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Author Topic: Is some certain lifestyle a waste of money and time ?  (Read 1339 times)
Marcellin9 (OP)
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March 28, 2023, 07:18:11 AM
 #1


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
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March 28, 2023, 07:37:28 AM
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 #2

Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months.
If the cost of dinner/drinking is equivalent to 1/5 average monthly income, I think your friends will broke after a week, how it's possible your friends can have a dinner/drinking for at least 16x times in a month, they are should in debt.

You can friend with them, but it doesn't mean you need to follow anything that your friends are doing, you need to independent and only do what you want to do. For me having a dinner/drinking for 4x times in a week is really wasting money, I will not follow their habit.

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March 28, 2023, 07:49:43 AM
 #3

When people do not have goals, they will always spend time with alcohol. This is the level of life of an uneducated person, for whom the whole meaning of life is to fill his mind with alcohol, thereby obtaining temporary pleasure, and avoiding problems.
Do not prevent these people from decomposing and degrading, because they will certainly end badly, having received one or another degree of addiction to alcoholism, which will lead them to a quick outcome.
Life is given to a person once, and there comes a moment when a person finally sobers up, but he is at an advanced age when only regrets remain.
There is an expression that says: Tell me who your friend is, and I will tell you who you are. Run from such friends, OP. The more successful people there are around you, the more you will develop. By being around empty people, you can also become like them.

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Crypt0Gore
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March 28, 2023, 08:04:05 AM
 #4

@Lovesmayfamilis have said it all, only a shameless piece of trash spend that high amount of money on alcohol, they have nothing interesting going on in their lives, and these types of men are hardly responsible, I am sure that there is a high chance their wives are the one paying the bills in their home, they are just shameless men.

You need to detached yourself from such men, as they will waste your valuable time and money away, this type of friend won't help you in life, because you have a goal and they don't, detach before it's too late.

This year I detached myself from some set of friends, they came knocking and asking me to go out with them, I don't drink alcohol like you but I see no reason to follow them and waste my time, this is what they always do, waste time when I should be busy with my online jobs, it got to a point that they named me an Introvert and I don't even complain. Today we are far apart, they don't call me and I don't call them, I like it because this is the only way I can move forward in life.

Avoid time wasters.

Avoid unnecessary spending.

Avoid people that don't have a life or goal.

These set of people are toxic to your life, ask yourself what you have gained since you have been going out with them, you guys will only chat about someone else, or talk about football, or do more gossip, all this are time wasting.

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March 28, 2023, 08:18:46 AM
 #5

There are lots of gatherings that require some level of financial stability before you get involved. This kind of gathering is really not meant for you and your clue because you are all salary earners, and small salary earners at that, so spending that much is not advisable. At the end of the month before salary is paid, every responsible man will map out all family needed expenses, and if this fund is enough to foot those bills, there will barely be enough for other expenses. So I assume that for them to live such a life, they really don't look back at their family. Maybe they have seen this kind of gathering from people around who are far above their financial class. 

Let me use myself as an example: I have a few neighbors with whom I spend time almost every weekend; two of them are offshore workers who work two straight weeks on duty and two straight weeks off duty; whenever they are around, they want us to gather to chill, have fun, drink, and eat together. me knowing that their pay is stable and mine is not, and most of the time they are paid very well. Before I go out like that, I always hit them up and tell them that I barely have enough to spend. We laugh over it. At least I have told them about my financial capability, so it's left for them to either say "follow" or I quietly sit behind. 

R


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March 28, 2023, 08:25:14 AM
 #6

Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

I too was addicted to having meals at restaurants once or twice a week and I can say with confidence that apart from spending it brings lot of health issues like along with diseases like diabetics or blood pressure etc. Not much hygiene is maintained at restaurants and food items used there are toxic to health. Best is to eat at home and you go to restaurants once in a while along with your family or sometimes with friends too. I always try to maintain balance between money, family and friends with family coming at number one.
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March 28, 2023, 08:46:54 AM
 #7

If they don't have financial problems, then they can do it even if I don't agree with such things.
Inflation must change their attitude about how to manage finances well. Spending money on things like that is always considered not a good step to prevent financial problems. It's okay if it's only once a month, but if it's 4x a week it will definitely cause problems.

I can hang out with friends once a week, that's fine for me and for everyone else. Financially it is safe, but limiting the use of money for trivial things like this will certainly allow you to manage your finances well during inflation.

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March 28, 2023, 08:55:57 AM
 #8

From what you've shared, it appears that your friends' lifestyle of frequent and expensive gatherings centered around drinking may be a waste of both time and money. While everyone has different values and priorities, spending such a significant portion of one's income on socializing and alcohol can be unsustainable and irresponsible. It's important to prioritize family and financial stability, especially in today's economic climate.

Personally, I believe in finding a balance between socializing and saving money for the future.  I do not have a personal average spend on such gatherings, but it's important to evaluate the cost-benefit of any activity and ensure that it aligns with one's values and goals.

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March 28, 2023, 09:03:55 AM
 #9


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

Depends on the person's perspective. To someone who has so little, seeing your friends drinking, smoking, and whatever their vices is, It is always a waste of money for them. But to someone who wants to enjoy their life to the fullest (life is short mentality), money doesn't matter as they can be replenished, but the time passed is something we cannot live again.
IMO, there are 2 answers for this and that depends on a person's perspective in life. This is either a waste of money or enjoying life while you're still living.

R


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Marcellin9 (OP)
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March 28, 2023, 09:31:32 AM
 #10

@Lovesmayfamilis have said it all, only a shameless piece of trash spend that high amount of money on alcohol, they have nothing interesting going on in their lives, and these types of men are hardly responsible, I am sure that there is a high chance their wives are the one paying the bills in their home, they are just shameless men.

You need to detached yourself from such men, as they will waste your valuable time and money away, this type of friend won't help you in life, because you have a goal and they don't, detach before it's too late.

This year I detached myself from some set of friends, they came knocking and asking me to go out with them, I don't drink alcohol like you but I see no reason to follow them and waste my time, this is what they always do, waste time when I should be busy with my online jobs, it got to a point that they named me an Introvert and I don't even complain. Today we are far apart, they don't call me and I don't call them, I like it because this is the only way I can move forward in life.

Avoid time wasters.

Avoid unnecessary spending.

Avoid people that don't have a life or goal.

These set of people are toxic to your life, ask yourself what you have gained since you have been going out with them, you guys will only chat about someone else, or talk about football, or do more gossip, all this are time wasting.

You are right on the point that they have nothing interesting going on in their lives. I like reading and sometimes want to share some views with them but they have zero interest. Well, their wives are doing fine and all of them make good money so finance is not a problem. i won't use the word "shameless" because they do support their family but I gree with you that spending less time on such meaningless gatherings is good for me.

When people do not have goals, they will always spend time with alcohol. This is the level of life of an uneducated person, for whom the whole meaning of life is to fill his mind with alcohol, thereby obtaining temporary pleasure, and avoiding problems.
Do not prevent these people from decomposing and degrading, because they will certainly end badly, having received one or another degree of addiction to alcoholism, which will lead them to a quick outcome.
Life is given to a person once, and there comes a moment when a person finally sobers up, but he is at an advanced age when only regrets remain.
There is an expression that says: Tell me who your friend is, and I will tell you who you are. Run from such friends, OP. The more successful people there are around you, the more you will develop. By being around empty people, you can also become like them.

They are not uneducated people but truly empty so that's why they are loving alchohol so much. You know it feels so sad when you know that they are kind people in heart but their values are so different from mine. Run from them ? Don't need to do that necessarily. I choose to let everything go as it flows.

Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months.
If the cost of dinner/drinking is equivalent to 1/5 average monthly income, I think your friends will broke after a week, how it's possible your friends can have a dinner/drinking for at least 16x times in a month, they are should in debt.

You can friend with them, but it doesn't mean you need to follow anything that your friends are doing, you need to independent and only do what you want to do. For me having a dinner/drinking for 4x times in a week is really wasting money, I will not follow their habit.

Not really. We are all doing fine financially and I don't think they will have any financial problems for many years. The point is not how much money wasted here but this kind of lifestyle is already a huge waste. I agree with you on the most values so I try to avoid these gatherings as much as I can.


SatoPrincess
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March 28, 2023, 10:29:08 AM
 #11


Not really. We are all doing fine financially and I don't think they will have any financial problems for many years. The point is not how much money wasted here but this kind of lifestyle is already a huge waste. I agree with you on the most values so I try to avoid these gatherings as much as I can.



I think every person at some point in their life entertain certain vices and eventually outgrow them. If your friends financially stable as you say and handle their responsibilities as a husband and father, I don’t think having a men’s club meeting every weekend is bad but four times a week is too much. It’s hard  to imagine a man who spends his evenings in a bar is successful in business, how do you show up to work the next morning. You should change your circle if you feel the relationship is counterproductive. You obviously do not share the same values as them.

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Lorence.xD
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March 28, 2023, 10:37:49 AM
Merited by The Sceptical Chymist (3)
 #12


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down.

Isn't this considered as alcohol addiction? Four times a week seems a lot if you count it in months they drink like 16 times? OP also mentioned that isn't just a simple drinking session so you wouldn't expect a cheap alcohol drinks. Having gathering for like weekly if it continuous it will drain their money. Even if I like to join them for drinking but knowing the fact that OP stated obviously I would turn them down. Just simply say no you could have save a lot of money where you can use in investments much more likely practical.

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The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months

With this statement I could say that they must be rich or is just that they addicted in drinking. That's no joke for earning a lot just to use them all at alcohols. If they just an average man where they also earn an average income then good luck for surviving everyday because they won't last long.

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Doan9269
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March 28, 2023, 10:41:39 AM
 #13

Any life you have lived and you can't give it to your children to live that same pattern of lifestyle is as good as nothing but a waste of time, also anything you will do and later regret your actions taken is also a perfect means to waste time, the last one is the worst here, any kind of life you will live and it affects your physical or mental accuracy and well-being is a total waste of time and money, you know some bad things you always do and your inner conscience always fighting you against doing those things, yet because of the pleasure you finds in them you keeping repeating them, all were nothing but a waste of time and resources.
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March 28, 2023, 10:42:24 AM
 #14

That is why they are inviting you because you are paying the bills lol. Has any of your friends having financial problems like they are saying that they salary is not enough or they are now in debt then it would really bad for them financially. Alcohol and eating outside is really big expenses but nothing wrong with this if you are just doing this on monthly basis just to treat your self but if it is frequently you really go broke. I do drink alcohol mostly if i do have extra money just to relaxt but not on daily basis which still i say that it is a waste of money because if I save it i could have enough money to buy something.
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March 28, 2023, 10:51:25 AM
 #15

If once in a while you and your friends meet up and have expensive dinners or drinks or both then that's normal but yo do it weekly is something else. Its even way worst if it's four times every week. It just doesn't make sense even if you make a lot of money that can cover the bills and not feel it. Spending so much money on alcohol and unnecessary meals four days out of seven days a week is just another level of stupid for a salary earner responsibilities. At this rate they'll be broke in no time.
People who actually have plans for the future and beneficiaries wouldn't make those kind of decisions. Avoid people like that. Know the kind of company you keep. 

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mvdheuvel1983
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March 28, 2023, 11:25:22 AM
 #16

Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down.
When a person can't find a deep sense of meaning, they distract themselves with pleasure.” Viktor E. Frankl. I have never forgeotten this quote from the first day I read it. Taking alcohol is not good or bad. Everything should be done in moderation. But your friends seems to be overdoing it and I could guess that their lives - personal, career, family, and relationship lives would be affected terribly. It is not good for them.

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We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes.

You on the other hand have to do away with these friends if they add nothing positive to your life. Despite you all being married, sooner than later, you will come under peer pressure or influence to join them becasue you wouldn't want to feel like the odd person out or you will be tired of them teasing you.

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Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Get new friends who
- encourage you to leave a healthly lifestlye - exercise
- encourage you to spend time with your family and not away from them
- talk and exchange business ideas with you
- talk about making an impact in your society -  mentoring young boys on how to be the perfect gentlemen
- encourage you to acquire new skill or an additional source of income.

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March 28, 2023, 12:24:30 PM
Last edit: July 19, 2023, 05:11:05 PM by slapper
 #17

Your buddies are spending like confetti on booze and nice meals in our great and exciting world. That's important for their wallets and values. Studies reveal that wild parties and diner hopping can harm our money, health, and friendships for years. We must spend wisely and align our ideals and ambitions.

Remember the big picture. Social factors encourage drinking and dining out too much. Ads, peer pressure, etc. If we want to make decisions that reflect our values, we must be aware of these factors and ask questions. Yes, we need to have fun, but we must control our spending. You'll make amazing, happy choices if you consider your options and see the world as it is.

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March 28, 2023, 03:10:20 PM
 #18

Ahh, now I get why I love this forum! Because everyone here is like-minded and do not really go waste their money just on anything. Off course, its a waste of money if you gonna eat out in a diner every day and also put money on alcohol. They will end up putting more money in their Hospital Bills after a few years and I am not talking about old age, but very soon looking at the current behavior patterns. That's really funny and also very costly affair for sure.

I think they do not understand how to manage the expenses or they are living in the delusional lifestyle where they think they have achieved everything.

In reality we never get enough money until the rest of our lives. There is always something coming at every foot step. Be aware and stay away from them.

I think you are doing great at managing your "MONEY".
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March 28, 2023, 03:18:18 PM
 #19

Do you think my friends' lifestyle is a waste of money and time ?
Based on your limited information, and since you are also invited, it means that the drinking/socializing isn't for productive activity, but for fun only. In this case, yes it's a waste of money. However, drinking/socializing can generate income if its purpose is work-related entertainment. I mean, when you are in business dealing with clients that can make you more money than you spend. Or to keep a good relationship with partners.

How much do you spend on such gatherings on average ? Please let me know.
As I said it depends on the purpose of the gatherings. If it's just for fun with "useless but I love" friends, then no more than 5% per month for them.
If it's for business then depends on the proposal value. Maybe 10%-20% including kickbacks.

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March 28, 2023, 04:51:58 PM
 #20

absolutely yes your friend is involved in useless activities that has no future.   Using income in those activities which are not a part of life does not sound good and I think that the person is your friend but remember that a bad friend can effect your behaviour too.

Its the right time to leave that company of friend or otherwise you will think later that its not a good thing. Living a simple life is full of advantages and eating at home is healthy food as compared to restaurants.

There are numerous benefits of living simple life and avoid all those things which are expensive as well as not good for health.



 

 

 

 

 

 


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March 28, 2023, 06:11:53 PM
 #21

This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time?
It depends on what stage of the life they are. If they already have a career, their own houses, consolidated family, solid income I think it's not a waste, because they have struggled building every steps upside to be where they are now, so they deserve to enjoy life the best they can. If they think to drink and eat out are decent rewards for what they have achieved so far, let them do this without guilt.

Everyone needs some relief from times to times, and such lifestyles are the answer for many to not fall in boredom and sadness. We can't judge them for this kind of behavior.

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March 28, 2023, 06:35:21 PM
 #22

I am a person who does not choose friends, be it friends in a good environment or friends who have a "bad" environment and habits. But I don't get carried away with that environment which means we have to have our own principles in living life.
When our friends know what is the principle of our life then they will also understand why we rarely get together to spend money or something, as long as we also respect them and not try to offend them.
I also sometimes get together but my intensity is not like your friends, who spend 4 days a week, of course it will drain money. Just imagine that in a month there are 16 meetings and how much it costs. I don't think such a lifestyle is worth it for me, because as you said it's a waste of time and money. There will be plenty for me to do in the time they spend together.

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March 28, 2023, 06:43:29 PM
 #23


Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

I don’t have friends or ally that drinks but I know how bad it is when someone is addicted to it. To me, your friends will see it as a fun time to whine and dine together, but considering the amount of money they spend on this drinks in correlation to the average salary people earn in that city is  just going to cripple them one day and they’ll regret the consequence of their actions now. To me, maybe it's because I don't drink or condone it, but this is a complete waste of money, time, and value.

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March 28, 2023, 06:47:02 PM
 #24

Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Yes your friends lifestyle is a waste of money and time and also pose a risk to health. I never prefer this kind of lifestyle, and this kind of lifestyle can never bring success in life. I applaud you for not drinking and with that I want you to leave their company before it gets worse. Yes entertainment is necessary in life but when entertainment becomes an addiction it leads to bad results. Yes I also go to weekly friend gatherings every weekend and spend one to two percent of my monthly income there.


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March 28, 2023, 08:54:32 PM
 #25

This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time?
It depends on what stage of the life they are. If they already have a career, their own houses, consolidated family, solid income I think it's not a waste, because they have struggled building every steps upside to be where they are now, so they deserve to enjoy life the best they can. If they think to drink and eat out are decent rewards for what they have achieved so far, let them do this without guilt.

Everyone needs some relief from times to times, and such lifestyles are the answer for many to not fall in boredom and sadness. We can't judge them for this kind of behavior.
I think it depends on what you want out of life as well. Like I know a friend who has millions of dollars, and the only thing he likes to do is read novels. And my god those are some horrible novels as well, no idea why he does that, not like he read Russian classics or the most read books of all time, some of them sure but not all, and yet he reads some horrible lesser known fantasy novels.

Imagine being so rich that you could live without working until you die, and then your child and your grandchild could live without working, and yet the only thing you ever want to do in your life is reading novels, that's it. He will never be out of money ever, but he won't live a rich life neither, yet he will live the life he wants to live.

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March 28, 2023, 09:31:33 PM
 #26


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

We all know that our lifestyle and living habits will definitely affect our finances.
I think a lifestyle like that of your friends is definitely a negative thing and a waste of money. Even worse, they actually waste their health. I don't know, but I think drinking alcohol regularly every week will definitely damage the health of their internal organs.
For the agenda of meeting fellow friends and hanging out with other people, I can still understand it even though we sometimes spend a lot of our money because I think it's important and it's our social need to socialize but don't have to do it by drinking alcohol every week.
I don't know how rich your friends are to make drinking alcohol a regular agenda but I see it is their reason more to have fun with fellow alcoholics.
But I salute to you because you are still friends with them but don't follow those bad habits. I hope you are not someone who is just taken advantage of by them to buy alcohol when their money runs out.









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March 28, 2023, 09:50:23 PM
 #27

Everyone has a different lifestyle, and everyone has the right to spend their time as they please (of course, it is advisable to avoid habits that are harmful to health). What is a waste of money is a philosophical question. Life is a temporary phenomenon, and living only to save money, which we will definitely not need in another world, where energy is money, is also wrong. A slave to money is a bad choice.
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March 29, 2023, 01:49:59 AM
 #28

If the minimum wage per month is still below $300, think clearly and don't do such stupid things. Still not married I wouldn't do something silly like that,  let alone already have a family. They call it's fun? is it fun to drink? Why not train yourself to develop or at least do a hobby? But when the salary is over $1000 per month, I think it's okay to drink for pleasure once a week.
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March 29, 2023, 03:51:15 AM
 #29

Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
such habits are already included in habits of waste, and such habits must be avoided if a bright future is to be seen.
because if you get together and eat up to 4x a week and one meal can spend up to 1/5 of their monthly salary, of course over time their money will run out quickly, and if your friends are still continuing their habit, they are most likely borrowing money, or you do not know that your friends have a side business that earns quite a lot. what I want to know is how much your friend's salary is in a month?

I alone in a month eat and gather with my friends at least once, because I am busy working and already have a family so I also prioritize my family rather than hanging out with my friends. and the costs spent on eating and hanging out with my friends, are not big, because I don't drink alcohol either, but I'm just a smoker.
and the costs spent are at most 30,000 in the currency of my country Indonesia.

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March 29, 2023, 03:59:54 AM
 #30


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Either your friends are getting heavily in debt just to maintain this habit or they earn more than the average monthly income of the city where you live.

Look, at the end each person decides what to do with their money, just as they cannot force you to spend your money on something you do not want, you cannot force them either, personally I will never engage on the behavior of your friends as I think it is too wasteful, but if that is the way they want to spend their spare money there is nothing which can stop them from doing so.

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March 29, 2023, 04:12:25 AM
 #31

That depends on a personal subjective opinion though. I'd judge it as 100 a waste yes, since one, I myself don't drink and two, there's probably a bunch of other ways friends can hangout, especially without them having to spend so much. And that's coming from me who has no relationships (aka wife and kids) to worry about (Except for my mother and sis).

I'd say those who have much more to shoulder would say that it's a waste as well, but I wouldn't put it past me for someone to come along and say it's fine if they don't have any problems living and supporting their families
It might be a problem when you look ahead into the future though.

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March 29, 2023, 04:36:14 AM
 #32

If the minimum wage per month is still below $300, think clearly and don't do such stupid things. Still not married I wouldn't do something silly like that,  let alone already have a family. They call it's fun? is it fun to drink? Why not train yourself to develop or at least do a hobby? But when the salary is over $1000 per month, I think it's okay to drink for pleasure once a week.
It is okay to drink once a month as long as you just spend a few dollars on it because it is good for your health, but that doesn't mean that you will spend so much and also do it on a weekly basis. Before, when my salary was $300, I still drank for fun, and there's nothing wrong with that, but only once a month, and sometimes nothing because I was short. As long as you ain't spending so much, then it's okay, but if it will affect your family, then it is not good.
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March 29, 2023, 05:03:24 AM
 #33


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

That's big enough for one event to spend 1/5 of your monthly income, but are your friends well-off, if so, it's still reasonable to spend that much money for one event because it's proportional to their income or economy, people who have money, but the problem is when income is mediocrity and can only be enough for the necessities of life and then following a lifestyle like that, that's really bad, friend, your finances can be bad and I think that lifestyle is hard to change because it's a habit. Yes, the best way is maybe you can avoid getting too involved in events like that without offending them, I think you understand about that.
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March 29, 2023, 06:41:40 AM
 #34


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

Your friends must be either very rich(and hiding their wealth) or in big debt. Grin
I guess that they have expensive dinners, because they can afford it. Personally, I don't go on restaurants because it seems like a waste of money (and I'm not a very social person). There's a thing called "lifestyle inflation". When your social status goes up, you start buying luxurious and expensive stuff, in order to show off and prove that you have money. This is nonsense, if you ask me, but that's human nature.
If you can't afford such expensive dinners, just don't pay the bill. Your friends probably have enough money to pay the bills.

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March 29, 2023, 06:45:04 AM
 #35

We did not come into this world to enjoy this life. Therefore, this way of life is, of course, unacceptable. We are here to improve spiritually. Each of us has certain tasks and trials that we must go through in life in order to move on. Nature is not so wasteful as to allow us to waste life aimlessly and at our own pleasure. If a person leads a wild life, this usually does not last long. Events occur that either change his habit or throw him out of life.

