What is your biggest obstacle to achieving financial freedom ?

[gaston castano]

laziness and inconsistent in pursuing it,sometimes if we have a lot of money we want to buy it on something we want.
so that became the most difficult obstacle for me.
but I'm starting to realize it now, and will change the bad habit.

[Cryptock]

But the purpose behind taking the loan is important; if you really need money for an emergency, like hospitalization, you have no choice but to take out a loan because without it you'd be suffering, though if you just took a loan to buy an expensive phone or to fulfill your wants, that is really bad. I believe we are all struggling to repay our loans because we could have paid them off in cash instead of taking out loans. The problem now is that this is all we will do because our salary is not enough for us, and we can't even save money for emergencies due to our low salaries.

I cannot save money - the biggest problem is if I have funds in my account - I will drain them until I am almost at the end of them
then I would feel depressed for not having funds in my account and the stories goes on every month

This is the funniest thing I've heard today. It's not a good idea to spend all your money right away because there may be times when you'll need to rely solely on your savings. For instance, during the Corona outbreak, it was difficult for people to pay their bills and also feed themselves without any savings because it was difficult for the government to pay their salaries. The best advice I can give is to discipline yourself to start saving right away. it might not be easy but you can do it all in the mindset so that you won't get depressed again after spending everything.

That is so right - but sometimes it is difficult to save money for a person like me - it is not easy thing
I have tried to control my desires lately but it is not under full control

[Fredomago]

~ That's what I wanted to say, don't be dependent on others' support. If you feel lack of knowledge in the field that you are passionate about, use the internet to find the knowledge there. Although many courses require payment, there are free courses that can give you what you need. Just don't give up. Learn what you need. And you'll find a good job eventually and will be financially independent.

You need to be keen in finding the right information and yes there's always a way for free one you just need to be more resourceful, if you want to succeed you need to work it out even there are hardship and failures what matters is you are not giving up and you are really trying your best, we never know where success will come but the feeling of achieving it will be sweeter than anything else right?

Keep trying and keep experimenting. There's always the right way to follow and once you discover it, you'll be able to enhance it for good.

So, the biggest obstacle is not trying. The biggest obstacle is thinking that being financially dependent is your fate and you have to live with it. Today, when we have the internet around, this is never the case. Yes, it can take years of unsuccessful tires, but you will find what you are looking for eventually. If you don't have time, do it once in a week, but do it.

One step at the beginning is a difficult thing to do, but it's not as difficult to maintain what we have started. Try everything, even if we don't succeed after trying at least we will get a very valuable experience for the future. Don't be afraid to start and try, because if we can't do that we won't know what potential is within us, besides that keep learning and adding knowledge to ourselves, it will really help us. But now I see many people who are afraid to start, that's what makes it difficult to move from their comfort zone.

Well, the answer is yes, those who are in their comfort zone are afraid to explore for more, they are not willing to move forward as the chance of losing or failing is what they have in their mind, or they are not willing because they are already satisfied with how they live their life, the idea of pushing yourself to find a much better way to improve your lifestyle is not easy as we mentioned but it's doable if you find the venue for your financial success.

I share that same perspective in the sense of slow and difficult start, but once you manage to fill it up, maintaining will be easier, as long as you are keen to keep learning for more.

[Marcellin9]

~ That's what I wanted to say, don't be dependent on others' support. If you feel lack of knowledge in the field that you are passionate about, use the internet to find the knowledge there. Although many courses require payment, there are free courses that can give you what you need. Just don't give up. Learn what you need. And you'll find a good job eventually and will be financially independent.

You need to be keen in finding the right information and yes there's always a way for free one you just need to be more resourceful, if you want to succeed you need to work it out even there are hardship and failures what matters is you are not giving up and you are really trying your best, we never know where success will come but the feeling of achieving it will be sweeter than anything else right?

Keep trying and keep experimenting. There's always the right way to follow and once you discover it, you'll be able to enhance it for good.

