if the person is not planning on selling at any near point into the future - even though there could be some variance in terms of portfolio management that might allow guys who had accumulated a lot of bitcoin to have more options in terms of how they might deal with their bitcoin holdings, even if they may well be mostly emphasizing ongoing building and/or holdings of their bitcoin holdings.

Think about a guy who might have had put 1-2 years (or even more) of his expenses or his income into bitcoin in a short period of time, such as less than 2 years.  Those guys seem to be in a different place as compared with guys who might struggle to take 10 years to get one year of their income into bitcoin.. and so the guy who front loads his bitcoin ends up with quite a bit more certainty in regards to his costs and/or how much bitcoin he had been able to accumulate as compared with guys who might take 10 years or more to get to similar level of investment into bitcoin.. and I am not even suggesting that the guy who takes longer has options to do it quicker since it tends to take a long time to build wealth and/or a bitcoin portfolio, even though I am pointing out that a guy who is able to front load his investment is likely to end up with quite a few greater options that he could end up screwing up if ends up devolving his overall practices into trading rather than investing.  Guys who are able to greatly front load their investment into bitcoin are not exactly representative of the overall population and the overwhelming majority of normal people who tend to have to take many years, perhaps 10 years or more to build up their investments, whether bitcoin and/or any other investments that they might have.

By the way, the problem of the BTC price dropping after a rich person had front loaded into bitcoin, should not be a problem as long as he both continues to buy and also realizes that it could take time for his bitcoin holdings to get back into the green (which should have had been expected whenever any one invests, whether large sums of money or not).

[Gost ms]

I think the key is to be adaptable and know your financial situation. The overaccumulation stage is a good time to sell, but not everyone has the luxury of a perfect world. A person could hold onto Bitcoin for a long time. discipline themselves but not reach this point. due to low income or other commitments. If they need to sell some of their investment for an important reason. I would not consider that as trading. Trading normally includes short-term price actions and continuous buying and selling, while long-term investors selling for a good reason are simply making their financial decisions. It should be about sustainability, not dogmatism.

We need to determine two things in advance to create a time frame. Time frame and profit amount or what we are investing for. Suppose you have set a time frame of 10 years and if you have set your profit during these 10 years to be the equivalent of 10 Bitcoins. So if your time frame ends and if you cannot reach the additional savings, then you can withdraw some of the profit during that time and keep the remaining amount until you reach the additional savings level.

Yes, selling in excess savings is good but withdrawing the entire amount will not be the right decision at all. Because you are investing, you have been able to do this for a long time, so withdrawing some of your profit and enjoying it is the right decision. Withdrawing the entire amount of profit will be a foolish decision.

[GIF-JOBS]

Those waiting for dips are just wasting so much time for nothing. Many people now understands that it not about waiting for dips before one can accumulate bitcoin anymore but with the help of DCA strategy one can keep up with constant accumulation and not feeling fall out from the market and even during the dips we take it as opportunity to buy at lows but waiting for the dips is a waste of time.
  Selling off our investment shouldn’t be what an investor puts into consideration or even thought of, one should have that mindset of aiming for future purposes. Have the long term goals for better opportunities and benefits at the long run.

Waiting is just a form of distraction, I don't know how some people think, when their mates are busy accumulating Bitcoin with their discreationary income and the DCA method, they prefer waiting for something the do not control or know when if will occur, no one said wait for the dip, we can buy Bitcoin fractions by fractions with the help DCA method, the thing is there's no excuse to give why some people choose to wait, the DCA method create the opportunity for us to still buy the dip while doing our usual DCA all we need is to buy through the DCA method, may be prepare for the dip to buy more in lesser price but waiting for that time to come is not idea or adviceable, we need to get busy to avoid unnecessary distractions that may not end in our favour.

It is not bad to take advantage of the opportunity when the price falls. However, one should not just wait for the fall without starting any investment because this can waste time and no one can say for sure when the fall will come. I agree with you, in fact, it is more reasonable to invest regularly instead of waiting for the fall. And when an investor invests on a weekly basis, he may face some falls anyway. And in addition to continuing to invest regularly, when someone faces a fall, if he has the ability, he can use this fall accordingly. If you have the mindset of using the opportunity in the fall, it may be better to set aside some money in advance. However, even if you invest regularly, you should not expect excessive falls or monitor the market. Falls should be viewed as normal and used as additional opportunities.

[Bigjoe33]

I think the key is to be adaptable and know your financial situation. The overaccumulation stage is a good time to sell, but not everyone has the luxury of a perfect world. A person could hold onto Bitcoin for a long time. discipline themselves but not reach this point. due to low income or other commitments. If they need to sell some of their investment for an important reason. I would not consider that as trading. Trading normally includes short-term price actions and continuous buying and selling, while long-term investors selling for a good reason are simply making their financial decisions. It should be about sustainability, not dogmatism.

We need to determine two things in advance to create a time frame. Time frame and profit amount or what we are investing for. Suppose you have set a time frame of 10 years and if you have set your profit during these 10 years to be the equivalent of 10 Bitcoins. So if your time frame ends and if you cannot reach the additional savings, then you can withdraw some of the profit during that time and keep the remaining amount until you reach the additional savings level.

Yes, selling in excess savings is good but withdrawing the entire amount will not be the right decision at all. Because you are investing, you have been able to do this for a long time, so withdrawing some of your profit and enjoying it is the right decision. Withdrawing the entire amount of profit will be a foolish decision.

