JJG’s Outline of Bitcoin Investment Ideas

[Homemade-IQ]

We have two kinds of investment structures in bitcoin but it's left for the investor to choose the one that benefit the investors..we have long-term investment and short-term investment,  if investor is into long-term investment, the investor will not bother to sell it bitcoin early, whereas if the investor is into short-term investment, it already had in mind to sell as quick as he wanted, because it doesn’t want to make losses....

I don't think that their is anything as short term investors, it's either you are a trader that buy and sell once the price appreciate in value, or you are a holder that is only thinking of long term, so I don't think their is anything as short term investors.

Someone who is impatient for its investment, it's neither the person is a newbie towards the concern investment, or the investor borrowed and invest and it doesn't want to lose..these i mentioned is two factors that's behind lack of investment patient and panicking to sell ut their investment...

Your explanation here is just too confusing mate, please try to be more clear in your write up, so that someone will not misunderstood or misquote your statement.

[ejikeme24]

We have two kinds of investment structures in bitcoin but it's left for the investor to choose the one that benefit the investors..we have long-term investment and short-term investment,  if investor is into long-term investment, the investor will not bother to sell it bitcoin early, whereas if the investor is into short-term investment, it already had in mind to sell as quick as he wanted, because it doesn’t want to make losses....

I don't think that their is anything as short term investors, it's either you are a trader that buy and sell once the price appreciate in value, or you are a holder that is only thinking of long term, so I don't think their is anything as short term investors.

Yes, Short term and long term investment do exist. However short term investment last for less than three to five years while Long term investment are held for five to ten years or more. So an investor have the right to decide if they are going to hold Thier Bitcoin for 5-10 years or more or they will only invest for Short term that's 3-5 years depending how patient they are,and also the stash of bitcoin a person intend to accumulate will determine how Long he or she would stay in the accumulation journey.

[devouring-DARKNESS]

An investor that sells because the price of bitcoin dropped? There is no such thing, the truth of the matter is that the person was never an investor in the first place. And when you talk about being forced to sell in order to cover your essential expenses you make it sound like you invest with money meant for your essential expenses, is that what you do? An investor invests with their discretionary fund, not money meant for paying bills, don't make the mistake of ignoring your essential expenses because you want to buy bitcoin because you will definitely be forced to sell.
Anyone who is unable to generate discretionary fund shouldn't be investing in bitcoin, instead they should focus more on being able to generate discretionary fund, if this takes time then so be it, better than having to buy bitcoin outside of your discretionary fund only for you to end selling later and most likely at a loss.

I agree with your statement that you should not use your daily expenses money to buy Bitcoin. In my opinion, it is not that you cannot start saving Bitcoin if you have little extra money. Rather, those who have extra money can start with a small amount according to their ability and should have a strong emergency fund as soon as they start buying Bitcoin. Because, you don't have to sit around for a perfect situation; but it is mandatory to have a basic safety net. You should create your cash flow and backup fund in such a way that even if the price of Bitcoin drops, you don't have to sell the saved Bitcoin.
@JayJuanGee Sir always strongly says that the only prerequisite for investing in Bitcoin is 'extra money' or surplus money. If someone buys Bitcoin with his daily expenses money, it is not an investment, but a gamble.
So, rather than waiting for perfect financial conditions, the goal should be to accumulate Bitcoin using the extra money you have on hand within your means and strengthen cash flow management over time.

A person can't just automatically have a strong emergency fund soon after they start investing in bitcoin, for an average person it will take something close to a year or even more than a year for them to save up to 3 months worth of emergency fund, so she could include their investment also coming from their discretionary fund you begin to realize that none of these things can happen fast, they take time and that's one of the reasons who we do these things with our discretionary income.
A perfect financial condition to invest in bitcoin is for a person to be able to generate discretionary funds, once this has been achieved bitcoin investment becomes a possibility rather than just a wish but if a person is unable to generate discretionary funds they should make sure to work on being able to generate first before they think about investing in because without your discretionary fund you will not be able to sustain your investment.

[Jostern]

There is no certain amount that someone is supposed to have before they can start accumlating bitcoin. With the DCA strategy you can start accumulating bitcoin using as low as $10 provided it is your discretionary income. So it is wrong to say that , the reason why most investors fails to hold bitcoin for a long time is because they started with an amount they are not supposed to. There is no fixed amount that am investor is supposed to invest in bitcoin. People should always invest in bitcoin based on there financial capacity. Holding bitcoin for a long time required patients, risk tolerance and a good financial management.