So, the biggest obstacle is not trying. The biggest obstacle is thinking that being financially dependent is your fate and you have to live with it. Today, when we have the internet around, this is never the case. Yes, it can take years of unsuccessful tires, but you will find what you are looking for eventually. If you don't have time, do it once in a week, but do it.

One step at the beginning is a difficult thing to do, but it's not as difficult to maintain what we have started. Try everything, even if we don't succeed after trying at least we will get a very valuable experience for the future. Don't be afraid to start and try, because if we can't do that we won't know what potential is within us, besides that keep learning and adding knowledge to ourselves, it will really help us. But now I see many people who are afraid to start, that's what makes it difficult to move from their comfort zone.

Well, the answer is yes, those who are in their comfort zone are afraid to explore for more, they are not willing to move forward as the chance of losing or failing is what they have in their mind, or they are not willing because they are already satisfied with how they live their life, the idea of pushing yourself to find a much better way to improve your lifestyle is not easy as we mentioned but it's doable if you find the venue for your financial success.

I share that same perspective in the sense of slow and difficult start, but once you manage to fill it up, maintaining will be easier, as long as you are keen to keep learning for more.

"Those who are in their comfort zone are afraid to explore for more, they are not willing to move forward as the chance of losing or failing is what they have in their mind...if you find the venue for your financial success.", this is much larger than something that applies to financial success. I picked this comment to reply simply because this is what I am going through at the moment. Long story short, I am facing a financial dilemma that may either lead to a much better financial outcome/independence or consume all big savings over so many years. The only thing that holds me back is indeed the "comfort zone" feeling. I don't feel like taking chances now as I have family to support. No high returns seem to be attractive than knowing every bill is paid up. To be honest, I hate this feeling but it is still good in everyone's interest if I choose not to take any risks. Oh, this is a headache.

[DevilSlayer]

The biggest obstacle for the people to achieve financial freedom is simply because they don't think. What do I mean by that? They simply do not think on how they can have financial freedom, the idea and the solutions are the most important thing if you want to have financial freedom. If you do not think on how can you increase your current income then you will never achieve financial freedom, people who are in the TOP keep thinking ideas on how they can earn more money and you can also do it by thinking every single day regarding how can you improve the job that you are currently doing.

People think that they lack capital, they lack knowledge, they lack experience and for them it is the reason why they do not want to start a business. They do not know that these things are all alibis, great men build things from nothing. They just simply have a desire and they have the ideas that they got from deep thinking. We can achieve financial freedom if we are aware to the formula given by the wisest man live from the past. My advice is to follow the advices from the people who got position of financial freedom and not those people who keep preaching without any achievements.

[irhact]

laziness and inconsistent in pursuing it,sometimes if we have a lot of money we want to buy it on something we want.
so that became the most difficult obstacle for me.
but I'm starting to realize it now, and will change the bad habit.

It's a good thing you have realized the mistakes you were making and now you have to dedicate your time to correctly that mistakes or you'll keep making it and you won't be able to achieve financial freedom. Laziness is a common disease and it can make you miss out on opportunity that could have been the breakthrough you needed to change your story of been poor. Inconsistency is also a big problem for people with poor money management.

Inconsistency means you can't be dedicated and to make money you have to be disciplined and dedication to the ways in which you can use to change your story. Everyone deserve to be happy and not struggle financially so I wish you the best as you try to change your old ways to have a better future.

[iamsange]

That is so right - but sometimes it is difficult to save money for a person like me - it is not easy thing
I have tried to control my desires lately but it is not under full control

I think it's only about you personally who are still not able to control your desires and lust for everything that causes your money to always go out to be spent. Because I don't think that other people are not able to do it well enough, moreover that it is part of everyone's effort for himself for the good in living his life. So controlling finances in living life is clearly needed by everyone if they don't want to feel suffering when their money starts to decrease.

And even though you've said it's hard to save money for yourself, you have to keep trying it so that it can get you used to saving even if only in very small amounts. Because everyone is definitely able to change their bad habits into better habits even though it always takes time for everyone who is trying it, but never give up to keep doing it because it is for the good of yourself.

