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Author Topic: What was your lowest point financially? How did you go through it ?  (Read 1912 times)
stomachgrowls
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January 13, 2023, 08:26:59 PM
 #121

well, in my case as I live in Africa where living conditions are not so good and it is normal to have some problems, I remember that at the beginning when I entered this cryptocurrency market I didn't have money in the bank to buy bitcoin so I had to sell my computer and bought bitcoin, but then I also spent years constantly asking my parents for money to buy bitcoin until a few years ago someone lied and stole from us and we had to sell a lot of things, it was a very bad phase of my life because I I saw that people already treated us badly because we were poor, it was shocking because when we had money they treated us very well
You know people changed especially if they think that they won’t benefit from you anymore. It’s like when you have money, they know you, but when you got no money at all, suddenly they will treat you as a stranger. I have also experienced that, even our closest relatives treat us badly because we have nothing to share, but when I started earning from crypto, suddenly my family is already music to their ears, and they started treating us just like their closest friends.
I can attest to this on which people or even your relatives will treat you better if you do have the money but into those times on where you dont have much then you would really be just rejected and would be ignored.

Im with this similar situation on which you would really be that getting that attention on the time that you do already have the money.Same into my situation now where relatives and friends do
commonly approaching or give out some  interest and regards from time to time if what im doing or other related common approach
which is something that you would be feeling off because thats not how they do treat up when you dont have money.

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January 14, 2023, 04:40:54 AM
 #122

well, in my case as I live in Africa where living conditions are not so good and it is normal to have some problems, I remember that at the beginning when I entered this cryptocurrency market I didn't have money in the bank to buy bitcoin so I had to sell my computer and bought bitcoin, but then I also spent years constantly asking my parents for money to buy bitcoin until a few years ago someone lied and stole from us and we had to sell a lot of things, it was a very bad phase of my life because I I saw that people already treated us badly because we were poor, it was shocking because when we had money they treated us very well
You know people changed especially if they think that they won’t benefit from you anymore. It’s like when you have money, they know you, but when you got no money at all, suddenly they will treat you as a stranger. I have also experienced that, even our closest relatives treat us badly because we have nothing to share, but when I started earning from crypto, suddenly my family is already music to their ears, and they started treating us just like their closest friends.
This is very common even among family members, but those people will disappear as quickly as they came to your life as soon as they realize they are not going to get anything out of you, now I do not mind sharing what I have with others, but when people are so obvious about their intentions then it is clear I am going to make an effort to not give them anything, because once you do then those very same people will think they can get even more out of you and getting rid of them will be even harder.
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January 16, 2023, 01:51:01 AM
 #123

Being single is easy in times of financial difficulties but if you have a family with a kid, bills, and a mortgage to pay it's the lowest point where you are almost going to beg for a job with a higher rate. Family men are the most vulnerable, they might commit crimes so they could put food on thier table.


Yes, it can be said that married people who have experienced unemployment can say that they can do anything including steal as long as there is enough food on the table for their children. I am a married person, it can be said that not having enough to feed my children is a thousand times worse than when I had nothing to eat when I was single. I never want to think about those scenes again, they really scare me every time I think about it.
we must be ready for everything to happen and we must always have extra funds for expenses and we must always have investments for future because like what you said? your family is your priority and it is fine that we cannot eat but not our children and wife.
stand with your two feet and provide for their future.
We cannot feel investment instantly, but when later in the future investment will really help,
anywhere I think family is a priority and that's a good thing,
Preparing for the future takes time and sometimes results are not immediately visible.
that's why I said always have extra funds and this is not that hard to achieve , lowering your expenses daily(tighten your belt for small amount)  will help us have this extra funds and that is how i do life,
with my wife supporting that? yeah it can be our bread and butter in harder days trust me.

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January 16, 2023, 08:36:08 PM
 #124


that's why I said always have extra funds and this is not that hard to achieve , lowering your expenses daily(tighten your belt for small amount)  will help us have this extra funds and that is how i do life,
with my wife supporting that? yeah it can be our bread and butter in harder days trust me.
I once reached to zero - I lost all my money to the hand of a scammer and that was a loan money.
I was hitted hard. One the money gone and the loan payoff. It was horrible - for almost one month I was having sleepless nights but then I realized it wont work and I have to do extra shifts - and I did it! Paid off the loan in 4 months.

