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Author Topic: What is your biggest obstacle to achieving financial freedom ?  (Read 3987 times)
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February 15, 2023, 05:25:45 PM
 #321

This also just came to me recently in a discussion - The fact that an individual themselves can be their own obstacle in case they overshoot their goals, especially having in mind what they are capable of becoming or doing.

This is probably the biggest obstacle, being realistic about these things.
Excessive fear (not daring to try new things, not dare to go further, always afraid to try before taking a step, don't dare to take a new opportunity, prefer to be in a safe position and don't dare to take challenges), and pessimistic. and there are many other traits and characteristics within us that become obstacles if we can't control them properly.

Those people just need that little bit of push. They do have the knowledge and ambition, but they're afraid to break their safe zone. Seen it multiple times, a good colleague of mine was in that spot, we managed to help her to start its business which is today successful.

A good push with a positve appraoch from people who can add some boost, fears are always keeping people away from good opportunities, afraid that they might lose or they might not be able to succeed, something that I can say that it's really existing, maybe you can say that if you are in that same position, you will also feel that same feelings when you arestruggling, but likewise, if there's someone who will help and will guide you, that fear can be overcome and can be converted to a good success.

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February 15, 2023, 06:00:48 PM
 #322

It's really a long story from my end and I guess of of the restraints I had to financial freedom was very late adoption to cryptocurrency and digital world and I really couldn't blame myself as I was in a family where the goal was just to get schooled and be given a job but along the way, I lost my dad and I did felt the impact but I guess that was one of the reasons I've been very responsible for every action I take.
Another reason was the fact that I wasn't social enough not even on social medias so as to create some positive relationship but in all, I feel everything happened for a greater course and good.

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February 17, 2023, 11:07:44 PM
 #323

This also just came to me recently in a discussion - The fact that an individual themselves can be their own obstacle in case they overshoot their goals, especially having in mind what they are capable of becoming or doing.

This is probably the biggest obstacle, being realistic about these things.
Yes, there are indeed many obstacles within ourselves. and that is even an actual fact. for example that ourselves can be the biggest obstacle to achieving financial freedom is Lazy (not working optimally, using more free time for fun and playing than looking for opportunities), Excessive fear (not daring to try new things, not dare to go further, always afraid to try before taking a step, don't dare to take a new opportunity, prefer to be in a safe position and don't dare to take challenges), and pessimistic. and there are many other traits and characteristics within us that become obstacles if we can't control them properly.
My biggest obstacle is not saving up and I have overcome this all this year
Although it been so late - but I am happy I tried doing it -

.
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February 17, 2023, 11:20:31 PM
 #324

This also just came to me recently in a discussion - The fact that an individual themselves can be their own obstacle in case they overshoot their goals, especially having in mind what they are capable of becoming or doing.

This is probably the biggest obstacle, being realistic about these things.
Yes, there are indeed many obstacles within ourselves. and that is even an actual fact. for example that ourselves can be the biggest obstacle to achieving financial freedom is Lazy (not working optimally, using more free time for fun and playing than looking for opportunities), Excessive fear (not daring to try new things, not dare to go further, always afraid to try before taking a step, don't dare to take a new opportunity, prefer to be in a safe position and don't dare to take challenges), and pessimistic. and there are many other traits and characteristics within us that become obstacles if we can't control them properly.
My biggest obstacle is not saving up and I have overcome this all this year
Although it been so late - but I am happy I tried doing it -
There's no such thing about being late.Its better to be late than never and as long you do realize on your past mistakes then at least you do know on what you should gonna do.It cant really be denied that

we do have lots of opportunities that we had let it slip and if ever we do make some actions on that then we might really be that rich or financially free for now but it seems that fate doesnt really want for us to be on that way but it doesnt mean that you should really stop and wouldnt tend to pursue to achieve your goals.

We do have different obstacles in life but some of them were pretty common on which a certain individual would experience out.

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February 20, 2023, 08:51:49 AM
 #325

This also just came to me recently in a discussion - The fact that an individual themselves can be their own obstacle in case they overshoot their goals, especially having in mind what they are capable of becoming or doing.