[barisbilgili]

That is so right - but sometimes it is difficult to save money for a person like me - it is not easy thing
I have tried to control my desires lately but it is not under full control

I think it's only about you personally who are still not able to control your desires and lust for everything that causes your money to always go out to be spent. Because I don't think that other people are not able to do it well enough, moreover that it is part of everyone's effort for himself for the good in living his life. So controlling finances in living life is clearly needed by everyone if they don't want to feel suffering when their money starts to decrease.

And even though you've said it's hard to save money for yourself, you have to keep trying it so that it can get you used to saving even if only in very small amounts. Because everyone is definitely able to change their bad habits into better habits even though it always takes time for everyone who is trying it, but never give up to keep doing it because it is for the good of yourself.

really control it and everything takes time, me too but until now I still haven't succeeded in changing my bad habits not to spend money where it's not useful.
on the one hand, changing one's personality to be able to save money and setting aside money to save is the right thing, but all of that must be accompanied by continuing to do side jobs to increase financial income so that all desires are fulfilled and can still be set aside for savings.
but don't let when your finances have increased then your desire will also increase. lol

I think many people make wastefulness the biggest obstacle for them to achieve financial freedom, there are many bad effects because it is wasteful so that it results in many bad things in the future, especially for financial matters that are increasingly disorganized.

[nara1892]

One step at the beginning is a difficult thing to do, but it's not as difficult to maintain what we have started. Try everything, even if we don't succeed after trying at least we will get a very valuable experience for the future. Don't be afraid to start and try, because if we can't do that we won't know what potential is within us, besides that keep learning and adding knowledge to ourselves, it will really help us. But now I see many people who are afraid to start, that's what makes it difficult to move from their comfort zone.

Well, the answer is yes, those who are in their comfort zone are afraid to explore for more, they are not willing to move forward as the chance of losing or failing is what they have in their mind, or they are not willing because they are already satisfied with how they live their life, the idea of pushing yourself to find a much better way to improve your lifestyle is not easy as we mentioned but it's doable if you find the venue for your financial success.

I share that same perspective in the sense of slow and difficult start, but once you manage to fill it up, maintaining will be easier, as long as you are keen to keep learning for more.

Even though things like that cannot be said to be wrong either when they don't want to get out of their comfort zone and don't want to take further risks about what they are doing because it comes back to themselves. but if you still continue to apply a mindset like this then don't complain when we just stagnate in place.

Plus, now that technology and times have changed, they should inevitably have to get up from their comfortable seats and try to deal with this, even if it doesn't have a big impact, but when we follow it little by little, the results will clearly be very different than just standing at the place.
We have to realize that we are one step behind and we don't catch up for a short time, maybe we won't feel the impact too much, but over time we will be further behind and the greater the impact we will feel, and the worst possibility is that we obviously can't catch up because it's too comfortable not to get out. from the safe zone that we create ourselves.

[Sir Legend]

The temptation to spend money nowadays is very easy, when we leave the house the temptation to shop or buy is very strong, malls are made even better and more attractive with very beautiful sellers, automotive or apartment marketing is very creative because they use beautiful women which makes it difficult for men to refuse, the temptation that often makes our finances mess up.

[Fredomago]

One step at the beginning is a difficult thing to do, but it's not as difficult to maintain what we have started. Try everything, even if we don't succeed after trying at least we will get a very valuable experience for the future. Don't be afraid to start and try, because if we can't do that we won't know what potential is within us, besides that keep learning and adding knowledge to ourselves, it will really help us. But now I see many people who are afraid to start, that's what makes it difficult to move from their comfort zone.

Well, the answer is yes, those who are in their comfort zone are afraid to explore for more, they are not willing to move forward as the chance of losing or failing is what they have in their mind, or they are not willing because they are already satisfied with how they live their life, the idea of pushing yourself to find a much better way to improve your lifestyle is not easy as we mentioned but it's doable if you find the venue for your financial success.