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March 29, 2023, 06:54:09 AM
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As inflation becomes more rampant around the world, the lifestyle that I believe is quite standard among the majority (work during the week, spend on the weekend) will either become a lifestyle where growth and personal monetary progress does not exist, or will have to modified and sacrificed either for an additional day of work on the weekend or reduction of spending. Once upon a time, it was possible to live like this and still progress monetarily. I do not believe that it's possible for the average person to do this as freely or without budgeting strictly anymore.
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March 29, 2023, 07:25:15 AM
 #37

We all have social relationships in life, so looking at living expenses for this when people can't afford it, it will obviously upset the balance in life. I can be willing to pay the money after the fun with friends and I'm comfortable with that, although not too rich, I find that the OP's wasteful view and mine are not the same, because Life is not about hoarding wealth for anyone, know how to share within your ability.
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March 29, 2023, 07:44:50 AM
Last edit: March 29, 2023, 08:19:36 AM by Marcellin9
 #38

Do you think my friends' lifestyle is a waste of money and time ?
Based on your limited information, and since you are also invited, it means that the drinking/socializing isn't for productive activity, but for fun only. In this case, yes it's a waste of money. However, drinking/socializing can generate income if its purpose is work-related entertainment. I mean, when you are in business dealing with clients that can make you more money than you spend. Or to keep a good relationship with partners.

How much do you spend on such gatherings on average ? Please let me know.
As I said it depends on the purpose of the gatherings. If it's just for fun with "useless but I love" friends, then no more than 5% per month for them.
If it's for business then depends on the proposal value. Maybe 10%-20% including kickbacks.

All the gatherings are just for fun, nothing serious. They talk the same topics over and over again. Just take these drinking/socializing as entertainment, they are overdoing it.

This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time?
It depends on what stage of the life they are. If they already have a career, their own houses, consolidated family, solid income I think it's not a waste, because they have struggled building every steps upside to be where they are now, so they deserve to enjoy life the best they can. If they think to drink and eat out are decent rewards for what they have achieved so far, let them do this without guilt.

Everyone needs some relief from times to times, and such lifestyles are the answer for many to not fall in boredom and sadness. We can't judge them for this kind of behavior.

What you said is exactly what my friends explained to me. They can not stop this kind of gatherings because they will be bored and sad without the "leisure" time. They all have settled in terms of career, houses, family and  solid income. Nothing to worry about particularly.

Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
such habits are already included in habits of waste, and such habits must be avoided if a bright future is to be seen.
because if you get together and eat up to 4x a week and one meal can spend up to 1/5 of their monthly salary, of course over time their money will run out quickly, and if your friends are still continuing their habit, they are most likely borrowing money, or you do not know that your friends have a side business that earns quite a lot. what I want to know is how much your friend's salary is in a month?

Their salary is pretty big compared to the local average income so money is not an issue here. What I wanted to discuss is this lifestyle itself. None of us has any financial problems.

I alone in a month eat and gather with my friends at least once, because I am busy working and already have a family so I also prioritize my family rather than hanging out with my friends. and the costs spent on eating and hanging out with my friends, are not big, because I don't drink alcohol either, but I'm just a smoker.
and the costs spent are at most 30,000 in the currency of my country Indonesia.

Good for you not to spend much money on these stuff too. I just don't like to spend my money this way, not because I can not afford that.


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

Your friends must be either very rich(and hiding their wealth) or in big debt. Grin
I guess that they have expensive dinners, because they can afford it. Personally, I don't go on restaurants because it seems like a waste of money (and I'm not a very social person). There's a thing called "lifestyle inflation". When your social status goes up, you start buying luxurious and expensive stuff, in order to show off and prove that you have money. This is nonsense, if you ask me, but that's human nature.
If you can't afford such expensive dinners, just don't pay the bill. Your friends probably have enough money to pay the bills.

We are all living comfortably so money is not a problem here. I'd rather say my friends are too bored and need to be drunk to feel great. I can surely afford the bills but just don't like to throw money like this. I expect meaning conversation with friends which they can not provide.

We all have social relationships in life, so looking at living expenses for this when people can't afford it, it will obviously upset the balance in life. I can be willing to pay the money after the fun with friends and I'm comfortable with that, although not too rich, I find that the OP's wasteful view and mine are not the same, because Life is not about hoarding wealth for anyone, know how to share within your ability.

I just don't like to spend money on stuff like drinking/meaningless meals. If it is for playing pool game or going on vacation, I'd like to spend, even to cover my friend's expenses. I just feel not productive when hanging out with friends addicted to alchohol.


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March 29, 2023, 07:49:10 AM
 #39

Such lifestyle is a big waste of money. If i should guess, your friends are already in debt and they seem to be addicted to such life style which will inturn ruin their future.

Dont get me wrong, drinking is not a bad thing but spending 1/5 of their salary in just a night is not a congratulatory behavior.
It is a total waste of money because they spend too much on alchohol and also a waste of time.

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March 29, 2023, 08:02:11 AM
 #40

If we have a large income, of course it doesn't matter and it's normal if we have a luxurious lifestyle, I have friends who can live a luxurious lifestyle because of their large income, but if we only rely on a monthly salary and only enough for living needs then it's better to avoid this lifestyle and more good focus on investment.
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March 29, 2023, 08:22:30 AM
 #41

Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

In that your cycle of friends, that's a complete waste of time and money since they'll be spending more than they're earning. If they can't stay without such gathering then why don't they do it in a way it doesn't go beyond their budget. Most family men are like this and that's why they surfer financially and it not because they don't earn much but their carelessness.

Always understand your financial capability and live a life that won't affect you. Your leisure spending shoudn't exceed 10% of your earnings as it doesn't make sense to spend all you make just because you want to keep in touch with your friends. Why don't they buy the bears and cook at home to have family get together instead.

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March 29, 2023, 09:52:16 AM
 #42


Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

Looks like I'm not the one to decide if your friend's lifestyle is a waste of money and time. Grin Grin Grin I Think, Everyone has different values and priorities. However, it's important to spend wisely and within your means, and prioritize experiences and relationships that bring you joy and fulfillment.

It's also important to remember that money and time are finite resources, and how you choose to spend them ultimately reflects your values and priorities. If you're worried about how much you spend on social gatherings you should consider setting a budget or finding cheaper alternative activities to do with your friends.

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March 29, 2023, 11:00:18 AM
 #43

Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ?
While such gatherings and meet ups are important for bonding to create better relationship, If you are not comfortable with how much money you spend on such occasions, you can always politely excuse yourself from these meet ups for your personal reasons. Everyone has different levels of responsibility, to your friends, their responsibilities financially may be lesser than yours and maybe they have already settled them.

If you have pressing responsibilities that require money, it will not be wise to be engaged in any form of unnecessary meeting that will take money out from your pocket. If you have settled most of your financial responsibility for you and your family, you can allow yourself to enjoy your money a bit with your real friends, money sometimes do not matter, but relationships that are built and memories shared.

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March 29, 2023, 11:19:44 AM
 #44

It is not a waste of time since they were having fun. But it is just too costly, unless for someone with a very high income where drinking and eating outside four times a week is just immaterial. Maybe OP's friends are already contented with their lives, having a lot of fun every week while still able to support their family although without big savings for future use.

We all have different dreams and outlooks in life. I can sacrifice a few years without many hangouts in order to invest in crypto before its bull run. We can also have fun while minimizing the cost as well. Instead of hanging out outside, I can stay at home watching movies, playing computer and mobile games or many other fun stuffs at home. It really depends which stuffs we want to prioritize.

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March 29, 2023, 12:02:05 PM
 #45

I really don't have time to spend on drinking in a bar all in the name of having fun, I started my crypto journey through Crypto faucets, I am from a poor family/country and I work on myself everyday to be a better person.

I could remember how I used to claim Bitcoin in every minutes and hours using different numbers of faucets everyday and I was happy when I made my first 50$ with the faucet, I have many friends at the time and I was not bothered by them, I won't just let them.

Life is too short, and it is right to live like there is no tomorrow; however, all these depend on the circumstances you find yourself in, mine does not tolerate any fun as I don't know anything else that to invest in Bitcoin again and again, maybe someday the opportunity to have some fun will happen.

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March 29, 2023, 12:51:58 PM
 #46


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Some people believe in the philosophy of doing what is good for you and what makes you happy.
But the irony of the matter is that most times what makes you happy may not be good for you.
A group of male friends living in the same City must surely sit out once in a while. But making it a habit to sit together and drink alcohol upto four times in a week is a waste of time and resources.
This very habit could be what gives them joy and happiness, but I consider it a waste.

It can only be resourceful for them if they have bad family where their wives, perhaps children give them a lot of trouble at home. They want places to sit out but it can also be done moderately without too much of alcohol.

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March 29, 2023, 02:31:34 PM
 #47

It's important to respect each person's individual lifestyle and values, as different people have different priorities and ways of spending their time and money. For some people, spending time with friends over drinks and dinner is an important way of socializing and building relationships, while for others it may not be a priority. Similarly, some people are comfortable spending more money on these activities than others.

That being said, it's important to ensure that these gatherings are within the means of all participants, and that no one is being pressured to spend more than they can afford. If the cost of these gatherings is consuming all of someone's income for months, then it may be a cause for concern.
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March 29, 2023, 02:44:43 PM
 #48

Ofcourse, lifestyle in the first place should be based from the amount of money entering your account in an interval perhaps monthly or weekly; this is to have sustainability and avoiding being broke afterwards. But what are the things which can be considered wasting our money and time? Things that you are buying but don't give you joy; a pair of shoes you bought not really needing it 'coz you have many already, and you happened to buy it because of implusion. Not all things should have a return of amount to make it worthy but atleast be sure that what you are buying or spending your time with, atleast give you enjoyment. 'coz a time you enjoyed wasting is basically not a wasted time.

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March 29, 2023, 03:00:09 PM
 #49


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Is it a waste of time and money? From a financial point of view, yes rather than no. The time and money spent by your friends could have been put to better use. For example, spend this time on self-education, and the money - on investing in bitcoin (is it possible to give a different recommendation on a forum dedicated to BTC? Smiley ).

On the other hand, life is not limited to just making money all the time and you need to enjoy it. If it doesn't interfere with everything else and doesn't hurt the budget, then why not attend these gatherings like your friends.

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March 29, 2023, 03:01:47 PM
 #50

This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time?
It depends on what stage of the life they are. If they already have a career, their own houses, consolidated family, solid income I think it's not a waste, because they have struggled building every steps upside to be where they are now, so they deserve to enjoy life the best they can. If they think to drink and eat out are decent rewards for what they have achieved so far, let them do this without guilt.

Everyone needs some relief from times to times, and such lifestyles are the answer for many to not fall in boredom and sadness. We can't judge them for this kind of behavior.
I think it depends on what you want out of life as well. Like I know a friend who has millions of dollars, and the only thing he likes to do is read novels. And my god those are some horrible novels as well, no idea why he does that, not like he read Russian classics or the most read books of all time, some of them sure but not all, and yet he reads some horrible lesser known fantasy novels.

Imagine being so rich that you could live without working until you die, and then your child and your grandchild could live without working, and yet the only thing you ever want to do in your life is reading novels, that's it. He will never be out of money ever, but he won't live a rich life neither, yet he will live the life he wants to live.
Wow, that is really strange. Someone living with so much money under their disposal could be more creative when deciding what to do with the time they have. Instead of living the stories of the novels on his imagination, he could be living real experiences on the real world.

That is actually the ironical part, because many people find themselves on the opposite situation: that is, they would like to live for real, but since they can't due to not having enough funds, their only comfort is to imagine how it should be through the lines of the novels and fictional stories.

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March 29, 2023, 03:21:45 PM
 #51

Actually there is nothing wrong when we get together with friends to have fun and release fatigue after we work all the time. But that doesn't mean we can do it all the time, especially if it requires a lot of money to do that fun. I personally too if I follow my own ego and don't think about my future I will do it even crazier than what the OP told me. But I thought again, I'll be able to use the money for something I need more than I spent it overnight.
I don't have a large income to do these things, so when I do it often, I will be confused about meeting my daily needs. It's like I'm complicating my life. But if you do it once a month at least, maybe it won't be too much of a problem as a form of self-esteem for what I do throughout the month.

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March 29, 2023, 03:28:55 PM
 #52

In my opinion there is nothing wrong with a lifestyle, of course they will adapt their lifestyle to income, the greater the income, the more stylish it is, what is wrong is if someone forces themselves to follow other people's lifestyles while the sources of income are different.
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March 29, 2023, 03:48:45 PM
 #53

Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Yes your friends lifestyle is a waste of money and time and also pose a risk to health. I never prefer this kind of lifestyle, and this kind of lifestyle can never bring success in life. I applaud you for not drinking and with that I want you to leave their company before it gets worse. Yes entertainment is necessary in life but when entertainment becomes an addiction it leads to bad results. Yes I also go to weekly friend gatherings every weekend and spend one to two percent of my monthly income there.
People rightly say heaven with the honest and destruction with the dishonest.  If we walk with good people then we will be in good deeds and if we walk with bad people then we will engage in bad deeds. So I think we should not associate with such people so that we will engage in bad deeds. We should always be careful.  How can we make our life better. And do things that will make our future bright. Walk with good people and take good advice.


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March 29, 2023, 04:07:37 PM
 #54

-snip-
The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months.
As long as your friends still provide for their family's needs well, it's not really a problem. And at this point you need to broaden your references about their income which you may not know.

As social beings, the need to establish real communication has its own level of importance (environmental factors may influence). Let's say you live in a very busy city. This of course has goals especially mental and social health.

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March 29, 2023, 04:43:14 PM
 #55

After getting married, a person must be able to manage his finances because now he is not alone and must try to support his family. And if the cost of living for those "gatherings" were a quarter or half of my income, I wouldn't want to be invited to hang out with my friends because that would be a waste. I better use the money for my family because they are most important. I can lose friends but not family because that's what my life is for. I can still find other friends who can understand each other with our family's condition and provide mutual support to one another. After all, that's what a good friend should do.

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March 29, 2023, 04:52:38 PM
 #56

After getting married, a person must be able to manage his finances because now he is not alone and must try to support his family. And if the cost of living for those "gatherings" were a quarter or half of my income, I wouldn't want to be invited to hang out with my friends because that would be a waste. I better use the money for my family because they are most important. I can lose friends but not family because that's what my life is for. I can still find other friends who can understand each other with our family's condition and provide mutual support to one another. After all, that's what a good friend should do.
Your true bro, usually marriage is the starting point of a person's change step but indeed not everything can change for the better after marriage, I personally also have the same thoughts as you and start trying to leave bad things after marriage, even though I have a great desire to continue to gather with friends like when we were single but indeed now our main priority is family and sometimes family becomes a reminder when we try to do bad or negative things at this time, in my opinion when someone is married then the responsibility will be bigger than before marriage so the interests of the family will become more important than our own interests.

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virasisog
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March 29, 2023, 05:33:29 PM
 #57

After getting married, a person must be able to manage his finances because now he is not alone and must try to support his family. And if the cost of living for those "gatherings" were a quarter or half of my income, I wouldn't want to be invited to hang out with my friends because that would be a waste. I better use the money for my family because they are most important. I can lose friends but not family because that's what my life is for. I can still find other friends who can understand each other with our family's condition and provide mutual support to one another. After all, that's what a good friend should do.
Your true bro, usually marriage is the starting point of a person's change step but indeed not everything can change for the better after marriage, I personally also have the same thoughts as you and start trying to leave bad things after marriage, even though I have a great desire to continue to gather with friends like when we were single but indeed now our main priority is family and sometimes family becomes a reminder when we try to do bad or negative things at this time, in my opinion when someone is married then the responsibility will be bigger than before marriage so the interests of the family will become more important than our own interests.

Before marriage, me and my husband often hang out with our friends have lots of drinks, and spend a lot on food. Our mindset before was too different and for us, it's more important to create memories than to save. When we got married, we left all our old habits and we then realized that saving is more important than wasting our money on unnecessary things.
Being married will teach you lots of lessons and would require you to handle your finances wisely. It is better to spend our time and money on our number ne priority which is our family than to hang out and spend too much on drinking. We should spend and manage our finances responsibly especially if we have kids who rely on us.
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March 29, 2023, 05:46:50 PM
 #58

Believing in lifestyle and spending money on things that are less supportive of increasing financial income will have an impact in the end. You may still doubt that what your friends are doing is a little excessive, it's just that they don't always have money and they will experience a period when the money has run out while the needs due to addiction to smoking can not be avoided often get criminal intentions. Stole or sold everything in his house just to buy a few bottles.

Personally, I have witnessed this for a long time observing the lifestyle of friends in the environment, and in the end, there is nothing that can be saved in making ends meet. Have no skills, time spent drinking, consuming illegal drugs and you know where they are now? living on the streets becomes the trash of society, has no purpose in life, and has nothing to fight for. Is life as simple as drinking alcohol? it doesn't matter how much money you have spent to treat them, but indirectly you are pushing them deeper into the struggle for destruction.

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March 29, 2023, 05:56:33 PM
 #59

In my opinion there is nothing wrong with a lifestyle, of course they will adapt their lifestyle to income, the greater the income, the more stylish it is, what is wrong is if someone forces themselves to follow other people's lifestyles while the sources of income are different.
Someone who earns well and stays clear doesn't mind if he dresses up and puts on a slightly more luxurious lifestyle because he already has the means for it. But for those who still have a mediocre income or are still in the low category, of course he also has to realize that he doesn't have the appropriate ability for that so he needs to adjust it for a more comfortable life and doesn't have to force his will to make debt in his life.

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March 29, 2023, 06:01:49 PM
 #60

Sooner or later you will know if your lifestyle is wasting your money, just keep doing what you do best, if you are wasting money on friends and wasting your time you will end up getting wise one day when you are completely broke,  Grin continue.

You don't have to be warned about how you are spending your hard-earned money, my uncle used to say that money is hard to get but easier to spend, you work alone and people spend your money with you, I have never seen where those that spent out of your money decide to join you at work, or have you?

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vv181
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March 29, 2023, 06:18:12 PM
 #61

They can not stop this kind of gatherings because they will be bored and sad without the "leisure" time. They all have settled in terms of career, houses, family and  solid income. Nothing to worry about particularly.
~
We are all living comfortably so money is not a problem here. I'd rather say my friends are too bored and need to be drunk to feel great. I can surely afford the bills but just don't like to throw money like this. I expect meaning conversation with friends which they can not provide.
~
I just don't like to spend money on stuff like drinking/meaningless meals.

If they are all settled about any primary expenses to the point they are not even worrying about it, why would you think they are wasting their own money?

As for if they are not doing it, then they are all just becoming bored, well, my take is that it is just their way of killing time. Nothing to worry about for themselves noting they are in a state of living comfortably where all essential needs are met.

The problem is if you feel that you are out of touch, then you should do something about it, talk it out with your friend or simply just find someone else with whom you could build a better connection that might fulfil what you are trying to seek.
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March 29, 2023, 06:42:08 PM
 #62

Saw this from a meme. but it basically means that time wasted having fun is no wasted time at all. Which is so true on a lot of levels. Considering how the world has become so cynical these days you can't say anything anymore without getting cancelled on twitter. Might as well live the life you love, and love the life you live yeah?

Of course this doesn't for heinous things like serial murdering but I don't really need to clarify that, but yeah, regardless of how much your lifestyle costs you in lump sum, or how much it takes of your time, by all means own and enjoy it! We only live once, make the most out of it by doing what you want the most, not conforming to whatever society tells you too.
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March 29, 2023, 08:20:42 PM
 #63

Lifestyle is a choice, anyone can choose the kind of lifestyle he or she want to leave on. Either good or bad. But such lifestyle is a total waste of money and precious time.
Having a friend who spend so much of his time and money in something that will not profit you is very bad. Myself for example, i use to have a friend in back in school who use to spend his money on women. He used his school fees to go to club and hang out a lot with multiple girls. To cut the whole story short, he is now a school dropout. He wasted most of his time on women instead of studying and wasted his money too.
Some certain lifestyle doesn't worth investing your time and money.

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Cryptomiles1
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March 29, 2023, 09:46:10 PM
 #64

As a man or woman we ought to be we should always set a goal on what to achieve in life and live with a well planned life otherwise they might be spending over time maybe, they may see it as usual thing which is meant to occur either in weekly basis or monthly basis as rich guys they are. But this is not true because if they don't have good investment plans and they aren't seeing money anymore it will lead to criminality because they are costumed to such lifestyle which I think is not good.
That is a bad habit and is waste of resources.
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March 29, 2023, 09:55:11 PM
 #65

If that's what they can afford to spend, maybe they're not all dependent on their monthly salary and they've got something else as a source of their money.
Because if you do gatherings most often, that's certainly hitting their budget and incomes but if it doesn't look affecting much to them then that's nothing to worry about.
But such a lifestyle shouldn't be copied by you or by anyone here, we all know how tough life is these days and we need to be frugal with how we spend our hard-earned money. Yes, it's fine to celebrate occasionally but you don't have to be showy to your friends or relatives just to be said that you're elegant or sort of a rich person. Most rich people are even living frugally and only spend on things that truly matter to them and not on fancy dinners and celebrations.

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March 29, 2023, 10:38:22 PM
 #66

Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months.
If the cost of dinner/drinking is equivalent to 1/5 average monthly income, I think your friends will broke after a week, how it's possible your friends can have a dinner/drinking for at least 16x times in a month, they are should in debt.

You can friend with them, but it doesn't mean you need to follow anything that your friends are doing, you need to independent and only do what you want to do. For me having a dinner/drinking for 4x times in a week is really wasting money, I will not follow their habit.
Whatever that is irrelevant is a total waste of money. And drinking 4x a week is not just a waste of big amount of money but also time. So I think OP it’s a good thing that you always turn down their invitations, as you might also get broke after that. However, drinking with your acquaintances is not that bad, but drinking almost everyday like there’s no family to feed, is a total waste of money. They could have bought a lot for their family on the amount they spent in their drinking session.