Setting a time frame and/or investment target is very important so that we don't get distracted by high pumps in price and decide to tap from the profits we see, knowing that tapping from profits also means reducing your portfolio and which is not good and will delay your time in achieving your desired investment target.

For me, I would prefer a number of accumulated Bitcoin(quantity or amount) as my target rather than leaving it in years. We know we can't predict Bitcoin price movement, and so, we may not be sure wether or not we would arrive at something tangible in the number of our accumulated when we reach the target year(s) which you have set for yourself as your investment target. And so, if the price movement f Bitcoin does more of a decline, then, there is a possibility that at the end of the expiration of your target year, you may end up not having been able to stack up enough Bitcoin as wished, and this may not go down well with you, might be discouraging and tiring.

But on the other hand, if we set the target at a particular price milestone(of course, which can be adjustable at will, either increasing or so), it keeps you consistent in the market, buying and HODLing to grow your investment. Wether there is a pump or dumb in the price due to its fluctuations, you remain committed to your mission. This means that a pump is to your advantage because you have increased profits, while a decline may also because advantageous too because you still keep buying more. At the end, you keep buying and stacking

[Baki202]

It is not bad to take advantage of the opportunity when the price falls. However, one should not just wait for the fall without starting any investment because this can waste time and no one can say for sure when the fall will come. I agree with you, in fact, it is more reasonable to invest regularly instead of waiting for the fall. And when an investor invests on a weekly basis, he may face some falls anyway. And in addition to continuing to invest regularly, when someone faces a fall, if he has the ability, he can use this fall accordingly. If you have the mindset of using the opportunity in the fall, it may be better to set aside some money in advance. However, even if you invest regularly, you should not expect excessive falls or monitor the market. Falls should be viewed as normal and used as additional opportunities.

Taking opportunity when the price falls seems to be a normal things but when it gets to circumstances, some people become very reluctant to buy and that is why before it'l gets to do that you can do the DCA just to get more familiar that no matter what the situation of the market no matter how green or red it is so that is one of the most important thing not to joke with, and Luke you said you don't have to wait for it to fall any longer so it's a matter of making decisions that you are ready to take your bitcoin Investment to the next level, like most people will always say consistent is sometimes considered to be a key and if you should look at it then you will know that it is actually a key.

People should figure this out so that they will have a understanding that this is something that is continously there is no rest for someone that has serious intentions to invest because there people that what they know how to do is audio investment people like that you should know that they won't do anything serious, but since it's a personal journey nobody should be forced.

[Derekfunds]

Those waiting for dips are just wasting so much time for nothing. Many people now understands that it not about waiting for dips before one can accumulate bitcoin anymore but with the help of DCA strategy one can keep up with constant accumulation and not feeling fall out from the market and even during the dips we take it as opportunity to buy at lows but waiting for the dips is a waste of time.
  Selling off our investment shouldn’t be what an investor puts into consideration or even thought of, one should have that mindset of aiming for future purposes. Have the long term goals for better opportunities and benefits at the long run.

Waiting is just a form of distraction, I don't know how some people think, when their mates are busy accumulating Bitcoin with their discreationary income and the DCA method, they prefer waiting for something the do not control or know when if will occur, no one said wait for the dip, we can buy Bitcoin fractions by fractions with the help DCA method, the thing is there's no excuse to give why some people choose to wait, the DCA method create the opportunity for us to still buy the dip while doing our usual DCA all we need is to buy through the DCA method, may be prepare for the dip to buy more in lesser price but waiting for that time to come is not idea or adviceable, we need to get busy to avoid unnecessary distractions that may not end in our favour.

It is not bad to take advantage of the opportunity when the price falls. However, one should not just wait for the fall without starting any investment because this can waste time and no one can say for sure when the fall will come. I agree with you, in fact, it is more reasonable to invest regularly instead of waiting for the fall. And when an investor invests on a weekly basis, he may face some falls anyway. And in addition to continuing to invest regularly, when someone faces a fall, if he has the ability, he can use this fall accordingly. If you have the mindset of using the opportunity in the fall, it may be better to set aside some money in advance. However, even if you invest regularly, you should not expect excessive falls or monitor the market. Falls should be viewed as normal and used as additional opportunities.

I think you should be very careful on how you use your words before you will mislead newbie or put fear on them because when you talked about "facing some falls when we are accumulating or investing weekly" is very confusing and if someone doesn't read comprehensively there is a high chance they will get you wrong and they will be scared about investing weekly. For sure if someone is accumulating weekly or monthly and they are consistent they will showing experience the Dip and they can front load if they are prepared to boost their portfolio.

[Grease5000]

I don't understand why people talk about withdrawing their profits after saving extra. Some people see Bitcoin only as a motivation to make profits. And this is probably the reason why they start thinking about how to withdraw the profits when they start investing. We should change this view that the main thing in Bitcoin investment is to make profits. I know that some people can't think of anything else in Bitcoin except profit. But if they invest only thinking about profit, the investment will be incomplete. And at the same time, they will only get stubborn here.

Profits!!! Profits!!! Profits!!! This is just what many of us chase after when investing in bitcoin. Many new investors come into bitcoin investment just because they hear about the big benefits of bitcoin and such approach shouldn’t be what we go into bitcoin investment with.
 If we chase after profits when investing then we will get mislead by the market volatility. For instance chasing after profits one would only be waiting for dips before buying and same also such investors will be waiting for only a small pump from the Market then before we could know he or she has withdrawn the profits. That not an investment anymore we are just practicing trading to be honest.

