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Author Topic: What is your biggest obstacle to achieving financial freedom ?  (Read 4195 times)
Furious 7
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January 17, 2023, 09:01:27 AM
 #221

I have seen many people refusing plainly to work - I was hiring some online worker and people are not willing to work from home and they put their condition first rather than asking for the work and JD.
I think - many people are very stubborn and cranky and make things difficult for themselves.
There are people who do have really have high views and pride into themselves on which they arent working on something that they do know that it isnt worth on their time and their skills which they would really be that demanding and would simply ignore if they are really not that interested.This is where we do really commit up mistakes on which we are really that choosing on something.If you do have that kind of mindset
and perceptions on life then you are really that hindering yourself to have a life which is financially free or having those financial problems that you are facing on just because you are
really just that too choosy on things which arent really meant to be done.
Everyone's mindset is different and it's impossible to compare it, when what we think is good doesn't mean that other people think it's good too, and vice versa so we really can't force other people to have the same mindset.
It's a personal choice, regardless of what it is, it's everyone's decision. I think something like that, even if we think it's like wasting an opportunity, we also have to look at the reasons because maybe they already have some better options for their life, so they refuse the offer. which we think is good.

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January 17, 2023, 09:26:53 AM
 #222

I totally agree with this, because I often witness people around me when they experience failure, always looking for scapegoats to blame for their failures, as you said, always blaming family, government, circumstances, and others without doing proper self-introspection. .
We must be aware that every freedom is formed by ourselves as well as financial freedom, without serious effort we may never get it.

Additional as Motivation
Failure will always be present in every endeavor, learn then improve and keep trying again, like Mr. Thomas Alva Edison who made 1000 attempts to succeed, as well as the financial freedom you want, you must continue to be consistent in the path you take.
This seems to be the instinct of most people because regardless of anything the ego always forbids us from admitting mistakes.
The fact is that this happens in our daily lives because conditions like this seem to be commonplace even though if we were much more aware of mistakes then I think this would not be too complicated but because a high ego makes this always happen.
Not too hypocritical, sometimes I also always do things like this to defend myself. Even if it gets a little bad when you get used to it but this is undeniable.

You already know the main point in each of your failures and you seem to be very aware of it, but that doesn't mean you have to always follow your ego right? maybe it's normal when someone blames other people for every failure, but don't make it an excuse you don't want to admit mistakes that make you sink and die to reach your goals and as if the hope of financial success is gone.
Maybe you just need time to admit your mistakes and then learn from the mistakes you made before, so you won't make the same mistakes in the future.

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January 17, 2023, 10:03:49 AM
 #223

In my opinion, the most valuable knowledge is not in the public domain. 

Most business coaches are theorists who know how to teach others how to motivate themselves to make money.  This is also very important, but theoretic trainers themselves do not know how to organize a business.  Because if they had all the knowledge, skills and connections necessary for this, then they would not have a need to teach others. 

What is the need for this? 

You can simply make regular profits from your business (in the form of dividends).  And enjoy an interesting and joyful life.

 
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Jatiluhung
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January 17, 2023, 11:20:33 AM
 #224

It's you. The biggest obstacle to achieve financial freedom is ourselves. We cannot blame someone if we are not living lifestyle that we want, the only thing that we can only blame is ourselves. That's the truth in this cold world. Financial freedom is possible if we have desires and also plan on how we can become like that.

Dreams are just dreams if we will not work and seek opportunities in this world full of abundance. Our mind is limitless, people who don't grow are not thinking outside of the box. That is the reason why we need to think differently from others. There is knowledge that are not publicly available because some of it has price and that kind of knowledge that we should seeking for us to think outside of the box that can helps us to achieve financial freedom.

Sounds a bit cryptic to me, but overall I agree that if you want to achieve financial freedom, the lack of knowledge is the main obstacle. I personally think that all the knowledge you need is publicly available, but it has a price, yes, it is true. The price you pay to get that knowledge is your precious time: instead of hanging out with friends, or whatever, you study hard. And yes it's hard, but it pays off.