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March 30, 2023, 02:19:33 AM
 #67

If the minimum wage per month is still below $300, think clearly and don't do such stupid things. Still not married I wouldn't do something silly like that,  let alone already have a family. They call it's fun? is it fun to drink? Why not train yourself to develop or at least do a hobby? But when the salary is over $1000 per month, I think it's okay to drink for pleasure once a week.
It is okay to drink once a month as long as you just spend a few dollars on it because it is good for your health, but that doesn't mean that you will spend so much and also do it on a weekly basis. Before, when my salary was $300, I still drank for fun, and there's nothing wrong with that, but only once a month, and sometimes nothing because I was short. As long as you ain't spending so much, then it's okay, but if it will affect your family, then it is not good.
Actually if you can still control yourself, drank once a month for fun with small portions like you do will definitely be fine and enjoyable, even if it's once a week. But if you get carried away and finally ask to drank more and more? Because drank is very fun especially with best friends. The point is that we ourselves know better about our financial management, with our income, we are able to control our expenses.
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March 30, 2023, 03:24:09 AM
 #68

If they are having fun and have finances that can manage the spendings then it's not waste of time. Suppressing desire is no good, however restriction is necessary. Such lifestyles can cause a hole in your pocket if not managed properly.

How much do you spend on such gatherings on average ? Please let me know.

I'm stay home person and have few friends. Usually under $20/month, I live in cheap country and in dry state but we have other beverages  Grin

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March 30, 2023, 03:30:17 AM
 #69

Saw this from a meme. but it basically means that time wasted having fun is no wasted time at all. Which is so true on a lot of levels. Considering how the world has become so cynical these days you can't say anything anymore without getting cancelled on twitter. Might as well live the life you love, and love the life you live yeah?

Of course this doesn't for heinous things like serial murdering but I don't really need to clarify that, but yeah, regardless of how much your lifestyle costs you in lump sum, or how much it takes of your time, by all means own and enjoy it! We only live once, make the most out of it by doing what you want the most, not conforming to whatever society tells you too.

I guess not. Time wasted having fun is not wasted time at all ? You sound like a young man tone but I think as you are older than 35, you'll regret for being wasteful on time. Nowadays too many people are taking "have fun" for granted and don't even realize how important time and money is. Our physical and mental health depend needs relaxation but not that often like drinking every day. "We onlyh live once", yes, that's why we should plan our life and try to find meaning or purpose in life. Why do you think my friends love drinking so much ? They have no goals/purpose in life and they choose to drink to fill that void. There is nothing with what society tells us to do but being a human, we must follow our heart to feel that we are living for something. Well, I certainly don't criticize them for their lifestyle because that's their choice. Same as that I don't want to follow them.
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March 30, 2023, 03:34:17 AM
 #70

If they are having fun and have finances that can manage the spendings then it's not waste of time. Suppressing desire is no good, however restriction is necessary. Such lifestyles can cause a hole in your pocket if not managed properly.

How much do you spend on such gatherings on average ? Please let me know.

I'm stay home person and have few friends. Usually under $20/month, I live in cheap country and in dry state but we have other beverages  Grin

$20 is already huge also here in our country for having a drink because we usually distribute the bills among of us to pay or pay on our own and not the same to other that only one will pay the bills that is why that $20 could make you very drunk. This kind of spending can clear your mind and relax coming from very stressful work . That spending is okay as long as you dont go broke after or affect your monthly budget
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March 30, 2023, 04:09:59 AM
 #71

Spending money on something that is not bring income, is a waste of money because any money you spend on alcohol daily will not come back to you than to draw you backward in a way many of your friends will be ahead of you in wealth. Do everything possible to advise your friends to reduce the way they spend their money on something that can take your life easily, because alcohol can make you to drive yourself away from the road to unknown location. Don't forget there is time for everything, time to invest and time to harvest your income which is very important to humanity to always invest in digital investment so that he or she will live a good life in the future.

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March 30, 2023, 04:31:26 AM
 #72

Whatever we do, of course, can have an impact on finances, for example, wanting to style like a celebrity, of course, we need capital, lifestyle affects finances, but do we have to follow all the trending things, of course, it will make us tired and finances can become disrupted, so we have to go into debt or sell asset.
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March 30, 2023, 10:13:33 AM
 #73

This life is full of surprises, the most important thing to understand is that our destiny are not the same, we often make this mistake because my friend is doing well and I follow him to do the same thing so that I will be better too, it doesn't work out like that we have different destiny we should have focus in life.

I prefer to move with people who are older than me because I believe they will tolerate me in any act, and this has benefited me since I began making friends. I believe so. You have a good plan, and your time and money are very important to you. My question is, between your family and friends, choose one and move on. You don't owe them an apology in order to move on with your life. Associating with them will lead you do what they are doing because friends influence as well. Every good parent would rather suffer for their children than see them suffer for the sake of their future.

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March 30, 2023, 12:25:18 PM
 #74

Lifestyle is a choice, anyone can choose the kind of lifestyle he or she want to leave on. Either good or bad. But such lifestyle is a total waste of money and precious time.
Having a friend who spend so much of his time and money in something that will not profit you is very bad. Myself for example, i use to have a friend in back in school who use to spend his money on women. He used his school fees to go to club and hang out a lot with multiple girls. To cut the whole story short, he is now a school dropout. He wasted most of his time on women instead of studying and wasted his money too.
Some certain lifestyle doesn't worth investing your time and money.
I think that it is really depends on the viewer to say that it is a waste of money and time. I'll give some examples, I cut off most of my friends who doesn't give anymore values to me because spending time with them is basically a waste of time. Value is very important because it makes your life better and happier, I'm now only spending my time on my friends that gives me value like a type of friend does have a good mindset, attitude, have goals to attain, understanding the laws of universe and a friend that will never snitch me. There's a motivational speaker who mentions that you're the average person of the 5 people who you spend time with. If you spend your time and your money on worthless person who keep drink, doing some drugs; eventually you will also end up doing drugs or keep drinking. But if you spend time on people who value your time, have a good attitude and mindset; you will end up a person who posseses the good things that people you spend time of. If you hangout with good people, then your money and your time cannot considered as waste because you are getting a lot of value that you can use to become a better person.
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March 30, 2023, 03:32:59 PM
 #75

Actually there is nothing wrong when we get together with friends to have fun and release fatigue after we work all the time. But that doesn't mean we can do it all the time, especially if it requires a lot of money to do that fun. I personally too if I follow my own ego and don't think about my future I will do it even crazier than what the OP told me. But I thought again, I'll be able to use the money for something I need more than I spent it overnight.
I don't have a large income to do these things, so when I do it often, I will be confused about meeting my daily needs. It's like I'm complicating my life. But if you do it once a month at least, maybe it won't be too much of a problem as a form of self-esteem for what I do throughout the month.
I think the point is that, psychologically speaking we all need to make some money one way or another and need to spend it as well. If we all lived a very frugal life, meaning like if we all worked and earned an income, come to a small studio apartment, live on rice and ramen and pasta, drink only water, use public transport, never go outside, never eat meat or anything, do not spend money on coffee or Netflix or Disney plus or anything, just have a bad old second hand bought pc, and use neighbors internet, if we all lived that life, I guarantee you that you will be able to save a ton of money.

However, I would also guarantee you that 99% of the world would become crazy as well, and I mean certified locked up levels of crazy.

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March 30, 2023, 06:19:23 PM
 #76

Is it a waste of time and money? From a financial point of view, yes rather than no. The time and money spent by your friends could have been put to better use. For example, spend this time on self-education, and the money - on investing in bitcoin (is it possible to give a different recommendation on a forum dedicated to BTC? Smiley ).

On the other hand, life is not limited to just making money all the time and you need to enjoy it. If it doesn't interfere with everything else and doesn't hurt the budget, then why not attend these gatherings like your friends.
On our view yes because maybe we are not the same as them. Maybe we are poor and values our time and money so much? But for them, they can be the complete opposite of us. They are rich already so they wouldn't really mind their expenses and it's okay for them to slouch most of the times because they still have a money left even if they don't work hard after some time.

They don't need further education because they already achieve this status and most rich people are already an investor but Bitcoin is a good recommendation to them in case they haven't tried it yet. We are in a Bitcoin forum but it's fine to recommend other assets too.

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March 30, 2023, 06:47:39 PM
 #77

Actually there is nothing wrong when we get together with friends to have fun and release fatigue after we work all the time. But that doesn't mean we can do it all the time, especially if it requires a lot of money to do that fun. I personally too if I follow my own ego and don't think about my future I will do it even crazier than what the OP told me. But I thought again, I'll be able to use the money for something I need more than I spent it overnight.
I don't have a large income to do these things, so when I do it often, I will be confused about meeting my daily needs. It's like I'm complicating my life. But if you do it once a month at least, maybe it won't be too much of a problem as a form of self-esteem for what I do throughout the month.
I think the point is that, psychologically speaking we all need to make some money one way or another and need to spend it as well. If we all lived a very frugal life, meaning like if we all worked and earned an income, come to a small studio apartment, live on rice and ramen and pasta, drink only water, use public transport, never go outside, never eat meat or anything, do not spend money on coffee or Netflix or Disney plus or anything, just have a bad old second hand bought pc, and use neighbors internet, if we all lived that life, I guarantee you that you will be able to save a ton of money.

However, I would also guarantee you that 99% of the world would become crazy as well, and I mean certified locked up levels of crazy.
You said straight to the point friends Cheesy We also make money for the welfare of ourselves and of course the small family that we protect as a form of responsibility so that in this case there is no need to press the ego very hard for that. Save money because that's for the future, of course, but we also don't need to torture ourselves in an extreme way.
Making money and saving money is a good thing, but on the other hand, living a relaxed life is a form of self-respect and refreshment in the midst of fatigue. It is also a biological need, so you don't need to feel guilty for at least taking a vacation and eating well once a week or a month.

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March 30, 2023, 06:55:28 PM
 #78

Whatever we do, of course, can have an impact on finances, for example, wanting to style like a celebrity, of course, we need capital, lifestyle affects finances, but do we have to follow all the trending things, of course, it will make us tired and finances can become disrupted, so we have to go into debt or sell asset.
Interesting question I most say, it all falls down to what that person is making either day, week or month, for example I might be earning $50k every  week and am that kind of person that like fancy things, nice cars fancy restaurant and the rest, that is because I have the money to spend and is not affecting my finances, why am living that fancy lifestyle is because of the level am, I have the money so I can live the way I like. To me is not a waste of money but someone else who is not earning up to  what am am earning will now sees it as a waste of money because if he was him or her he knows what he can use that money for. There was a time in my life I said I will never buy a shoe worth $200 because to me then it was a waste of money, but right now I have shoes that are way more than that $200, to me than is a waste of money but now I don't see it as waste.

R


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March 30, 2023, 08:56:36 PM
 #79

Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months.
If the cost of dinner/drinking is equivalent to 1/5 average monthly income, I think your friends will broke after a week, how it's possible your friends can have a dinner/drinking for at least 16x times in a month, they are should in debt.

You can friend with them, but it doesn't mean you need to follow anything that your friends are doing, you need to independent and only do what you want to do. For me having a dinner/drinking for 4x times in a week is really wasting money, I will not follow their habit.
My point is if they are family men too, how will they be able to provide the needs of their family when most of their monthly income has been used in their drinking session? Actually, there’s no wrong drinking with your friends once or twice a month, but 4x a week, that’s totally a waste of money. Not only their finances will be in danger, but eventually their health too. However, it’s a good thing you always do what is right by not following your friends norms. You can be friend with them but never follow their drinking habit.
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March 30, 2023, 09:06:19 PM
 #80

I think its a psychological thing in the end. If you do it all the time, then it is a bad thing and not only you would be losing money, but you are not spending quality time with your family. You should avoid drinking all the time to make sure you spend a good time with your wife and your children. However, if you NEVER drink, then that would be also bad for you as well because you need to have some fun. It doesn't have to be drinking perse, I live in a nation of mostly Muslim people and even though we do drink a lot, there are a lot of people who do not drink ever as well, you can go out and drink tea, coffee, or just go out eating at a restaurant or go watch a football game with your friends, all of these that you do with your friends once or twice a month would be good for your mental health as well. Don't overdo it, but don't never do it neither, should do it once or twice a month to feel better.

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March 31, 2023, 07:42:23 PM
 #81

Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
I think people shouldn't spend more than what is needed. Those who does will suffer in the long run in their life. But then again, it's totally personal preference. One's daily lifestyle could be someone's lifelong dream. One may spend thousands of dollars in one night, and one could survive 2–3 months with that money. If they can afford it, then they are ok with it. But if you don't feel comfortable with it, then you should avoid it. It's all about finding what works best for you and your priorities. If they are ok with spending their money like this then to them, it's not a waste. But for those who can't afford it could seem like a waste.
But it is important for everyone to maintain a healthy routine and strategy while spending money.
And to answer your 2nd question, I don't have many friends, so I don't go to such gatherings more often. If it's occasionally, and one time thing in between few months, then I will spend some money from my side. But it is unlikely to happen because all of us lives in different areas and because of work, study and many other things, we don't meet up frequently.
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March 31, 2023, 08:31:10 PM
 #82

If that's what they can afford to spend, maybe they're not all dependent on their monthly salary and they've got something else as a source of their money.
Because if you do gatherings most often, that's certainly hitting their budget and incomes but if it doesn't look affecting much to them then that's nothing to worry about.
But such a lifestyle shouldn't be copied by you or by anyone here, we all know how tough life is these days and we need to be frugal with how we spend our hard-earned money. Yes, it's fine to celebrate occasionally but you don't have to be showy to your friends or relatives just to be said that you're elegant or sort of a rich person. Most rich people are even living frugally and only spend on things that truly matter to them and not on fancy dinners and celebrations.
I guess let’s say if they have other passive income, celebrating it 4x a week is still too much and will definitely leave them broke in the long run. Even rich people would never do that often, especially for those who own businesses as money is more important to invest rather than to be used in celebration. However, people have different views and preferences in life. If that’s the way they’ll enjoy life, then so be it. But take note OP that you are never obliged to adopt your friends habit and just live your life on what you think is suitable for you.

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March 31, 2023, 10:28:59 PM
 #83


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Where I live, it's very cheap to get buzz and snacks. Personally, I don't drink because I prefer to stay big and lean at the same time every year + have more serious plans around it, so, I stick to my diet and rarely drink or take something unhealthy like chips and chocolate stuff. So, yeah, I miss drinking and some fun with my friends but that's the way I chose.
By the way, that lifestyle is not a waste of money and time if you can afford it. I mean, if I am a millionaire, famous, successful person, then why not to have fun all the time when possible? What's the point of having money if you can't spend it? What's the point of life if you can't be happy? But to achieve that lifestyle, one needs big luck, opportunities, a lot of work, etc.

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April 01, 2023, 05:35:51 AM
 #84

Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
I wouldn't call it a waste of time since it probably is the time when all of you are free from work and stuff, but it obviously is a huge waste of money if you ask me. Having small get-togethers every day isn't an issue if it's not costing anyone any significant amount of money, you can just meet somewhere, have coffee or tea, or even a beer if you want, but having dine-outs with heavy drinking in about 4 days out of the week is excessive.

Such a lifestyle is obviously a huge waste of money, and shouldn't be followed by anyone at all, even you. I understand that they are your friends, but as you said, you all are family men, so you can easily ask them to excuse you whenever you want by saying that your family needs you more. Joining them once or twice in a couple of weeks shouldn't be a problem, but not every time they do it.

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April 01, 2023, 06:20:35 AM
 #85

Lifestyle certainly affects mindset and also money, when we have a healthy and good lifestyle it will form a mindset in life, but never have a luxurious lifestyle that we cannot reach because it will make us regret and of course a lot of debt, it's better be reasonable and appropriate.
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April 01, 2023, 09:36:36 PM
 #86

gathering with friends of relatives is good, but looking at the financial condition before the gathering is better, if for every boast I feel something that is a permanent waste, try making cross payments to friends/relatives when gathering so you can save your money for more goals Good ,
being in a circle of people who like to drink is really not good because one moment you will definitely get carried away in the circle because one moment there will definitely be a feeling of wanting to try
limiting oneself by reducing gatherings is better
multiply friends who bring positive aura so that life will be more positive and finances will be fine

remember lifestyle will always be there and always make us feel dissatisfied, it will always be less and less, never enough

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April 02, 2023, 06:43:51 AM
 #87

Many people want a lifestyle to follow the trend that is happening, of course this makes our expenses increase, but as long as we can control our expenses and lifestyle, of course it doesn't matter, especially if this lifestyle makes us more confident and allows us to more productive.


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April 02, 2023, 12:21:22 PM
 #88

gathering with friends of relatives is good, but looking at the financial condition before the gathering is better, if for every boast I feel something that is a permanent waste, try making cross payments to friends/relatives when gathering so you can save your money for more goals Good ,
being in a circle of people who like to drink is really not good because one moment you will definitely get carried away in the circle because one moment there will definitely be a feeling of wanting to try
limiting oneself by reducing gatherings is better
multiply friends who bring positive aura so that life will be more positive and finances will be fine

remember lifestyle will always be there and always make us feel dissatisfied, it will always be less and less, never enough

some lifestyle is really a waste of your resources. not only like these social gatherings but just like buying luxury items. but for those people, it seems a need for them. for most of us, we can see it as a waste of money and time. well, we have our own preferences in life. just let them live what they feel is important. so long you know your priorities, just mind your own business. we can't dictate someone else to do what we deem is important. they have their own disposition in life.

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April 02, 2023, 02:29:27 PM
 #89

~
I got few colleagues who are like spending a lot in their coffee considering that I work around a busy area and one of those areas where cost of living is not really something that you would encounter commonly. I usually refuse those kinds of invitation for a coffee although I really love coffee. I am totally just fine in just brewing my own coffee at work and at home.

OP you might get peer pressured at one point to spend, and you should know already how to spend your money wisely at that situation.
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April 02, 2023, 02:51:45 PM
 #90

Nowadays most people are connected to social media, when they see influencers who carry out extravagant lifestyles, it's usually easy for us to follow, but we must remember that the risk when following a lifestyle is to make our finances wasteful, and it's best to leave an extravagant lifestyle and excessive.
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April 02, 2023, 03:34:09 PM
 #91

The truth must be told, using myself as a case study, whenever I noticed such gathering will consumed much funds from me then I will have to stay back because I can't afford to spend such and I have family to take good care of and I won't engaged myself with such activities.
Secondly I am not a drinking type and even when they tried pulling me out I will go but without spending much time with them this doesn't mean all the bills will be channelled to me, but I can only raise some certain amount for them before I take my leave but not necessarily mean all bill will be impose to me.

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April 02, 2023, 03:53:27 PM
 #92

Nowadays most people are connected to social media, when they see influencers who carry out extravagant lifestyles, it's usually easy for us to follow, but we must remember that the risk when following a lifestyle is to make our finances wasteful, and it's best to leave an extravagant lifestyle and excessive.
While a normal person thinks that it's okay to live extravagantly because they see how others are doing it without thinking if they're able to do and sustain it.

I do not mind if others are wasting their time, youth and money with nonsense stuff. But I'll never need the approval of other people just for me to get satisfied.

I know what I am doing and how to satisfy myself and that's to be future proof with things that I am doing now. What they're doing are just for temporary fun, if you know what I mean that we should prepare for our future and be ready for delaying gratification, you know what's best for you.



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Rainbot
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April 02, 2023, 05:10:32 PM
 #93

You are describing an addiction here. People get addicted to various things during their life. Sex, alcohol, gambling, smoking, drugs, gaming… just to name a few. Any of these activities can become a problem when you overdo it. So let’s say you have so much money and you don’t have to work anymore. You can buy whatever you want… If you decide to do drugs and do lots of them every day… what would happen to you? Your body would be ruined. What if you decide to play playstation everyday? Same thing happens…

What about eating from the McDonald’s every day? Your whole body will explode. Yep eating shit is a legit addiction as well. I probably named every shitty addiction above. Anything I missed?

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April 02, 2023, 05:12:10 PM
Last edit: April 02, 2023, 10:19:03 PM by Baoo
 #94

Nowadays most people are connected to social media, when they see influencers who carry out extravagant lifestyles, it's usually easy for us to follow, but we must remember that the risk when following a lifestyle is to make our finances wasteful, and it's best to leave an extravagant lifestyle and excessive.
You are totally right. Sadly, everyone is following each other, that’s one of the negative or terrible effects of social media apps ( like, Facebook, Instagram and snapchat) , they be spending a lot of bucks on useless stuff just to flex on people. In facts, influencers are a bunch of manipulators , hypocritical and fake except few. it would be better if you isolate yourself from this category.

Otherwise, it is unfortunate that majority of people are not investing in themselves. They literally share the same negative traits such as, greed ,lack of knowledge, arrogance and selfishness Plus, they wasting a lot time on trivial things specifically on social media. In my opinion, It is always better to learn how to be productive in life and use your skills and knowledge intelligently in useful ways.
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April 02, 2023, 09:16:27 PM
 #95

snip
. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

I think it's a good decision to stay poor and live a life full of regrets in old age, although basically it's great fun to do that kind of thing to appear richer and in recognition of the other theme of having money that can be spent at will.
It is not natural to use 1/5 of your income and do it 4 times a week, I don't think there is a need for a mathematical calculation, we can also easily guess that it will make your credit card minus.
I have the same case, namely invitations to hang out or have good meals at expensive restaurants and others almost every day, but I prefer to be aware of important needs and the ability to make money in one month, I don't want to torture myself with a hedonistic environment like that.

Many people want a lifestyle to follow the trend that is happening, of course this makes our expenses increase, but as long as we can control our expenses and lifestyle, of course it doesn't matter, especially if this lifestyle makes us more confident and allows us to more productive.

Many people force themselves to follow a lifestyle that causes them to be depressed. I really understand what people who force it really want, namely to be considered capable and need respect from their environment. This is what causes some people to force themselves even though they have income. small one.
Of course, this kind of mindset will cause you to be in debt until you reach old age, where you can't get any more money because your working age is no longer included in the required working age standard.
It doesn't matter if your income is many times what you spend or in.

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April 02, 2023, 09:53:24 PM
 #96

 You know whatever event that you will spend above your means is always a waste of money, especially if after that event people will become unproductive and might eventually lost from their right mindset. So just a friendly advice, never adopt what your friends are doing, they will only regret it later on. Instead, focus on your family, though you might still join them in their drinking habit but make sure only in an occasional manner. Otherwise, you will also be left broke if you also adhere to their almost daily drinking session.
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April 02, 2023, 10:52:28 PM
 #97

Anything that is spent aside from our basic needs that do not produce an income or give many benefits is a waste of money.  One of which is preparing too much food during meal time that the excess food often ends up on a trash bin.  Another thing is buying expensive items that can be replaced by a cheaper one in terms of their functionality and durability.