I share that same perspective in the sense of slow and difficult start, but once you manage to fill it up, maintaining will be easier, as long as you are keen to keep learning for more.

Even though things like that cannot be said to be wrong either when they don't want to get out of their comfort zone and don't want to take further risks about what they are doing because it comes back to themselves. but if you still continue to apply a mindset like this then don't complain when we just stagnate in place.

Plus, now that technology and times have changed, they should inevitably have to get up from their comfortable seats and try to deal with this, even if it doesn't have a big impact, but when we follow it little by little, the results will clearly be very different than just standing at the place.
We have to realize that we are one step behind and we don't catch up for a short time, maybe we won't feel the impact too much, but over time we will be further behind and the greater the impact we will feel, and the worst possibility is that we obviously can't catch up because it's too comfortable not to get out. from the safe zone that we create ourselves.

Something that needed to learn while trying to keep surviving in life, I like your point of view about being left behind as in the early stage you won't see the big impact but year by year and you did not do anything to improve and excel for sure it will reflect to your future and with the emerging technology that we needed to adopt it's about time to work more with your own progress.

The comfort zone needs to be reviewed and try to explore for a much better opportunities that just sitting around and waiting to be grabbed.

[Lorence.xD]

The temptation to spend money nowadays is very easy, when we leave the house the temptation to shop or buy is very strong, malls are made even better and more attractive with very beautiful sellers, automotive or apartment marketing is very creative because they use beautiful women which makes it difficult for men to refuse, the temptation that often makes our finances mess up.

It's easy for us people to feel this way if we have money on hand, we have the mindset of "I could buy those I have the money" even those things are unnecessary. Temptation to buy is something we should control, adapting this skills we could save and invest some funds for us to be financial free in the future. As myself it's too challenging to not spend your money worse part is I live near malls that almost everyday that's my path on my way home. I'm in the process of spending less I currently spend only on foods in the malls especially the cheaper ones. Because lately I realized I could save a lot of money before if I wasn't impulsive.

[nara1892]

Even though things like that cannot be said to be wrong either when they don't want to get out of their comfort zone and don't want to take further risks about what they are doing because it comes back to themselves. but if you still continue to apply a mindset like this then don't complain when we just stagnate in place.

Plus, now that technology and times have changed, they should inevitably have to get up from their comfortable seats and try to deal with this, even if it doesn't have a big impact, but when we follow it little by little, the results will clearly be very different than just standing at the place.
We have to realize that we are one step behind and we don't catch up for a short time, maybe we won't feel the impact too much, but over time we will be further behind and the greater the impact we will feel, and the worst possibility is that we obviously can't catch up because it's too comfortable not to get out. from the safe zone that we create ourselves.

Something that needed to learn while trying to keep surviving in life, I like your point of view about being left behind as in the early stage you won't see the big impact but year by year and you did not do anything to improve and excel for sure it will reflect to your future and with the emerging technology that we needed to adopt it's about time to work more with your own progress.

The comfort zone needs to be reviewed and try to explore for a much better opportunities that just sitting around and waiting to be grabbed.

We in this case have to be a little more aware of ourselves, of course, because we are not Warren Buffet, who when he was anti-technology, but he is already very rich We are just someone who really has to survive with the current situation in the midst of economic conditions that are always a little cornered and increasingly advanced technology. When we are left behind, we really cannot get a gap to improve conditions unless we really want to catch up.
The comfort zone is indeed very good but indeed at this time the comfort zone needs to be improved again because we cannot remain silent like that.

[Agbe]

Financial barrier can be broken through and easily if only the government play their part in a sincere way. Now let me come from the education perspective. Why do we go to school, it is for financial break through, but when you finish school, there is no convenience environment to start business because in most time there is no capital to start personal business which self employ, so the government has to provide that convenience environment for the citizens. As for me governments are obstacles for most financial break through because they held back the people's money for their selfish interest. Another obstacle is the family background. If there is no money to start up your life, then you can not go further.