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January 16, 2023, 08:57:46 PM
 #125


that's why I said always have extra funds and this is not that hard to achieve , lowering your expenses daily(tighten your belt for small amount)  will help us have this extra funds and that is how i do life,
with my wife supporting that? yeah it can be our bread and butter in harder days trust me.
Luck are you that your wife supports you during the rainy day. Some woman knows how to save the money. They keep their children and husband at priority than their own wishes but these kind of women are a rare find. Blessed are those who found these hidden gems

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January 16, 2023, 08:59:24 PM
 #126

well, in my case as I live in Africa where living conditions are not so good and it is normal to have some problems, I remember that at the beginning when I entered this cryptocurrency market I didn't have money in the bank to buy bitcoin so I had to sell my computer and bought bitcoin, but then I also spent years constantly asking my parents for money to buy bitcoin until a few years ago someone lied and stole from us and we had to sell a lot of things, it was a very bad phase of my life because I I saw that people already treated us badly because we were poor, it was shocking because when we had money they treated us very well
I guess that’s the reality of life, you can be perfect for others if you have the money and wealth, but if you have nothing, you will always be unimportant to them. Anyway, I have also my own ups and downs in life but I think the most memorable one was when we I got scammed with my hard-earned money that I used to entrust with my old friend. I had even made a loan that time just to make that business possible but everything end up very badly that I don’t even know where the profits of that business go. That even until today I’m still regretting why I was really in a hurry that time.

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January 16, 2023, 10:04:41 PM
 #127


We all have ups and downs in life. If you are old enough, there must be some painful period that you thought you'd never get over but actually you did. What was your lowest point in life ? Especially when it comes to finanical difficulties ? How did you survive ?

My lowest point was back to study overseas in XXX country decades ago. At the time, my moeny was robbed and the school kicked me of dormitory due to the overdue fees. I was reluctant to ask money from my parents and I was collecting garbage food for nearly two months to survive. Luckily one of my friends at church helped me find a part-time job and I lived on that little money for a long time. That was really an aweful experience but I am glad I made it through. What is your story ?

I remember back in 2018, I had like $200 worth of BTCs which I earned from campaign signatures and a good friend of mine introduced me to USI-Tech. He explained to me that my BTCs can earn as much as 60% of its value after six (6) months of investing on it, not knowing that it was a ponzi-scheme. I even attended a seminar in our country wherein the owners of USI-TECH discussed its plans and futures.

Fast-forward and after three (3) months, my whole BTC was scammed and I was left with nothing. Unfortunately, $200 in a third-world country is relatively huge and I had to do part-time jobs in order to recover such money.
I once lost approx 4000$ to the hand of scammer and it was my hard earned money and I was sick for almost a week.
Only my mother stood by my side - my friends made fun of me and no one attended my call. I now have no friend at all and I work 3 jobs to payoff my debt

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January 16, 2023, 11:28:13 PM
 #128


We all have ups and downs in life. If you are old enough, there must be some painful period that you thought you'd never get over but actually you did. What was your lowest point in life ? Especially when it comes to finanical difficulties ? How did you survive ?

My lowest point was back to study overseas in XXX country decades ago. At the time, my moeny was robbed and the school kicked me of dormitory due to the overdue fees. I was reluctant to ask money from my parents and I was collecting garbage food for nearly two months to survive. Luckily one of my friends at church helped me find a part-time job and I lived on that little money for a long time. That was really an aweful experience but I am glad I made it through. What is your story ?

I remember back in 2018, I had like $200 worth of BTCs which I earned from campaign signatures and a good friend of mine introduced me to USI-Tech. He explained to me that my BTCs can earn as much as 60% of its value after six (6) months of investing on it, not knowing that it was a ponzi-scheme. I even attended a seminar in our country wherein the owners of USI-TECH discussed its plans and futures.

Fast-forward and after three (3) months, my whole BTC was scammed and I was left with nothing. Unfortunately, $200 in a third-world country is relatively huge and I had to do part-time jobs in order to recover such money.
I once lost approx 4000$ to the hand of scammer and it was my hard earned money and I was sick for almost a week.
Only my mother stood by my side - my friends made fun of me and no one attended my call. I now have no friend at all and I work 3 jobs to payoff my debt
This is why we should really put up into our minds that real friends are the ones who would stay on your side neither in good or bad times and this is why you should really be that careful on whose to keep and whose to let go or dont mind because in the end of the day your family and real friends are the ones who would stay on your side specially when you are down.