You know whatever event that you will spend above your means is always a waste of money,

Not only that, even if it is within you means if there is an alternative that is way cheaper and brings same functions and durability, it is considered waste of money.


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April 02, 2023, 11:12:56 PM
 #98

From my own personal experience, anyone can be friends with any one but it is not a must to follow their lifestyle if it is not suitable for you, I've had friends who smoke and drink and lived all manner of lifestyle, but I never joined them to smoke, though I joined them to drink sometimes, but stopped drinking after I got married to my wife, and when it looked like they were dragging me down, I had to leave them, I relocated with my family to a different town and lost their contact .

You don't have to allow friends influence your life negatively, if they are going to drag you down and frustrate your efforts towards achieving a better life for yourself and your family, then leave such friends, they are not friends but enemies who disguise themselves as friends.

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April 02, 2023, 11:32:13 PM
 #99

People should self analyse and understand what is necessary for them and what is not. Just for the society we should not live. Nowadays most of the people live for the society and keeps changing the lifestyle. One need to have his/her own lifestyle than following someone else. It is not wrong, but what we take from a person is there. We should take the good out of a person than the spending one does to show him high profiled.

Some have an understanding that lifestyle will bring opportunities, I'm not sure about it, but things could happen positive in someone's life. For the same we shouldn't prioritise lifestyle over the knowledge we've got on specific industry.
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April 03, 2023, 04:07:45 AM
 #100

Sometimes there are people who always think about lifestyle, they want to look more dynamic and follow the trend, of course this is tiring because it makes us have to waste money and time, it's better to live in moderation and moderation so you never think about other people's lifestyles.

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April 03, 2023, 05:46:05 AM
 #101


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
I think that was a total waste of money what can we get by drinking what will be the possible result of drinking too much and what is the outcome of this wasting of money? If you are rich and has a lot of money and you think you can't be poor even if you drink and waste your money daily then you can drink and do what you want but if you are not that rich and you have a family to feed maybe you should think twice before doing unnecessary things.

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April 03, 2023, 06:10:09 AM
 #102


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
do you really need those kind of people in your life?? People that would rather not motivate you to live a resourceful life rather, they'd encourage you to waste the little you ??

The best thing is to cut, even if not complete ties, but to a reasonable point avoid them. You're still young with tender kids and you have just alot to do with money.

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April 03, 2023, 06:22:16 AM
 #103


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
I think that was a total waste of money what can we get by drinking what will be the possible result of drinking too much and what is the outcome of this wasting of money? If you are rich and has a lot of money and you think you can't be poor even if you drink and waste your money daily then you can drink and do what you want but if you are not that rich and you have a family to feed maybe you should think twice before doing unnecessary things.

But the harsh truth was most of those poor people wants to drink a lot and they dont think twice , unless they are very discipline , they always want to get drunk everyday, i do have a lot of officemates like those before , after the work they go to bar and drink even they need to borrow money to others just to drinks and most of their reason is that they cant sleep without drinking which for sure they are already addicted to it that is not good in their lifestyle
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April 03, 2023, 06:50:07 AM
 #104

Sometimes there are people who always think about lifestyle, they want to look more dynamic and follow the trend, of course this is tiring because it makes us have to waste money and time, it's better to live in moderation and moderation so you never think about other people's lifestyles.
Moderation is the key word here. You would want to dress in good clothes because it gives you confidence and puts you out in a social circle. This has impacts on you if you are businessman or trying to set up connections. But over doing this is a waste.

Again spending on luxury items once a while is a good thing, but repeating it without necessity is wrong.

Henc it all comes down to moderation. That lifestyle problem is given to those  who cannot moderate. It becomes an important part of savings of you can and therefore should not be ignored.

R


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April 03, 2023, 07:11:04 AM
 #105

if it costs 20% of the total monthly income, I think that is very unreasonable, what about the daily needs of the family, or is there someone else working in the family? like his wife or children, or whether he has some other type of income from investments or not.
if they didn't, then it would be absolutely ridiculous for them to do that, are they in debt to do it?
you are good ,tay away from them.
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April 03, 2023, 07:22:39 AM
 #106

whether they did the event in groups, and pooled the money together to do it, if possible like that wouldn't really make much of an impact, but if only 1 person was paying all the bills, it would feel terrible.But indeed such a habit is not good, especially if you routinely do it every month.if just going out occasionally just for a drink i guess it wouldn't be a problem.
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April 03, 2023, 07:31:02 AM
 #107

I always put my family first so this is also one of the reasons I don't join them that frequently.
I've tremendous respect for anyone who puts their family first above friendship. Friends will be there, but family is often thicker than friendship, let alone a friendship that's only strengthened on drinks. As a family man myself, I've had times in the past when I was faced with such a situation. I used to socialize a lot as a bachelor. Hangout on the weekends on booze. Then a few years in my marriage I figured out I needed to weed out certain influences of friends. I'm happier for it today. There's nothing much of benefit in hanging out for drinks on a regular. In fact, regular booze can damage one's organs to even think of it. The livers and kidneys aren't spared. Anyone having a nice home shouldn't compromise it for an exchange with beer friends. It's not worth it at all.

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April 03, 2023, 07:53:56 AM
 #108

Sometimes there are people who always think about lifestyle, they want to look more dynamic and follow the trend, of course this is tiring because it makes us have to waste money and time, it's better to live in moderation and moderation so you never think about other people's lifestyles.
many even do that, but not all of them just think about lifestyle and follow trends, but sometimes it is done by compulsion to achieve a job or other things that are profitable for themselves and also career development.

but if following the trend just to show others, I think it will be a waste of time and money.
we all have our own style and it is very suitable with life without having to be forced by following many trends, I think so.
lifestyle is endless if you continue to follow it.
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April 03, 2023, 02:26:57 PM
 #109

From my perspective is yes their wasting so much money and time. But, if they dont mind it so you dont need to worry. You can decline their invitation and do your own work. Just focus on yourself and your family. Go find other good cirlce for you.

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April 03, 2023, 03:50:37 PM
 #110

Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
You should change your friends if not they will change you and pull you out of your family after wasting your money. In my estimation any lifestyle that does not promote health is both a waste of time and money. And I strongly recommend that people get a new one. Because in the end if you're not healthy then you have wasted a good portion of your life and you will suffer for it. I would also add that any lifestyle that keeps you away from your family and loved ones should be abandoned because in the end family is important. For the mall any lifestyle that does not involve having a social impact or positive impact in my estimation is also a waste of time and money. Health, family and having a positive impact on the world is very crucial and shouldn't be overlooked. Infact our lifestyles should revolve around this.

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April 03, 2023, 05:09:09 PM
Merited by lizarder (2)
 #111

From my perspective is yes their wasting so much money and time. But, if they dont mind it so you dont need to worry. You can decline their invitation and do your own work. Just focus on yourself and your family. Go find other good cirlce for you.
Everyone really has to think about himself basically, so being focused and consistent in every step that will be built by each person is the main thing that will be considered by each individual. Work is an important thing in life and when there is an invitation from others for additional work, everyone can consider it first before immediately taking it. Because additional work, of course, there will also be additional income if possible and does not interfere with one's basic work when it is done.

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April 03, 2023, 06:13:17 PM
 #112

Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
After reading your entire post, I can say that your friend's way of life is a waste of time and money because no matter how much money may spend on things that doesn't contribute to your life positively, it is a waste.

As for me, I don't participate in these gatherings like, but if I were to recall the most recent one I attended, everyone who attended donated money, so i didn't spend a lot of money but amount all together was really much compared to my income

You should change your friends if not they will change you and pull you out of your family after wasting your money. In my estimation any lifestyle that does not promote health.

Yes I agree with you that he seriously need to change that set of friends, because anyone that is not contributing to our life positively, I don't think they worth living with.and if don't you may later be influence  by their lifestyle,because our life patterns sometimes are easily determine by closer people.

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April 04, 2023, 12:25:37 AM
 #113


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
I think that was a total waste of money what can we get by drinking what will be the possible result of drinking too much and what is the outcome of this wasting of money? If you are rich and has a lot of money and you think you can't be poor even if you drink and waste your money daily then you can drink and do what you want but if you are not that rich and you have a family to feed maybe you should think twice before doing unnecessary things.
Now im glad to know that there are still people who dont drink even the people around them are all drinking. We have the same experience OP. I always turn down also when they want me to take a shot but im still with them. Regarding to the question, at some point it is a waste of time if they keep doing it many times in a week. Just like you said they drink atleast four times a week it means they spending their income for it. They cant save much money if they keep spending it to alcohol. On the other hand its not a waste of time and money if they just do it occasionally like birthdays, anniversary, promotion or something good that happen because it will be a good memory that will be cherish till you get old.



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April 04, 2023, 08:07:21 AM
 #114


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
I think that was a total waste of money what can we get by drinking what will be the possible result of drinking too much and what is the outcome of this wasting of money? If you are rich and has a lot of money and you think you can't be poor even if you drink and waste your money daily then you can drink and do what you want but if you are not that rich and you have a family to feed maybe you should think twice before doing unnecessary things.
Now im glad to know that there are still people who dont drink even the people around them are all drinking. We have the same experience OP. I always turn down also when they want me to take a shot but im still with them. Regarding to the question, at some point it is a waste of time if they keep doing it many times in a week. Just like you said they drink atleast four times a week it means they spending their income for it. They cant save much money if they keep spending it to alcohol. On the other hand its not a waste of time and money if they just do it occasionally like birthdays, anniversary, promotion or something good that happen because it will be a good memory that will be cherish till you get old.

Spending time and money for a lifestyle you cant afford is what I think a waste of money. When you spend more money than you have, you may have to rely on loans someday. Also, if you will choose to so spend like how your friends do, spending beyond your means, you may not be able to save enough money for important things. Material and expensive experiences can provide temporary happiness but we can still find true fulfillment from living within our means and  in the things that truly matter such as meaningful relationships and pursuing your passions.

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April 04, 2023, 03:28:40 PM
 #115

In my opinion, following most lifestyles is wasteful and wasting a time, if we are adults and can distinguish which is best, then it's time to follow a standard lifestyle, because most lifestyles will make us lose time that should be used for useful things.

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April 06, 2023, 11:38:50 PM
 #116

I think its a psychological thing in the end. If you do it all the time, then it is a bad thing and not only you would be losing money, but you are not spending quality time with your family. You should avoid drinking all the time to make sure you spend a good time with your wife and your children. However, if you NEVER drink, then that would be also bad for you as well because you need to have some fun.
Is having fun associated with drinking alcohol? You said that you are in an Islamic society where the majority do not drink alcohol, does this mean that they do not have fun? I don't think it's a good idea to encourage someone to drink alcohol or support them to do anything that might harm himself.
Drinking alcohol is as bad a habit as smoking and drugs, and maybe the worst of them all. I respect people's freedom to choose what they consume and pay their money for, but at the same time I feel sorry for those who chose to commit suicide of their own free will.
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April 07, 2023, 08:24:54 AM
 #117

Please let me know.


Regarding the balance between socialization and financial responsibility. I think This is a personal choice and comes down to individual values and priorities. While some may see such gatherings as a waste of money and time, others may see them as a way to build and maintain social relationships, which are just as important for personal well-being.

One's financial situation and responsibilities to family before engaging in costly activities. However, the occasional treat and socializing with friends can also benefit your mental health and can provide a break from your daily routine.

It is up to the individual to determine whether or not such a meeting is worthwhile as even if it is carried out the cost may vary depending on location and personal preference.

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April 07, 2023, 10:49:56 AM
 #118


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Isn't it crazy how our financial values and attitudes shape the way we live our lives? Your crew seems to be all about partying and having a good time, while you're more about taking care of your family and keeping your finances in check. But you still hook 'em up with treats even though you don't drink - that's real friendship right there.

Spending money on your shindigs is all relative, you know what I'm saying? Some people might think it's a total waste, but others see it as an investment in their social life and networking skills. The key is to find that happy medium that works for your wallet and your lifestyle, ya feel me?

Personally, I like to keep things within budget when it comes to hanging with my homies and having a good time. Life is about making memories with the fam, but not at the expense of your bank account. How do you balance your social life and your finances, my friend?
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April 07, 2023, 12:25:49 PM
 #119


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
They are spending on something that they could afford and lets just accept the fact that there are really people who are really that earning more than us, whether you are on the same job but their family status

and businesses might supporting them or someone of their friends are the ones who do make that treat which means that there's someone who would be spending.Yes, its a waste if you are just an average earners
and you would really be thinking that you should be saving up.If you get been bothered on their spendings then it is really a bit mix of being jealous or really having that envy but well this is the reality
of the world we are living on which inequality is really just that something we should need to deal with and accept.Just let them be on what they are doing.

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April 07, 2023, 12:51:45 PM
 #120

I don't believe on the principles of birds of the same feathers flies together because I have so many friend who drink and smoke which I don't and we are very close friends and I also have some group of friends who also do alot of womanizing but I've never been moved by their way of lives but rather we just gist and laugh over the entire issue..
Most times my friends talk ill of me when they seeing me going to church because I'm the churchy type and I always  prefer to be in church than outings.

What I'm actually saying in essence is that, the lifestyle of your friends shouldn't bother you so much and if they can afford such life for themselves then it's fine, hence you shouldn't try impressing them if you can't afford such lives as them. You have people seriously looking up to you.

R


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April 07, 2023, 01:00:56 PM
 #121


~Snip~
They are spending on something that they could afford and lets just accept the fact that there are really people who are really that earning more than us, whether you are on the same job but their family status
According to the OP, the total estimated cost of their gathering is close to, if not even equal to, their monthly salary. 
Unless those men have other sources of income, just as you have suggested, which the OP is not aware of, if they do not, they are actually living a lavish lifestyle that is above their pay grade, which in a normal sense is really not a good way to live. 

But if they are actually earning from other sources and that amount could just be a penny to them, probably that amount is something less to them but huge to the OP because the OP's income is very low. 

R


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April 07, 2023, 01:06:14 PM
 #122


~Snip~
They are spending on something that they could afford and lets just accept the fact that there are really people who are really that earning more than us, whether you are on the same job but their family status
According to the OP, the total estimated cost of their gathering is close to, if not even equal to, their monthly salary. 
Unless those men have other sources of income, just as you have suggested, which the OP is not aware of, if they do not, they are actually living a lavish lifestyle that is above their pay grade, which in a normal sense is really not a good way to live. 

But if they are actually earning from other sources and that amount could just be a penny to them, probably that amount is something less to them but huge to the OP because the OP's income is very low. 
We dont know on what story behind of those spendings and also 1/5 of his monthly salary isnt something that too small considering on how many times you would really be drinking together with your friends on weekly basis.Its been stated that 4x a week so that would be almost spending up his monthly salary with just having those weekly meet ups which means that it would really be that risky
if you do make yourself have that spending but if you are really just that been invited then i dont see any issues in related to that.I agree on what Hamphser said above that
if its out of your standard then you could just simply ignore them.
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April 07, 2023, 01:36:42 PM
 #123

of course, such a habit is a waste. if they get together and discuss business or business development, then that's normal, but I think you can do it at your friend's house, or somewhere cheap. However, if I were you too, then I would do the same. maybe an occasional get-together with them would be a good thing. however, if it's most days, and spending a lot of money for nothing, or even just getting drunk, I'd probably look elsewhere.
However, success sometimes starts from the association you have. if your friends are businessmen, then you will be compelled to do business that may be bigger than your friends. however, if the environment you say is like that, well you will also end up wasting money in the end.

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April 07, 2023, 01:46:29 PM
 #124

Bad habits are waste of time and money, especially if you're a man that have his own family.

Those kind of people are immature in my opinion, unless they are a good provider then they can drink, but not much to the point that they don't have time to bond with their kids and wives. Imagine drinking too much instead saving it up for your family's daily expenses. Once you're a family man, you have to be responsible, your family is your priority, not your vices.
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April 07, 2023, 02:07:44 PM
 #125


~Snip~
They are spending on something that they could afford and lets just accept the fact that there are really people who are really that earning more than us, whether you are on the same job but their family status
According to the OP, the total estimated cost of their gathering is close to, if not even equal to, their monthly salary. 
Unless those men have other sources of income, just as you have suggested, which the OP is not aware of, if they do not, they are actually living a lavish lifestyle that is above their pay grade, which in a normal sense is really not a good way to live. 

But if they are actually earning from other sources and that amount could just be a penny to them, probably that amount is something less to them but huge to the OP because the OP's income is very low. 

For people who regularly drink like that, I don't think they have any other source of income. It can be said that I also have a few friends like that, even drinking more than they earn. As far as I know, they do not provide money for family expenses, the money they earn will spend on their own, and the cost of living in the family will depend entirely on their wife's income.

I disagree with what they do, but it's their life, and I don't want to interfere or give advice. I still have a relationship with them, but not too close because I have a lot of work to do, and I earn money for my children.

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April 07, 2023, 02:13:15 PM
 #126


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
This is your choice, what to do and when, no one can tell you, the most important thing is that you feel comfortable. If you say that one such gathering costs 1/5 of the monthly salary, and this can happen 4 times a week, then it turns out that the salary would be enough for only one week, and besides that, you need to buy food, clothes, pay the bills. Something doesn't add up here, or your friends are earning more, which allows them to live this lifestyle.

Meeting friends is good, whether you drink alcohol or not is only your decision, but paying bills as a friendly gesture is a bad habit. Let everyone pay for themselves, this is a great solution, then everyone will be able to navigate regarding their allowable budget. It is not worth judging people, everyone lives as he likes, this is their life.

.
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April 07, 2023, 04:01:03 PM
Last edit: April 07, 2023, 04:45:56 PM by CryptSafe
 #127

Well I would say it depends on your personal conviction. Some people adapt to the lifestyle they currently live because of the gains and benefits they derive while some do because of some other reasons best known to them. Your lifestyle is a reflection of who you are as seen by some people but however it does not really change who you are. For instance, some people live a lifestyle based on the hieght they have achieved in the society so therefore anything they do should be of excellence and some flamboyance which does not add any meaning to the normal human but rather a waste of resources.

Nevertheless, as a human there are some certain things you do for fun. For instance, partying, reading etc which builds relationship and gets you aquatinted with more things in life and society. Sometimes you just have to let go to have some experience about something in other for you to learn and know how things works that way. Most times it is not about the money and neither is it by power but rather most times is just for the Goodwill of humanity.

So therefore, your topic seems to be an interesting one because it shows a reflection of how one live their life to be of benefit or something else to mention. It will actually make you know how far you have gone in making things straight for yourself  and the caliber of persons you hangout with it or your association.

.
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BVeyron
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April 07, 2023, 04:36:10 PM
 #128

Well I would say it depends on your personal conviction. Some people adapt to the lifestyle to currently live because of the gains and benefits they derive while some do because of some other reasons best known to them. Your lifestyle is a reflection of who you are as seen b some people but however it does not really change who you are. For instance, some people live a lifestyle based on the hieght they have achieved in the society so therefore anything they do should be of excellence and some flamboyance which does not add any meaning the the normal human but rather a waste of resources.

Nevertheless, as a human there are some certain things you do for fun. For instance, partying, reading etc which builds relationship and gets you aquatinted with more things in life and society. Sometimes you just have to let go to have some experience about something in other for you to learn and know how things works that way. Most times it is not about the money and neither is it by power but rather most times is just for the Goodwill of humanity.

So therefore, your topic seems to be an interesting one because it shows a reflection of how one leave their life to be if benefit or something else to mention. It will actually make you know how far you have gone in making things straight for yourself self and the caliber of persons you hangout with it or your association.

I agree, and more to say about lifestyle: any lifestyle is the waste of money and time, so it depends solely on emotions this time and money bring. There are some people who didn't collect even a $1000 throughout their whole life, and they are happy, since all they did brought them a good mood. The main driver of economy in total is not money - it is psychology, and this driver is combined with time factor and basic needs fullfillment factor. Money is, in reality, a fiction.

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April 07, 2023, 06:29:35 PM
 #129

Well I would say it depends on your personal conviction. Some people adapt to the lifestyle to currently live because of the gains and benefits they derive while some do because of some other reasons best known to them. Your lifestyle is a reflection of who you are as seen b some people but however it does not really change who you are. For instance, some people live a lifestyle based on the hieght they have achieved in the society so therefore anything they do should be of excellence and some flamboyance which does not add any meaning the the normal human but rather a waste of resources.

Nevertheless, as a human there are some certain things you do for fun. For instance, partying, reading etc which builds relationship and gets you aquatinted with more things in life and society. Sometimes you just have to let go to have some experience about something in other for you to learn and know how things works that way. Most times it is not about the money and neither is it by power but rather most times is just for the Goodwill of humanity.

So therefore, your topic seems to be an interesting one because it shows a reflection of how one leave their life to be if benefit or something else to mention. It will actually make you know how far you have gone in making things straight for yourself self and the caliber of persons you hangout with it or your association.

I agree, and more to say about lifestyle: any lifestyle is the waste of money and time, so it depends solely on emotions this time and money bring. There are some people who didn't collect even a $1000 throughout their whole life, and they are happy, since all they did brought them a good mood. The main driver of economy in total is not money - it is psychology, and this driver is combined with time factor and basic needs fullfillment factor. Money is, in reality, a fiction.
People mostly misinterpret life style with being over spender ,showing off everything and being too shinny and sparkling about your life . Literally they waste  everything on shallow things which have no possible outcomes and returns .
You can have a life style within your expenses and finances , you can live a good and comfortable life within your range .
With today's difficult situation in which everyone is living one should avoid wasting their money and time on unnecessary things .

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April 07, 2023, 07:38:58 PM
 #130

People mostly misinterpret life style with being over spender ,showing off everything and being too shinny and sparkling about your life . Literally they waste  everything on shallow things which have no possible outcomes and returns .
You can have a life style within your expenses and finances , you can live a good and comfortable life within your range .
With today's difficult situation in which everyone is living one should avoid wasting their money and time on unnecessary things .
We have to adjust the lifestyle based on your finances and environment, you can't overly show off luxury items on social media just to gain recognition of wealth from others, but the fact that real billionaires don't do activities that waste time publicizing wealth to others, lifestyle they are just a private mode or not showing off to others. So it's better to do other positive activities that are beneficial to you than wasting time posting excessive lifestyles on social media.

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April 07, 2023, 07:57:31 PM
 #131

Since you are friends with them, you are in the right spot to tell, are you aware of any other source of income? there is nothing wrong to enjoy oneself once in a while if you already have funds set aside for that without affecting anything other than financial obligations else for the month.

