Is some certain lifestyle a waste of money and time ?

[karmamiu]

we are working to earn money, we are living to earn happiness , in which i mean? work and Enjoy that is what life means .

 there are so many people that trying to earn money and bank their funds and when they grow old so as being ready but the problem is when they turn into right ages to enjoy? in this time is really short and they die without even compeltely enjoying their fruits.


I would rather work now and enjoy  my lifestyle than dying with my money that I never enjoyed.
.
but of course we must not spend too much , and learn to bank some.

I like your lifestyle, we try our best, work hard, we should enjoy our achievements. Excessive saving and dying leaving that money for the next generation is a waste. I mean, if I can work for money, I want my kids to be like me. I don't like them relying on inheritance and being lazy. Life is working and earning your own money, that's a life worth living.

that's very appropriate, enjoying life after being tired of working is a form of appreciating yourself who has struggled to get what you have got in life.
I agree that spending a little money on lifestyle is not a waste as long as it is still in a reasonable category after we cover a little savings or investment for the future.

I also live like that, spending the money I earn to make myself happy and keep thinking about the future, building a business for the future, long-term investing, and saving a little for an emergency fund in an unexpected life.

We all know that someday we will pay the price of what hobbies or addiction we borrowed, but in the meantime, it's not bad to enjoy life for a moment and unwind. Life is very short and in a blink of an eye it can end sooner than you expected which is also why I have to agree with you guys saying it's not all the time beneficial for someone to bank their moneys while almost torturing their self to the point of no longer living but only working. I believe banking is still and option for you to save while you are still planning for the next move, but what's more important is how you will move from there and not only getting stucked at banking.

[irsykes]

that's right, everyone has their own happiness even though it doesn't have to be a large amount of money to look elegant. while still alive and have enough money no one forbids it for their own interests. and what often happens, we see from around the environment that it doesn't match what we think. it could be the other way around, of course everyone has control with adjustments

[Wildwest]

for me if the life we ​​lead is as long as this is just for spree is a big mistake, because gathering with friends just to drink alcohol there is something that is not good and for sure we will spend a lot of money and our togetherness there is not something positive, for example designing a business that you want we develop it together, but if our association is in a place to talk about important matters it is very good because when we are together there will definitely be many new ideas that will be born so this is very important for us personally, even though when we are together it will cost a little money but if it is useful I will not care, and for me the lives of your friends are just a waste of time and are not useful and at this time there is so much that we find and in the end everything is just in vain.

[Twentyonepaylots]

we are working to earn money, we are living to earn happiness , in which i mean? work and Enjoy that is what life means .

 there are so many people that trying to earn money and bank their funds and when they grow old so as being ready but the problem is when they turn into right ages to enjoy? in this time is really short and they die without even compeltely enjoying their fruits.


I would rather work now and enjoy  my lifestyle than dying with my money that I never enjoyed.
.
but of course we must not spend too much , and learn to bank some.

I like your lifestyle, we try our best, work hard, we should enjoy our achievements. Excessive saving and dying leaving that money for the next generation is a waste. I mean, if I can work for money, I want my kids to be like me. I don't like them relying on inheritance and being lazy. Life is working and earning your own money, that's a life worth living.

that's very appropriate, enjoying life after being tired of working is a form of appreciating yourself who has struggled to get what you have got in life.
I agree that spending a little money on lifestyle is not a waste as long as it is still in a reasonable category after we cover a little savings or investment for the future.

I also live like that, spending the money I earn to make myself happy and keep thinking about the future, building a business for the future, long-term investing, and saving a little for an emergency fund in an unexpected life.

We all know that someday we will pay the price of what hobbies or addiction we borrowed, but in the meantime, it's not bad to enjoy life for a moment and unwind. Life is very short and in a blink of an eye it can end sooner than you expected which is also why I have to agree with you guys saying it's not all the time beneficial for someone to bank their moneys while almost torturing their self to the point of no longer living but only working. I believe banking is still and option for you to save while you are still planning for the next move, but what's more important is how you will move from there and not only getting stucked at banking.

Although it is okay to enjoy the life today regardless of your actions, it is still smart to consider how greatly it could affect your life in the future. Yes, it is not bad to enjoy the things that we work hard today but always consider that you just go within the budget that you can afford to spend. For me, it is a necessity for a human to treat himself for the things that he accomplished since it would help you keep moving forward to a better version of yourself in the future. Also, about savings, indeed, we should not be addicted to saving that we do not make ourselves enjoy the money that we earned. Better financial planning is what it all takes so that you can be financially secured and stable after it.