Just keep grinding man and you would be able to pay off those debts and majority of us does really have that debt problem which we are really that trying to pay off.
If you do make yourself being discourage or having that fragile emotion then you cant really make yourself on surviving these problems.

R


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January 16, 2023, 11:32:08 PM
 #129

Having a lowest point is not really the issue, everyone has it, I am sure even the richest ever people on the planet had a moment where they just didn't had their cards or cash with them and lived "miserably" compared to their wealth. I am not saying they were poor at that moment, but for a day or at least for a night, they just didn't had anything more than us in their pocket hence why had an issue.

I had my lowest point when I couldn't even afford to buy a food, so I bought a soup as my dinner, not too terrible, they gave me bread with it and I mean a lot of it as well, so I did actually felt full by the time it ended, soup and maybe a whole loaf of bread, I wasn't hungry at least, and it was the cheapest ever thing anyone could eat. However, I did had periods in my life that I earned a lot more and I mean tons more and had even more debt and those periods were even worse. I rather have nothing and barely survive, than have everything and double the debt of that, it was the most stressed I have ever been during that time.

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January 17, 2023, 02:19:47 AM
 #130


that's why I said always have extra funds and this is not that hard to achieve , lowering your expenses daily(tighten your belt for small amount)  will help us have this extra funds and that is how i do life,
with my wife supporting that? yeah it can be our bread and butter in harder days trust me.
Luck are you that your wife supports you during the rainy day. Some woman knows how to save the money. They keep their children and husband at priority than their own wishes but these kind of women are a rare find. Blessed are those who found these hidden gems

Agree. Those who find a loyal and supportive wife are indeed blessed. Women can live with their man through thick and thin are extremely rare nowadays. I guess in times of difficulty, it is not the money issue that really breaks a man, it is losing the support and care of his wife or close family that defeats him. I realized this point a long time ago and tried all my best to avoid that heartbroken situation.
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January 17, 2023, 03:04:13 AM
 #131

Being single is easy in times of financial difficulties but if you have a family with a kid, bills, and a mortgage to pay it's the lowest point where you are almost going to beg for a job with a higher rate. Family men are the most vulnerable, they might commit crimes so they could put food on thier table.


Yes, it can be said that married people who have experienced unemployment can say that they can do anything including steal as long as there is enough food on the table for their children. I am a married person, it can be said that not having enough to feed my children is a thousand times worse than when I had nothing to eat when I was single. I never want to think about those scenes again, they really scare me every time I think about it.
we must be ready for everything to happen and we must always have extra funds for expenses and we must always have investments for future because like what you said? your family is your priority and it is fine that we cannot eat but not our children and wife.
stand with your two feet and provide for their future.

I don't know if married people think like me. But honestly, for those who have a family, in addition to having a stable job and a good income, if there is no investment for the future, it will certainly be difficult in the future. Currently, my income is stable, it can be said that it is enough to take care of my 2 children but I still have to invest because like you said, have to be prepared for things to happen and as my kids get older, things will get more and more expensive. Our economy will be tough to stabilize without investment.
yes not because we are gaining stable amount meaning we must be contented because there are emergency things to come , Like hospitalization and some other problems that may come along the way.

I also have children and I know that sooner they will need to go to school and that is the most expensive and most challenging time for parents.

Investing in crypto is one of the best option we all have as those are the ways others here gained from the past till now.

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January 17, 2023, 10:22:04 AM
 #132

Agree. Those who find a loyal and supportive wife are indeed blessed. Women can live with their man through thick and thin are extremely rare nowadays. I guess in times of difficulty, it is not the money issue that really breaks a man, it is losing the support and care of his wife or close family that defeats him. I realized this point a long time ago and tried all my best to avoid that heartbroken situation.
In general, money is not a factor to destroy a man in his family environment, because there are also men who have a lot of money, but their relationship with their family is also not very harmonious. But the destructive effect of not having money can also come one day if a man is consistently penniless in his family. Because guiding a family apart from needing support from the wife and extended family, money is also a determinant for the smooth running of things so that every man should not put money aside if he is already married.
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January 22, 2023, 07:41:11 PM
 #133


This is why we should really put up into our minds that real friends are the ones who would stay on your side neither in good or bad times and this is why you should really be that careful on whose to keep and whose to let go or dont mind because in the end of the day your family and real friends are the ones who would stay on your side specially when you are down.

