Thanks for everyone's help! I had a shortcut to the older version on my desktop that I was trying to use.
Now using 4.2 shortcut and everything is great. I'm new to using hardware wallets (but I guess that's obvious - LOL).
I also had a similar problem a month or two ago ....and I have been using Electrum for years, so do not feel bad. When you are in the moment, you tend to rush things and the smaller things are missed. I recommend that you delete the older "install" files that you downloaded and just keep the latest one. (Some of my friends kept all previous install files and accidentally re-installed older versions of the wallet, when they struggled with an error)
You can now close this thread, because your problem have been solved.
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Thank you for posting this..... it will serve as a solution for other people struggling with the same thing.
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