[bettercrypto]

If your friends are just happy go lucky people we can say that they are just wasting money even though it is their money. But it also depends if they belong to a rich family, but if they are in a middle class family or just poor I could say that it's really just a way of time.

        So as far as I can see, what you are doing is right, and you are a responsible father in the family, you appreciate those you work hard for and you are also doing the right thing in being a responsible husband to your children.

[YinShuiSiYuan]

Some people just want to enjoy their life and for that they do whatever it takes, uses all their money on vacations , partying and stuff and eventually ends up being broke. 
So yes a  certain lifestyle do waste your money.   

[xSkylarx]

Some people just want to enjoy their life and for that they do whatever it takes, uses all their money on vacations , partying and stuff and eventually ends up being broke. 
So yes a  certain lifestyle do waste your money.   

Unless you are earning a lot of money then you can do that lifestyle or any lifestyle you want , like those people that has already savings, they earn more than spent it so that's they do, they relax and live the life into fullest but like us that are only earning enough so we can only do is save and if we do have some extra we can relax but if we don't then it would be waste of money and time.

[Inwestour]

Unless you are earning a lot of money then you can do that lifestyle or any lifestyle you want , like those people that has already savings, they earn more than spent it so that's they do, they relax and live the life into fullest but like us that are only earning enough so we can only do is save and if we do have some extra we can relax but if we don't then it would be waste of money and time.

The balance between work and leisure is very important, if we have not inherited wealth from our parents, then we will have to work to provide for our family with everything we need. But this does not mean that we need to do work that we do not like, or work too much to the detriment of us.

You can find a balance in everything, I don’t want to say that it’s easy to do, I want to say that it’s possible to do it and you need to strive for it. I had to work at different jobs with different bosses, so I have enough experience to draw conclusions. You should not stay at a job that you do not like for a single day, as soon as you realize that you are not comfortable, leaving.

It's better to do a job you like and save less than to get paid a lot but spend the whole day at a terrible job with people you don't like. And when you live in pleasure, then new opportunities will appear for making money.

[nesty]

Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

It is clear on your statement that your friends has a high cost of living standards. It is good that you turned down their invitation to go out because it is not practical to spend 1/5 of your income in socialization. Even me i will turn the invitation down, I would rather prioritize my family over them. You can still be friends with them by means of talking and sharing infos. It is important that you know your priorities. I guess with the lifestyle of your friends they are facing debts now because they spend beyond their needs. Soon they will realize that they should live within their budget.

[odunybiz]

Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

Anything you do in life that is in excess is bad. Ones fun lifestyle shouldn't take more than ¹/10 of your monthly income. If it is more than that then such person is moving to suffering and poverty in is old age. I too drink and have fun but to the minimum. I gamble also to the minimum.

[AmoreJaz]

Unless you are earning a lot of money then you can do that lifestyle or any lifestyle you want , like those people that has already savings, they earn more than spent it so that's they do, they relax and live the life into fullest but like us that are only earning enough so we can only do is save and if we do have some extra we can relax but if we don't then it would be waste of money and time.

The balance between work and leisure is very important, if we have not inherited wealth from our parents, then we will have to work to provide for our family with everything we need. But this does not mean that we need to do work that we do not like, or work too much to the detriment of us.

You can find a balance in everything, I don’t want to say that it’s easy to do, I want to say that it’s possible to do it and you need to strive for it. I had to work at different jobs with different bosses, so I have enough experience to draw conclusions. You should not stay at a job that you do not like for a single day, as soon as you realize that you are not comfortable, leaving.

It's better to do a job you like and save less than to get paid a lot but spend the whole day at a terrible job with people you don't like. And when you live in pleasure, then new opportunities will appear for making money.

but of course before you leave, you have something in mind where to go to already or where to work. because leaving prematurely would give you so much headache as you may encounter financial problems. so if you don't have a new job yet, better sacrifice for a bit up until you have good assurance of another job.you may not want to go to work, but just think of financial difficulties you will face if you will leave without alternatives.

[JeffBrad12]

Some people just want to enjoy their life and for that they do whatever it takes, uses all their money on vacations , partying and stuff and eventually ends up being broke.  
So yes a  certain lifestyle do waste your money.  

actually doing that is okay, but the thing with most of the people are they don't have that sense of limit in spending their money with doing all that stuff, their repulsive will of spending all their money while certainly thinks that they always could make that money again in the future is what makes them more consumtive, most destructive living style i've seen is buying some luxuries stuff like just because of brands, so many so called rich are living this life nowadays but that's okay if they have good source of income that's consistent and also massive, for average people, it's definitely gonna drain them out of their money in no time, that's what truly destrutive and waste of money a lifestyle could be.