This is probably the biggest obstacle, being realistic about these things.
Yes, there are indeed many obstacles within ourselves. and that is even an actual fact. for example that ourselves can be the biggest obstacle to achieving financial freedom is Lazy (not working optimally, using more free time for fun and playing than looking for opportunities), Excessive fear (not daring to try new things, not dare to go further, always afraid to try before taking a step, don't dare to take a new opportunity, prefer to be in a safe position and don't dare to take challenges), and pessimistic. and there are many other traits and characteristics within us that become obstacles if we can't control them properly.
My biggest obstacle is not saving up and I have overcome this all this year
Although it been so late - but I am happy I tried doing it -
There's no such thing about being late.Its better to be late than never and as long you do realize on your past mistakes then at least you do know on what you should gonna do.It cant really be denied that

we do have lots of opportunities that we had let it slip and if ever we do make some actions on that then we might really be that rich or financially free for now but it seems that fate doesnt really want for us to be on that way but it doesnt mean that you should really stop and wouldnt tend to pursue to achieve your goals.

We do have different obstacles in life but some of them were pretty common on which a certain individual would experience out.
That is correct though  - but if I look back I have wasted so much money on people.
Those people were nothing but selfish lot of group who would want to get the last drop of blood off your body. Now I talk to only limited people and save up as much as I could.

.
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February 20, 2023, 09:10:20 AM
 #326

This also just came to me recently in a discussion - The fact that an individual themselves can be their own obstacle in case they overshoot their goals, especially having in mind what they are capable of becoming or doing.

This is probably the biggest obstacle, being realistic about these things.
Excessive fear (not daring to try new things, not dare to go further, always afraid to try before taking a step, don't dare to take a new opportunity, prefer to be in a safe position and don't dare to take challenges), and pessimistic. and there are many other traits and characteristics within us that become obstacles if we can't control them properly.

Those people just need that little bit of push. They do have the knowledge and ambition, but they're afraid to break their safe zone. Seen it multiple times, a good colleague of mine was in that spot, we managed to help her to start its business which is today successful.
I have seen my father giving so much loan to the people around. I thought my dad is crazy he is wasting his money.
When I started earning - I made the same mistake - I  was fooled by so many people - they just got the money from me and used me.
I think my biggest obstacle was trusting people. I hate myself for all that.

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February 20, 2023, 09:18:27 AM
 #327

The biggest obstacle to financial freedom is being part of the FIAT financial system. The
system is designed to make it easy to become dependent, for example Mortgages and loans.
Once you avail of their products you become enslaved, 25 or 30 year mortgage, to be completed
when you retire, loans for items we cannot afford and/or dont need and which will need
updating with newer products with newer loans.

I never took loan in my life - it is a termite which eats your from inside.
Also in our religion interest is not right. You can take lean and payback the same amount. But even then back follows the interest rule.

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February 20, 2023, 12:14:41 PM
 #328

This also just came to me recently in a discussion - The fact that an individual themselves can be their own obstacle in case they overshoot their goals, especially having in mind what they are capable of becoming or doing.

This is probably the biggest obstacle, being realistic about these things.

I agree. Sometimes people decline a good job offer only because they want "a business of their own". They don't want  to work for another person or an organization, thinking that if they had their own business, they would be earning more while working less. This illusion is the biggest obstacle to achieving financial freedom for many people.

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February 20, 2023, 01:54:29 PM
 #329

The biggest obstacle to financial freedom is being part of the FIAT financial system. The
system is designed to make it easy to become dependent, for example Mortgages and loans.
Once you avail of their products you become enslaved, 25 or 30 year mortgage, to be completed
when you retire, loans for items we cannot afford and/or dont need and which will need
updating with newer products with newer loans.


This is the funniest reason I've ever seen, if you think that's why so many people still achieve financial freedom out there without any decentralized system. Those who always blame others while the weakness comes from themselves, they will never succeed. I want to know, are you financially free with a decentralized system, or are you just daydreaming? I don't hope one day you will continue to blame bitcoin for not having financial freedom, LOL.

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February 20, 2023, 11:07:31 PM
 #330

Everyone strives to achieve financial freedom, day and night. Yet, there are challenges in reaching this objective. The economy of the nation is one of the challenges. When a nation is through a recession, challenges like these arise. It was my largest challenge when I worked for a firm and assumed I would be financially independent, but now that the economy is struggling, I find it very challenging to survive. As a result of the rising cost of living, I now seldom eat three square meals every day. That's when I made the decision to launch a small business as a side hustle so I could support my family and pay my bills. Financial freedom is also influenced by procrastination. Once you decide

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February 23, 2023, 05:56:49 PM
 #331