It’s very important to invest within our means, considering that we have some amount of money as a discretionary income it’s better to invest that money immediately instead of waiting for something else like having a huge amount of money before you can get started, while you can start buying bitcoin as small as your discretionary income, exceeding our discretionary income is a wrong move which is why is very ugly not to start investing within our means instead of waiting for a dip or waiting to have huge amounts before an individual can get started with investing in bitcoin.

[Sobz]

-There is a mindset and understanding problem that makes people sell early.

We have two kinds of investment structures in bitcoin but it's left for the investor to choose the one that benefit the investors..we have long-term investment and short-term investment,  if investor is into long-term investment, the investor will not bother to sell it bitcoin early, whereas if the investor is into short-term investment, it already had in mind to sell as quick as he wanted, because it doesn’t want to make losses....

Investing bitcoin involves hodling and ypu can only hodl for longterm for the investment to yield good profit. Hodling short-term their are so many uncertaintites that can occur and you are not sure what the value of the market would be like in a short term.  Their are good chances of having a better investment in longterm because the future of the market cant be as the same as today. Normally bitcoin investment is a longterm investment,  many who tries to go in short-term ends in selling at lose or very small profit. Longterm investment is a profitable investment, it will be more better for one to prepare and go into trading than to have it in mind to go into a short-term investment because this is risky for investment.  Trading is always a short-term to make some bulks from the volatility of the market but it is difficult to make good value from a shorter investment.

[Cyber_warrior]

It’s very important to invest within our means, considering that we have some amount of money as a discretionary income it’s better to invest that money immediately instead of waiting for something else like having a huge amount of money before you can get started, while you can start buying bitcoin as small as your discretionary income, exceeding our discretionary income is a wrong move which is why is very ugly not to start investing within our means instead of waiting for a dip or waiting to have huge amounts before an individual can get started with investing in bitcoin.

I think I will agree with you here. Investing is supposed to be done as soon as discretionary income is available, no need to waste any time, no need to think you have to wait to have a huge discretionary income, it's always a waste of time. Many people may feel like they are not having enough discretionary income as they want and they would go ahead to invest with non discretionary income neglecting some part of their expenses or prioritizing their investment over their necessary expenses. This kind of decision is very wrong.
No matter how tempted we become we should never ignore our necessary expenses to invest and always invest with what we can afford.

[Grease5000]

What mostly causes selling off bitcoin before the actual long term investment goal is the use of funds that you can’t afford to loose or leave for a long period of time,I think what also causes that is the mindset of putting more funds so if there is an upturn, the profit will be more not knowing that in bitcoin investment it's better off to accumulate little by little than put more and the rest you keep as emergency funds is then not enough for your basic needs and emergencies, so at that point you will be let with no options than to sell off your bitcoin.

I agree with the first point   you made that using money someone cannot leave invested for the long term can force someone to sell at the wrong time. However, I think you are wrong about investing a larger amount which I don't see as a mistake because an  investor with large discretionary income make prefer to use the lump sum strategy  if it fit his financial plans, same way those with little or irregular discretionary income may prefer the DCA strategy. An investor should not be afraid of putting more money into bitcoin if that money comes from their discretionary income and fits their financial plan.

The problem is not the amount someone  invest with because some   with big  discretionary income  make use of the lump sum strategy which enable then to make a one time huge purchase of bitcoin. I think the problem is in  investing beyond your capacity because of  the hope of making quick profits.
 
Long term investment should be about sustainability. Not about how much one invested the important is the ability to hold for a long term goal without putting your basic needs and emergency situation at risk.

[Gost ms]

I agree with your statement that you should not use your daily expenses money to buy Bitcoin. In my opinion, it is not that you cannot start saving Bitcoin if you have little extra money. Rather, those who have extra money can start with a small amount according to their ability and should have a strong emergency fund as soon as they start buying Bitcoin. Because, you don't have to sit around for a perfect situation; but it is mandatory to have a basic safety net. You should create your cash flow and backup fund in such a way that even if the price of Bitcoin drops, you don't have to sell the saved Bitcoin.
@JayJuanGee Sir always strongly says that the only prerequisite for investing in Bitcoin is 'extra money' or surplus money. If someone buys Bitcoin with his daily expenses money, it is not an investment, but a gamble.
So, rather than waiting for perfect financial conditions, the goal should be to accumulate Bitcoin using the extra money you have on hand within your means and strengthen cash flow management over time.