 Let focus on the main purpose of investing in bitcoin i.e future goals and growths, let not get moved by market volatility instead approach bitcoin with DCA strategy and keep the consistent accumulation going and see every volatility as a big opportunity to accumulate. Let not focus on profits let channel the mindset into accumulating more and more for future.

There seem challenges to get folks to go beyond the profits' framework, and surely profits is not a non-factor, it is just incomplete and potentially misleading, and I even consider the longer term ideas of compounding value as profits, yet its more sophisticated, at least.

If a guy were to set up a system in which he pulled out all of the profits in a price based sustainable withdrawal model - pulling out all of the profits would be, for example pulling out 50% every time the bitcoin price doubled, then he would never achieve compounding value.  His underlying holdings would retain the amount that he initially put into it and each time the price doubled he would receive the amount that he had put into it.

If the guy set up a system in which he pulled out 25% every time that the BTC price doubled, then 50% of the profits would compound and the other 50% would get pulled out.

So, the less that the guy pulls out of his bitcoin holdings, then the more that the value continues to compound, and surely that is one of the more sophisticated ways of thinking about profits.  Profits are not irrelevant, but they are not the ONLY calculator that a guy should consider in regards to how he thinks about his bitcoin holdings.  I do show a chart of compounding value that goes from $250 in 2015 to $128k in 2025 (almost), which largely shows 9 doublings.. and 9 doublings ends up resulting in 512x price appreciation based on the compounding, so the guy who pulls out all of his profits each time the price doubled would have had ONLY retrieved the value of 9x, instead of receiving the 512x profits if he had left all the value in and allowed it to compound.. so there can be a very big exponential value increase through the allowance of compounding.

I consider variations of profits or profits extraction based on price to be price-based, and they can be sustainable if less than the profits are withdrawn, yet we can see from my compounding example that there can be a lot of variance depending on how much a guy is pulling out.

Another way of considering withdrawal of the bitcoin stash is through time based sustainable withdrawal, and it seems to me that time based sustainable withdrawal presumes that the stash is in profits, since it seems to work out better if the average cost per BTC of the person is less than the 200-WMA (which is achievable after 4 years or regularly buying bitcoin), and of course, it is also better if the bitcoin price is at least 25% above the 200-WMA, which historically has tended to be the case in bitcoin, yet the bitcoin price is not guaranteed to be higher than our average cost or even at least 25% higher than the 200-WMA.

The idea behind time-based sustainable withdrawal mostly presumes profits (I talk about both time based and price based sustainable withdrawal in my sustainable withdrawal thread), yet it is not really directly focused on profits, but instead focused on the extent to which the size of the stash is enough to allow the withdrawal of an amount of money on a regular basis (such as monthly) in order to either sustain a chosen income level, whether that income level would be all of the income or if the income level might end up merely serving as a means to supplement other income that a person has (whether the income is coming from work or from other sources).

It seems that my ongoing punchline is that profits is not the only focus, even though surely it is a factor that helps us to frame and consider various bitcoin portfolio management matters.

Another non-profits angle of bitcoin relates to what bitcoin provides to the world, society, and monetary/information systems, and we can think about bitcoin as providing value and integrity to the whole society, which is not so much of a individual self-ish profit motive but instead proclaiming (or thinking about) bitcoin as a benefit to the whole society or a good in itself. .which surely guys could invest time, energy and value based on non-selfish motives. and they do not need to be exclusively motivated by profits, and they can also be motivated by both profits and society improvement motives which is not really so much about profits, even if some guys seem to want to maniacally frame everything as profits (and even seemingly to denigrate human motives in terms of ONLY profits).

Huh?  Your goal is to reach overaccumulation status and then sell?  You are going to convert yourself into a low coiner or a no coiner after you might have had spent 10 years or more building up your bitcoin holdings?

honestly, if someone spends 10 years stacking and now decides to exit everything in one emotional click then all their efforts would have been in vain because that’s no longer investing it has become financial cardio with extra steps 😄.

Yeah people seem to frequently have deficits in their thinking about what they are going to do once they have reached a point in which they are either at overaccumulation status or they are close enough to overaccumulation status so that they feel that they don't need to accumulate any more BTC.

So surely there is a need to have some ideas about how to manage overaccumulation status, once reaching it, and surely being able to analyze those kinds of what is overaccumulation or what to do at overaccumulation become more concrete when the bitcoin stash starts to approach those levels... and at the same time, since the bitcoin price tends to be so damned volatile, there can be some difficulties in both figuring out when a guy might have had reached overaccumulation and what to do about it.. and from my own experience and perspective, I tend to think that guys tend to get so distracted by swings in the BTC price.. even though surely any actual buys/sales that we are going to end up making on bitcoin on a contemporary basis are gong to be taking place through BTC spot prices.

I don’t think it makes any sense to stack bitcoin for 10 years or even more only to just sell everything and become a no-coiner, that would defeat the whole purpose of accumulating for that long time in the first place.

It would seem to be a lack of foresight (or poor bitcoin portfolio management skills) to go to such an extreme of becoming a no coiner, low coiner or to knock oneself out of overaccumulation status (when presumptively it had taken such a long time and a lot of effort to build up to overaccumulation status).

accumulation isn’t a life sentence of never selling and selling doesn’t have to mean that you’ll start from zero again.
So the thing is not about ending up with nothing again but it’s about getting to a point where you’re in control of the position you’ve spent years building.