[Betwrong]

~ So, the biggest obstacle is not trying. The biggest obstacle is thinking that being financially dependent is your fate and you have to live with it. Today, when we have the internet around, this is never the case. Yes, it can take years of unsuccessful tires, but you will find what you are looking for eventually. If you don't have time, do it once in a week, but do it.

One step at the beginning is a difficult thing to do, but it's not as difficult to maintain what we have started. Try everything, even if we don't succeed after trying at least we will get a very valuable experience for the future. Don't be afraid to start and try, because if we can't do that we won't know what potential is within us, besides that keep learning and adding knowledge to ourselves, it will really help us. But now I see many people who are afraid to start, that's what makes it difficult to move from their comfort zone.

Also, it's important to note that if you are not picked up for a job, it doesn't mean you are under-qualified for the job. It can be just bad luck. Several people could be of the same level as you, but the employers just took someone else for some unknown reason, or even for no reason at all. Keep applying. Don't think, no one needs you. But keep learning too. Maybe, in a month or two, you'll apply for a better job and they'll pick you up!

[Fatunad]

One step at the beginning is a difficult thing to do, but it's not as difficult to maintain what we have started. Try everything, even if we don't succeed after trying at least we will get a very valuable experience for the future. Don't be afraid to start and try, because if we can't do that we won't know what potential is within us, besides that keep learning and adding knowledge to ourselves, it will really help us. But now I see many people who are afraid to start, that's what makes it difficult to move from their comfort zone.

Well, the answer is yes, those who are in their comfort zone are afraid to explore for more, they are not willing to move forward as the chance of losing or failing is what they have in their mind, or they are not willing because they are already satisfied with how they live their life, the idea of pushing yourself to find a much better way to improve your lifestyle is not easy as we mentioned but it's doable if you find the venue for your financial success.

I share that same perspective in the sense of slow and difficult start, but once you manage to fill it up, maintaining will be easier, as long as you are keen to keep learning for more.

Even though things like that cannot be said to be wrong either when they don't want to get out of their comfort zone and don't want to take further risks about what they are doing because it comes back to themselves. but if you still continue to apply a mindset like this then don't complain when we just stagnate in place.

Plus, now that technology and times have changed, they should inevitably have to get up from their comfortable seats and try to deal with this, even if it doesn't have a big impact, but when we follow it little by little, the results will clearly be very different than just standing at the place.
We have to realize that we are one step behind and we don't catch up for a short time, maybe we won't feel the impact too much, but over time we will be further behind and the greater the impact we will feel, and the worst possibility is that we obviously can't catch up because it's too comfortable not to get out. from the safe zone that we create ourselves.

Something that needed to learn while trying to keep surviving in life, I like your point of view about being left behind as in the early stage you won't see the big impact but year by year and you did not do anything to improve and excel for sure it will reflect to your future and with the emerging technology that we needed to adopt it's about time to work more with your own progress.

The comfort zone needs to be reviewed and try to explore for a much better opportunities that just sitting around and waiting to be grabbed.

If we do really want to succeed then we should really be going that outside of our comfort zone, yes this had been a typical kind of advise on which we do always read but its totally true because if you are
really just loving to stay into a place where you do feel up comfortable and having that feeling of contentment then you wouldnt really be wanting to make improvement when it comes into your life status.
Well, we do have our own choices and plans in life on which there are ones who doesnt really care that much about progression and just really that contented on what they do have but most of us would
really be loving in a life on having that financial freedom which is something that not all could be able to achieve on.

Therefore, if you do target out on having this kind of condition then it would really be just that a normal path to take for you to get out of your comfort zone and dealing up with things which you havent
tested out before. As long it would really be that something beneficial and you do see that it could give out some positive impact into your life then dealing and focusing on it wouldnt really be that
bad but of course you should really be mindful that in every target or goals, there's always those obstacles which would really be on your way which means that you would
really be needing to sustain.

[Uruhara]

The temptation to spend money nowadays is very easy, when we leave the house the temptation to shop or buy is very strong, malls are made even better and more attractive with very beautiful sellers, automotive or apartment marketing is very creative because they use beautiful women which makes it difficult for men to refuse, the temptation that often makes our finances mess up.