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April 07, 2023, 08:19:03 PM
 #132

Rich people some times spend their money on luxury and poor people some times tend to emulate them, any life style you are living be sure that it is what you can afford, let what you are selling be greater than what you are buying, a life style can be seen as waste of money and time if you choose to live a life you can not afford. for instance, a man who earn one million dollar a month that buy a car of 500000 dollar has a better financial management than a man that earns 200 dollar a month and bought a car worth 180 dollar.

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April 07, 2023, 08:25:24 PM
 #133

Your friends must have been swimming in cash for them to be taken up expensive drinks now and then at least four times a week. They should be businessmen that don't depend on monthly salaries to enjoy themselves.

This kind of lifestyle that your friends develop is being practiced by people who are not responsible fathers and are not living happily in their homes, they drink just to ease away their worries from their homes. That's why I find no reason why a group of responsible and mature men will choose to be wasting money on drinks every week without reconsidering their family's first

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April 07, 2023, 09:30:20 PM
 #134

It’s very obvious that your friends are having a lifestyle that is not appropriate since they are clearly wasting their  own money and time with their vice. Though I also drink, but I make it sure that it only happens when there are special events or simply I do it occasionally, and definitely not as often as 4x a week. You can support and join them if you want but learn to prioritize your family first over your friends. And maybe you can also advise your friends to lessen their expenses when it comes to drinking, but make sure you do it not in an offensive manner.

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April 07, 2023, 10:18:17 PM
 #135

Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
You have said it by yourself and of course it already waste of money if it takes 1/5 of your friend income just for that. I'm curious with how they even survive with that kind of lifestyle, unless you want to enlighten your friend to not do it again. Otherwise, they will meet their end about how they treat the lifestyle. I spend for gatherings and stuff wisely because I think everything before treat myself, I don't want to have myself no money just because for my pleasure.

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April 07, 2023, 10:25:16 PM
 #136

of course with a high lifestyle it will make life narrower, will make your time wasted and your finances will be drained by a high lifestyle. following the lifestyle will be fatal in terms of financial and social life. people will think negatively with a life that is too much style

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April 07, 2023, 10:32:48 PM
 #137

Bad habits are waste of time and money, especially if you're a man that have his own family.

Those kind of people are immature in my opinion, unless they are a good provider then they can drink, but not much to the point that they don't have time to bond with their kids and wives. Imagine drinking too much instead saving it up for your family's daily expenses. Once you're a family man, you have to be responsible, your family is your priority, not your vices.
Spending money rightly one must have self control and be discipline,  without this characters it is always impossible to control how money should be spent. People need to learn how to be discipline by avoiding alcoholic drinks which can make one to be addictive to spend all the available money on drink. If people really want want to spend money it should be based on the amount earned. Spending should not be more than the salary earned.

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April 07, 2023, 10:40:51 PM
 #138


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

What I can picture from you and your friends is different lifestyle backgrounds, even if all of you are family related or close relatives, if you guys are not brought up by the same parent, there is no way you all going to have the same pattern of life. They may see Alcohol as normal but are disciplined which is why you often see the range in the extravagant life they are doing, it is good that you could differentiate between ordinary life and wasting your money. If they feel you are dissociating yourself from them because of the lifestyle, explain to them and never force things that are out of your pocket.

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April 07, 2023, 11:10:02 PM
 #139

I don't believe on the principles of birds of the same feathers flies together because I have so many friend who drink and smoke which I don't and we are very close friends and I also have some group of friends who also do alot of womanizing but I've never been moved by their way of lives but rather we just gist and laugh over the entire issue..
Most times my friends talk ill of me when they seeing me going to church because I'm the churchy type and I always  prefer to be in church than outings.

I do believe in that saying that same birds flocks togethere but I also believe that in every rule there is an exemption.  This thing is applicable in your case where many of your friends are going southward while you go northward.  It is not a surprise that in every group there is always a party pooper  Grin.  I am also one of those rare cases where my friends often smoke and drink while I am not into those vices.

What I'm actually saying in essence is that, the lifestyle of your friends shouldn't bother you so much and if they can afford such life for themselves then it's fine, hence you shouldn't try impressing them if you can't afford such lives as them. You have people seriously looking up to you.

True that but in most cases friends have a great influence on us depending on the morals we believe in.  It is easier to repel influence if it is against our ethics but hard if it is along with what we believe in.

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April 07, 2023, 11:38:57 PM
 #140

A certain lifestyle that wastes money is when people spend extravagantly even when they know they are not really wealthy or earning a really good amount of income that can foot their budget, and they still have money to invest and also save. It's not bad to enjoy life while we are still alive, but overdoing things over time makes a person develop a pitiful habit that can gradually  waste his or her financial resources, and over time, people lose that sense of understanding that they are spending unnecessarily all the time. Maybe your friend has some other source of income that you may not be aware of; some people are secretive in terms of telling people everything about the source of their income.

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April 07, 2023, 11:40:26 PM
 #141

of course with a high lifestyle it will make life narrower, will make your time wasted and your finances will be drained by a high lifestyle. following the lifestyle will be fatal in terms of financial and social life. people will think negatively with a life that is too much style
There are people who think that lifestyle changes will bring opportunities and bring confidence. I'm not sure of the reality. Making themselves well groomed is enough to be good and keep them stand high among the crowd. Following others lifestyle isn't necessary. Everyone have different expectations and sometimes people easily gets attracted for some reason. Even at that situation we should understand and want to prioritise the needful than the showoff needs.

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April 08, 2023, 03:00:44 AM
Merited by The Sceptical Chymist (3), bestcoins1 (1)
 #142

of course with a high lifestyle it will make life narrower, will make your time wasted and your finances will be drained by a high lifestyle. following the lifestyle will be fatal in terms of financial and social life. people will think negatively with a life that is too much style

I don't think all of them are like that mate, you can't judge and equate all lifestyles that are not good. Because what everyone in this world uses is based on the abilities they each have. Now we take an example of the lifestyle of famous rich people like Elon Musk, Jeff Bezos and also some others, I think they like to wear luxury and expensive things.

But that is based on the abilities they have, so this should not be confused with everyone who basically also wants a luxurious lifestyle, but everyone will definitely adapt himself to the abilities he has. Because it would be ridiculous and crazy if someone was willing to go hungry just because he was forced to follow an excessive lifestyle. So I think everyone will always adjust this for himself and will not be judged negatively by others because we only follow a lifestyle that suits our own needs and abilities.
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April 08, 2023, 04:44:11 AM
 #143

If we have too much style, of course it will waste money and time, this of course makes us have to think simply and realistically, if we only rely on lifestyle then we can be sure that our life will become more difficult and feel cramped, it's better to go with things according to ability , don't force things that we can't reach.



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April 08, 2023, 05:12:34 PM
 #144

People have their own lifestyles, but in my opinion such a lifestyle is very wasteful if you have to spend half of their income just drinking, yes maybe for some people gathering with friends is one of the things that can get rid of boredom in the middle of a busy life but still there are many other alternatives that can be done to get together with friends without having to spend half of their salary just for that. I myself rarely spend money on things like that because spending that much money to have fun is not something that can be normalized.
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April 08, 2023, 09:59:18 PM
 #145

Definitely yes. If you come to spend even above your means, that is clearly a waste of money and you will eventually go broke after days and weeks of overspending. And I believe your friends are actually doing it, it’s like there’s no tomorrow the moment they start drinking. My only advice is set a limit for yourself and never imitate what your friends are doing. Most especially if you have a family to feed, you should not be spending much on drinking but focus on the needs of your family.

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April 10, 2023, 07:56:06 AM
 #146

of course with a high lifestyle it will make life narrower, will make your time wasted and your finances will be drained by a high lifestyle. following the lifestyle will be fatal in terms of financial and social life. people will think negatively with a life that is too much style

I don't think all of them are like that mate, you can't judge and equate all lifestyles that are not good. Because what everyone in this world uses is based on the abilities they each have. Now we take an example of the lifestyle of famous rich people like Elon Musk, Jeff Bezos and also some others, I think they like to wear luxury and expensive things.

But that is based on the abilities they have, so this should not be confused with everyone who basically also wants a luxurious lifestyle, but everyone will definitely adapt himself to the abilities he has. Because it would be ridiculous and crazy if someone was willing to go hungry just because he was forced to follow an excessive lifestyle. So I think everyone will always adjust this for himself and will not be judged negatively by others because we only follow a lifestyle that suits our own needs and abilities.

As I said before in other comments, all my friends are rich enough to afford these costly gatherings so you point of living based on the abilities is not a problem for them. Your example of the super rich people like Elon Musk, they tend to wear luxury and expensive things will be quite normal in real life. But I think you really missed my point here. The thread is not actually about whether you can afford a certain lifestyle but choosing a certain lifestyple is really worth it. Back to my friends' situation, this morning one of them sent me a screenshot of his most recent medical check report, saying that a couple of organs function starts going bad such as high blood pressure due to too much drinking. Now we look at the topic again, although my friends can afford the lifestyle, is it really worth living this way ? Absolutely not, their health is being damaged by too much alchohol. Time wasted on drinking ? Needless to say.
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April 10, 2023, 09:41:51 AM
 #147

There are wasteful lifestyles people get involved in. Nature demand that one does everything moderately. A had a neighbour who had 2 BlackBerry phones about 12 years ago. And the value of both phones were about $120. Almost, among us was a man who had a Nokia product and a washing machine. The neighbour with two phones, a lady, usually makes use of the guy's machine when it's free until a day he denied her because of a statement she made. He advised her to sell off one of her phones and use the proceed to get herself a machine because he was fed up with her attitude towards him, which I thought was a just request. She felt embarrassed but the message was well received.
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April 10, 2023, 10:55:04 AM
 #148


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Just as alcoholism is harmful to our human body, it also harms us financially.  It's a waste of money.  Although addicts enjoy drinking alcohol a lot, they don't know how much harm they are doing to their human body and financially. If your friend is drinking 5/6 days a week, he is slowly driving himself to death.  And he will face many problems financially in future due to unnecessary spending. Alcoholism is a bad addiction like gambling where once addicted one cannot quit very easily


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April 10, 2023, 11:41:36 AM
 #149


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
A circle of such bonds is formed in the life of every human being. There some become luxurious and some are ordinary. But what you said about your friends that they approximately gather four times in a week and spending money. It seems to me to be somewhat of a waste of money. If they do it once in a particular day or month it would be acceptable but they are overdoing it. In my opinion which is definitely a waste of money and also detrimental to health. Even though if they had spent the money on good foods or something else, I wouldn't have considered it as a waste of money. I also have some friends who all live far away. Some of them ‍are living abroad so we can't meet every week or month.

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April 10, 2023, 11:55:46 AM
 #150


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Just as alcoholism is harmful to our human body, it also harms us financially.  It's a waste of money.  Although addicts enjoy drinking alcohol a lot, they don't know how much harm they are doing to their human body and financially. If your friend is drinking 5/6 days a week, he is slowly driving himself to death.  And he will face many problems financially in future due to unnecessary spending. Alcoholism is a bad addiction like gambling where once addicted one cannot quit very easily

Vices really affect your health as well as your money. Whether you are smoking or vaping, you are spending a lot of money. I do have an older coworker. He is telling me that he smokes 2 packs of cigarettes per day, which is $4 per day, for a total of $120 a month. He says that if he quits smoking when he is still young, he will be able to build a house and a car. He also drinks on a weekly basis, but I do drink too, like twice or three times a month, just to chill, but I don't spend a lot on it and treat it as a reward as I've known that I've overcome the stress over the month, but again, if you drink on a daily basis, that is not good.
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April 10, 2023, 03:27:25 PM
 #151

If we are at least 30 years old then it's time to think about useful things, lifestyle will certainly make us tired and wasteful, it's better to live simply according to income so we can be comfortable to eat and sleep without having to think and burden lifestyle.


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April 10, 2023, 09:30:39 PM
 #152


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Just as alcoholism is harmful to our human body, it also harms us financially.  It's a waste of money.  Although addicts enjoy drinking alcohol a lot, they don't know how much harm they are doing to their human body and financially. If your friend is drinking 5/6 days a week, he is slowly driving himself to death.  And he will face many problems financially in future due to unnecessary spending. Alcoholism is a bad addiction like gambling where once addicted one cannot quit very easily

Vices really affect your health as well as your money. Whether you are smoking or vaping, you are spending a lot of money. I do have an older coworker. He is telling me that he smokes 2 packs of cigarettes per day, which is $4 per day, for a total of $120 a month. He says that if he quits smoking when he is still young, he will be able to build a house and a car. He also drinks on a weekly basis, but I do drink too, like twice or three times a month, just to chill, but I don't spend a lot on it and treat it as a reward as I've known that I've overcome the stress over the month, but again, if you drink on a daily basis, that is not good.
Smoking is also a waste of money but smoking is slightly less harmful to health than drinking alcohol. Smoking is a thing that has written on its packet about the harm of eating it, that smoking is a cause of death.  But it has had such an impact on the youth that now around 22.3% of the world's total population is involved in smoking. It is one of the unnecessary expenses of people  Its amount is increasing day by day.  Because of this people are getting cancer in old age and huge amount of money is being wasted


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April 11, 2023, 09:25:39 AM
 #153


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Just as alcoholism is harmful to our human body, it also harms us financially.  It's a waste of money.  Although addicts enjoy drinking alcohol a lot, they don't know how much harm they are doing to their human body and financially. If your friend is drinking 5/6 days a week, he is slowly driving himself to death.  And he will face many problems financially in future due to unnecessary spending. Alcoholism is a bad addiction like gambling where once addicted one cannot quit very easily

Vices really affect your health as well as your money. Whether you are smoking or vaping, you are spending a lot of money. I do have an older coworker. He is telling me that he smokes 2 packs of cigarettes per day, which is $4 per day, for a total of $120 a month. He says that if he quits smoking when he is still young, he will be able to build a house and a car. He also drinks on a weekly basis, but I do drink too, like twice or three times a month, just to chill, but I don't spend a lot on it and treat it as a reward as I've known that I've overcome the stress over the month, but again, if you drink on a daily basis, that is not good.
Smoking is also a waste of money but smoking is slightly less harmful to health than drinking alcohol. Smoking is a thing that has written on its packet about the harm of eating it, that smoking is a cause of death.  But it has had such an impact on the youth that now around 22.3% of the world's total population is involved in smoking. It is one of the unnecessary expenses of people  Its amount is increasing day by day.  Because of this people are getting cancer in old age and huge amount of money is being wasted

Smoking is slightly less harmful to health than alchohol ? I disagree. Lung cancer is the No.1 cause of death in my country and most of the cases are caused by smoking or second-hand smoking. Even you don't smoke, your hushand or wife is a heavy smoker, you will get harmed easily every day. My maternal grand parents both died of lung cancer and my grandfather was a heavy smoker. Because of this, my mother and all of my aunts have asthma problem. Smoking is actually a far more serious problem than drinking alchohol. You have to drink alchohol to be an alchoholic but you don't have to smoke to be harmed by smoking. Too sad.

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April 11, 2023, 12:39:48 PM
 #154

Definitely yes. If you come to spend even above your means, that is clearly a waste of money and you will eventually go broke after days and weeks of overspending. And I believe your friends are actually doing it, it’s like there’s no tomorrow the moment they start drinking. My only advice is set a limit for yourself and never imitate what your friends are doing. Most especially if you have a family to feed, you should not be spending much on drinking but focus on the needs of your family.
What's worse is, when he doesn't limit himself in those friendships, the negative effect is that he will follow their lifestyle and find it difficult to escape from that lifestyle. To be honest, I'm pretty much in the same circle, however, I'm more inclined to choose friends who discuss business or investment than just spending their money on expensive food and aimless drunkenness. it is clearly a wasteful life

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April 11, 2023, 07:08:19 PM
Merited by fillippone (1)
 #155

Yeah sure some certain lifestyle is a totally waste of money, moving from one club to another, over spending on women, that is clearly a waste of money and you will eventually go broke after days and weeks of overspending.

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April 11, 2023, 07:33:21 PM
 #156


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

there are times when we think that something like what you describe is an activity that is wasted and there will be a big waste if we don't have a lot of incoming money, but on the other hand we also need to do activities like that with our community or with friends and our family to keep the good relationship going. but we also need to remember that to choose a place does not have to be a luxurious place and does not have to be a classy place. I feel like this activity is not an activity that emphasizes lifestyle.

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April 11, 2023, 07:46:36 PM
 #157

Smoking is also a waste of money but smoking is slightly less harmful to health than drinking alcohol. Smoking is a thing that has written on its packet about the harm of eating it, that smoking is a cause of death.  But it has had such an impact on the youth that now around 22.3% of the world's total population is involved in smoking. It is one of the unnecessary expenses of people  Its amount is increasing day by day.  Because of this people are getting cancer in old age and huge amount of money is being wasted
Well in this case I would not say that smoking is not worse than alcohol because both are quite dangerous. Even though in this case I am also an active smoker, but indeed things like classifying danger or not and comparison with alcohol are actually the same in terms of danger, neither is better than the two and we don't need to be naive about it.
But in this case I don't feel like it belongs in the lifestyle at least for me because it's like a necessity for me right now. Even though it is possible that many people will think I am stupid with this statement, but it is a fact, moreover, I feel comfortable when working and there is a cigarette beside me.

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April 11, 2023, 07:59:31 PM
 #158

That is definitely yes, because when you spend money on a way you don't have to, that is waste of money, expensive clothes, expensive foods, smoking and drinking, is waste of money and time, it's very hard for a drunker to be come rich, you know the reasons why some rich people turns back to poor or square one is drinking they waste their on drinks.Drinking consume their time, their attention, their health, and the wealth out of them, and they gone back to square one. Some life style we live that waste our monies is paying unused membership, subscription, refinancing your home too often  giving too much power to emotional spending drunken,  it's will make life narrower, and will make your time wasted and your finances will be drained of,

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April 11, 2023, 08:54:10 PM
 #159

of course, such a habit is a waste. if they get together and discuss business or business development, then that's normal, but I think you can do it at your friend's house, or somewhere cheap. However, if I were you too, then I would do the same. maybe an occasional get-together with them would be a good thing. however, if it's most days, and spending a lot of money for nothing, or even just getting drunk, I'd probably look elsewhere.
However, success sometimes starts from the association you have. if your friends are businessmen, then you will be compelled to do business that may be bigger than your friends. however, if the environment you say is like that, well you will also end up wasting money in the end.
As long as it’s abusive, then it will always be a waste of money and time. Even if you are making a great conversation with your friends, the fact that you do it almost every day and every day you are spending money on liquors, for me that’s a total waste of money. You could have spend it to your family with worthy things. Just never follow your friends’ habit, otherwise you’ll also get broke months after.

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April 12, 2023, 07:59:31 PM
 #160

A certain lifestyle that wastes money is when people spend extravagantly even when they know they are not really wealthy or earning a really good amount of income that can foot their budget, and they still have money to invest and also save. It's not bad to enjoy life while we are still alive, but overdoing things over time makes a person develop a pitiful habit that can gradually  waste his or her financial resources, and over time, people lose that sense of understanding that they are spending unnecessarily all the time. Maybe your friend has some other source of income that you may not be aware of; some people are secretive in terms of telling people everything about the source of their income.

Attempting to impress others with material possessions in order to fit into a certain social category is a frivolous use of resources. People engage in this behavior due to the overwhelming pressure from society to conform to certain trends, this trend-following mentality can be observed in the way high school students in my country use iPhones as a status symbol and mock those who use other brands. This kind of behavior also occurs among adults, where people buy expensive cars and brands simply to feel like they belong which I see as a waste of money.

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April 12, 2023, 09:10:17 PM
 #161

Money is something that comes slowly but very fast when spending it so I suggest we think while making expenses in our society today were there is a cashless policy supposing you earn 100% in month and 75% goes to clubbing 25% is left which might not be enough for the household you being a family man is left with nothing but collecting salary every month it's a great to you because if you insist on living such life for a while it will take you a lot of time to do what others of your colleagues are doing this has been a major problem to our youth today they choice exercise fun more than engaging in investment

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April 12, 2023, 09:22:50 PM
 #162


Attempting to impress others with material possessions in order to fit into a certain social category is a frivolous use of resources. People engage in this behavior due to the overwhelming pressure from society to conform to certain trends, this trend-following mentality can be observed in the way high school students in my country use iPhones as a status symbol and mock those who use other brands. This kind of behavior also occurs among adults, where people buy expensive cars and brands simply to feel like they belong which I see as a waste of money.

It can be seen as a waste of money only when the person doesn't really have enough financial source, but instead of investing, they tend to be influenced by societal pressure, where those who are showing off in the society may really have a heavy financial airbag that they are not aware of.

Giving an example of the student's lifestyle, I remember my days in the university, when one of my friend used his school fee to bet, because his friends were gamblers and they always won big at times, so this friend, who has parents that are not too wealthy, instead of understanding the situation that he will sink into if he loses his school fee, instead he went on with it. His friends, whom he followed in their footsteps, are more financially stable than him because these guys always have big wins every week.

With that being said, it is good to always be more calculative and decisive before spending more than your salary. Some people don't think clearly before spending, which lets them blame themselves and can even end up in big debts.

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April 12, 2023, 09:33:27 PM
 #163

Money is something that comes slowly but very fast when spending it so I suggest we think while making expenses in our society today were there is a cashless policy supposing you earn 100% in month and 75% goes to clubbing 25% is left which might not be enough for the household you being a family man is left with nothing but collecting salary every month it's a great to you because if you insist on living such life for a while it will take you a lot of time to do what others of your colleagues are doing this has been a major problem to our youth today they choice exercise fun more than engaging in investment
As long as people don't see the real value of money, no, they will spend it without thinking about how hard it gets. This really happens in real life and people changed their lifestyle gradually when they have money and a high salary, and most of us never think about the future but just today. And there is one reason I've found out that why people spend their money not in a smart way and it is because of so many ads and promotions that could really tempt people, especially when there is a SALE. 

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April 12, 2023, 09:45:19 PM
 #164

With the drinking habit of your friends almost all days of the week, I must say it’s certainly a waste of money and even time that should be supposed to spend on your family for more quality time. You know it’s never bad to drink as long as it’s done moderately, but in your case, it’s like your friends are abusing it that will only put their health and finances in danger later on. So never adopt what they’re doing just because they are your friends. You should know the right from wrong. And in this case, this is very wrong wasting their time and money in a drinking habit that won’t make them productive at all.