[smile1218]

Here is what happens to my friends and me and I am sure this is a reflection on different financial values and life attitude in general. Well, I don't drink any alchohol while a few friends of mine love drinking very much. They would gather to have dinner/drink almost every day(at least four times a week). I am often invited but due to my no-drinking habit, I usually turn the invitation down. We are all family men but they are a few years older than me. Their children are much older than my kid so probably they don't need their fathers' attention and time. I always put my family first so this is also one of the reasons I don't join them that frequently. Financially, every gathering meal/drinking is not cheap because it involves a lot of drinks and dishes. The average cost of such dinner/drinking is equivalent to 1/5 the average monthly income in the city where we live. So every month, the cost for these "gatherings" consumes all the income that a man can earn for months. This is considered a huge waste of money in many people's eyes cause most people don't earn much. Although I don't drink, occasionally I will treat them and pay the bills for the guesture of friendliness. Do you think my friends' lifestyle is a waste of money and time ? How much do you spend on such gatherings on average ? Please let me know.

That is right prioritize first your family and do not go with the flow on the expenses that your friends are doing. It is not practical do waste money on unimportant lifestyle. We need to prioritize first your spending and if you have extra you can set budget for social gatherings. If your friends really wanting to go out with you, try to find much cheaper alternatives with your friends, you can try a potluck dinner instead of going out to eat. It would depend on you on how much are you willing to spend on such gatherings. It is important to set a budget and prioritize first your family's daily needs.

[YUriy1991]

That is right prioritize first your family and do not go with the flow on the expenses that your friends are doing. It is not practical do waste money on unimportant lifestyle. We need to prioritize first your spending and if you have extra you can set budget for social gatherings. If your friends really wanting to go out with you, try to find much cheaper alternatives with your friends, you can try a potluck dinner instead of going out to eat. It would depend on you on how much are you willing to spend on such gatherings. It is important to set a budget and prioritize first your family's daily needs.

It's true and more mature. I think in terms of maintaining a balance between social needs and financial obligations. Anyone here, I think, basic needs such as food, clothing, housing and family health are the No. 1 priority scale that must be met and prioritized. For the idea you say of looking for a cheaper alternative it's a good idea to strike a balance between meeting daily needs and enjoying social gatherings.

[xSkylarx]

Unless you are earning a lot of money then you can do that lifestyle or any lifestyle you want , like those people that has already savings, they earn more than spent it so that's they do, they relax and live the life into fullest but like us that are only earning enough so we can only do is save and if we do have some extra we can relax but if we don't then it would be waste of money and time.

The balance between work and leisure is very important, if we have not inherited wealth from our parents, then we will have to work to provide for our family with everything we need. But this does not mean that we need to do work that we do not like, or work too much to the detriment of us.

You can find a balance in everything, I don’t want to say that it’s easy to do, I want to say that it’s possible to do it and you need to strive for it. I had to work at different jobs with different bosses, so I have enough experience to draw conclusions. You should not stay at a job that you do not like for a single day, as soon as you realize that you are not comfortable, leaving.

It's better to do a job you like and save less than to get paid a lot but spend the whole day at a terrible job with people you don't like. And when you live in pleasure, then new opportunities will appear for making money.

but of course before you leave, you have something in mind where to go to already or where to work. because leaving prematurely would give you so much headache as you may encounter financial problems. so if you don't have a new job yet, better sacrifice for a bit up until you have good assurance of another job.you may not want to go to work, but just think of financial difficulties you will face if you will leave without alternatives.

as others said prepare for worse like dont think the good side, think the bad side and how to survive so that you are prepared like what you've said if you plan to resign and you've just thinking that your job is worse but you haven't think off what you will do if you you lose your job and what you will spend if you dont have income just like that. Having prepared or thinking carefully whats your next move is best and being prepared is really best.

[bbigtart]

Everyone has a way to enjoy life. Some people choose to spend their money their way like the OP's story, but I think it's still a long term consideration. Your friend may be focused on instant pleasure and gratification, without thinking about future financial consequences. Such a lifestyle can cause them to quickly spend all their money and eventually face financial problems. And we also need to know that sometimes lifestyle is a waste of time without us realizing it.

Even though we want to live like that, we need to set priorities and use money as we wish, because we have to have a balance between enjoying life and planning our future finances. Spending money recklessly without having savings or a clear financial plan can have a negative impact on long-term financial stability.

Advice to your best friend to adopt a balanced approach to lifestyle and financial management. This includes setting a rational budget, setting aside some income for savings and investments and making future financial plans that can help achieve larger financial goals. If you have succeeded, then just enjoy life now without sacrificing financial stability in the future.