Well I can't deny this one. this is what most people are the biggest obstacle to. i.e. they even spend money on things they didn't plan for before. because the strong temptation of various products or anything today always makes us interested (has high attractiveness). And some people find it hard to avoid it. So often our financial planning becomes irregular. And to overcome that I think it's about a strong commitment that we have to instill in ourselves. having clear goals to achieve might help us stay focused and not be tempted by other things we encounter along the way.

[Accardo]

Financial barrier can be broken through and easily if only the government play their part in a sincere way. Now let me come from the education perspective. Why do we go to school, it is for financial break through, but when you finish school, there is no convenience environment to start business because in most time there is no capital to start personal business which self employ, so the government has to provide that convenience environment for the citizens. As for me governments are obstacles for most financial break through because they held back the people's money for their selfish interest. Another obstacle is the family background. If there is no money to start up your life, then you can not go further.

In an angle that's the normal view of a scripted society. Now I see why everyone who went to school dream to buy a car and have a holiday. Because that's the normal routine since the beginning of life in school, we were taken to school by car and we dreaded for Friday to come so we won't go to school. It has been registered in the amygdala of the brain, that most graduates feel threat when they can't maintain such lifestyle again, and it can't be changed until a person is strong enough to break out of such thoughts. We have the pen to change or write a different story of our life. School has withered alot of dreams and made us believe so much in the Machiavelli system. With the internet as a second world I'd say that Google update is my obstacle to financial freedom lol

[Betwrong]

The temptation to spend money nowadays is very easy, when we leave the house the temptation to shop or buy is very strong, malls are made even better and more attractive with very beautiful sellers, automotive or apartment marketing is very creative because they use beautiful women which makes it difficult for men to refuse, the temptation that often makes our finances mess up.

Well I can't deny this one. this is what most people are the biggest obstacle to. i.e. they even spend money on things they didn't plan for before. because the strong temptation of various products or anything today always makes us interested (has high attractiveness). And some people find it hard to avoid it. So often our financial planning becomes irregular. And to overcome that I think it's about a strong commitment that we have to instill in ourselves. having clear goals to achieve might help us stay focused and not be tempted by other things we encounter along the way.

Indeed, we should concentrate on our goal. Buying anything you want right now and achieving financial freedom in the near future are two very different things, things things that are mutually exclusive, I would say. Expensive things that are proposed to you by some "beautiful sellers" shouldn't be a temptation for you at all. All your expenses should revolve around your main goal - achieving your financial freedom. Without this set of mind you will hardly achieve it.

[Fredomago]

The temptation to spend money nowadays is very easy, when we leave the house the temptation to shop or buy is very strong, malls are made even better and more attractive with very beautiful sellers, automotive or apartment marketing is very creative because they use beautiful women which makes it difficult for men to refuse, the temptation that often makes our finances mess up.

Well I can't deny this one. this is what most people are the biggest obstacle to. i.e. they even spend money on things they didn't plan for before. because the strong temptation of various products or anything today always makes us interested (has high attractiveness). And some people find it hard to avoid it. So often our financial planning becomes irregular. And to overcome that I think it's about a strong commitment that we have to instill in ourselves. having clear goals to achieve might help us stay focused and not be tempted by other things we encounter along the way.

Indeed, we should concentrate on our goal. Buying anything you want right now and achieving financial freedom in the near future are two very different things, things things that are mutually exclusive, I would say. Expensive things that are proposed to you by some "beautiful sellers" shouldn't be a temptation for you at all. All your expenses should revolve around your main goal - achieving your financial freedom. Without this set of mind you will hardly achieve it.

You should have that limit when dealing with your expenses, if you are planning to have a better life in your future investing and saving while you are still young and you are still capable is the right timing for you, don't be bothered by those tempting things which you can buy as a like and not a need, it will reflect on you after some years of avoiding and trying to save some portions of your salaries to attain success in terms of financially established.