Just keep grinding man and you would be able to pay off those debts and majority of us does really have that debt problem which we are really that trying to pay off.
If you do make yourself being discourage or having that fragile emotion then you cant really make yourself on surviving these problems.
Most of the time I have sleepless night how people drain you and scam you for their use
And you fell prey to them - sometime you are so helpless that you make big mistakes in life and then you find out how people react to you

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January 23, 2023, 09:59:01 PM
 #134


that's why I said always have extra funds and this is not that hard to achieve , lowering your expenses daily(tighten your belt for small amount)  will help us have this extra funds and that is how i do life,
with my wife supporting that? yeah it can be our bread and butter in harder days trust me.
I once reached to zero - I lost all my money to the hand of a scammer and that was a loan money.
I was hitted hard. One the money gone and the loan payoff. It was horrible - for almost one month I was having sleepless nights but then I realized it wont work and I have to do extra shifts - and I did it! Paid off the loan in 4 months.
It’s either you face your problem and works hard even more to have additional sources of income to pay the loan, or just let your mental and emotional health become damaged just because of your own mistake. I’m glad you do the right thing. But you know what, if you have the right mindset from the beginning, you will never experience something like this. People usually commit mistakes and losses because of their own wrong thinking, but if that’s the only way they’ll learn, then it’s better to experience something like this and just don’t repeat the same mistake again.

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January 23, 2023, 10:52:26 PM
Merited by irhact (1)
 #135


This is why we should really put up into our minds that real friends are the ones who would stay on your side neither in good or bad times and this is why you should really be that careful on whose to keep and whose to let go or dont mind because in the end of the day your family and real friends are the ones who would stay on your side specially when you are down.

Just keep grinding man and you would be able to pay off those debts and majority of us does really have that debt problem which we are really that trying to pay off.
If you do make yourself being discourage or having that fragile emotion then you cant really make yourself on surviving these problems.
Most of the time I have sleepless night how people drain you and scam you for their use
And you fell prey to them - sometime you are so helpless that you make big mistakes in life and then you find out how people react to you

When you do have that money that you've been saving up for so long or do came from extreme effort on saving up and its just been wiped out or vanished into thin air just because you've been scammed?

You would definitely be having that sleepless night and would be having a hard time to recover or move on because you would be minding on how hard you had save up those funds and end up on nothing.

This is why self learning would take place out of these unfortunate conditions or situations which i could say that its a normal thing for a person or human being to experience on.
This is why making yourself that adaptable and versatile to such situations and learn up things accordingly.

R


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January 24, 2023, 06:45:32 PM
Merited by inthelongrun (1)
 #136

We all have ups and downs in life. If you are old enough, there must be some painful period that you thought you'd never get over but actually you did. What was your lowest point in life ? Especially when it comes to finanical difficulties ? How did you survive ?

I grew up in a family that was quite stable in terms of the economy, so as long as I was still under the responsibility of my parents (before marriage) I almost never felt a lack of money (both of my parents cared about me and sent me enough money a month including makeup & college snacks).

My lowest point was back to study overseas in XXX country decades ago. At the time, my moeny was robbed and the school kicked me of dormitory due to the overdue fees. I was reluctant to ask money from my parents and I was collecting garbage food for nearly two months to survive. Luckily one of my friends at church helped me find a part-time job and I lived on that little money for a long time. That was really an aweful experience but I am glad I made it through. What is your story ?

the story of your struggle is very worthy to be told to those closest to you!

if my story is above (without difficulty) then I know the bitterness and sweetness of life when I get married. now the pandemic has just started, my partner got laid off and we survived for almost 10 months from my income following the bounty (at that time I joined the signature bitvest campaign), that my second child was still breastfeeding, after feeling unwell withstanding the ordeal of the pandemic for 10++ months, finally in the eleventh month we moved to the city where my in-laws lived there for one year.

Thank God, at this time the economy of my small family has improved, my partner gets a stable job and I am also quite able to help the family economy from my bounty reward and online merchandise.



.SWG.io.













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Marcellin9 (OP)
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January 26, 2023, 02:15:51 PM
 #137

We all have ups and downs in life. If you are old enough, there must be some painful period that you thought you'd never get over but actually you did. What was your lowest point in life ? Especially when it comes to finanical difficulties ? How did you survive ?

