'Bitcointalk forum is going downhill because of dkbit98' - CoinPayCard.net SCAM

[dkbit98]

That doesn't sound like you're following Coinbase's compliance at all.

Don't worry, I am sure some legendary members who are supporting them (like he confirmed) are going to tell them what to say next time
Now they created new third topic in Services for their scheme service and this time it's self-moderated, some members are even glad because of that...
If or when this thing turns out to be scam and people lose money I will personally take all those members who openly or secretly supported them responsible.

New accusation against me is that I am somehow censoring and deleting his posts to hide something.
Because he obviously doesn't understand English language and meaning for word consecutive, I would suggest him to go back in school or open a dictionary and use better translation machine next time.
Creating duplicate topics is also breaking forum rules.

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[saxydev]

There is a lot of work in coinpaycard, not sure if they want to scam right away or just keep it going and scam later on, but I did not understand what was their problem with OP, or why they had to make a new topic as discussion and just lock it within same day (I mean this thread: https://bitcointalk.org/index.php?topic=5432748); I understand the need of them to do a new topic with self moderated, but most of this fight seems futile, don't take me wrong, but people can complain about 100% nice working services, is that a reason to close a thread!? lol
The questions of OP weren't that important in case like coinpaycard, or even interesting or even bad, but they reacted like some kids that are scared with the police at their door. I mean this is a forum where mixers and gambling are the most promoted products.. annonymous cards seems the last problem

[DaveF]

That doesn't sound like you're following Coinbase's compliance at all.

Don't worry, I am sure some legendary members who are supporting them (like he confirmed) are going to tell them what to say next time
Now they created new third topic in Services for their scheme service and this time it's self-moderated, some members are even glad because of that...
If or when this thing turns out to be scam and people lose money I will personally take all those members who openly or secretly supported them responsible.

New accusation against me is that I am somehow censoring and deleting his posts to hide something.
Because he obviously doesn't understand English language and meaning for word consecutive, I would suggest him to go back in school or open a dictionary and use better translation machine next time.
Creating duplicate topics is also breaking forum rules.

As I pointed out, it does not even have to be a scam it's 100% legit, says so right there in the T&C

Hi Dave, let me answer your questions below.

Some thoughts:

From your T&C

CoinPayCard reserves the right to modify or terminate the service at any time, without notice.

 Seriously? You more or less said that at any time you can take the money and run.

That’s not what our Terms says. We have the right like any other company/service you use to suspend our service if we need. Your money will be always yours, and in the case we need to shutdown ( not likely) you will always receive your money back. We are just transparent.

NOWHERE in your T&C do you say you will give peoples money back if you modify or terminate.
All it says it you can modify or terminate the service.

They can not scam, they can just legitimately shut down and take your money, they are telling you that right there.

Thinking about it another way, more and more banks are letting you generate virtual Visa account numbers with a fixed spending amount. I could in theory take your money, generate a card with that limit and give you the info on it. As you send more I just add to the limit. All while making the 4% and the yearly fee. And whatever cashback the card offers. All while getting a history of what you bought and where you bought it.

Could probably make a nice side hustle for a while till the banks shut you down. Then you just take the money and run.

Because as we well know anonymous people on the internet are trustworthy.

-Dave

[Pmalek]

A self-moderated topic, very transparent of you. Are you scared that other users will be honest to you?

Says the person who created a self-moderated services thread after they were unsatisfied with the comments and questions in the first one that wasn't self-moderated. Are you afraid of somebody asking you something you can't or won't answer?

...like you are a 10 year old baby...

Great customer relations skills. You should call him a dick or a cunt. That really proves a point and wins you the argument.

There have been many occasions and there probably will be many in the future where dkbit98 and me won't see eye to eye. He knows it and I know it. He is often impulsive and allows his subjective opinions to dominate over objectivity and neutrality. That's my opinion. But that's the way he is. What he is not is a threat or negative factor on the forum.
 
He kept saying I am a supporter of your service in our local board because I made a few welcoming posts in your initial (non self-moderated thread) and it took me several posts to convince him otherwise. Actually, I don't know if I did, but it doesn't matter. Accusing him of being the reason for the forum going downhill is crazy and an attempt to divert attention to other matters and away from the questions and doubts people have about your services. His questions were valid, and I understood what he wanted to achieve asking them.