It seems to me that the good investment portfolio managers are going to figure out ways to balance out how they manage their investment (bitcoin) portfolio, and surely it could well get to be the case that some guys who might have had been sufficiently skilled enough to build up their bitcoin holdings and to hold their bitcoin through the good and bad times, they might potentially lack in adequate skills (or creativity or resourcefulness) to manage their bitcoin holdings once the quantity gets to a high enough level that they have either accumulated enough bitcoin or that they are close to having had accumulated enough so that their forward strategies and practice mighty be in a position that would be better to change from what they had been doing historically.

[edited out]

Sure, there’s nothing bad if you go in all once, but that doesn’t make any sense as a long term investor. Some people think that going all at the same time will give them a higher return if the price increase, but to me, that sounds like a playing smart and those individuals will be consider as a trader because they are only after the profit they can make instantly, not thinking about what the price will be in the next few years.

In addition, if the price drop after you buy, everything that you buy will drop, and that points you might panic due to the market conditions to sell at a lower than the price you buy it. Buying your thing gradually with less stress, it is more advisable instead of buying all at once and panic when the price is going up and down.

There is nothing wrong with trying to go into bitcoin in large amounts and to attempt to front load the investment for guys who are able to do that.  Many guys are  not able to do that.

It is likely good to supplement going in with lump sums (frontloading) with ongoing buying and/or abilities to ongoingly buy if the BTC price goes lower from the initial entry price. 

Getting lower prices or getting more BTC for the same quantity of dollars need not be considered as trading, especially if the person is not planning on selling at any near point into the future - even though there could be some variance in terms of portfolio management that might allow guys who had accumulated a lot of bitcoin to have more options in terms of how they might deal with their bitcoin holdings, even if they may well be mostly emphasizing ongoing building and/or holdings of their bitcoin holdings.

Think about a guy who might have had put 1-2 years (or even more) of his expenses or his income into bitcoin in a short period of time, such as less than 2 years.  Those guys seem to be in a different place as compared with guys who might struggle to take 10 years to get one year of their income into bitcoin.. and so the guy who front loads his bitcoin ends up with quite a bit more certainty in regards to his costs and/or how much bitcoin he had been able to accumulate as compared with guys who might take 10 years or more to get to similar level of investment into bitcoin.. and I am not even suggesting that the guy who takes longer has options to do it quicker since it tends to take a long time to build wealth and/or a bitcoin portfolio, even though I am pointing out that a guy who is able to front load his investment is likely to end up with quite a few greater options that he could end up screwing up if ends up devolving his overall practices into trading rather than investing.  Guys who are able to greatly front load their investment into bitcoin are not exactly representative of the overall population and the overwhelming majority of normal people who tend to have to take many years, perhaps 10 years or more to build up their investments, whether bitcoin and/or any other investments that they might have.

By the way, the problem of the BTC price dropping after a rich person had front loaded into bitcoin, should not be a problem as long as he both continues to buy and also realizes that it could take time for his bitcoin holdings to get back into the green (which should have had been expected whenever any one invests, whether large sums of money or not).

I get what you’re trying to say, but it’s not entirely realistic to dismiss profit as a core motivation. Profit is part of investing it’s just not the only lens to look through. Bitcoin isn’t just a tool for making quick gains; it’s better understood as a long-term store of value and a hedge against monetary instability. When people focus only on withdrawing profits, they tend to treat it like a shorr term trade rather than an asset with long-term potential. That mindset often leads to emotional decisions—buying high, selling low, and constantly chasing price movements. At the same time, completely ignoring profit doesn’t make the investment more complete. Profit is simply the market validating your decision over time. The real issue is time horizon and conviction. If you truly see Bitcoin as a long-term asset, then your focus shifts from  When do I cash out?  to “How do I accumulate and preserve value over years?

Investors who understand this don’t feel pressured to exit at every price increase. They think in terms of cycles, adoption, and scarcity. They see Bitcoin less as something to spend and more as something to hold strategically, only reallocating when it genuinely aligns with their life goals not just because the price went up.

So the problem isn’t people wanting profi it’s when profit becomes the only purpose. That’s what turns investing into short-term speculation and makes the whole approach incomplete.

[Grace333]

~

I have seen countless number of persons who have suggested and advised that you learn how to edit your quote, including myself yet you seem to be repeating thesame thing, in this case, it's either you don't like to take correction from others, or you're doing this deliberately. Because I don't see any reason why a member rank wouldn't like to do all it takes to make their write up look presentable. Even if no one tells you to, you should have been curious enough to ask questions or try to use simple logic to solve the problem.

Taking opportunity when the price falls seems to be a normal things but when it gets to circumstances, some people become very reluctant to buy and that is why before it'l gets to do that you can do the DCA just to get more familiar that no matter what the situation of the market no matter how green or red it is so that is one of the most important thing not to joke with, and Luke you said you don't have to wait for it to fall any longer so it's a matter of making decisions that you are ready to take your bitcoin Investment to the next level, like most people will always say consistent is sometimes considered to be a key and if you should look at it then you will know that it is actually a key.