And the most difficult and rare knowledge and also of high value is Experience. so that someone who can always learn from experience will always have an advantage over others. At least we can't give up. and keep trying to reach your dream. Achieving financial freedom is everyone's dream. But it is rare to achieve it. And when we can't achieve it, it doesn't mean we have to stop. what we do is start to evaluate and try again. because everything can only be achieved gradually. and of course requires patience and perseverance.

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Bushdark
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January 17, 2023, 12:10:41 PM
 #225

In my opinion, the most valuable knowledge is not in the public domain. 

 

What is the need for this? 

You can simply make regular profits from your business (in the form of dividends).  And enjoy an interesting and joyful life.
This is the time for every individuals not to rely more on salary because this money is fixed and it does not increase just as inflation is increasing everyday. There is need for us to get other things doing even though we are earning through salaries but we still need get other  things we can do to earn some fund to help pay for other bills.

The government for now had no concrete plans for there citizens especially at this time that things are very difficult or everyone including the masses. We need to tend for ourselves rather depending on weekly wages or monthly salary to pay bills.

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January 17, 2023, 12:37:12 PM
 #226

The government for now had no concrete plans for there citizens especially at this time that things are very difficult or everyone including the masses. We need to tend for ourselves rather depending on weekly wages or monthly salary to pay bills.
We, as human beings, of course have mindsets and desires. I don't think it's appropriate to depend on the government because of our desires and our lives. We ourselves are the ones who have to be responsible for that.
Regardless of anything, hoping for others is uncertain, I think, so it would be great if we did everything ourselves. Even though we really can't live without other people, but from a financial perspective and for the future, of course we are the ones who decide for ourselves, not other people, even if it's the government.

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January 17, 2023, 02:58:29 PM
 #227

The government for now had no concrete plans for there citizens especially at this time that things are very difficult or everyone including the masses. We need to tend for ourselves rather depending on weekly wages or monthly salary to pay bills.
We, as human beings, of course have mindsets and desires. I don't think it's appropriate to depend on the government because of our desires and our lives. We ourselves are the ones who have to be responsible for that.
Regardless of anything, hoping for others is uncertain, I think, so it would be great if we did everything ourselves. Even though we really can't live without other people, but from a financial perspective and for the future, of course we are the ones who decide for ourselves, not other people, even if it's the government.
The fate of our lives is certainly in the hands of each of us, which means we have to try as much as possible and not depend on other people,
as long as we keep trying and do our best then the future is likely to be bright,
so it all depends on what we do.

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January 17, 2023, 07:25:53 PM
 #228

Doing something that is not what one wants is an obstacle I have seen in achieving financial freedom.
There should be a love or not, but an emotion either positive or negative must exist.
 Else, how would one come to achieve such a feat as financial freedom. The point where one can conveniently afford almost all he desires, i.e earn and is responsible for bills.

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January 18, 2023, 03:30:01 AM
 #229

In my opinion, the most valuable knowledge is not in the public domain. 

 

What is the need for this? 

You can simply make regular profits from your business (in the form of dividends).  And enjoy an interesting and joyful life.
This is the time for every individuals not to rely more on salary because this money is fixed and it does not increase just as inflation is increasing everyday. There is need for us to get other things doing even though we are earning through salaries but we still need get other  things we can do to earn some fund to help pay for other bills.

The government for now had no concrete plans for there citizens especially at this time that things are very difficult or everyone including the masses. We need to tend for ourselves rather depending on weekly wages or monthly salary to pay bills.

Why did you take Mr. Smartprofit's point out of the context ? Mr. Smartprofit made this point very clearly that all the coaches or teachers who only know the theories can hardly know how to implement them and achieve success. It's the selling words that makes them a living. Believing in them would be unwise as they don't really help you succeed in the real business practice. I respect everyone's opinion but deliberately distorting things like this is not allowed in my comment areas. Please be noted.
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January 18, 2023, 08:42:22 AM
 #230

It's you. The biggest obstacle to achieve financial freedom is ourselves. We cannot blame someone if we are not living lifestyle that we want, the only thing that we can only blame is ourselves. That's the truth in this cold world. Financial freedom is possible if we have desires and also plan on how we can become like that.