In a world and forum filled with scams, did you just expect praises and trust just because you say you are a good guy? It takes a lot of work to get people to trust you with their money. And centralized services depend on others trusting them. You started off on the wrong foot here. Instead of trying to correct and improve what you did wrong, you made things even worse by trying to have people focus on the 10-year old dkbit98 baby who knows nothing in comparison to you.

If dkbit98 was wrong or messed up with his line of questioning, I would have no problems pointing it out. I have done it before. And when he is right, I have no problems supporting, agreeing, or praising him.

Hopefully you will learn one day... 

[joker_josue]

Sorry everyone for being so strong to bring down this forum with my 10% evil fellow members.
I hope things will be better for good companies in 2023, and they don't have to answer any questions at all.

Friend, I'm on the forum for 10 years. I've had more active moments and less active moments, and now I'm very active - luckily, and I hope to continue.

And I can say that over these 10 years, I've seen several different phases on the forum, and he already had a much lower situation than he does now. And do you know why I think it had a lower phase? Because there were several users falling out with each other, and creating unnecessary divisions involving other members. I don't know if other former members agree with me or not, but it's just a vision I had of the situations that occurred.

Unfortunately, it looks like this is about to happen again. But, I believe that the community is now stronger and will manage to go through this phase naturally.

That said, if 10% of the forum were like you, we'd be even better off!
Since we are talking about more than 350k members of its quality. And I don't think we have that.

So continue with your questions, that's the only way we understand things correctly and we can all learn. 

[dkbit98]

Warning to everyone who is using CoinPayCard.net cards! Do not deposit any more coins there!
There are several reports from people who send money that never got credited, and they are not responding to their customers anywhere, with support page showing 404 Page Not Found error.
People tried contacting their support on website, telegram, using email, forum account Account CoinPayCard.net was online yesterday and they saw complains from other member but they didn't reply anything in public nor with personal messages.


https://bitcointalk.org/index.php?action=profile;u=3521103

Let's see what happens now, but don't forget who was the guy who warned about them when they first showed up in forum...

Yoo my card balance was not updated after I funded it

Support chat don't respond

Couldn't find another way to reach out support

https://coinpaycard.net/support

404
Page Not Found

That address doesn't receive emails

https://i.ibb.co/QKRc4D9/Capture.png

Looks like someone has the same problem as well

Also some fake reviews popped up recently,

https://i.ibb.co/x1xGzBR/1.png

https://i.ibb.co/0QmWcGw/2.png

https://trustpilot.com/review/coinpaycard.net

They are not online on Telegram since a week

[Stalker22]

Damn scammers! Looks like you were right all along.

As DaveF pointed out, it was right there in their T&C:

Some thoughts:

From your T&C

CoinPayCard reserves the right to modify or terminate the service at any time, without notice.

 Seriously? You more or less said that at any time you can take the money and run.

[logfiles]

forum account Account CoinPayCard.net was online yesterday and they saw complains from other member but they didn't reply anything in public nor with personal messages.

The forum account was online again today at around 9:30 PM UTC and not a single response from an account that has always been very defensive of the suspicious service in the past when even asked any legitimate questions. I believe the victim hasn't received any private message from them either.

This might be an exit scam.

[digaran]

I wonder why some DT members posted neutral feed back for this user? The point of posting announcement thread on a forum is to assess the trustworthiness of a service where they are unable to censor people, and when they post a self moderated thread it should sound the alarm of untrustworthy code of conduct, hence a negative feed back being justified. This should be a lesson for people not to trust a service with a self moderated topic, hopefully they come back with some reasonable explanation though.

[examplens]

Warning to everyone who is using CoinPayCard.net cards! Do not deposit any more coins there!
There are several reports from people who send money that never got credited, and they are not responding to their customers anywhere, with support page showing 404 Page Not Found error.
People tried contacting their support on website, telegram, using email, forum account Account CoinPayCard.net was online yesterday and they saw complains from other member but they didn't reply anything in public nor with personal messages.

I didn't like this from the beginning, just because of the way of communication and a lot of illogic behind them. for some reason, posts with a negative connotation in their ANN are no longer deleted as if they gave up on that and that's why it sounds like an exit scam to me.

Let's see what happens now, but don't forget who was the guy who warned about them when they first showed up in forum...

well done, you quickly recognized them.

I wonder why some DT members posted neutral feed back for this user?

probably because you can accuse someone of something that didn't happen. but unfortunately, that has also changed.

[LoyceV]

The forum account was online again today at around 9:30 PM UTC

You're mistaken, they were last online on February 22. The time is correct though.

This might be an exit scam.

As expected

I wonder why some DT members posted neutral feed back for this user?