For those who are uncertain when to buy how much to buy at certain price conditions, it's best that they adopt the DCA strategy because when you accumulation evenly or when you have discretionary income to invest with across all market situations and structure you'll discover that during the dip your accumulation is way more cheaper than when price was at peak. However DCA is my favorite strategy and my most recommended.

People should figure this out so that they will have a understanding that this is something that is continously there is no rest for someone that has serious intentions to invest because there people that what they know how to do is audio investment people like that you should know that they won't do anything serious, but since it's a personal journey nobody should be forced.

You sound as though not investing in bitcoin on a routine base is a bad thing or a threat. Though I get the point you were driving at but the way you put the words made it sound too intense as though it's the only part way to bitcoin investment. Irrespective of any strategy you're making use of, your investment can only come from your discretionary and for someone whose bills hiked in a particular month(I'm not talking about wants) for instance his electricity bill, his rent... and after sorting out all the expenses he couldn't realize any discretionary to invest with, do you in this case suggested that they should by all means necessary look for alternatives even if it means borrowing to keep the continues accumulation. The answer is No! We invest from our discretionary income in other for our survival to be our greatest priority and because we don't want our Bitcoin to be the reason we end up ruining our finances or chances of survival.

[Dreadboost]

Taking opportunity when the price falls seems to be a normal things but when it gets to circumstances, some people become very reluctant to buy and that is why before it'l gets to do that you can do the DCA just to get more familiar that no matter what the situation of the market no matter how green or red it is so that is one of the most important thing not to joke with, and Luke you said you don't have to wait for it to fall any longer so it's a matter of making decisions that you are ready to take your bitcoin Investment to the next level, like most people will always say consistent is sometimes considered to be a key and if you should look at it then you will know that it is actually a key.

People should figure this out so that they will have a understanding that this is something that is continously there is no rest for someone that has serious intentions to invest because there people that what they know how to do is audio investment people like that you should know that they won't do anything serious, but since it's a personal journey nobody should be forced.

It is wrong to be constantly active, checking the market movement, it can lead to emotions being attacked and poor decisions. It is not every market movement that an investor needs to react to. While DCA is actually a suitable strategy, the purpose of DCA is not to take advantage of every dip. The primary purpose is to remove timing decisions. Most folks get carried away with the DCA strategy that they see every dip as the only opportunity to buy, neglecting the entire existence of the DCA strategy. Better still, stick to the goal (DCA) and only allocate more during dips if you have other discretionary funds to risk with. While buying on dip is an advantage, there is also a risk when investors buy incorrectly. Some investor pause their primary strategy only to wait for the dip. Once the mentality starts shifting towards buying on dip only, it is no longer a DCA strategy.

[Davidloki]

Setting a time frame and/or investment target is very important so that we don't get distracted by high pumps in price and decide to tap from the profits we see, knowing that tapping from profits also means reducing your portfolio and which is not good and will delay your time in achieving your desired investment target.

Taking profit from your investment is not bad, the reason and cause of taking profit from your investment is what truly matters. Most investors take profit from because they have reached a level for sustainable withdrawal, which is actually part of their goal. Some take profit to achieve something important in their life, but one thing is certain, they do not exit the market. Whatever you do, do not exit the market completely. That is where taking profit is bad. 

Some investors plan their exit levels ahead of time, that's not a bad because the goal in the end is to be profitable and successful. If the reason for taking profit is driven by panic, a mindset of quick gain, poor planning from the start, and a lack of conviction, that is where profit taking affects the investor.

[JayJuanGee]

I think the key is to be adaptable and know your financial situation. The overaccumulation stage is a good time to sell, but not everyone has the luxury of a perfect world. A person could hold onto Bitcoin for a long time. discipline themselves but not reach this point. due to low income or other commitments. If they need to sell some of their investment for an important reason. I would not consider that as trading. Trading normally includes short-term price actions and continuous buying and selling, while long-term investors selling for a good reason are simply making their financial decisions. It should be about sustainability, not dogmatism.

We need to determine two things in advance to create a time frame. Time frame and profit amount or what we are investing for. Suppose you have set a time frame of 10 years and if you have set your profit during these 10 years to be the equivalent of 10 Bitcoins. So if your time frame ends and if you cannot reach the additional savings, then you can withdraw some of the profit during that time and keep the remaining amount until you reach the additional savings level.

Yes, selling in excess savings is good but withdrawing the entire amount will not be the right decision at all. Because you are investing, you have been able to do this for a long time, so withdrawing some of your profit and enjoying it is the right decision. Withdrawing the entire amount of profit will be a foolish decision.

Your example of 10 bitcoins in 10 years is unrealistic, unless a person is able to invest $3k per week into bitcoin, then maybe it might be possible.

If the person started investing 10 years ago, then of course, it could have had been possible to reach 10 bitcoin today.... so it might be better to have realistic examples, and then perhaps talk within the context of the example in terms of what you might believe that might be reasonable for a person to do.

Also it is not good enough to merely talk about the bitcoin goal without putting it into some kind of a dollar (or fiat context) so that we might consider what were the goals at the beginning of the investment period, how far into the goal did the guy get and then given how far he got, then what might his options be.  It is not necessarily a good idea to sell large chunks of the bitcoin, unless there might be some specific reason (or even an emergency) that might warrant going down such path.

Maybe it is not completely your fault for being so vague (and unrealistic) @Gost ms.

It could be that @drangos started with such vagueness and you (@Gost ms) merely continued with it while also adding a bit of unrealistic to the vague.