[G_Besar]

It's true and more mature. I think in terms of maintaining a balance between social needs and financial obligations. Anyone here, I think, basic needs such as food, clothing, housing and family health are the No. 1 priority scale that must be met and prioritized. For the idea you say of looking for a cheaper alternative it's a good idea to strike a balance between meeting daily needs and enjoying social gatherings.

The needs that you express are very important needs for everyone in their lives so not all of them also need to find cheap alternatives to some of these things. For example in food and health, if we often use cheap alternatives to these two things, I think it will also be very risky for people who do it because food is something that needs to be taken care of.

Likewise with health where it must also be maintained so that it always requires a more appropriate alternative even though it is not cheap enough, although in general cheap alternatives can also help to ease a person's burden in meeting their needs in life, but what needs to be known here is that this is not always the case. can be the right solution when it is aimed at very important things like health and food.

[Lorence.xD]

It's true and more mature. I think in terms of maintaining a balance between social needs and financial obligations. Anyone here, I think, basic needs such as food, clothing, housing and family health are the No. 1 priority scale that must be met and prioritized. For the idea you say of looking for a cheaper alternative it's a good idea to strike a balance between meeting daily needs and enjoying social gatherings.

The needs that you express are very important needs for everyone in their lives so not all of them also need to find cheap alternatives to some of these things. For example in food and health, if we often use cheap alternatives to these two things, I think it will also be very risky for people who do it because food is something that needs to be taken care of.

Likewise with health where it must also be maintained so that it always requires a more appropriate alternative even though it is not cheap enough, although in general cheap alternatives can also help to ease a person's burden in meeting their needs in life, but what needs to be known here is that this is not always the case. can be the right solution when it is aimed at very important things like health and food.

Finding an alternative cheap products which gives the same quality is actually give you more savings. Of course when it comes to food and health you'll need to know that some pricey products are indeed expensive due to it tackles about to our physical health. Like you have a headache and you put some mint oil just to give you a temporary convenience since it's more cheaper right? But it won't fade if you don't use the pills that are recommended base on your concerns. But products that are like accessories could be use for alternative for you to save money if they give the same quality.

[ShowOff]

actually doing that is okay, but the thing with most of the people are they don't have that sense of limit in spending their money with doing all that stuff, their repulsive will of spending all their money while certainly thinks that they always could make that money again in the future is what makes them more consumtive, most destructive living style i've seen is buying some luxuries stuff like just because of brands, so many so called rich are living this life nowadays but that's okay if they have good source of income that's consistent and also massive, for average people, it's definitely gonna drain them out of their money in no time, that's what truly destrutive and waste of money a lifestyle could be.

Prestige is expensive and must be very consumptive. I don't think the lifestyle has to be all about being fashionable and wearing only brand name things, but that mindset is just about me being disgusted by others who have a good source of income.

It all really depends on the source of income, if that's fine then I think it's fine to have a lavish lifestyle for as long as that's what they need. The problem is that when his lifestyle exceeds the limits of financial means, it has become the worst thing which basically anyone should avoid. A lifestyle of wasting money, I don't think so because it's very subjective for those who have strong financial power.

[Cling18]

actually doing that is okay, but the thing with most of the people are they don't have that sense of limit in spending their money with doing all that stuff, their repulsive will of spending all their money while certainly thinks that they always could make that money again in the future is what makes them more consumtive, most destructive living style i've seen is buying some luxuries stuff like just because of brands, so many so called rich are living this life nowadays but that's okay if they have good source of income that's consistent and also massive, for average people, it's definitely gonna drain them out of their money in no time, that's what truly destrutive and waste of money a lifestyle could be.

Prestige is expensive and must be very consumptive. I don't think the lifestyle has to be all about being fashionable and wearing only brand name things, but that mindset is just about me being disgusted by others who have a good source of income.

It all really depends on the source of income, if that's fine then I think it's fine to have a lavish lifestyle for as long as that's what they need. The problem is that when his lifestyle exceeds the limits of financial means, it has become the worst thing which basically anyone should avoid. A lifestyle of wasting money, I don't think so because it's very subjective for those who have strong financial power.

When we make the decision to settle down and start a family, our family should come first. Regardless of how much money we make, we need to stop spending excessively on our wants and instead start making good plans for them. Going out with our friends occasionally is acceptable, but we should be aware of our boundaries and, to the greatest extent possible, discipline ourselves. Spending our money carelessly is the same as wasting all of our hard work and effort. In the end, we'll feel unfulfilled, which we might come to regret. Spending or making unnecessary purchases must be subordinated to saving and investing. Keeping our eyes forward is important; we shouldn't merely aim for momentary bliss.