Dreams are just dreams if we will not work and seek opportunities in this world full of abundance. Our mind is limitless, people who don't grow are not thinking outside of the box. That is the reason why we need to think differently from others. There is knowledge that are not publicly available because some of it has price and that kind of knowledge that we should seeking for us to think outside of the box that can helps us to achieve financial freedom.

Unfortunately you are absolutely right, it is in our own hands on how we are spending the money we earn. There are some fixed costs in life that everybody faces like rent, food, clothing and others. But there is a huge difference in what kind of things we buy, for example there is no need to buy brand names all the time. My grand parents always told me to buy high quality products and don't care about any brand names. We want to buy things that last a long time, because if we only buy cheap products they will likely break down very quickly again and need to be replaced.  Working and increasing our salary is one side we need to focus on, but also it's important to keep the expenses in check. Getting rid of any unnecessary expenses helped me a lot to save more money each month to put into my crypto and investment portfolio.
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January 18, 2023, 12:40:54 PM
 #231

This seems to be the instinct of most people because regardless of anything the ego always forbids us from admitting mistakes.
The fact is that this happens in our daily lives because conditions like this seem to be commonplace even though if we were much more aware of mistakes then I think this would not be too complicated but because a high ego makes this always happen.
Not too hypocritical, sometimes I also always do things like this to defend myself. Even if it gets a little bad when you get used to it but this is undeniable.

You already know the main point in each of your failures and you seem to be very aware of it, but that doesn't mean you have to always follow your ego right? maybe it's normal when someone blames other people for every failure, but don't make it an excuse you don't want to admit mistakes that make you sink and die to reach your goals and as if the hope of financial success is gone.
Maybe you just need time to admit your mistakes and then learn from the mistakes you made before, so you won't make the same mistakes in the future.
Actually I still feel that blaming other people or blaming something for failures and mistakes that are made is not something that is natural either.
Realizing your mistake and making it an experience will be much better if you have to keep trying to justify yourself. Because if you keep doing that, we will never be better than before because you will only continue to dwell in your place.

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Dickiy
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January 18, 2023, 01:32:59 PM
 #232

This seems to be the instinct of most people because regardless of anything the ego always forbids us from admitting mistakes.
The fact is that this happens in our daily lives because conditions like this seem to be commonplace even though if we were much more aware of mistakes then I think this would not be too complicated but because a high ego makes this always happen.
Not too hypocritical, sometimes I also always do things like this to defend myself. Even if it gets a little bad when you get used to it but this is undeniable.

You already know the main point in each of your failures and you seem to be very aware of it, but that doesn't mean you have to always follow your ego right? maybe it's normal when someone blames other people for every failure, but don't make it an excuse you don't want to admit mistakes that make you sink and die to reach your goals and as if the hope of financial success is gone.
Maybe you just need time to admit your mistakes and then learn from the mistakes you made before, so you won't make the same mistakes in the future.
Actually I still feel that blaming other people or blaming something for failures and mistakes that are made is not something that is natural either.
Realizing your mistake and making it an experience will be much better if you have to keep trying to justify yourself. Because if you keep doing that, we will never be better than before because you will only continue to dwell in your place.

Of course, always blaming other people for personal mistakes is not a natural thing, and improvement must always be there to increase the value in yourself and taking good value from bad experiences will make you better. True, silence is a bad choice after failure, it will even destroy everything you have prepared from the start, but if you are silent for some time to learn what has happened to your failure, it might be better before moving on to the next stage.

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January 18, 2023, 02:04:40 PM
 #233

This seems to be the instinct of most people because regardless of anything the ego always forbids us from admitting mistakes.
The fact is that this happens in our daily lives because conditions like this seem to be commonplace even though if we were much more aware of mistakes then I think this would not be too complicated but because a high ego makes this always happen.
Not too hypocritical, sometimes I also always do things like this to defend myself. Even if it gets a little bad when you get used to it but this is undeniable.