[edited out]

Setting a time frame and/or investment target is very important so that we don't get distracted by high pumps in price and decide to tap from the profits we see, knowing that tapping from profits also means reducing your portfolio and which is not good and will delay your time in achieving your desired investment target.

For me, I would prefer a number of accumulated Bitcoin(quantity or amount) as my target rather than leaving it in years. We know we can't predict Bitcoin price movement, and so, we may not be sure wether or not we would arrive at something tangible in the number of our accumulated when we reach the target year(s) which you have set for yourself as your investment target.

There surely can be reasons for having time as a target, especially for guys who might be approaching their retirement, whether they have a strict date or perhaps some flexibility in the date.

It might also be sloppy to not have both some bitcoin quantity and dollar value ideas.. even though surely those estimates could get thrown off, so guys can project ahead with a base case scenario (which means the scenario he considers to be mostly likely to play out, and then at minimum to have a better case scenario and a worser case scenario... and surely once the base case scenarios are plotted out, then it can be a lot more straight-forward to create better case and worse case scenarios, especially if working in something like Excel if guys might know how to use Excel or some other spreadsheet program that might allow copy and pasting and changing of some variables in order to show how it might differ from the base case scenario.

And so, if the price movement f Bitcoin does more of a decline, then, there is a possibility that at the end of the expiration of your target year, you may end up not having been able to stack up enough Bitcoin as wished, and this may not go down well with you, might be discouraging and tiring.

Of course, there is a need for some flexibility, and possible back up plans.

But on the other hand, if we set the target at a particular price milestone(of course, which can be adjustable at will, either increasing or so), it keeps you consistent in the market, buying and HODLing to grow your investment. Wether there is a pump or dumb in the price due to its fluctuations, you remain committed to your mission. This means that a pump is to your advantage because you have increased profits, while a decline may also because advantageous too because you still keep buying more. At the end, you keep buying and stacking

I agree that even if the progress and advancement of the bitcoin stash (and its value relative to goals) is likely to continue to vary, there still could be enough variance that we still may well end up remaining within reach of our target as long as we remain persistent and consistent in our adding to our bitcoin stash and/or other ways that we might be preparing ourselves.

[edited out]

I think you should be very careful on how you use your words before you will mislead newbie or put fear on them because when you talked about "facing some falls when we are accumulating or investing weekly" is very confusing and if someone doesn't read comprehensively there is a high chance they will get you wrong and they will be scared about investing weekly. For sure if someone is accumulating weekly or monthly and they are consistent they will showing experience the Dip and they can front load if they are prepared to boost their portfolio.

The fact of the matter is that there tends to be all kinds of volatility in the bitcoin price, and even extreme volatility and including that none of us has any guarantees that our investment will turn out in profits.  Anyone investing into bitcoin need to be financially and psychologically prepared for volatility and extremes and perhaps even ongoing attacks on bitcoin.

I don't tend to agree with any great changes in level of aggressiveness in investing into bitcoin based on price moves, even though I do agree that more aggressive bitcoin accumulation could be chosen to coincide with strengthening of cashflow management systems and practices.

[edited out]

I get what you’re trying to say, but it’s not entirely realistic to dismiss profit as a core motivation.

I don't get what you are trying to accomplish in quoting my whole post, and I think that I said what I had already needed to say regarding the profits ideas.  We are in an investment thread here, and also my ideas about investment, and I am finding profits talk to be overly distracting and bordering on being off topic.

Profit is part of investing it’s just not the only lens to look through. Bitcoin isn’t just a tool for making quick gains; it’s better understood as a long-term store of value and a hedge against monetary instability.

We don't need to focus on profits in order talk about how to build up a bitcoin investment.

When people focus only on withdrawing profits, they tend to treat it like a shorr term trade rather than an asset with long-term potential. That mindset often leads to emotional decisions—buying high, selling low, and constantly chasing price movements.

If we are ongoingly buying bitcoin for 4-6 years or more, then how big of a factor would profits be?  Are you expecting guys to be selling their bitcoin in the process of building their bitcoin stash (beyond, perhaps, spend and replace?)?

At the same time, completely ignoring profit doesn’t make the investment more complete. Profit is simply the market validating your decision over time.

Profits can be distracting when building the bitcoin investment.  You have been here since January?  did you start buying bitcoin before that or have you ONLY been in bitcoin for 4-ish months?

When I got into bitcoin in late 2013, I had created a plan for myself  to accummulate for 6 months and then to reassess towards the end of the first 6 months, and then when the first 6 months were close to being over, I largely extended my plan (and my then 6-month budge terms) for another 6 months with very similar terms... so I spent a full year focused on accumulating. and then towards the end of the year in late 2014, I was thinking that I might have had gotten enough bitcoin, yet the BTC price was then around $400, and it dropped into the mid $200s for a large portion of 2015, so I continued to accumulate in 2014.. sure I was a aware of ongoing BTC prices, yet I was also aware of a need from my own perspective as a budding wannabe investor to continue to accumulate.

The real issue is time horizon and conviction. If you truly see Bitcoin as a long-term asset, then your focus shifts from  When do I cash out?  to “How do I accumulate and preserve value over years?