Mainly because of this:

This forum started acting like protecting idiots is more important than letting users express their free wills..

There was no hard evidence, and if someone is naive enough to trust a Newbie with their money, they're on their own.

[NotATether]

Not trying to defend them or anything, but I want to write about my experience with this issue.

I remember in one PM I had with the Coinpaycard forum rep after I experienced this issue (for the 3rd time), he told me that the banking API they use would credit those funds which were loaded, but the website itself has an error and would not show the updated balance.

Each time, this happened when loading the card from the account balance, not when refilling the account balance itself.

One time (and this happened some time around Feb 1st) my balance was showing some really small amount, like $4 or something after I loaded about $60 or $70, but meanwhile my OpenAI payment was successfully processed during this time. I got invoiced, but the card statement was out-of-date.

First two times he actually manually updated my balance to fix the problem. But it is a highly annoying process, and I'm still waiting for him to do it again or to fix the site's API to credit $220 I added a few days ago.

The customer support pages were always unresponsive the whole time - I only got answers via forum PM.

[joker_josue]

First two times he actually manually updated my balance to fix the problem. But it is a highly annoying process, and I'm still waiting for him to do it again or to fix the site's API to credit $220 I added a few days ago.

The customer support pages were always unresponsive the whole time - I only got answers via forum PM.

That is, you have the balance on your card and you can use it, but it does not appear on the app/website, is that it?

I think that a service like this, having a failure like that in the API is very serious. They should try to resolve this as soon as possible. And they should even give an alert to users of the existence of this flaw.

[NotATether]

First two times he actually manually updated my balance to fix the problem. But it is a highly annoying process, and I'm still waiting for him to do it again or to fix the site's API to credit $220 I added a few days ago.

The customer support pages were always unresponsive the whole time - I only got answers via forum PM.

That is, you have the balance on your card and you can use it, but it does not appear on the app/website, is that it?

That is correct it seems.

I think that a service like this, having a failure like that in the API is very serious. They should try to resolve this as soon as possible. And they should even give an alert to users of the existence of this flaw.

The thing is, I haven't gotten any emails from CoinPayCard at all, barring the mandatory (and possibly automated) "please verify your email", possibly because a marketing staff does not exist at all.

Note that this problem did not exist before CoinPayCard revamped its website (it used to be black and only accept USDT). So I suspect that's when the bug happened.

[DaveF]

Not trying to defend them or anything, but I want to write about my experience with this issue.

I remember in one PM I had with the Coinpaycard forum rep after I experienced this issue (for the 3rd time), he told me that the banking API they use would credit those funds which were loaded, but the website itself has an error and would not show the updated balance.

Each time, this happened when loading the card from the account balance, not when refilling the account balance itself.

One time (and this happened some time around Feb 1st) my balance was showing some really small amount, like $4 or something after I loaded about $60 or $70, but meanwhile my OpenAI payment was successfully processed during this time. I got invoiced, but the card statement was out-of-date.

First two times he actually manually updated my balance to fix the problem. But it is a highly annoying process, and I'm still waiting for him to do it again or to fix the site's API to credit $220 I added a few days ago.

The customer support pages were always unresponsive the whole time - I only got answers via forum PM.

If that is the case then they either need to get a dedicated customer service rep to handle what has to be done or fix the issue. With all the other complaints it's going to becomes a disaster very quickly. If they are doing it properly it should be a quick call to the banks API for balance.

Still not a bunch of people I would want to deal with, due to their attitude and the T&C they have.

-Dave

[dkbit98]

I didn't like this from the beginning, just because of the way of communication and a lot of illogic behind them. for some reason, posts with a negative connotation in their ANN are no longer deleted as if they gave up on that and that's why it sounds like an exit scam to me.

I feel the same way, that is why I can sometimes sound harsh to new crypto business that appears in forum, it's my basic test or litmus paper for scams.
They really tried to cover their tracks with creating and locking bunch of topics, arguing with me and other members, and in the end they offered me again free cards in PM.
Few members took those fee cards and they defended them, so I find them partially responsible for potential scam.

Not trying to defend them or anything, but I want to write about my experience with this issue.

Not trying so hard, but you are (again) defending them  
API problem does not explain why there is NO support, why that page is missing from their website, why there is no reply on telegram and in bitcointalk forum....

The customer support pages were always unresponsive the whole time - I only got answers via forum PM.