Those who already have an emergency fund may say that they have a strong emergency fund as soon as they start investing, but how can a person who does not have an emergency fund build a strong emergency fund as soon as they start investing? It takes a person some time to build an emergency fund and the investment and emergency fund are built in a balanced way. It is good to have at least 3 months of income in our emergency fund. Building a strong emergency fund as soon as we start investing may be an unrealistic statement.

Emergency funds have nothing to do with the decline in the price of Bitcoin. Emergency funds have to do with financial crises, if there is ever an unexpected financial crisis, then you do not have to sell your holdings and an emergency fund is created to deal with this crisis.

[Sally9256]

I agree with your statement that you should not use your daily expenses money to buy Bitcoin. In my opinion, it is not that you cannot start saving Bitcoin if you have little extra money. Rather, those who have extra money can start with a small amount according to their ability and should have a strong emergency fund as soon as they start buying Bitcoin. Because, you don't have to sit around for a perfect situation; but it is mandatory to have a basic safety net. You should create your cash flow and backup fund in such a way that even if the price of Bitcoin drops, you don't have to sell the saved Bitcoin.
@JayJuanGee Sir always strongly says that the only prerequisite for investing in Bitcoin is 'extra money' or surplus money. If someone buys Bitcoin with his daily expenses money, it is not an investment, but a gamble.
So, rather than waiting for perfect financial conditions, the goal should be to accumulate Bitcoin using the extra money you have on hand within your means and strengthen cash flow management over time.

Those who already have an emergency fund may say that they have a strong emergency fund as soon as they start investing, but how can a person who does not have an emergency fund build a strong emergency fund as soon as they start investing? It takes a person some time to build an emergency fund and the investment and emergency fund are built in a balanced way. It is good to have at least 3 months of income in our emergency fund. Building a strong emergency fund as soon as we start investing may be an unrealistic statement.

Emergency funds have nothing to do with the decline in the price of Bitcoin. Emergency funds have to do with financial crises, if there is ever an unexpected financial crisis, then you do not have to sell your holdings and an emergency fund is created to deal with this crisis.

Building an emergency fund always have something to do with your discretionary income, so when building your investment, that when you can also build your emergency funds. Some people suggest that you can divide your discretionary income into 3, that is for your investment, emergency funds and your reserve fund. With that your portfolio on all sections will be moving.

Emergency funds is necessary when building your investment, it have it own role to play, but make sure you don’t allowing building your emergencies funds delay your investment.

[The Founding Titan]

Yes, Short term and long term investment do exist. However short term investment last for less than three to five years while Long term investment are held for five to ten years or more. So an investor have the right to decide if they are going to hold Thier Bitcoin for 5-10 years or more or they will only invest for Short term that's 3-5 years depending how patient they are,and also the stash of bitcoin a person intend to accumulate will determine how Long he or she would stay in the accumulation journey.

The longest of your duration for a short term investment is just over the lenght of an average cycle and there is no guarantee that the price of bitcoin will be any higher than when you started buying (of course there is no guarantee no matter how long you hold), instead of calling it short term investment I will call it long term trading because that's what it is.
If you are not intending to accumulate and hold for long then you shouldn't really be considering yourself as an investor and also do t mislead newbies into thinking thst they can decide to invest under 5 years, even if I say to invest for at least 4 to 10, for an average investor this is still very much of the short side.

[ASloveapg]

I agree with your statement that you should not use your daily expenses money to buy Bitcoin. In my opinion, it is not that you cannot start saving Bitcoin if you have little extra money. Rather, those who have extra money can start with a small amount according to their ability and should have a strong emergency fund as soon as they start buying Bitcoin. Because, you don't have to sit around for a perfect situation; but it is mandatory to have a basic safety net. You should create your cash flow and backup fund in such a way that even if the price of Bitcoin drops, you don't have to sell the saved Bitcoin.
@JayJuanGee Sir always strongly says that the only prerequisite for investing in Bitcoin is 'extra money' or surplus money. If someone buys Bitcoin with his daily expenses money, it is not an investment, but a gamble.
So, rather than waiting for perfect financial conditions, the goal should be to accumulate Bitcoin using the extra money you have on hand within your means and strengthen cash flow management over time.

Those who already have an emergency fund may say that they have a strong emergency fund as soon as they start investing, but how can a person who does not have an emergency fund build a strong emergency fund as soon as they start investing? It takes a person some time to build an emergency fund and the investment and emergency fund are built in a balanced way. It is good to have at least 3 months of income in our emergency fund. Building a strong emergency fund as soon as we start investing may be an unrealistic statement.