Everyone strives to achieve financial freedom, day and night. Yet, there are challenges in reaching this objective. The economy of the nation is one of the challenges. When a nation is through a recession, challenges like these arise. It was my largest challenge when I worked for a firm and assumed I would be financially independent, but now that the economy is struggling, I find it very challenging to survive. As a result of the rising cost of living, I now seldom eat three square meals every day. That's when I made the decision to launch a small business as a side hustle so I could support my family and pay my bills. Financial freedom is also influenced by procrastination. Once you decide
We all struggle so much in our life and make so many mistakes.
But we as we grow older - we keep on thinking that we are not going to make the same mistake ever again. But we do it everytime

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February 23, 2023, 06:53:07 PM
 #332

I agree. Sometimes people decline a good job offer only because they want "a business of their own". They don't want  to work for another person or an organization, thinking that if they had their own business, they would be earning more while working less. This illusion is the biggest obstacle to achieving financial freedom for many people.

People seem to think that being your own boss and not having to work for someone else is being financially free. These people would decline an attractive job that has potential future benefits in the long run.
I can say having your own business and being your own boss is not as rosy and easy as people may think.

People also can be their own obstacles to financial freedom. We need to study our environment, examine our options and decide on a realistic goal that could be actually accomplished.

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February 23, 2023, 09:15:51 PM
 #333

People seem to think that being your own boss and not having to work for someone else is being financially free. These people would decline an attractive job that has potential future benefits in the long run.
I can say having your own business and being your own boss is not as rosy and easy as people may think.

People also can be their own obstacles to financial freedom. We need to study our environment, examine our options and decide on a realistic goal that could be actually accomplished.
Honestly, it's true. When someone talks about being their own boss, they think that people would really work for them and their money will work for them.
But the fact is that these people are the most hardworking people just to build what they are up to and it didn't come easy if ever it becomes successful. So, the effort is at the beginning up to the middle process of what they've been doing like for their business and then they'll do what it takes together with the failure that they may meet in between but then will just push and continue for what they desire and what they vision entailed to what they do.

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February 23, 2023, 10:50:22 PM
Last edit: February 25, 2023, 10:34:32 AM by coupable
 #334

This also just came to me recently in a discussion - The fact that an individual themselves can be their own obstacle in case they overshoot their goals, especially having in mind what they are capable of becoming or doing.

This is probably the biggest obstacle, being realistic about these things.
Yes, there are indeed many obstacles within ourselves. and that is even an actual fact. for example that ourselves can be the biggest obstacle to achieving financial freedom is Lazy (not working optimally, using more free time for fun and playing than looking for opportunities), Excessive fear (not daring to try new things, not dare to go further, always afraid to try before taking a step, don't dare to take a new opportunity, prefer to be in a safe position and don't dare to take challenges), and pessimistic. and there are many other traits and characteristics within us that become obstacles if we can't control them properly.
My biggest obstacle is not saving up and I have overcome this all this year
Although it been so late - but I am happy I tried doing it -
It cannot succeed without adopting a binding savings strategy.  Saving is one of the most difficult means that can be adopted to achieve wealth in the long term, since it is not possible in the short term.  The most important condition is that the decision to save is not subject to any circumstances.
As far as I know, some banks provide the possibility of opening a savings account that can be frozen for a specific period of time so that only deposits can be made on it without the possibility of withdrawals before the expiry of the freezing period. This can be considered the best way to control savings without being subject to circumstances.
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February 23, 2023, 10:58:09 PM
 #335

This also just came to me recently in a discussion - The fact that an individual themselves can be their own obstacle in case they overshoot their goals, especially having in mind what they are capable of becoming or doing.

This is probably the biggest obstacle, being realistic about these things.
Yes, there are indeed many obstacles within ourselves. and that is even an actual fact. for example that ourselves can be the biggest obstacle to achieving financial freedom is Lazy (not working optimally, using more free time for fun and playing than looking for opportunities), Excessive fear (not daring to try new things, not dare to go further, always afraid to try before taking a step, don't dare to take a new opportunity, prefer to be in a safe position and don't dare to take challenges), and pessimistic. and there are many other traits and characteristics within us that become obstacles if we can't control them properly.
My biggest obstacle is not saving up and I have overcome this all this year
Although it been so late - but I am happy I tried doing it -
It cannot succeed without adopting a binding savings strategy.  Saving is one of the most difficult means that can be adopted to achieve wealth in the long term, since it is not possible in the short term.  The most important condition is that the decision to save is not subject to any circumstances.
Savings does play some role which we know that it is really that crucial on someones life on which we cant really be able to avoid out that there are things in life on which you would really be that facing up

some challenges or problems which would really be needing that huge financial.THere's no way that we could really find ourselves on a good shape unless if you do have tons of money then it wont really

be an issue but what if you are just an average worker who do earn just sufficient on day to day living? Saving up some funds or money would really be the toughest
thing that you would really be doing so.