This is not true!
I personally asked them several questions with support on their website, and now their whole support page is down.
You should be really careful next time when you accept shady offers like this in public, especially since you are in DT1 if that crap is relevant at all anymore
Let's not forget that you did a review for them, as agreed:

Well strangely the ANN thread is locked, but I made an agreement with CoinPayCard to post my review of their card, so I will put it here.

I got a hold of the $99 Basic CoinPayCard, which has a $200 monthly spending limit and tried it out for a week. Here was my experience with that.

First of all it is a virtual card so I wasn't expecting to be able to buy physical stuff it, so I was pleasantly surprised when I was able to link it to an eBay and Newegg account - although I did not attempt to buy anything with it on those sites, see below for why.

My first purchase was a WinRAR license key (because I happen to be a huge nerd). I had set it to send me en email of the key, instead of any physical shipment. However, that order was declined. I'm not sure why, but the WinRAR people were manually processing that order. Hence why I decided not to buy anything on ecommerce sites.

Though, I have successfully purchased a number of other stuff with it, using different payment processors:

- Github Pro
- Bootstrap Studio
- a bunch of Udemy courses (this used Stripe)

Note: I tried to top up my Vast.ai account with this card, but it was declined, even thoigh it also uses Stripe. That's probably because computing vendors have an anti-VCC policy, in general.

So this card will work almost everywhere (except for cloud computing sites).

I loaded the card using a P2P transfer of USDT and also using ChangeNOW, and did not encounter any problems. I really got my money's worth out of it and will definitely use it some more.

Still not a bunch of people I would want to deal with, due to their attitude and the T&C they have.

Especially after I tried real hard to prove a point and show how shady they are.

[examplens]

Not trying to defend them or anything, but I want to write about my experience with this issue.

I didn't give it a red tag, primarily because of your feedback. To me, it looked almost as if you were vouching for him, you also helped him in his defence in some other threads besides his ANN. Jollygood, who is always quite aggressive at any hint of the possibility of a scam, was also in an amiable tone. that turned me to give them more time.
since I haven't tried that service myself, so I can't claim anything based on personal experience, I thought you wouldn't risk your reputation because of such an unconvincing "business". but we can all make mistakes.

The customer support pages were always unresponsive the whole time - I only got answers via forum PM.

I can't really accept providing support only through PM on the forum as acceptable behaviour for any serious business.
also:

CoinPayCard reserves the right to modify or terminate the service at any time, without notice.

it is very difficult to understand for those who deposited their coins there even after everything was exposed.

[NotATether]

The customer support pages were always unresponsive the whole time - I only got answers via forum PM.

I can't really accept providing support only through PM on the forum as acceptable behaviour for any serious business.
also:

CoinPayCard reserves the right to modify or terminate the service at any time, without notice.

it is very difficult to understand for those who deposited their coins there even after everything was exposed.

I also do not approve of the forum PM-only support I've been getting. Let's wait and see what happens and if they somehow take everyone's card funds away I'm opening a type 3 flag against them.

[examplens]

I also do not approve of the forum PM-only support I've been getting. Let's wait and see what happens and if they somehow take everyone's card funds away I'm opening a type 3 flag against them.

I will make a small update here.
they (or he, because I think one person is behind everything) are still active on their service, but apparently, they decide not to respond to complaints. until now he only gave responses here on the forum through PM, but even that stopped.
I tried to contact him through live chat on the website, asking a banal question, and pretending to be a future customer and I got a reply in a normal time period, around 3 min.
it seems that it is still accepting new users while ignoring the existing ones and keeping their money. I would say an obvious exit scam.



even if there is a bug, they should inform all existing users and temporarily stop the registration of new ones, because their system does not work.
I'm not sure I can say sorry for someone's loss here, especially not for the more experienced members.

[dkbit98]

I tried to contact him through live chat on the website, asking a banal question, and pretending to be a future customer and I got a reply in a normal time period, around 3 min.
it seems that it is still accepting new users while ignoring the existing ones and keeping their money. I would say an obvious exit scam.

Oh you are lucky if you received any reply from him 
I tried contacting them several times in different times of the day but without success, and I can still register and send coins for new ''invisible''cards.
If they don't show up in forum and refund money to their customers, I will have to give them negative feedback and damaged customer should create a flag against them.

even if there is a bug, they should inform all existing users and temporarily stop the registration of new ones, because their system does not work.
I'm not sure I can say sorry for someone's loss here, especially not for the more experienced members.

They don't have to do it in forum first, but they have so much options like twitter, telegram and website, but there is no word from them.