Emergency funds have nothing to do with the decline in the price of Bitcoin. Emergency funds have to do with financial crises, if there is ever an unexpected financial crisis, then you do not have to sell your holdings and an emergency fund is created to deal with this crisis.

Building an emergency fund always have something to do with your discretionary income, so when building your investment, that when you can also build your emergency funds. Some people suggest that you can divide your discretionary income into 3, that is for your investment, emergency funds and your reserve fund. With that your portfolio on all sections will be moving.

Emergency funds is necessary when building your investment, it have it own role to play, but make sure you don’t allowing building your emergencies funds delay your investment.

We do not need to create an emergency fund before starting to invest, and we cannot continue to invest by ignoring the emergency fund all the time, because investment definitely requires security. However, we can start in this way that we can use our discretionary income to buy half of Bitcoin and the other half to build an emergency fund. There is no problem in starting the investment in this way, in fact, it can also be an effective method. Basically, until the emergency fund is built, we can use our discretionary income in 2 ways, and once our emergency fund is built, we can buy Bitcoin with our entire discretionary income. In fact, everything is possible to achieve through proper management, all you need is the right mindset.

[Charcol]

We have two kinds of investment structures in bitcoin but it's left for the investor to choose the one that benefit the investors..we have long-term investment and short-term investment,  if investor is into long-term investment, the investor will not bother to sell it bitcoin early, whereas if the investor is into short-term investment, it already had in mind to sell as quick as he wanted, because it doesn’t want to make losses....

I don't think that their is anything as short term investors, it's either you are a trader that buy and sell once the price appreciate in value, or you are a holder that is only thinking of long term, so I don't think their is anything as short term investors.

Yes, Short term and long term investment do exist. However short term investment last for less than three to five years while Long term investment are held for five to ten years or more. So an investor have the right to decide if they are going to hold Thier Bitcoin for 5-10 years or more or they will only invest for Short term that's 3-5 years depending how patient they are,and also the stash of bitcoin a person intend to accumulate will determine how Long he or she would stay in the accumulation journey.

You are right that there can be both short-term and long-term investments. However, according to your formula, defining the nature of investment only by a limit of three, five or ten years may be a complete oversimplification or may not apply to everyone.

You can hold Bitcoin for five years, but if your main intention is to sell it at a slight increase in price, then I think your behavior is not like long-term accumulation and this applies to me too. Again, someone else is investing for 2-3 years. But he continues to save regularly, does not panic even in temporary market declines and has no plan to sell before he needs to. I personally think that the behavior of such a person is closer to an investor than a trader.

Time frame is certainly important in long-term investments. But at the same time, it may be important to consider the investment objective, cashflow, risk tolerance and whether there is a plan to sell.

[Agbam]

It’s very important to invest within our means, considering that we have some amount of money as a discretionary income it’s better to invest that money immediately instead of waiting for something else like having a huge amount of money before you can get started, while you can start buying bitcoin as small as your discretionary income, exceeding our discretionary income is a wrong move which is why is very ugly not to start investing within our means instead of waiting for a dip or waiting to have huge amounts before an individual can get started with investing in bitcoin.

I think I will agree with you here. Investing is supposed to be done as soon as discretionary income is available, no need to waste any time, no need to think you have to wait to have a huge discretionary income, it's always a waste of time. Many people may feel like they are not having enough discretionary income as they want and they would go ahead to invest with non discretionary income neglecting some part of their expenses or prioritizing their investment over their necessary expenses. This kind of decision is very wrong.
No matter how tempted we become we should never ignore our necessary expenses to invest and always invest with what we can afford.

I think that most people understand that what they need to invest in bitcoin is discretionary money but what hinders them  is greed and the drive for profits. Investors who are more profits oriented will want to wait and time the market for when they’ll be able to maximise their entry.

Basic expenses should always come first for everyone and this isn’t just an investment strategy or knowledge. It’s a basic economics knowledge “NEEDS BEFORE WANTS”.

[Humblevirus]

What mostly causes selling off bitcoin before the actual long term investment goal is the use of funds that you can’t afford to loose or leave for a long period of time,I think what also causes that is the mindset of putting more funds so if there is an upturn, the profit will be more not knowing that in bitcoin investment it's better off to accumulate little by little than put more and the rest you keep as emergency funds is then not enough for your basic needs and emergencies, so at that point you will be let with no options than to sell off your bitcoin.