You already know the main point in each of your failures and you seem to be very aware of it, but that doesn't mean you have to always follow your ego right? maybe it's normal when someone blames other people for every failure, but don't make it an excuse you don't want to admit mistakes that make you sink and die to reach your goals and as if the hope of financial success is gone.
Maybe you just need time to admit your mistakes and then learn from the mistakes you made before, so you won't make the same mistakes in the future.
Actually I still feel that blaming other people or blaming something for failures and mistakes that are made is not something that is natural either.
Realizing your mistake and making it an experience will be much better if you have to keep trying to justify yourself. Because if you keep doing that, we will never be better than before because you will only continue to dwell in your place.

Of course, always blaming other people for personal mistakes is not a natural thing, and improvement must always be there to increase the value in yourself and taking good value from bad experiences will make you better. True, silence is a bad choice after failure, it will even destroy everything you have prepared from the start, but if you are silent for some time to learn what has happened to your failure, it might be better before moving on to the next stage.

How was blaming other people for your own personal mistakes? Huh It's your mistake you will face it no matter what, no matter if it involves another person but blaming others is not a good thing, it will drag you down. Also, mistakes are a natural thing in life, without them, we won't be learning mistakes brought as lessons as long as we reflect and learn from them.  Mistakes can't be undone so you should face them and try to find a solution or another way around to solve or fix it.
alastantiger
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January 18, 2023, 03:29:09 PM
 #234

In the past, I almost stopped aiming to achieve financial freedom due to the cost of living crisis, inflation rate, market crash, high interest rates. In fact, at that time everything was going against my aim of becoming financially free. I wanted to just survive and ride out the storm instead of pursuing financial freedom. Then my mindset changed when I met a friend who against all odds is on his path to financial freedom. He helped me see that, one of the easiest ways to achieve financial freedom is through to get out of debt, and make lifestyle changes.

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Renampun
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January 18, 2023, 04:23:28 PM
 #235

Regardless where we live, money is our top priority in order to survive and thrive. Having enough money to fall back on means we are entitled to more choice and possibilities. Like it or not, we are chasing or being forced to chase money in most phases of our life. Financial freedom has been most people's ultimate goal for decades, if not for centuries. To achieve this goal, we will encounter endless challenges. Each of us has a unique life situation so what is your biggest obstacle to achieving it ?

financially freedom! yes everyone wants that but not everyone can achieve that. I really wanted that too but as time went by, I realized that I wasn't that lucky. now I am married and I have to talk about all family economic matters with my partner, and to be honest managing the household is not easy, there are many ideals that must be sacrificed.

I know we can make a long list of problems but there must be one or two primary reasons that really hold you back. This is where we should focus and I would like to hear your story. Thanks.

I wouldn't say this is my obstacle to financial freedom, but my small family is currently enough to hinder me from trying harder to make money because my current focus is taking care of my children and household, while my partner takes care of his work so that our family's economy remains stable.

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Steph91
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January 18, 2023, 05:34:46 PM
 #236


Regardless where we live, money is our top priority in order to survive and thrive. Having enough money to fall back on means we are entitled to more choice and possibilities. Like it or not, we are chasing or being forced to chase money in most phases of our life. Financial freedom has been most people's ultimate goal for decades, if not for centuries. To achieve this goal, we will encounter endless challenges. Each of us has a unique life situation so what is your biggest obstacle to achieving it ? I know we can make a long list of problems but there must be one or two primary reasons that really hold you back. This is where we should focus and I would like to hear your story. Thanks.

One big problem I and every other youth is facing with regards to financial freedom if lack of job especially here in my country where the rate of unemployment is on the increase.
Another problem is lack of capital to start up a business.
erep
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January 18, 2023, 07:12:56 PM
 #237

In the past, I almost stopped aiming to achieve financial freedom due to the cost of living crisis, inflation rate, market crash, high interest rates. In fact, at that time everything was going against my aim of becoming financially free. I wanted to just survive and ride out the storm instead of pursuing financial freedom. Then my mindset changed when I met a friend who against all odds is on his path to financial freedom. He helped me see that, one of the easiest ways to achieve financial freedom is through to get out of debt, and make lifestyle changes.
You are lucky to have friends who share advice for you to achieve financial freedom, motivation from other people is very necessary to increase our efforts to improve the economy because we have gone through the most difficult times about many people losing their jobs because companies reduce workers due to companies not achieving profit targets and even the effect of inflation has suppressed poverty. We must get opportunities with new jobs for passive income to increase the economic level, at least the middle economic level position has achieved some economic freedom factor.
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January 19, 2023, 07:31:23 PM
 #238