I grew up in a family that was quite stable in terms of the economy, so as long as I was still under the responsibility of my parents (before marriage) I almost never felt a lack of money (both of my parents cared about me and sent me enough money a month including makeup & college snacks).

My lowest point was back to study overseas in XXX country decades ago. At the time, my moeny was robbed and the school kicked me of dormitory due to the overdue fees. I was reluctant to ask money from my parents and I was collecting garbage food for nearly two months to survive. Luckily one of my friends at church helped me find a part-time job and I lived on that little money for a long time. That was really an aweful experience but I am glad I made it through. What is your story ?

the story of your struggle is very worthy to be told to those closest to you!

if my story is above (without difficulty) then I know the bitterness and sweetness of life when I get married. now the pandemic has just started, my partner got laid off and we survived for almost 10 months from my income following the bounty (at that time I joined the signature bitvest campaign), that my second child was still breastfeeding, after feeling unwell withstanding the ordeal of the pandemic for 10++ months, finally in the eleventh month we moved to the city where my in-laws lived there for one year.

Thank God, at this time the economy of my small family has improved, my partner gets a stable job and I am also quite able to help the family economy from my bounty reward and online merchandise.



Thanks for sharing your life story. Those experiences not only enriched your life but also urged you to take responsibilities bravely. As the pandemic broke out three years ago, I was bumping into small trouble financially but thanks to my awareness of saving up for unforseen economic conditions, I had a relatively comfortable life in the following years. I am doing well as of now but still interested in having more sources of income to secure the future  to the most extent. I wouldn't worry about money if I were to continue to discipline myself. It's a pure joy to be disciplined actually.
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January 30, 2023, 06:47:46 PM
 #138


 
Thanks for sharing your life story. Those experiences not only enriched your life but also urged you to take responsibilities bravely. As the pandemic broke out three years ago, I was bumping into small trouble financially but thanks to my awareness of saving up for unforseen economic conditions, I had a relatively comfortable life in the following years. I am doing well as of now but still interested in having more sources of income to secure the future  to the most extent. I wouldn't worry about money if I were to continue to discipline myself. It's a pure joy to be disciplined actually.
once I was robbed on the name of investment - that was the loan money. In a third world country $3000 dollar is a good amount amount. It took me 4 months to pay back my dues - and the scammer withdrew the money and enjoyed it.
I was called fool and stupid and my friends never attended my phone call thinking that I might ask for help. In that bitter time - I learnt that no one is your friend - only my mother stood by my side in that horrible time.

.
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January 30, 2023, 07:15:29 PM
 #139

I think one of the times I went through an ordeal I thought I would survive was in 2019 when lock-down for covid-19 began here in my country, i travelled to a far part of the country and went broke there, there was not a single cash on me and I had no phone to call anyone, and those I would have borrowed phone and called, I don't have their off hand, I was supposed to go back to my place the day the lock down began, but I had no money, neither was there any vehicle on the road, I decided to trek, i hit the road at around 9 am on Monday morning, and by 4 am on Tuesday morning, I was still on the road trekking, I thought that at some point i would just collapse and die since I've had nothing to eat or drink through out the journey, infact, I was almost dying, I was practically had to force myself to keep moving since waiting was of no use..
God being so merciful, at around 4:57 am, I saw a truck loaded full with people, the driver saw me and stopped, those inside the truck helped me climb, and that was how i got to my place, it was indeed an awful experience, one I never would even wish my enemy to go through. 

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January 30, 2023, 07:47:24 PM
 #140

I think one of the times I went through an ordeal I thought I would survive was in 2019 when lock-down for covid-19 began here in my country, i travelled to a far part of the country and went broke there, there was not a single cash on me and I had no phone to call anyone, and those I would have borrowed phone and called, I don't have their off hand, I was supposed to go back to my place the day the lock down began, but I had no money, neither was there any vehicle on the road, I decided to trek, i hit the road at around 9 am on Monday morning, and by 4 am on Tuesday morning, I was still on the road trekking, I thought that at some point i would just collapse and die since I've had nothing to eat or drink through out the journey, infact, I was almost dying, I was practically had to force myself to keep moving since waiting was of no use..
God being so merciful, at around 4:57 am, I saw a truck loaded full with people, the driver saw me and stopped, those inside the truck helped me climb, and that was how i got to my place, it was indeed an awful experience, one I never would even wish my enemy to go through. 
While I read your comment it actually imagined all that in my mind.
Thank GOd you are were and survived - such a horrible night it would have been.

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