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April 13, 2023, 06:08:31 PM
 #165


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Just as alcoholism is harmful to our human body, it also harms us financially.  It's a waste of money.  Although addicts enjoy drinking alcohol a lot, they don't know how much harm they are doing to their human body and financially. If your friend is drinking 5/6 days a week, he is slowly driving himself to death.  And he will face many problems financially in future due to unnecessary spending. Alcoholism is a bad addiction like gambling where once addicted one cannot quit very easily

Vices really affect your health as well as your money. Whether you are smoking or vaping, you are spending a lot of money. I do have an older coworker. He is telling me that he smokes 2 packs of cigarettes per day, which is $4 per day, for a total of $120 a month. He says that if he quits smoking when he is still young, he will be able to build a house and a car. He also drinks on a weekly basis, but I do drink too, like twice or three times a month, just to chill, but I don't spend a lot on it and treat it as a reward as I've known that I've overcome the stress over the month, but again, if you drink on a daily basis, that is not good.
Smoking is also a waste of money but smoking is slightly less harmful to health than drinking alcohol. Smoking is a thing that has written on its packet about the harm of eating it, that smoking is a cause of death.  But it has had such an impact on the youth that now around 22.3% of the world's total population is involved in smoking. It is one of the unnecessary expenses of people  Its amount is increasing day by day.  Because of this people are getting cancer in old age and huge amount of money is being wasted

Smoking is slightly less harmful to health than alchohol ? I disagree. Lung cancer is the No.1 cause of death in my country and most of the cases are caused by smoking or second-hand smoking. Even you don't smoke, your hushand or wife is a heavy smoker, you will get harmed easily every day. My maternal grand parents both died of lung cancer and my grandfather was a heavy smoker. Because of this, my mother and all of my aunts have asthma problem. Smoking is actually a far more serious problem than drinking alchohol. You have to drink alchohol to be an alchoholic but you don't have to smoke to be harmed by smoking. Too sad.
Of course, smoking is less harmful to the human body than drinking alcohol. And alcoholism is a bad habit if a person drinks alcohol regularly for some time he will get terribly addicted to it and he will not be able to give it up easily. And alcohol is very expensive.  A bottle of good liquor can cost anywhere from $50-$10000 but a pack of cigarettes costs only $1.5-$5. So drinking is a huge waste of money


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April 14, 2023, 01:43:09 AM
 #166


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Just as alcoholism is harmful to our human body, it also harms us financially.  It's a waste of money.  Although addicts enjoy drinking alcohol a lot, they don't know how much harm they are doing to their human body and financially. If your friend is drinking 5/6 days a week, he is slowly driving himself to death.  And he will face many problems financially in future due to unnecessary spending. Alcoholism is a bad addiction like gambling where once addicted one cannot quit very easily

Vices really affect your health as well as your money. Whether you are smoking or vaping, you are spending a lot of money. I do have an older coworker. He is telling me that he smokes 2 packs of cigarettes per day, which is $4 per day, for a total of $120 a month. He says that if he quits smoking when he is still young, he will be able to build a house and a car. He also drinks on a weekly basis, but I do drink too, like twice or three times a month, just to chill, but I don't spend a lot on it and treat it as a reward as I've known that I've overcome the stress over the month, but again, if you drink on a daily basis, that is not good.
Smoking is also a waste of money but smoking is slightly less harmful to health than drinking alcohol. Smoking is a thing that has written on its packet about the harm of eating it, that smoking is a cause of death.  But it has had such an impact on the youth that now around 22.3% of the world's total population is involved in smoking. It is one of the unnecessary expenses of people  Its amount is increasing day by day.  Because of this people are getting cancer in old age and huge amount of money is being wasted

Smoking is slightly less harmful to health than alchohol ? I disagree. Lung cancer is the No.1 cause of death in my country and most of the cases are caused by smoking or second-hand smoking. Even you don't smoke, your hushand or wife is a heavy smoker, you will get harmed easily every day. My maternal grand parents both died of lung cancer and my grandfather was a heavy smoker. Because of this, my mother and all of my aunts have asthma problem. Smoking is actually a far more serious problem than drinking alchohol. You have to drink alchohol to be an alchoholic but you don't have to smoke to be harmed by smoking. Too sad.
Of course, smoking is less harmful to the human body than drinking alcohol. And alcoholism is a bad habit if a person drinks alcohol regularly for some time he will get terribly addicted to it and he will not be able to give it up easily. And alcohol is very expensive.  A bottle of good liquor can cost anywhere from $50-$10000 but a pack of cigarettes costs only $1.5-$5. So drinking is a huge waste of money

I believe smoking is far worse because those who quit smoking can already see the effects, and it is also dangerous to others because they can inhale it, though both are dangerous, which is why we should try to quit if we can. Also, both are expensive, and they are extra expenses in our budget. If we stop doing these things, we could have extra money for sure, but the problem right now is that it is difficult to stop.
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April 14, 2023, 03:04:52 AM
 #167

With the drinking habit of your friends almost all days of the week, I must say it’s certainly a waste of money and even time that should be supposed to spend on your family for more quality time. You know it’s never bad to drink as long as it’s done moderately, but in your case, it’s like your friends are abusing it that will only put their health and finances in danger later on. So never adopt what they’re doing just because they are your friends. You should know the right from wrong. And in this case, this is very wrong wasting their time and money in a drinking habit that won’t make them productive at all.

The problem is that those people don't think so, and they see it as a desirable life. I also have many friends who only drink but don't care much about their families and have a lot of advice, but they don't care because, for them, that's life. Such people you do not need to care too much about them, at some point, they fall ill and have nothing in hand, and you will understand everything.
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April 14, 2023, 03:08:07 AM
 #168

Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Well, if they gather 4 times a week just to have drinks, it's really a waste of money given that the total amount of drinks and foods they consume are expensive enough that can be a budget for a month. Are they well-off or somehow not struggling financially? Because if they do then it's not really an issue even they spend money for leisure to enjoy the company of each other. However for some of us who knows how hard to earn money and we value our family more than friends, it's really a waste of money and time.

I do go out with friends but not frequently, usually if there's an occassion to celebrate only. As a person with my own family already, I need to prioritize my family first more than anyone else since i'm not single anymore that can spend money and time with friends just to have fun. Of course there's nothing wrong with that but I have to limit myself.

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April 14, 2023, 06:00:31 AM
 #169

Lifestyle of course adjusts income, many people always want to look more while income is not appropriate so the solution is to go into debt, this kind of lifestyle will destroy us, never live beyond our means because it will make us in a lot of debt.


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April 14, 2023, 05:26:25 PM
 #170

I believe smoking is far worse because those who quit smoking can already see the effects, and it is also dangerous to others because they can inhale it, though both are dangerous, which is why we should try to quit if we can. Also, both are expensive, and they are extra expenses in our budget. If we stop doing these things, we could have extra money for sure, but the problem right now is that it is difficult to stop.
Yes it is better to quit all kinds of addictions because they waste our money. And it doesn't do our body any good but causes damage like cancer and liver rot, all of which can kill a person. And it is true that we have to keep a separate budget for these bad habits which often hinder us from doing the necessary work or saving. Although the price of cigarettes is low, an addicted smoker consumes 10-25 cigarettes a day, which is quite costly something like alcohol.


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April 14, 2023, 06:38:20 PM
 #171

Lifestyle of course adjusts income, many people always want to look more while income is not appropriate so the solution is to go into debt, this kind of lifestyle will destroy us, never live beyond our means because it will make us in a lot of debt.
sometimes a lifestyle is really needed for positive things such as supporting a career and increasing confidence to interact with colleagues or people who are considered important but all of that comes back to oneself, there are people who need a lifestyle there are also those who are not dependent from the work we do.
what's wrong is when a person imposes too much of a lifestyle just to be recognized by others while for that he sacrifices many things, not a few too, especially for children who are just growing up.

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April 14, 2023, 07:12:30 PM
 #172

The problem is that those people don't think so, and they see it as a desirable life. I also have many friends who only drink but don't care much about their families and have a lot of advice, but they don't care because, for them, that's life. Such people you do not need to care too much about them, at some point, they fall ill and have nothing in hand, and you will understand everything.
Those who don't care about themselves and their families are the ones who really lose in living their lives, because they will never get enjoyment in the long term if they don't care about their fellow families. Now everyone can see how the life journey of those who have been successful to make it an example in life, because there is no reason for everyone to follow a bad example of life even though everyone should see it as an example of comparison with a better life

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April 14, 2023, 10:23:50 PM
 #173

I believe smoking is far worse because those who quit smoking can already see the effects, and it is also dangerous to others because they can inhale it, though both are dangerous, which is why we should try to quit if we can. Also, both are expensive, and they are extra expenses in our budget. If we stop doing these things, we could have extra money for sure, but the problem right now is that it is difficult to stop.
Yes it is better to quit all kinds of addictions because they waste our money. And it doesn't do our body any good but causes damage like cancer and liver rot, all of which can kill a person. And it is true that we have to keep a separate budget for these bad habits which often hinder us from doing the necessary work or saving. Although the price of cigarettes is low, an addicted smoker consumes 10-25 cigarettes a day, which is quite costly something like alcohol.
There are some people who go into such a state of smoking cigarettes that they smoke cigarettes a day without counting. A smoker is so engrossed in smoking that he doesn't even know how many cigarettes he should smoke in a day. But what can I say about others?  I was addicted. I was so addicted that I didn't know why I was smoking cigarettes. I used to smoke when I was in trouble and when I was busy. I used to smoke when I wasn't doing anything.  I used to. But now I quit smoking altogether.

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coinerer
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April 14, 2023, 10:43:08 PM
 #174

I believe smoking is far worse because those who quit smoking can already see the effects, and it is also dangerous to others because they can inhale it, though both are dangerous, which is why we should try to quit if we can. Also, both are expensive, and they are extra expenses in our budget. If we stop doing these things, we could have extra money for sure, but the problem right now is that it is difficult to stop.
Yes it is better to quit all kinds of addictions because they waste our money. And it doesn't do our body any good but causes damage like cancer and liver rot, all of which can kill a person. And it is true that we have to keep a separate budget for these bad habits which often hinder us from doing the necessary work or saving. Although the price of cigarettes is low, an addicted smoker consumes 10-25 cigarettes a day, which is quite costly something like alcohol.
There are some people who go into such a state of smoking cigarettes that they smoke cigarettes a day without counting. A smoker is so engrossed in smoking that he doesn't even know how many cigarettes he should smoke in a day. But what can I say about others?  I was addicted. I was so addicted that I didn't know why I was smoking cigarettes. I used to smoke when I was in trouble and when I was busy. I used to smoke when I wasn't doing anything.  I used to. But now I quit smoking altogether.
People who smoke always say that smoking reduces tension.  But I think it is a bogus logic.  Because when a person who is addicted to smoking does not smoke for a long time, the addiction of tobacco makes him restless and when he smokes, that addiction is removed and he feels a little better.  So they probably give this logic.  To tell the truth, I smoke only when hanging out with friends, so the addiction has never really hit me. And as these can weaken my financial condition, I always try to avoid bad habits to reduce wastage of money.


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April 14, 2023, 11:37:51 PM
 #175

I believe smoking is far worse because those who quit smoking can already see the effects, and it is also dangerous to others because they can inhale it, though both are dangerous, which is why we should try to quit if we can. Also, both are expensive, and they are extra expenses in our budget. If we stop doing these things, we could have extra money for sure, but the problem right now is that it is difficult to stop.
Yes it is better to quit all kinds of addictions because they waste our money. And it doesn't do our body any good but causes damage like cancer and liver rot, all of which can kill a person. And it is true that we have to keep a separate budget for these bad habits which often hinder us from doing the necessary work or saving. Although the price of cigarettes is low, an addicted smoker consumes 10-25 cigarettes a day, which is quite costly something like alcohol.
There are some people who go into such a state of smoking cigarettes that they smoke cigarettes a day without counting. A smoker is so engrossed in smoking that he doesn't even know how many cigarettes he should smoke in a day. But what can I say about others?  I was addicted. I was so addicted that I didn't know why I was smoking cigarettes. I used to smoke when I was in trouble and when I was busy. I used to smoke when I wasn't doing anything.  I used to. But now I quit smoking altogether.
People who smoke always say that smoking reduces tension.  But I think it is a bogus logic.  Because when a person who is addicted to smoking does not smoke for a long time, the addiction of tobacco makes him restless and when he smokes, that addiction is removed and he feels a little better.  So they probably give this logic.  To tell the truth, I smoke only when hanging out with friends, so the addiction has never really hit me. And as these can weaken my financial condition, I always try to avoid bad habits to reduce wastage of money.
There are things which we cant explain specially if there are people who cant just able to stop on their vices even if we do know that this isnt something that good for the body or really that something that give of benefits. Just let others do on what the things that they do want since its their money, it is really just that there are people who do have the money that they can spend compared to those who have none.
Although there are people who can afford but  still choses up not to deal off or get engage and would rather choose up on things which is more sensible and recommendable to do so.
If they would really be having  those vices or whatever they are dealing then its just too dumb that they dont know on what and how much they are spending on.

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April 14, 2023, 11:41:16 PM
 #176

I believe smoking is far worse because those who quit smoking can already see the effects, and it is also dangerous to others because they can inhale it, though both are dangerous, which is why we should try to quit if we can. Also, both are expensive, and they are extra expenses in our budget. If we stop doing these things, we could have extra money for sure, but the problem right now is that it is difficult to stop.
Yes it is better to quit all kinds of addictions because they waste our money. And it doesn't do our body any good but causes damage like cancer and liver rot, all of which can kill a person. And it is true that we have to keep a separate budget for these bad habits which often hinder us from doing the necessary work or saving. Although the price of cigarettes is low, an addicted smoker consumes 10-25 cigarettes a day, which is quite costly something like alcohol.
There are some people who go into such a state of smoking cigarettes that they smoke cigarettes a day without counting. A smoker is so engrossed in smoking that he doesn't even know how many cigarettes he should smoke in a day. But what can I say about others?  I was addicted. I was so addicted that I didn't know why I was smoking cigarettes. I used to smoke when I was in trouble and when I was busy. I used to smoke when I wasn't doing anything.  I used to. But now I quit smoking altogether.
People who smoke always say that smoking reduces tension.  But I think it is a bogus logic.  Because when a person who is addicted to smoking does not smoke for a long time, the addiction of tobacco makes him restless and when he smokes, that addiction is removed and he feels a little better.  So they probably give this logic.  To tell the truth, I smoke only when hanging out with friends, so the addiction has never really hit me. And as these can weaken my financial condition, I always try to avoid bad habits to reduce wastage of money.
Avoiding habits like smoking to avoid the wastage of money is really appreciable. When we smoke we should think of the future as well, because when we smoke wr just calculate what we are spending on the cigarettes. The truth, we should have the calculations for our future medical bills. Even the person who doesn't smoke suffer different disease, but we should not pave path for some medical issues to be caused. In my view avoiding smoking could save big money in one's lifespan.

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April 15, 2023, 01:03:26 AM
Merited by lizarder (2)
 #177

it is important to remember that a lifestyle that is too extravagant can have a negative impact on one's finances and well-being in the future. Hanging out with friends can indeed be fun and entertaining, but there are many other alternatives that you can do without having to spend a lot of money. For example, you could get together with friends at home and have a group discussion or potluck event, watch movies at home, play games together, or even do outdoor activities like hiking or picnicking.

It is important to prioritize your spending and ensure that you are spending your money wisely. It can also help you achieve your long-term financial goals, such as saving for the future or paying down debt.

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April 15, 2023, 01:42:10 AM
 #178

Honestly, I think it's all about balance and personal preferences. If your friends enjoy those gatherings and it doesn't put them in financial trouble or affect their family life, then it's not necessarily a waste of time and money. As long as they can pay their bills, save for the future, and maintain a healthy family life, it's just part of their social lifestyle.
Everyone has different ways of enjoying their free time, and if this is what makes them happy, then it's okay. In fact, I would encourage this. Investment in your own happiness is the best thing to do. Just remember that what works for them might not work for you, and that's perfectly fine too.

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April 15, 2023, 02:20:39 AM
 #179

Honestly, I think it's all about balance and personal preferences. If your friends enjoy those gatherings and it doesn't put them in financial trouble or affect their family life, then it's not necessarily a waste of time and money. As long as they can pay their bills, save for the future, and maintain a healthy family life, it's just part of their social lifestyle.
Everyone has different ways of enjoying their free time, and if this is what makes them happy, then it's okay. In fact, I would encourage this. Investment in your own happiness is the best thing to do. Just remember that what works for them might not work for you, and that's perfectly fine too.

Agreed. Recently because one of these friends ran into some health problems such as high blood pressure due to over drinking, they have ceased those gatherings for a few days. Well, any problem caused by this unhealthy lifestyle will change their lifestyle eventually and even they choose to continue, it is simply their preference. I know exactly that this kind of lifestyle does not work for me so initially I tried to avoid these over frequent gatherings. I am glad to make a balance between what I like and what I don't.
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April 15, 2023, 02:56:29 PM
 #180

Honestly, I think it's all about balance and personal preferences. If your friends enjoy those gatherings and it doesn't put them in financial trouble or affect their family life, then it's not necessarily a waste of time and money. As long as they can pay their bills, save for the future, and maintain a healthy family life, it's just part of their social lifestyle.
Everyone has different ways of enjoying their free time, and if this is what makes them happy, then it's okay. In fact, I would encourage this. Investment in your own happiness is the best thing to do. Just remember that what works for them might not work for you, and that's perfectly fine too.
Yes it is normal that not all strategies will work for everyone because everyone's family and social structure is different and product prices are different in one zone. So where I can save $10, you might end up with $20 more.  Again my income is $300 a month, your income may be less or more than that.So everyone has to adopt their own personal strategy.  And one thing to always keep in mind is to always try to cut unnecessary expenses


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Dickiy
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April 15, 2023, 03:38:24 PM
 #181

Honestly, I think it's all about balance and personal preferences. If your friends enjoy those gatherings and it doesn't put them in financial trouble or affect their family life, then it's not necessarily a waste of time and money. As long as they can pay their bills, save for the future, and maintain a healthy family life, it's just part of their social lifestyle.
Everyone has different ways of enjoying their free time, and if this is what makes them happy, then it's okay. In fact, I would encourage this. Investment in your own happiness is the best thing to do. Just remember that what works for them might not work for you, and that's perfectly fine too.

Agreed. Recently because one of these friends ran into some health problems such as high blood pressure due to over drinking, they have ceased those gatherings for a few days. Well, any problem caused by this unhealthy lifestyle will change their lifestyle eventually and even they choose to continue, it is simply their preference. I know exactly that this kind of lifestyle does not work for me so initially I tried to avoid these over frequent gatherings. I am glad to make a balance between what I like and what I don't.

I think this sounds more logical than what I've read before, even if someone is able to control their finances despite having an unhealthy lifestyle and they can still invest and still be able to pay bills it's not going to be a problem, preference is true but in the short term, when we do too many bad habits continuously where the situation will turn into difficult because the job is no longer productive and health is threatened because of association and unhealthy lifestyle due to drinking or others who will need medical expenses so that the body returns to normal and of course it will cost us a lot of money. And while I see that there are no wealthy people who engage in such activities, balancing such activities to prevent something bad from happening in the future is a wise choice.
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April 19, 2023, 09:52:06 AM
 #182

we are working to earn money, we are living to earn happiness , in which i mean? work and Enjoy that is what life means .

 there are so many people that trying to earn money and bank their funds and when they grow old so as being ready but the problem is when they turn into right ages to enjoy? in this time is really short and they die without even compeltely enjoying their fruits.


I would rather work now and enjoy  my lifestyle than dying with my money that I never enjoyed.
.
but of course we must not spend too much , and learn to bank some.

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April 19, 2023, 10:22:21 AM
 #183

we are working to earn money, we are living to earn happiness , in which i mean? work and Enjoy that is what life means .

 there are so many people that trying to earn money and bank their funds and when they grow old so as being ready but the problem is when they turn into right ages to enjoy? in this time is really short and they die without even compeltely enjoying their fruits.


I would rather work now and enjoy  my lifestyle than dying with my money that I never enjoyed.
.
but of course we must not spend too much , and learn to bank some.
that's true and we have to have a calculation for every expense including for lifestyle, indeed lifestyle is important for social life especially since we have spent time making money of course we will give the best for ourselves but if it's all still in the reasonable category then I totally agree, but there are some people who prioritize lifestyle so much that they put other things aside and even spend money on a lifestyle beyond what they get.
so in essence if it is in accordance with the income we get then lifestyle is something that must be taken care of for yourself so that it is better, there are many positive things to get from lifestyle.

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April 21, 2023, 05:57:51 AM
Last edit: April 21, 2023, 03:21:06 PM by Vishnu.Reang
 #184

I don't like to be slaved by items and I don't follow brans, in today's world people have craze on brand to show off investing on brand. Following trend is also waste of  money. I enjoy my life and would pay for good services and good products not just name or brand. I don't waste money on drinks and smoking, I don't use vehicle for short distance. Instead of vehicle I prefer walking everyday from which I get double benefit. I don't have to pay for gym. people who are struggling with basic needs, would be happier and better if they follow this.
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April 21, 2023, 05:05:13 PM
 #185

we are working to earn money, we are living to earn happiness , in which i mean? work and Enjoy that is what life means .

 there are so many people that trying to earn money and bank their funds and when they grow old so as being ready but the problem is when they turn into right ages to enjoy? in this time is really short and they die without even compeltely enjoying their fruits.


I would rather work now and enjoy  my lifestyle than dying with my money that I never enjoyed.
.
but of course we must not spend too much , and learn to bank some.
that's true and we have to have a calculation for every expense including for lifestyle, indeed lifestyle is important for social life especially since we have spent time making money of course we will give the best for ourselves but if it's all still in the reasonable category then I totally agree, but there are some people who prioritize lifestyle so much that they put other things aside and even spend money on a lifestyle beyond what they get.
so in essence if it is in accordance with the income we get then lifestyle is something that must be taken care of for yourself so that it is better, there are many positive things to get from lifestyle.
Talking about lifestyle, actually the environment is also very influential on it. For example, we have a luxurious circle of friends, yes, of course we will adjust to that, even though there are some people who are themselves. This happens because of prestige, when we get together with people who always wear branded clothes, for example, more or less we will be affected by that, or in other words we will be carried away by such an environment. At a time like this we have to feel indifferent to it, because if we follow too much prestige, it will be difficult for us to be able to manage our finances.