In the very early times that a newbie bitcoiner gets into bitcoin, he might not be willing to commit to invest into bitcoin for 4-10 years or longer, so he may well need to get accustomed to learning about bitcoin as he is initially getting his own cashflow management in order so that he can buy bitcoin every week, whether it is $100 per week, $10 per week or some other amount that he considers to be reasonable given his own discretionary funds and/or his comfort level with bitcoin, and he may well still be in his earliest stages of getting comfortable with bitcoin  - and building up his back up funds too.. so surely there is going to be variance in terms of how long it might take a guy to start to increase his weekly investment amount based on increases in his comfort level that might relate to both his cashflow management and his comfort with bitcoin itself.

Investors who understand this don’t feel pressured to exit at every price increase.

Hopefully not. If guys cannot at least try to be investing and accumulating bitcoin (and talking about those kinds of bitcoin accumulation ideas) then they likely need to go to another thread if they are mere interested in stacking cash rather than stacking bitcoin.

They think in terms of cycles, adoption, and scarcity.

Beginners might know some things and not know some other things, so when they get started buying bitcoin, they might not really know much about it except maybe they spend a few minutes looking at some historical price charts and they can see that BTC price tends to go up, yet at the same time, bitcoin's price tends to be quite volatile, too.  Some guys learn fast and other guys might take months and months and months to learn, including that some guys might not have a lot of time in their schedule to study into bitcoin, so maybe we are lucky if some beginners might be able to commit to spending a few hours a week looking into bitcoin, yet other guys might not even be able to commit that much time, at least in the beginning of their involvement in bitcoin.

They see Bitcoin less as something to spend and more as something to hold strategically, only reallocating when it genuinely aligns with their life goals not just because the price went up.

So the problem isn’t people wanting profi it’s when profit becomes the only purpose. That’s what turns investing into short-term speculation and makes the whole approach incomplete.

You may be saying similar things to me, yet in ways that are a wee bit unclear.. since truly guys are going to develop in differing ways, yet this thread is largely meant to be about investing in bitcoin and cashflow management for guys at all levels and at all experiential levels, so there can be guys with differing perspectives and also guys with differing experiencial levels of even different amounts of discretionary funds and/or other investments and differing places in terms of their 9 individual factors, too.

[red4slash]

We need to determine two things in advance to create a time frame. Time frame and profit amount or what we are investing for. Suppose you have set a time frame of 10 years and if you have set your profit during these 10 years to be the equivalent of 10 Bitcoins. So if your time frame ends and if you cannot reach the additional savings, then you can withdraw some of the profit during that time and keep the remaining amount until you reach the additional savings level.

This is too much and seems impossible to do for me because 10 years for 10 bitcoins means that we can get at least 1 bitcoin / year and that will not be affordable and seem too imposing especially when the income we have is slightly lower.

We take an example for 1 bitcoin / year it might be done by those who have an above-average income for each month because if we convert it today (at $70k) it means we need to set aside from our discretionary funds of $1300 more every week so that and even then with a note that bitcoin stagnates at $70k which is certainly not possible because of its volatility.

Investing in bitcoin for me now doesn't matter how many bitcoins we have as long as we can afford to buy them, indeed the hope is the bigger the better but here what needs to be considered is also the cash flow in terms of the income we have cut by our monthly needs and several other deductions from your discretionary funds.
We can't push ourselves too far if we can't buy enough with the money you can afford to buy bitcoin regardless of how much later it is your maximum strength to invest in bitcoin.

[alankasman]

This is too much and seems impossible to do for me because 10 years for 10 bitcoins means that we can get at least 1 bitcoin / year and that will not be affordable and seem too imposing especially when the income we have is slightly lower.

I personally don't think I can do this idea because 10 years isn't a short amount of time but that distance is very impossible for everyone to follow your method. A person's income is sometimes very limited for essential expenses. Moreover following this method is clearly impossible except for those with sufficient income. This is also important for them, as a long timeframe isn't a priority for someone following the steps you describe especially for those whose income is sometimes very limited. This certainly isn't the path they should take.

Investing in bitcoin for me now doesn't matter how many bitcoins we have as long as we can afford to buy them, indeed the hope is the bigger the better but here what needs to be considered is also the cash flow in terms of the income we have cut by our monthly needs and several other deductions from your discretionary funds.
We can't push ourselves too far if we can't buy enough with the money you can afford to buy bitcoin regardless of how much later it is your maximum strength to invest in bitcoin.

This is very necessary if you have brilliant ideas as you said because investing does not have to be how much we have to have and also how much we have to do with the accumulation of Bitcoin it is true that with a large amount it is very necessary to produce hopes that are not inferior to what is done but this is more directed at the income generated by someone weekly or monthly because someone does not want to accumulate a large amount but rather remembers the income that someone has because there are things that are more important except having several sources of income that can be done with any amount towards the accumulation of Bitcoin because when it is needed to be spent there are sources that will be completed easily this is because the sources of income that exist at several points that may not be disturbed by what has been done towards the accumulation because the accumulation is the result of other sources of income meaning having several sources can make investments with any period that is set whether 8 or 15 years will not be a problem because everything is available when something is needed.

[Rockson1]

It is not bad to take advantage of the opportunity when the price falls. However, one should not just wait for the fall without starting any investment because this can waste time and no one can say for sure when the fall will come. I agree with you, in fact, it is more reasonable to invest regularly instead of waiting for the fall. And when an investor invests on a weekly basis, he may face some falls anyway. And in addition to continuing to invest regularly, when someone faces a fall, if he has the ability, he can use this fall accordingly. If you have the mindset of using the opportunity in the fall, it may be better to set aside some money in advance. However, even if you invest regularly, you should not expect excessive falls or monitor the market. Falls should be viewed as normal and used as additional opportunities.

