Thanks for everyone's help! I had a shortcut to the older version on my desktop that I was trying to use.
Now using 4.2 shortcut and everything is great. I'm new to using hardware wallets (but I guess that's obvious - LOL).
I also had a similar problem a month or two ago ....and I have been using Electrum for years, so do not feel bad. When you are in the moment, you tend to rush things and the smaller things are missed. I recommend that you delete the older "install" files that you downloaded and just keep the latest one. (Some of my friends kept all previous install files and accidentally re-installed older versions of the wallet, when they struggled with an error)
You can now close this thread, because your problem have been solved.
Thank you for posting this..... it will serve as a solution for other people struggling with the same thing.