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April 21, 2023, 05:16:04 PM
 #186

that's true and we have to have a calculation for every expense including for lifestyle, indeed lifestyle is important for social life especially since we have spent time making money of course we will give the best for ourselves but if it's all still in the reasonable category then I totally agree, but there are some people who prioritize lifestyle so much that they put other things aside and even spend money on a lifestyle beyond what they get.
so in essence if it is in accordance with the income we get then lifestyle is something that must be taken care of for yourself so that it is better, there are many positive things to get from lifestyle.
Try to name one of the many positive things that can be obtained through maintaining our own lifestyle? Because in my view, people who like to maintain their own lifestyle will look more successful in the eyes of other people because at this time there are still many people who judge the success of other people through the lifestyle they have. And for me what you say is also not wrong because it's not bad if it is maintained properly by relying on income from yourself.

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April 21, 2023, 06:36:49 PM
 #187

if an excessive lifestyle does not only waste the time and money you have if you are only a standard income. maybe if life is too extravagant will experience depression because of running out of money and also bankruptcy that will be experienced by anyone.
I think following a lifestyle is not allowed, but style according to our income. I think this is a form of escaping a wasteful life

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April 21, 2023, 07:13:20 PM
 #188


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
It is their choice, you can give them advice on what to do instead of doing that but the thing after that you have done your part, they need to take care of their actions. honestly it is their money, you need to understand that giving them too much attention will not give you peace at all, just do your part as a friend. Not all people are the same like us or you , investing instead of drinking
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April 27, 2023, 06:32:43 AM
 #189


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
It is their choice, you can give them advice on what to do instead of doing that but the thing after that you have done your part, they need to take care of their actions. honestly it is their money, you need to understand that giving them too much attention will not give you peace at all, just do your part as a friend. Not all people are the same like us or you , investing instead of drinking

You are right. Recently I have not joined them in those gatherings over a month and everything seems to be all right. I still occasionally advise them that drinking too much is bad for their health and also because some of them have got minor problems like high blood pressure, they tend to reduce the gatherings lately. Anyway, everyone is seeking their own way to live comfortably.
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April 27, 2023, 09:15:59 PM
 #190


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

those people are still trapped in the matrix of activities such as negative activities and only waste money and time and damage our health once in a while its okay but if 4 times a week it has become a bad habit activities like spending a lot of money it can be 250 $ More than doing negative things, it's better to use the money for activities that are more positive and more useful for our family and friends

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April 28, 2023, 12:29:30 AM
 #191

certain lifestyle are indeed some total waste of money and what i consider waste of money the most is the lifestyle of following luxury brands, it doesn't matter if you earn millions a month if what you bought are some bags that costs so much fortune, shoes and something like that which you can actually can get for relatively cheap pricing if you don't become die hard fans of these luxury brands your life will always in need of money, and you always seek for attention and validity, i mean there are some people out there that fancies such lifestyle because they are billionaire and that's fine even if you are saving for buying those stuff it's also totally fine but the thing is, money could be well spent somewhere else, like investing. i mean some people even consider that buying luxury bags and watches like that are also some kind of investment and that's fair enough but i doubt if the returns gonna surpass traditional way of investing.

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April 28, 2023, 01:56:25 AM
 #192

When economic conditions are difficult, they will immediately look back at themselves for wasting time and money on pleasures that they later admit to being useless. Our lives have billions of individual and collective problems, and it's a different story when we have a sense of how to live meaningfully. I can see that a lot of people are wasting their time and money, but when bigotry, delusion and greed cloud their understanding, helping them get it wrong takes time. And they need to experience more things in life to realize those mistakes, even if you or someone well-intentioned advises them, but if they don't agree, they will still ignore them. So let's try to stay positive and change the negative things around so that people can recognize those mistakes.

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April 28, 2023, 02:12:19 AM
 #193

When economic conditions are difficult, they will immediately look back at themselves for wasting time and money on pleasures that they later admit to being useless. Our lives have billions of individual and collective problems, and it's a different story when we have a sense of how to live meaningfully. I can see that a lot of people are wasting their time and money, but when bigotry, delusion and greed cloud their understanding, helping them get it wrong takes time. And they need to experience more things in life to realize those mistakes, even if you or someone well-intentioned advises them, but if they don't agree, they will still ignore them. So let's try to stay positive and change the negative things around so that people can recognize those mistakes.
Definitely but given how they've been at that lifestyle for a really long time, I think it's safe to say that they're not going to regret any of it, it's not really a big deal whether they spend their money or time on things we think is a waste, the thing that matters to them the most is that they've enjoyed it. They definitely will be experiencing financial setbacks but given how they can keep this lifestyle for so long, they can probably bounce back soon.
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April 29, 2023, 04:40:36 AM
 #194

Life requires both money and time but wasting it will make life more difficult every person has a financial crisis in their life, so it is better to save money instead of wasting it, it will reduce wastage. And we waste without knowing it so the first thing to do after getting the money in hand should be to identify where the unnecessary expenses are. It would not be wise to limit yourself to just depositing money if you want to get something good from the saved money, you should try to invest it there are numerous such opportunities in the market. But you have to invest carefully and carefully this will prevent financial disasters reduce time wastage and make life easier.

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Mauser
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April 29, 2023, 06:24:21 AM
 #195

Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

When I was still in university this sounds like a normal evening, even though it was mostly fast food and cheap alcohol that I was focusing on with my mates. In my opinion it all depends on your situation in life. If you are single, have a decent job and make a lot of money, or if you are still young and want to enjoy life, then it's fine to go out often and spend a lot of money. But if you are married and have a family then it's not fine anymore to spend so much time and money for your own pleasure. Priorities change over time and we need put our family first. It's still fine to go out with friends from time to time, but this shouldn't be a regular occasion. It would also make more sense to meet at someones home instead of going out to save on the money. Even if we have the best paying job in the city we still shouldn't be spending so much going out.      
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April 29, 2023, 04:47:39 PM
 #196

Any life you have lived and you can't give it to your children to live that same pattern of lifestyle is as good as nothing but a waste of time, also anything you will do and later regret your actions taken is also a perfect means to waste time, the last one is the worst here, any kind of life you will live and it affects your physical or mental accuracy and well-being is a total waste of time and money, you know some bad things you always do and your inner conscience always fighting you against doing those things, yet because of the pleasure you finds in them you keeping repeating them, all were nothing but a waste of time and resources.

True, actually it will not be a waste of time and money if one can control that lifestyle, manage it properly
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April 29, 2023, 11:58:23 PM
 #197

Life requires both money and time but wasting it will make life more difficult every person has a financial crisis in their life, so it is better to save money instead of wasting it, it will reduce wastage. And we waste without knowing it so the first thing to do after getting the money in hand should be to identify where the unnecessary expenses are. It would not be wise to limit yourself to just depositing money if you want to get something good from the saved money, you should try to invest it there are numerous such opportunities in the market. But you have to invest carefully and carefully this will prevent financial disasters reduce time wastage and make life easier.
We should have the planned investment allocation, savings and for emergency needs. With the rest we need to try to manage our expenses. This will help us go against wasting the money on unnecessary things as well as on time. This looks difficult to be applied on real-time, when time passes automatically we'll get adopted to it realising the goodness of what strategy we've been following. Whenever we've got little money we should try to multiply it through the proper channel with the lowest risk.

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April 30, 2023, 12:05:32 AM
 #198


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

those people are still trapped in the matrix of activities such as negative activities and only waste money and time and damage our health once in a while its okay but if 4 times a week it has become a bad habit activities like spending a lot of money it can be 250 $ More than doing negative things, it's better to use the money for activities that are more positive and more useful for our family and friends

for sure youll be spending more and you'll be getting health problems. on a monthly basis it is okay but if you'll spending a lot than your basic needs then that's the problem, for sure his wife or his family is really problematic on his behaviors as he always go home drunk. If he just cut it half or make it once a month for sure he could saved a lot and even mor enjoy the life without alcohol
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April 30, 2023, 12:19:58 AM
 #199

we are working to earn money, we are living to earn happiness , in which i mean? work and Enjoy that is what life means .

 there are so many people that trying to earn money and bank their funds and when they grow old so as being ready but the problem is when they turn into right ages to enjoy? in this time is really short and they die without even compeltely enjoying their fruits.


I would rather work now and enjoy  my lifestyle than dying with my money that I never enjoyed.
.
but of course we must not spend too much , and learn to bank some.

I like your lifestyle, we try our best, work hard, we should enjoy our achievements. Excessive saving and dying leaving that money for the next generation is a waste. I mean, if I can work for money, I want my kids to be like me. I don't like them relying on inheritance and being lazy. Life is working and earning your own money, that's a life worth living.

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April 30, 2023, 11:46:12 AM
 #200

we are working to earn money, we are living to earn happiness , in which i mean? work and Enjoy that is what life means .

 there are so many people that trying to earn money and bank their funds and when they grow old so as being ready but the problem is when they turn into right ages to enjoy? in this time is really short and they die without even compeltely enjoying their fruits.


I would rather work now and enjoy  my lifestyle than dying with my money that I never enjoyed.
.
but of course we must not spend too much , and learn to bank some.

I like your lifestyle, we try our best, work hard, we should enjoy our achievements. Excessive saving and dying leaving that money for the next generation is a waste. I mean, if I can work for money, I want my kids to be like me. I don't like them relying on inheritance and being lazy. Life is working and earning your own money, that's a life worth living.
that's very appropriate, enjoying life after being tired of working is a form of appreciating yourself who has struggled to get what you have got in life.
I agree that spending a little money on lifestyle is not a waste as long as it is still in a reasonable category after we cover a little savings or investment for the future.

I also live like that, spending the money I earn to make myself happy and keep thinking about the future, building a business for the future, long-term investing, and saving a little for an emergency fund in an unexpected life.



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April 30, 2023, 02:09:47 PM
 #201

we are working to earn money, we are living to earn happiness , in which i mean? work and Enjoy that is what life means .

 there are so many people that trying to earn money and bank their funds and when they grow old so as being ready but the problem is when they turn into right ages to enjoy? in this time is really short and they die without even compeltely enjoying their fruits.


I would rather work now and enjoy  my lifestyle than dying with my money that I never enjoyed.
.
but of course we must not spend too much , and learn to bank some.

I like your lifestyle, we try our best, work hard, we should enjoy our achievements. Excessive saving and dying leaving that money for the next generation is a waste. I mean, if I can work for money, I want my kids to be like me. I don't like them relying on inheritance and being lazy. Life is working and earning your own money, that's a life worth living.
that's very appropriate, enjoying life after being tired of working is a form of appreciating yourself who has struggled to get what you have got in life.
I agree that spending a little money on lifestyle is not a waste as long as it is still in a reasonable category after we cover a little savings or investment for the future.

I also live like that, spending the money I earn to make myself happy and keep thinking about the future, building a business for the future, long-term investing, and saving a little for an emergency fund in an unexpected life.
We all know that someday we will pay the price of what hobbies or addiction we borrowed, but in the meantime, it's not bad to enjoy life for a moment and unwind. Life is very short and in a blink of an eye it can end sooner than you expected which is also why I have to agree with you guys saying it's not all the time beneficial for someone to bank their moneys while almost torturing their self to the point of no longer living but only working. I believe banking is still and option for you to save while you are still planning for the next move, but what's more important is how you will move from there and not only getting stucked at banking.

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April 30, 2023, 02:27:02 PM
 #202

that's right, everyone has their own happiness even though it doesn't have to be a large amount of money to look elegant. while still alive and have enough money no one forbids it for their own interests. and what often happens, we see from around the environment that it doesn't match what we think. it could be the other way around, of course everyone has control with adjustments

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April 30, 2023, 03:08:57 PM
 #203

for me if the life we ​​lead is as long as this is just for spree is a big mistake, because gathering with friends just to drink alcohol there is something that is not good and for sure we will spend a lot of money and our togetherness there is not something positive, for example designing a business that you want we develop it together, but if our association is in a place to talk about important matters it is very good because when we are together there will definitely be many new ideas that will be born so this is very important for us personally, even though when we are together it will cost a little money but if it is useful I will not care, and for me the lives of your friends are just a waste of time and are not useful and at this time there is so much that we find and in the end everything is just in vain.

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Twentyonepaylots
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April 30, 2023, 11:15:45 PM
 #204

we are working to earn money, we are living to earn happiness , in which i mean? work and Enjoy that is what life means .

 there are so many people that trying to earn money and bank their funds and when they grow old so as being ready but the problem is when they turn into right ages to enjoy? in this time is really short and they die without even compeltely enjoying their fruits.


I would rather work now and enjoy  my lifestyle than dying with my money that I never enjoyed.
.
but of course we must not spend too much , and learn to bank some.

I like your lifestyle, we try our best, work hard, we should enjoy our achievements. Excessive saving and dying leaving that money for the next generation is a waste. I mean, if I can work for money, I want my kids to be like me. I don't like them relying on inheritance and being lazy. Life is working and earning your own money, that's a life worth living.
that's very appropriate, enjoying life after being tired of working is a form of appreciating yourself who has struggled to get what you have got in life.
I agree that spending a little money on lifestyle is not a waste as long as it is still in a reasonable category after we cover a little savings or investment for the future.

I also live like that, spending the money I earn to make myself happy and keep thinking about the future, building a business for the future, long-term investing, and saving a little for an emergency fund in an unexpected life.
We all know that someday we will pay the price of what hobbies or addiction we borrowed, but in the meantime, it's not bad to enjoy life for a moment and unwind. Life is very short and in a blink of an eye it can end sooner than you expected which is also why I have to agree with you guys saying it's not all the time beneficial for someone to bank their moneys while almost torturing their self to the point of no longer living but only working. I believe banking is still and option for you to save while you are still planning for the next move, but what's more important is how you will move from there and not only getting stucked at banking.

Although it is okay to enjoy the life today regardless of your actions, it is still smart to consider how greatly it could affect your life in the future. Yes, it is not bad to enjoy the things that we work hard today but always consider that you just go within the budget that you can afford to spend. For me, it is a necessity for a human to treat himself for the things that he accomplished since it would help you keep moving forward to a better version of yourself in the future. Also, about savings, indeed, we should not be addicted to saving that we do not make ourselves enjoy the money that we earned. Better financial planning is what it all takes so that you can be financially secured and stable after it.
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May 01, 2023, 02:59:49 AM
 #205

If your friends are just happy go lucky people we can say that they are just wasting money even though it is their money. But it also depends if they belong to a rich family, but if they are in a middle class family or just poor I could say that it's really just a way of time.

        So as far as I can see, what you are doing is right, and you are a responsible father in the family, you appreciate those you work hard for and you are also doing the right thing in being a responsible husband to your children.



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May 01, 2023, 07:17:44 AM
 #206

Some people just want to enjoy their life and for that they do whatever it takes, uses all their money on vacations , partying and stuff and eventually ends up being broke. 
So yes a  certain lifestyle do waste your money.   

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May 01, 2023, 09:05:38 AM
 #207

Some people just want to enjoy their life and for that they do whatever it takes, uses all their money on vacations , partying and stuff and eventually ends up being broke. 
So yes a  certain lifestyle do waste your money.   

Unless you are earning a lot of money then you can do that lifestyle or any lifestyle you want , like those people that has already savings, they earn more than spent it so that's they do, they relax and live the life into fullest but like us that are only earning enough so we can only do is save and if we do have some extra we can relax but if we don't then it would be waste of money and time.
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May 01, 2023, 09:21:26 AM
 #208

Unless you are earning a lot of money then you can do that lifestyle or any lifestyle you want , like those people that has already savings, they earn more than spent it so that's they do, they relax and live the life into fullest but like us that are only earning enough so we can only do is save and if we do have some extra we can relax but if we don't then it would be waste of money and time.
The balance between work and leisure is very important, if we have not inherited wealth from our parents, then we will have to work to provide for our family with everything we need. But this does not mean that we need to do work that we do not like, or work too much to the detriment of us.

You can find a balance in everything, I don’t want to say that it’s easy to do, I want to say that it’s possible to do it and you need to strive for it. I had to work at different jobs with different bosses, so I have enough experience to draw conclusions. You should not stay at a job that you do not like for a single day, as soon as you realize that you are not comfortable, leaving.

It's better to do a job you like and save less than to get paid a lot but spend the whole day at a terrible job with people you don't like. And when you live in pleasure, then new opportunities will appear for making money.
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May 05, 2023, 03:54:26 AM
 #209


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

It is clear on your statement that your friends has a high cost of living standards. It is good that you turned down their invitation to go out because it is not practical to spend 1/5 of your income in socialization. Even me i will turn the invitation down, I would rather prioritize my family over them. You can still be friends with them by means of talking and sharing infos. It is important that you know your priorities. I guess with the lifestyle of your friends they are facing debts now because they spend beyond their needs. Soon they will realize that they should live within their budget.

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May 18, 2023, 11:04:03 PM
 #210


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

Anything you do in life that is in excess is bad. Ones fun lifestyle shouldn't take more than ¹/10 of your monthly income. If it is more than that then such person is moving to suffering and poverty in is old age. I too drink and have fun but to the minimum. I gamble also to the minimum.

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May 18, 2023, 11:15:03 PM
 #211

Unless you are earning a lot of money then you can do that lifestyle or any lifestyle you want , like those people that has already savings, they earn more than spent it so that's they do, they relax and live the life into fullest but like us that are only earning enough so we can only do is save and if we do have some extra we can relax but if we don't then it would be waste of money and time.
The balance between work and leisure is very important, if we have not inherited wealth from our parents, then we will have to work to provide for our family with everything we need. But this does not mean that we need to do work that we do not like, or work too much to the detriment of us.

You can find a balance in everything, I don’t want to say that it’s easy to do, I want to say that it’s possible to do it and you need to strive for it. I had to work at different jobs with different bosses, so I have enough experience to draw conclusions. You should not stay at a job that you do not like for a single day, as soon as you realize that you are not comfortable, leaving.

It's better to do a job you like and save less than to get paid a lot but spend the whole day at a terrible job with people you don't like. And when you live in pleasure, then new opportunities will appear for making money.

but of course before you leave, you have something in mind where to go to already or where to work. because leaving prematurely would give you so much headache as you may encounter financial problems. so if you don't have a new job yet, better sacrifice for a bit up until you have good assurance of another job.you may not want to go to work, but just think of financial difficulties you will face if you will leave without alternatives.

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May 18, 2023, 11:39:48 PM
 #212

Some people just want to enjoy their life and for that they do whatever it takes, uses all their money on vacations , partying and stuff and eventually ends up being broke.  
So yes a  certain lifestyle do waste your money.  
actually doing that is okay, but the thing with most of the people are they don't have that sense of limit in spending their money with doing all that stuff, their repulsive will of spending all their money while certainly thinks that they always could make that money again in the future is what makes them more consumtive, most destructive living style i've seen is buying some luxuries stuff like just because of brands, so many so called rich are living this life nowadays but that's okay if they have good source of income that's consistent and also massive, for average people, it's definitely gonna drain them out of their money in no time, that's what truly destrutive and waste of money a lifestyle could be.

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May 19, 2023, 02:38:24 AM
 #213


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

That is right prioritize first your family and do not go with the flow on the expenses that your friends are doing. It is not practical do waste money on unimportant lifestyle. We need to prioritize first your spending and if you have extra you can set budget for social gatherings. If your friends really wanting to go out with you, try to find much cheaper alternatives with your friends, you can try a potluck dinner instead of going out to eat. It would depend on you on how much are you willing to spend on such gatherings. It is important to set a budget and prioritize first your family's daily needs.

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May 19, 2023, 03:02:33 AM
 #214

That is right prioritize first your family and do not go with the flow on the expenses that your friends are doing. It is not practical do waste money on unimportant lifestyle. We need to prioritize first your spending and if you have extra you can set budget for social gatherings. If your friends really wanting to go out with you, try to find much cheaper alternatives with your friends, you can try a potluck dinner instead of going out to eat. It would depend on you on how much are you willing to spend on such gatherings. It is important to set a budget and prioritize first your family's daily needs.

It's true and more mature. I think in terms of maintaining a balance between social needs and financial obligations. Anyone here, I think, basic needs such as food, clothing, housing and family health are the No. 1 priority scale that must be met and prioritized. For the idea you say of looking for a cheaper alternative it's a good idea to strike a balance between meeting daily needs and enjoying social gatherings.

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xSkylarx
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May 19, 2023, 03:26:54 AM
 #215

Unless you are earning a lot of money then you can do that lifestyle or any lifestyle you want , like those people that has already savings, they earn more than spent it so that's they do, they relax and live the life into fullest but like us that are only earning enough so we can only do is save and if we do have some extra we can relax but if we don't then it would be waste of money and time.
The balance between work and leisure is very important, if we have not inherited wealth from our parents, then we will have to work to provide for our family with everything we need. But this does not mean that we need to do work that we do not like, or work too much to the detriment of us.

You can find a balance in everything, I don’t want to say that it’s easy to do, I want to say that it’s possible to do it and you need to strive for it. I had to work at different jobs with different bosses, so I have enough experience to draw conclusions. You should not stay at a job that you do not like for a single day, as soon as you realize that you are not comfortable, leaving.

It's better to do a job you like and save less than to get paid a lot but spend the whole day at a terrible job with people you don't like. And when you live in pleasure, then new opportunities will appear for making money.

but of course before you leave, you have something in mind where to go to already or where to work. because leaving prematurely would give you so much headache as you may encounter financial problems. so if you don't have a new job yet, better sacrifice for a bit up until you have good assurance of another job.you may not want to go to work, but just think of financial difficulties you will face if you will leave without alternatives.

as others said prepare for worse like dont think the good side, think the bad side and how to survive so that you are prepared like what you've said if you plan to resign and you've just thinking that your job is worse but you haven't think off what you will do if you you lose your job and what you will spend if you dont have income just like that. Having prepared or thinking carefully whats your next move is best and being prepared is really best.
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May 19, 2023, 02:31:26 PM
 #216

Everyone has a way to enjoy life. Some people choose to spend their money their way like the OP's story, but I think it's still a long term consideration. Your friend may be focused on instant pleasure and gratification, without thinking about future financial consequences. Such a lifestyle can cause them to quickly spend all their money and eventually face financial problems. And we also need to know that sometimes lifestyle is a waste of time without us realizing it.

Even though we want to live like that, we need to set priorities and use money as we wish, because we have to have a balance between enjoying life and planning our future finances. Spending money recklessly without having savings or a clear financial plan can have a negative impact on long-term financial stability.

Advice to your best friend to adopt a balanced approach to lifestyle and financial management. This includes setting a rational budget, setting aside some income for savings and investments and making future financial plans that can help achieve larger financial goals. If you have succeeded, then just enjoy life now without sacrificing financial stability in the future.