Actually I still feel that blaming other people or blaming something for failures and mistakes that are made is not something that is natural either.
Realizing your mistake and making it an experience will be much better if you have to keep trying to justify yourself. Because if you keep doing that, we will never be better than before because you will only continue to dwell in your place.

Of course, always blaming other people for personal mistakes is not a natural thing, and improvement must always be there to increase the value in yourself and taking good value from bad experiences will make you better. True, silence is a bad choice after failure, it will even destroy everything you have prepared from the start, but if you are silent for some time to learn what has happened to your failure, it might be better before moving on to the next stage.

How was blaming other people for your own personal mistakes? Huh It's your mistake you will face it no matter what, no matter if it involves another person but blaming others is not a good thing, it will drag you down. Also, mistakes are a natural thing in life, without them, we won't be learning mistakes brought as lessons as long as we reflect and learn from them.  Mistakes can't be undone so you should face them and try to find a solution or another way around to solve or fix it.
Here's the point. As long as we blame something whether it's on other people or something that is around us forever we won't change and this looks like childishness.
As for mistakes, we actually need them because we will never be better than before if there are no mistakes and turn those mistakes into experiences.
Many people fail but only a few of those who fail can get back up and become successful because they know the momentum and they learn from the mistakes they made before.

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Cookdata
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January 19, 2023, 08:27:41 PM
 #239

I want to disowned myself from being born and raised in a country that corruption has eaten up with bad leadership but when I checked and compare where I live to other other part of the world, I always calm down nerves but to be honest, my country has limited me the strength where I could fly to, I can't have things I want to do despite doing all the necessary the society want a child to do to an adult stage but I know it will get better one day in the future.

My list is endless but I will drop one of the biggest among all, it's job opportunity. A country that failed to carter for his citizens has failed his people totally, it will increases the rate of crimes and other illicit activities but all thanks to God, we are living the maximum decent lives and avoiding anything that will push us into hard situations.

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January 19, 2023, 09:10:00 PM
 #240

Actually I still feel that blaming other people or blaming something for failures and mistakes that are made is not something that is natural either.
Realizing your mistake and making it an experience will be much better if you have to keep trying to justify yourself. Because if you keep doing that, we will never be better than before because you will only continue to dwell in your place.

Of course, always blaming other people for personal mistakes is not a natural thing, and improvement must always be there to increase the value in yourself and taking good value from bad experiences will make you better. True, silence is a bad choice after failure, it will even destroy everything you have prepared from the start, but if you are silent for some time to learn what has happened to your failure, it might be better before moving on to the next stage.

How was blaming other people for your own personal mistakes? Huh It's your mistake you will face it no matter what, no matter if it involves another person but blaming others is not a good thing, it will drag you down. Also, mistakes are a natural thing in life, without them, we won't be learning mistakes brought as lessons as long as we reflect and learn from them.  Mistakes can't be undone so you should face them and try to find a solution or another way around to solve or fix it.
Here's the point. As long as we blame something whether it's on other people or something that is around us forever we won't change and this looks like childishness.
As for mistakes, we actually need them because we will never be better than before if there are no mistakes and turn those mistakes into experiences.
Many people fail but only a few of those who fail can get back up and become successful because they know the momentum and they learn from the mistakes they made before.
People should realize this and this should how people make out some dealing because if you do just simply accept your losses and mistakes and turned your back then you wont really be that progressive
for whatever things you've been dealing with and this is the main mistake for most people.They do love to have that progressive life for whatever they are dealing with but they are really that afraid on taking up some risk and this is why they dont really see themselves on enhancing the way that they do live.If they do want to having that financial freedom
then grinding would be the best thing to be done.

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