The truth here is that I do not think that anyone is against buying the dip but the approach has always been the problem, you can not stay idleand say you are waiting for the dip I think thats bullshit, infact DCA strategy that we know covers this area we are even discussing since we can actually buy the dip and all the time with DCA strategy, there is no need for anyone to wait for any reason, as we are acumulating Bitcoin through the DCA method, we can decide to buy more as the price dips but if we don't have the funds to do so, we can keep up with our usual routine after all nobody is encouraged to buy out if their means I think that's the reason why our discreationary income is what is required of us to invest in Bitcoin.

[Barikui1]

It is not bad to take advantage of the opportunity when the price falls. However, one should not just wait for the fall without starting any investment because this can waste time and no one can say for sure when the fall will come. I agree with you, in fact, it is more reasonable to invest regularly instead of waiting for the fall. And when an investor invests on a weekly basis, he may face some falls anyway. And in addition to continuing to invest regularly, when someone faces a fall, if he has the ability, he can use this fall accordingly. If you have the mindset of using the opportunity in the fall, it may be better to set aside some money in advance. However, even if you invest regularly, you should not expect excessive falls or monitor the market. Falls should be viewed as normal and used as additional opportunities.

The truth here is that I do not think that anyone is against buying the dip but the approach has always been the problem, you can not stay idleand say you are waiting for the dip I think thats bullshit, infact DCA strategy that we know covers this area we are even discussing since we can actually buy the dip and all the time with DCA strategy, there is no need for anyone to wait for any reason, as we are acumulating Bitcoin through the DCA method, we can decide to buy more as the price dips but if we don't have the funds to do so, we can keep up with our usual routine after all nobody is encouraged to buy out if their means I think that's the reason why our discreationary income is what is required of us to invest in Bitcoin.

I think we both share the same sentiment on this concerning buying the dip, because I believe that it's not a bad practice, as a matter of fact, it's very good, since it's help you to get a lot of unit of Bitcoin at a discount rate, but where the problem are is by waiting for it before buying, that's what is wrong about dip buying.
So consistent accumulation is the best way to go about your bitcoin accumulation, and in the process of accumulating consistently and their is a dip in the market, you can still buy or even do it aggressively if you have a reserve funds to carry it out, not not by waiting and wasting your time that should have been used to buy and add to your stash of Bitcoin.

[Alonso_]

It seems to me that the good investment portfolio managers are going to figure out ways to balance out how they manage their investment (bitcoin) portfolio, and surely it could well get to be the case that some guys who might have had been sufficiently skilled enough to build up their bitcoin holdings and to hold their bitcoin through the good and bad times, they might potentially lack in adequate skills (or creativity or resourcefulness) to manage their bitcoin holdings once the quantity gets to a high enough level that they have either accumulated enough bitcoin or that they are close to having had accumulated enough so that their forward strategies and practice mighty be in a position that would be better to change from what they had been doing historically.

Apparently, I have come across some guys and some individuals who have probably find it very difficult to control themselves when they’ve gotten to some levels that we can call over accumulation of their bitcoin holdings and have successfully built a very successful bitcoin portfolio which so many people have been trying to achieve for quite a long time, and it would definitely become a challenge and when it gets difficult for them you might not probably understand what have really happened while you’re investing in that bitcoin, balancing our bitcoin portfolio and also trying to balance everything that comes with our daily expenses and spending is always and extraordinarily skill to me, but if we have a proper balance and understanding how to properly manage our bitcoin investments portfolios, then I think we don’t have any Challenges at all to handle and accommodate our strategic practices.

[laspol65]

It is not bad to take advantage of the opportunity when the price falls. However, one should not just wait for the fall without starting any investment because this can waste time and no one can say for sure when the fall will come. I agree with you, in fact, it is more reasonable to invest regularly instead of waiting for the fall. And when an investor invests on a weekly basis, he may face some falls anyway. And in addition to continuing to invest regularly, when someone faces a fall, if he has the ability, he can use this fall accordingly. If you have the mindset of using the opportunity in the fall, it may be better to set aside some money in advance. However, even if you invest regularly, you should not expect excessive falls or monitor the market. Falls should be viewed as normal and used as additional opportunities.

The truth here is that I do not think that anyone is against buying the dip but the approach has always been the problem, you can not stay idleand say you are waiting for the dip I think thats bullshit, infact DCA strategy that we know covers this area we are even discussing since we can actually buy the dip and all the time with DCA strategy, there is no need for anyone to wait for any reason, as we are acumulating Bitcoin through the DCA method, we can decide to buy more as the price dips but if we don't have the funds to do so, we can keep up with our usual routine after all nobody is encouraged to buy out if their means I think that's the reason why our discreationary income is what is required of us to invest in Bitcoin.

The role of discretionary income in Bitcoin investment is extensive, if you do not depend on discretionary income then you may face investment problems. For this we must have prior preparation, where we can use emergency funds. Because to keep Bitcoin investment going according to the DCA method, we must form an emergency fund, using this emergency fund we can undoubtedly move forward with Bitcoin investment in the future.
So in addition to Bitcoin investment, if we form an emergency fund and invest in Bitcoin with discretionary income, we will be able to reach the destination as planned without facing any kind of danger.