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May 19, 2023, 03:15:52 PM
 #217

It's true and more mature. I think in terms of maintaining a balance between social needs and financial obligations. Anyone here, I think, basic needs such as food, clothing, housing and family health are the No. 1 priority scale that must be met and prioritized. For the idea you say of looking for a cheaper alternative it's a good idea to strike a balance between meeting daily needs and enjoying social gatherings.

The needs that you express are very important needs for everyone in their lives so not all of them also need to find cheap alternatives to some of these things. For example in food and health, if we often use cheap alternatives to these two things, I think it will also be very risky for people who do it because food is something that needs to be taken care of.

Likewise with health where it must also be maintained so that it always requires a more appropriate alternative even though it is not cheap enough, although in general cheap alternatives can also help to ease a person's burden in meeting their needs in life, but what needs to be known here is that this is not always the case. can be the right solution when it is aimed at very important things like health and food.

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May 19, 2023, 03:30:22 PM
 #218

It's true and more mature. I think in terms of maintaining a balance between social needs and financial obligations. Anyone here, I think, basic needs such as food, clothing, housing and family health are the No. 1 priority scale that must be met and prioritized. For the idea you say of looking for a cheaper alternative it's a good idea to strike a balance between meeting daily needs and enjoying social gatherings.

The needs that you express are very important needs for everyone in their lives so not all of them also need to find cheap alternatives to some of these things. For example in food and health, if we often use cheap alternatives to these two things, I think it will also be very risky for people who do it because food is something that needs to be taken care of.

Likewise with health where it must also be maintained so that it always requires a more appropriate alternative even though it is not cheap enough, although in general cheap alternatives can also help to ease a person's burden in meeting their needs in life, but what needs to be known here is that this is not always the case. can be the right solution when it is aimed at very important things like health and food.

Finding an alternative cheap products which gives the same quality is actually give you more savings. Of course when it comes to food and health you'll need to know that some pricey products are indeed expensive due to it tackles about to our physical health. Like you have a headache and you put some mint oil just to give you a temporary convenience since it's more cheaper right? But it won't fade if you don't use the pills that are recommended base on your concerns. But products that are like accessories could be use for alternative for you to save money if they give the same quality.


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May 19, 2023, 03:41:49 PM
 #219

actually doing that is okay, but the thing with most of the people are they don't have that sense of limit in spending their money with doing all that stuff, their repulsive will of spending all their money while certainly thinks that they always could make that money again in the future is what makes them more consumtive, most destructive living style i've seen is buying some luxuries stuff like just because of brands, so many so called rich are living this life nowadays but that's okay if they have good source of income that's consistent and also massive, for average people, it's definitely gonna drain them out of their money in no time, that's what truly destrutive and waste of money a lifestyle could be.

Prestige is expensive and must be very consumptive. I don't think the lifestyle has to be all about being fashionable and wearing only brand name things, but that mindset is just about me being disgusted by others who have a good source of income.

It all really depends on the source of income, if that's fine then I think it's fine to have a lavish lifestyle for as long as that's what they need. The problem is that when his lifestyle exceeds the limits of financial means, it has become the worst thing which basically anyone should avoid. A lifestyle of wasting money, I don't think so because it's very subjective for those who have strong financial power.

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Cling18
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May 19, 2023, 03:50:12 PM
 #220

actually doing that is okay, but the thing with most of the people are they don't have that sense of limit in spending their money with doing all that stuff, their repulsive will of spending all their money while certainly thinks that they always could make that money again in the future is what makes them more consumtive, most destructive living style i've seen is buying some luxuries stuff like just because of brands, so many so called rich are living this life nowadays but that's okay if they have good source of income that's consistent and also massive, for average people, it's definitely gonna drain them out of their money in no time, that's what truly destrutive and waste of money a lifestyle could be.

Prestige is expensive and must be very consumptive. I don't think the lifestyle has to be all about being fashionable and wearing only brand name things, but that mindset is just about me being disgusted by others who have a good source of income.

It all really depends on the source of income, if that's fine then I think it's fine to have a lavish lifestyle for as long as that's what they need. The problem is that when his lifestyle exceeds the limits of financial means, it has become the worst thing which basically anyone should avoid. A lifestyle of wasting money, I don't think so because it's very subjective for those who have strong financial power.

When we make the decision to settle down and start a family, our family should come first. Regardless of how much money we make, we need to stop spending excessively on our wants and instead start making good plans for them. Going out with our friends occasionally is acceptable, but we should be aware of our boundaries and, to the greatest extent possible, discipline ourselves. Spending our money carelessly is the same as wasting all of our hard work and effort. In the end, we'll feel unfulfilled, which we might come to regret. Spending or making unnecessary purchases must be subordinated to saving and investing. Keeping our eyes forward is important; we shouldn't merely aim for momentary bliss.
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May 19, 2023, 03:52:59 PM
 #221

When people are lazy, living their life without goal and want to become rich without doing hard work. Such people always use to search short cut like waste their money on lottery tickets even though there is a chance of winning is one in a million. Yet people are ready to waste money on them. And another thing is, this habit of spend in unnecessary things like having expensive dinner at 5 star restaurant, having unlimited drinks, following trends. Always remember one thing, we don't have to suffer for trends or fashion. Try to save your money for your hard time like medical emergency. Today I realize this trends and fashion never help us in emergency.
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May 19, 2023, 06:04:45 PM
 #222

Taking alcohol is not good or bad. Everything should be done in moderation. But your friends seems to be overdoing it and I could guess that their lives - personal, career, family, and relationship lives would be affected terribly. It is not good for them.

Bad or good are based on a person's thoughts so I think that everyone has the ability to differentiate between both of them and everyone understands somewhere in life when he destroys everything so remember that as soon as one understand this thing soon he will get rid of all bad activities.

And yes exactly as a person is involved in those activities which his family does not likes so his family in not just financially effected but is also physically effected by such things. I think those who are financially stable are more likely to engaged in such activities because middle class family don't have any amount to do such activities.



 

 

 

 

 

 


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May 19, 2023, 06:09:15 PM
 #223

When we make the decision to settle down and start a family, our family should come first. Regardless of how much money we make, we need to stop spending excessively on our wants and instead start making good plans for them. Going out with our friends occasionally is acceptable, but we should be aware of our boundaries and, to the greatest extent possible, discipline ourselves. Spending our money carelessly is the same as wasting all of our hard work and effort. In the end, we'll feel unfulfilled, which we might come to regret. Spending or making unnecessary purchases must be subordinated to saving and investing. Keeping our eyes forward is important; we shouldn't merely aim for momentary bliss.
Yes, that's true, therefore we must be really mature in making the decision to start a new life with a family. Family is the most important thing under any circumstances, the habit of wasting money by buying things that really aren't necessary must be eliminated, starting a frugal life because there will be many responsibilities that we will face after deciding to have a family. Sad to see people running away from their family responsibilities, and this is not uncommon. Sometimes there are also those who choose to run away and leave their wives and children. This is a lesson, and I always remind myself to always get used to a simple and disciplined life, then start saving every month from part of my salary.

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May 19, 2023, 06:30:56 PM
 #224

It depends on your capability people are keep having a good time spending their money because they have extra and they keep looking at it as extra money that they can spend a lot of money and unlike other people. see their money as a precious thing so they could have a chance to accumulate as possible for their investment and savings.

But again not all the time it's all about earning, savings and playing safe always treat yourself to get satisfied with your goals achieved.

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May 19, 2023, 08:48:11 PM
 #225

It is through that some certain lifestyle that we live is not really the best for us, this is why we don't need to copy other people's lifestyles or the so called celebrities that might had been having so much influence on us as there fans. Having so much friend too can influence us  both negatively and positively if those groups of friends are always influencing us in a bad way that could would not make us think of investing or doing something that would makwbua to think differently as a human in order to better our life.

 We don't need to live above our pay even though we might be urge to live some certain lifestyle that could affect make us keep spending as if we have everything in place.









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May 20, 2023, 03:37:19 AM
 #226

It depends on your capability people are keep having a good time spending their money because they have extra and they keep looking at it as extra money that they can spend a lot of money and unlike other people. see their money as a precious thing so they could have a chance to accumulate as possible for their investment and savings.

But again not all the time it's all about earning, savings and playing safe always treat yourself to get satisfied with your goals achieved.
different people's level of happiness. by having a lot of money, maybe they will be facilitated to be able to pamper themselves by fulfilling all their desires, something like that is not wrong, because the way they value themselves after working hard to achieve it, and maybe the amount is not much compared to what it produces. it is wrong if our style is not in accordance with income, so that behind it it becomes a sharp boomerang that will hurt us ourselves. but not a few people who are too rich actually have a simple lifestyle, it all depends on the personality of each person

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May 20, 2023, 04:21:40 AM
 #227

It depends on your capability people are keep having a good time spending their money because they have extra and they keep looking at it as extra money that they can spend a lot of money and unlike other people. see their money as a precious thing so they could have a chance to accumulate as possible for their investment and savings.

But again not all the time it's all about earning, savings and playing safe always treat yourself to get satisfied with your goals achieved.
different people's level of happiness. by having a lot of money, maybe they will be facilitated to be able to pamper themselves by fulfilling all their desires, something like that is not wrong, because the way they value themselves after working hard to achieve it, and maybe the amount is not much compared to what it produces. it is wrong if our style is not in accordance with income, so that behind it it becomes a sharp boomerang that will hurt us ourselves. but not a few people who are too rich actually have a simple lifestyle, it all depends on the personality of each person

There are also rich people that aren't buying those fancy things, so it really depends on the personality of the person. Others, let's say, will take a loan or do an installment just to buy their wants, but again, this depends, as others will be signs of giving themselves as a gift for the hard work done, like that one. Even I don't buy fancy things, but I do drink occasionally, which is also a lot, but it is just giving myself a relaxing time.
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May 20, 2023, 04:35:11 AM
 #228

Your lifestyles is totally dependent on your spending habits ans it is not necessary that Rich spends more and poor spends less , some rich people are very cautious spenders rather than that they try to invest their money in some profitable project .
Sometimes poor and average income groups are more carers spenders they waste money on so called fun and drinking which results in loosing everything they had .

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May 20, 2023, 06:43:49 AM
 #229

Your lifestyles is totally dependent on your spending habits ans it is not necessary that Rich spends more and poor spends less , some rich people are very cautious spenders rather than that they try to invest their money in some profitable project .
Sometimes poor and average income groups are more carers spenders they waste money on so called fun and drinking which results in loosing everything they had .

Those who have low incomes or are still on average in life but are wasteful in terms of spending money, it is a sign that they do not have awareness within themselves so they prefer to release their boredom by having fun in just a moment. I think that kind of people will never be successful in their life because they don't see examples of rich people who still make savings when using money for their daily needs.

And people who usually always consider their lifestyle to be more luxurious will also find it difficult to be successful in their life unless the person is able to change their bad habits for the better. For example, like spending on everything excessively without taking into account how much he needs in life, this is a very bad habit that must be changed for the better so that he can think more rationally when shopping.

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May 20, 2023, 08:35:56 AM
 #230

Those who have low incomes or are still on average in life but are wasteful in terms of spending money, it is a sign that they do not have awareness within themselves so they prefer to release their boredom by having fun in just a moment. I think that kind of people will never be successful in their life because they don't see examples of rich people who still make savings when using money for their daily needs.
When it comes to lifestyle, we all understand that it comes with a price tag. The magnitude of the expenses incurred is commensurate with the prestige obtained. Lifestyle indeed holds significance, as it serves as a reward for one's efforts in earning money. It also contributes to our happiness and enthusiasm in our work.

The level of happiness differs for each individual. Even those who lead modest lives and possess average economic conditions feel a great sense of pride when they can purchase their coveted items with their hard-earned wages, no matter how meager they may be. I never wish to hinder the pursuit of happiness of others, as they deserve to attain it.

In the minds of those with simpler perspectives, it is no worse than a boss who is always driven by greed in their pursuit of money, sacrificing anything in its path. Some are willing to discard their families, friends, and loved ones solely for the sake of money. Ironically, that is profoundly contradictory.
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May 20, 2023, 09:08:55 AM
 #231


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

It depends what you feel comfortable with really. If they want to drink and eat away their money in a frivolous manner that is up to them. It can be better to enjoy many things when you're younger rather than over saving for retirement when your body aches and you cannot do as many things easily. It's a hard balance to find and it does feel like going out 4 times a week to eat is maybe too much, but it can depend on how much they are earning along with what the generally accepted behavior is where you live. In America it might be much more common to eat out and drink than Europe for example. As long as nobody is getting into financial trouble then just be at peace with what makes you happy.

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May 20, 2023, 12:08:59 PM
 #232

And people who usually always consider their lifestyle to be more luxurious will also find it difficult to be successful in their life unless the person is able to change their bad habits for the better. For example, like spending on everything excessively without taking into account how much he needs in life, this is a very bad habit that must be changed for the better so that he can think more rationally when shopping.

You are evaluating this from the point of view of a poor person, or a middle class who needs to save money in order to achieve any goal. But there are people whose incomes are much higher than the incomes that for the average person. Such people can afford much more, they can live in an expensive house and drive an expensive car, take frequent vacations, but still spend less than they earn. Constantly saving is also not a very interesting occupation, especially if in this way you can achieve wealth only in old age...

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June 04, 2023, 09:07:11 AM
 #233

Sounds like you and your friends have different approaches to drinking and socializing. While they enjoy frequent gatherings involving alcohol, you choose not to join due to your no-drinking habit and your commitment to prioritize your family. It's true that these gatherings can be quite expensive, consuming a significant portion of their monthly income. Whether it's a waste of money and time is subjective, depending on individual perspectives and priorities. As for how much one typically spends on such gatherings, it varies from person to person. It's ultimately up to you to decide what works best for you and your financial goals.
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July 22, 2023, 11:36:07 AM
 #234


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

Your friends lifestyle is considered to be wasteful because frequent drinking and dining gatherings can be costly and may not provide any meaningful benefits. With that it would affect his daily budget to sustain their daily needs and it would result to loaning of money. What you did is just right to turn down invitations because it would be just additional expenses on your part and you might ruin your budget. And I agree with you that we should think first on the welfare of our family. 

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July 22, 2023, 08:16:41 PM
 #235

You are evaluating this from the point of view of a poor person, or a middle class who needs to save money in order to achieve any goal. But there are people whose incomes are much higher than the incomes that for the average person. Such people can afford much more, they can live in an expensive house and drive an expensive car, take frequent vacations, but still spend less than they earn. Constantly saving is also not a very interesting occupation, especially if in this way you can achieve wealth only in old age...
When the people doesn’t have enough money for their monthly expenses,it may look like they doesn’t need to spend on additional expenses like social drinking and party.But this will help to get the contact of big business people,they may help us in starting some new business.The friends from rich families will have an attitude of helping their poor friends.Drinking alone not spoil your money,you should split your income based on the amount of money you received from the income.

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July 22, 2023, 08:28:48 PM
 #236


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Here's the thing. You can take it practically and suppose that these people are wasting their money away, which is true cause there's no reason why you should spend that much on stuff that wouldn't last you like food and drinks, and they do this on a regular basis too which is weird but whatever. In any case You can also see this as these people trying to enjoy their lives to the fullest. They prolly know that it's impractical, they most likely know that it's stupid too, but they are people who are having fun with each other's company and that alone, at least for me is already worth the money that they are spending. Perhaps it's not your cup of coffee my guy, but we can't shit on other people's way of living just because it's not up to our standards, just as they can't shit on yours cause that is how you want to live your life.

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July 22, 2023, 08:58:54 PM
 #237

You are evaluating this from the point of view of a poor person, or a middle class who needs to save money in order to achieve any goal. But there are people whose incomes are much higher than the incomes that for the average person. Such people can afford much more, they can live in an expensive house and drive an expensive car, take frequent vacations, but still spend less than they earn. Constantly saving is also not a very interesting occupation, especially if in this way you can achieve wealth only in old age...
When the people doesn’t have enough money for their monthly expenses,it may look like they doesn’t need to spend on additional expenses like social drinking and party.But this will help to get the contact of big business people,they may help us in starting some new business.The friends from rich families will have an attitude of helping their poor friends.Drinking alone not spoil your money,you should split your income based on the amount of money you received from the income.
Networking is good but on the other hand not everything can be done like that because there are some conditions where it is also not very useful and it will only be an option.
Looking for relationships is actually a lot of ways that can be done not just having a drink with some relatives or friends who have better conditions.
I think there is no need to force it when it is difficult even though it can still be done but when there are other ways that can be used why use this method.

Our conditions are difficult and don't add to the burden of difficulty for yourself just to build relationships in a way that actually can still be done with others.

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July 22, 2023, 11:29:06 PM
 #238

Networking is good but on the other hand not everything can be done like that because there are some conditions where it is also not very useful and it will only be an option.
Looking for relationships is actually a lot of ways that can be done not just having a drink with some relatives or friends who have better conditions.
I think there is no need to force it when it is difficult even though it can still be done but when there are other ways that can be used why use this method.

Our conditions are difficult and don't add to the burden of difficulty for yourself just to build relationships in a way that actually can still be done with others.
There are various ways to find relationships, although the majority think that we often meet them over coffee because at that time they have the opportunity to talk about important matters, including discussing business and other job opportunities.

Everyone has a different way of approaching their relationship but don't force them to follow their lifestyle, their cost of living is very expensive and the right solution must show your skills that are useful for the job needed then they will recruit you to work for their company.

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July 23, 2023, 07:10:14 AM
 #239

Your lifestyles is totally dependent on your spending habits ans it is not necessary that Rich spends more and poor spends less , some rich people are very cautious spenders rather than that they try to invest their money in some profitable project .
Sometimes poor and average income groups are more carers spenders they waste money on so called fun and drinking which results in loosing everything they had .

I agree, it's honestly more on the mindset. I know a lot of rich people who would rather focus on investing and keeping their money flowing, while there are those average to below average (poor) financial status people who are spending too much that their loans are piling up. Lifestyle is up to the mindset and attitude of an individual.

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July 23, 2023, 07:23:42 AM
 #240


Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.
Here's the thing. You can take it practically and suppose that these people are wasting their money away, which is true cause there's no reason why you should spend that much on stuff that wouldn't last you like food and drinks, and they do this on a regular basis too which is weird but whatever. In any case You can also see this as these people trying to enjoy their lives to the fullest. They prolly know that it's impractical, they most likely know that it's stupid too, but they are people who are having fun with each other's company and that alone, at least for me is already worth the money that they are spending. Perhaps it's not your cup of coffee my guy, but we can't shit on other people's way of living just because it's not up to our standards, just as they can't shit on yours cause that is how you want to live your life.

Exactly, there's no need to differentiate people or label them as "impractical" if that's the way of their living. It's like thinking of you're much better or you have more savings than them because you are not spending a lot on random things or pricey foods and coffees. Have you wondered why people could still afford to buy those things whenever they want? This means they afford to buy so why won't they spend their money on things that make them happy. Doesn't that the point of being rich or having enough money to some people? To afford things and enjoy life using their money? Because some lifestyle must be a waste but if you keep comparing yourself to others then why you're not rich and have you enjoyed your life for once?. Just live the way you want if you think that is good for you then go with it. Comparison is the worst in our mind to be honest.

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July 23, 2023, 07:41:38 AM
 #241

Your lifestyles is totally dependent on your spending habits ans it is not necessary that Rich spends more and poor spends less , some rich people are very cautious spenders rather than that they try to invest their money in some profitable project .
Sometimes poor and average income groups are more carers spenders they waste money on so called fun and drinking which results in loosing everything they had .

I agree, it's honestly more on the mindset. I know a lot of rich people who would rather focus on investing and keeping their money flowing, while there are those average to below average (poor) financial status people who are spending too much that their loans are piling up. Lifestyle is up to the mindset and attitude of an individual.
This also refers to the actual conditions. I often see why the perspectives of the rich and the poor are always different and most of this is due to a number of circumstances.
Like when we see many people who are in the lower strata sometimes they have a hedon lifestyle when compared to the rich people. This is not without reason, they want to try a group that they cannot get which makes them force their will by doing some unnecessary actions just because of their ego such as buying luxurious clothes or shopping not in accordance with their financial conditions.
Curiosity like this is what sometimes changes a person's mindset. Indeed, not all people whose living conditions are difficult or can be said to be poor are all like this but the average can be witnessed is like that.
I don't want to judge but this mindset is often encountered and it is indeed the reason that eventually comes out because they also have the desire to try to live as a rich person even if only for a day and the choice is wrong.

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July 23, 2023, 07:45:39 AM
 #242

Networking is good but on the other hand not everything can be done like that because there are some conditions where it is also not very useful and it will only be an option.
Looking for relationships is actually a lot of ways that can be done not just having a drink with some relatives or friends who have better conditions.
I think there is no need to force it when it is difficult even though it can still be done but when there are other ways that can be used why use this method.

Our conditions are difficult and don't add to the burden of difficulty for yourself just to build relationships in a way that actually can still be done with others.
There are various ways to find relationships, although the majority think that we often meet them over coffee because at that time they have the opportunity to talk about important matters, including discussing business and other job opportunities.

Everyone has a different way of approaching their relationship but don't force them to follow their lifestyle, their cost of living is very expensive and the right solution must show your skills that are useful for the job needed then they will recruit you to work for their company.
Like the point I said earlier, it's not wrong because we can still build relationships well, it's just that when there are other ways that are more efficient and more likely not to spend more, then finding other ways should be the right thing.
Indeed, in this case, everyone's perspective will have a lot of differences and I also will not emphasize that it is the wrong way, it's just that in conditions when we live in difficulties, we actually don't need to force ourselves to build relationships in a barbaric way because we have to think about the long term.
What needs to be considered is the right momentum and we also certainly build relationships not temporarily so in this case it is important to assess what is best to do.

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July 23, 2023, 01:57:57 PM
 #243

Always in moderation. All of us has its own lifestyle that some might needs a hepty amount of money. But as you did it excessively, i think its more one addiction, well yeah it will consider waste of time and money.

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July 23, 2023, 03:26:25 PM
 #244

Always in moderation. All of us has its own lifestyle that some might needs a hepty amount of money. But as you did it excessively, i think its more one addiction, well yeah it will consider waste of time and money.
Addictions that are not on a positive trajectory may end up being a waste of time and money. But if you are addicted to good things, I don't think any time will be wasted like in the work example. Because those who are addicted to continuing to work will definitely get very good rewards for themselves even though everyone also has their own style of working in life. But if the addiction you are referring to is for something that is not good, it is clear that the time and money they use will be wasted which in the end they will find it difficult in their own life.

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