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February 25, 2023, 05:51:04 AM
 #336


Savings does play some role which we know that it is really that crucial on someones life on which we cant really be able to avoid out that there are things in life on which you would really be that facing up

some challenges or problems which would really be needing that huge financial.THere's no way that we could really find ourselves on a good shape unless if you do have tons of money then it wont really

be an issue but what if you are just an average worker who do earn just sufficient on day to day living? Saving up some funds or money would really be the toughest
thing that you would really be doing so.


Getting your point, it's true that if you are just an average earner saving spare is really tough, most of the time even a little spare is needed to give some pleasure to yourself, and that's really additional factor when trying to enhance your financial capabilities, a lot of adjustment where you needed to work with every single cents of your hard earned salary.

Financial freedom is not an easy thing to be achieved, unless you came from a wealthy family where your family already established your financial needs even you ain't been in this world.

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February 25, 2023, 12:48:36 PM
 #337

First and foremost obstacles in making money is that even having a degree individuals cannot find a job. There are numerous individuals who are jobless they cannot complete the requirements of life. So for such purpose lots of people are entering the cryptocurrency technology for trading and earn money.

At start when I was a newbies I faces so many hazardous situations in earning money from cryptocurrency because I didn't have any knowledge so when I Put money then unfortunately the market goes dump now I was in horrible condition that how I will recover it. One of my friend told me about holding so I keep holding and because of such activity I earn much money .

Now I am a bitcoin holder and I can fulfil my home requirements easily. Every person first faces problems but once he understand the things he can easily manage everything.



 

 

 

 

 

 


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February 25, 2023, 02:36:51 PM
 #338

This also just came to me recently in a discussion - The fact that an individual themselves can be their own obstacle in case they overshoot their goals, especially having in mind what they are capable of becoming or doing.

This is probably the biggest obstacle, being realistic about these things.

I agree. Sometimes people decline a good job offer only because they want "a business of their own". They don't want  to work for another person or an organization, thinking that if they had their own business, they would be earning more while working less. This illusion is the biggest obstacle to achieving financial freedom for many people.
Yes, it's true, our main enemy sometimes doesn't come from outside but from within ourselves, I see lots of people experience something like this. Near me there is a person who has a fairly successful business, I also know how he started his business, and in some time he got success. But what happened when his business was advanced was how he seemed to forget himself, and he didn't remember how to start his business, and now he doesn't know what the main cause is, the business he worked so hard to build has become bankrupt.

.
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February 25, 2023, 03:03:00 PM
Merited by fillippone (1), Moeda (1)
 #339

People seem to think that being your own boss and not having to work for someone else is being financially free. These people would decline an attractive job that has potential future benefits in the long run.
I can say having your own business and being your own boss is not as rosy and easy as people may think.
Being a boss in our own work is not easy, especially if we are only alone in running his business. Obviously there is no easy word in it because every day you need to work hard to continue to build a business to be more widely famous. But when someone starts to get used to being a boss in his own business and does not feel any obstacles for him, I think it is also not a mistake because basically he is also awakening his own business with a more mature business of course.

Quote
People also can be their own obstacles to financial freedom. We need to study our environment, examine our options and decide on a realistic goal that could be actually accomplished.
Which has become a boss in a company or in a large business certainly also starts from childhood first by understanding the surrounding environment before making the business more famous and widespread. Because the goal is to be large and have many branches with the number of employees that can be determined in each field, so it will not be wrong if someone wants to start building his business from small to large even though he must be fought for a little longer time, but it can also be a source of income for the future.
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February 26, 2023, 11:44:42 PM
 #340

First and foremost obstacles in making money is that even having a degree individuals cannot find a job. There are numerous individuals who are jobless they cannot complete the requirements of life. So for such purpose lots of people are entering the cryptocurrency technology for trading and earn money.

The degree is becoming less important these days, especially for online jobs, as most project owners search for experienced people without looking at the degree they have. People are gradually realizing this fact. I think everyone could have a job if they focused on a specific domain and tried to develop their experience in it. Unfortunately, the competitiveness is increasing in online jobs considering that people from all over the world can apply, so the average pay is decreasing too.

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