Some people are just trying to be smart with Bitcoin, which is what leads them to invest out of their discretionary funds aiming for short term profit.When someone decides to invest in Bitcoin out of their discretionary funds, they are definitely going to sell at the wrong time because that means they have invested even the money that they may likely make use of in the future. When the period they want to make use of the money comes, they need to sell.another point that will make someone sell off their Bitcoin investment at the wrong time is not having emergency funds. If someone does not have emergency funds, they will easily sell their Bitcoin at the wrong time,so it always very important for everyone investor to build is emergency funds along with Bitcoin accumulation.

[Muba20]

We have two kinds of investment structures in bitcoin but it's left for the investor to choose the one that benefit the investors..we have long-term investment and short-term investment,  if investor is into long-term investment, the investor will not bother to sell it bitcoin early, whereas if the investor is into short-term investment, it already had in mind to sell as quick as he wanted, because it doesn’t want to make losses....

I don't think that their is anything as short term investors, it's either you are a trader that buy and sell once the price appreciate in value, or you are a holder that is only thinking of long term, so I don't think their is anything as short term investors.

In the case of Bitcoin, there can be both short-term investments and long-term investments. However, I would not consider a short-term investor and a trader to be the same person. Because an investor may plan to hold Bitcoin for a long time. But it may not go to the level of long-term savings. On the other hand, a trader buys and sells frequently and tries to profit from short-term price fluctuations. So I think a short-term investor and a trader can be two different people.

In my opinion, just how long one is holding it may not be clear whether a person is a trader or an investor. At the same time, what is his intention, whether he is accumulating assets regularly or not, or he is trying to make a quick profit by guessing price fluctuations, these things may also have to be considered.

[Son Of Blockchain (SOB)]

In the case of Bitcoin, there can be both short-term investments and long-term investments. However, I would not consider a short-term investor and a trader to be the same person. Because an investor may plan to hold Bitcoin for a long time. But it may not go to the level of long-term savings. On the other hand, a trader buys and sells frequently and tries to profit from short-term price fluctuations. So I think a short-term investor and a trader can be two different people.

In my opinion, just how long one is holding it may not be clear whether a person is a trader or an investor. At the same time, what is his intention, whether he is accumulating assets regularly or not, or he is trying to make a quick profit by guessing price fluctuations, these things may also have to be considered.

Short-term investment, which is 4 years and long-term 10 years and above, is that what you mean? If so it makes sense. Every holder have a target but the goal should be holding beyond a Bitcoin circle, anyone who holds below that period could be seen as a trader, that's what i think.
 Although I've heard someone say that someone who holds for about 2-3 years can still be called an investor a short-term investor to be specific but i think otherwise.

[BluebloodCXVI]

Why do i need to worry myself with trying to choose between building my financial cushion and investing when I could just do both simultaneously and adjust the proportions as my financial situation continues to improve ?

When investing sometimes you have to make trade offs to stay within your ability. However, building a financial cushion and investing in Bitcoin are not mutually exclusive and you can do both in parallel. But you should not put so much money into Bitcoin that if its value drops significantly or your income suddenly stops, you would be forced to sell it to cover your essential expenses. In other words, you need to take the risk of forced selling into account.

I disagree with you because this is trading and not investment and in Bitcoin investment you don't need any trade offs unless you have gotten to your overaccumulation stage where you will have to relax yourself and won't be putting so much effort to grow your portfolio because you are their already. You words can mislead newbie who want to invest in Bitcoin, they don't have to or need to take the risk of force selling because they are not traders only traders should consider and take it into account.

Man get the fuck outta here.
Most of you lots don’t even read before you reply people’s posts, you just dive in without fully understanding what you’re replying to and then end up spewing jargon or making blind arguments, it really pisses me off.

I never saw any place where @abaeze made mention of traders; perhaps you’re confusing the term “trade-offs” that he used with “traders” which in my opinion is a you problem and not as if what abaeze said was wrong or misleading.

And lastly, i don’t know where you got the idea that the risk of being forced to sell your bitcoin is only applicable to traders.
From what i know, you can be a long term investor and still be forced to sell your stash if you overstretch yourself in any ramification just because you wanna invest in bitcoin.

I’m sorry but if this is the level where your knowledge about bitcoin and forced selling reaches, then you probably shouldn’t be giving bitcoin advice to people cos they might be at a potential risk of being misinformed by you @sotelorene.

[ASloveapg]

What mostly causes selling off bitcoin before the actual long term investment goal is the use of funds that you can’t afford to loose or leave for a long period of time,I think what also causes that is the mindset of putting more funds so if there is an upturn, the profit will be more not knowing that in bitcoin investment it's better off to accumulate little by little than put more and the rest you keep as emergency funds is then not enough for your basic needs and emergencies, so at that point you will be let with no options than to sell off your bitcoin.

Some people are just trying to be smart with Bitcoin, which is what leads them to invest out of their discretionary funds aiming for short term profit.When someone decides to invest in Bitcoin out of their discretionary funds, they are definitely going to sell at the wrong time because that means they have invested even the money that they may likely make use of in the future. When the period they want to make use of the money comes, they need to sell.another point that will make someone sell off their Bitcoin investment at the wrong time is not having emergency funds. If someone does not have emergency funds, they will easily sell their Bitcoin at the wrong time,so it always very important for everyone investor to build is emergency funds along with Bitcoin accumulation.

The amount invested is very important. Money that may be needed to meet a need in the future. And if that money is invested in Bitcoin, it can be a source of risk later. If an urgent need for money suddenly arises when the price of Bitcoin is low, the investor may be forced to sell at a loss. In this case, the problem is not the long-term potential of Bitcoin. Rather, the problem is the mandatory need to withdraw money at the wrong time.

Not having an emergency fund can also put an investor in a vulnerable position. Because in an emergency situation if there is medical expenses, job loss, family emergency or any other unexpected expense and if there is not enough cash on hand then Bitcoin may have to be sold regardless of the market conditions at that time. As a result the risk of selling during a market decline increases.

It is important to ensure your basic financial security before investing in Bitcoin regularly. Set aside money for daily and future needs. Create an adequate emergency fund and only buy Bitcoin with money that can be invested in the long term. These are all part of risk management.  This reduces the pressure to panic and sell in an emergency even if the price of Bitcoin temporarily drops.

A good investor chooses good assets and at the same time creates a financial situation so that he is not forced to sell those assets in bad times.

[Different patterns]

What mostly causes selling off bitcoin before the actual long term investment goal is the use of funds that you can’t afford to loose or leave for a long period of time,I think what also causes that is the mindset of putting more funds so if there is an upturn, the profit will be more not knowing that in bitcoin investment it's better off to accumulate little by little than put more and the rest you keep as emergency funds is then not enough for your basic needs and emergencies, so at that point you will be let with no options than to sell off your bitcoin.

There are so many reasons for selling Bitcoin, and it is not always about investing with an amount that one can't afford to lose. There are people who invest with the amount they can afford, but because of the expectations they have for Bitcoin—the get-rich expectations—when they realize Bitcoin is unpredictable, they lose interest in continuing due to a lack of patience. Another common reason why people sell their Bitcoin too early is because of emergencies, for which they were never prepared and lack proper fund management; when there is an emergency, Bitcoin investment becomes the only option to solve it.

You said the truth, what some folks need to understand is that bitcoin investment is supposed to be enter with long term mindset, but sometimes people problem with expectation of quick profit or financial preparation behind the their investment plan. Some people enter bitcoin investment with expectation of get rich quick without thinking of how long is it going to take to build a meaningful bitcoin position, Although price sometimes can make them easily lose patience and sell bitcoin they accumulate when some little problem comes up without you having a backup funds, that can force investor to sell bitcoin. That’s why bitcoin investment needs proper money management, patience and long time plan.

[Joeboy]

Yes, Short term and long term investment do exist. However short term investment last for less than three to five years while Long term investment are held for five to ten years or more. So an investor have the right to decide if they are going to hold Thier Bitcoin for 5-10 years or more or they will only invest for Short term that's 3-5 years depending how patient they are,and also the stash of bitcoin a person intend to accumulate will determine how Long he or she would stay in the accumulation journey.

It's really so hilarious of you to think that going below 4 yrs is investment.. Investment are best suited for long term bases and so the term "short term investment" seems very much like a contradiction..I very well have used the term "short term investment" on numerous occasions in majority of my write-ups, but the truth here is that investment are wealth building strategies, whereby folks give their money enough time to grow and appreciate...In the case of Bitcoin, we are all familiar with the Halving event which occurs every four year, and so folks who hold for a duration that is below that four years interval are usually more prone to get stuck in the bear market with no possibility of getting any sort of valuable returns...The right word for anything below four year as far as Bitcoin is concerned is simply "Trading" that's the right word to use... So there is no middle ground, and so it is either you belong to the category/or groups of "Traders or "Investors"