Call_Me_Guru
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May 28, 2023, 04:52:26 PM Merited by fillippone (1) |
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Bitcoin is a type of investment, we know besides other types of investment. And many people who are familiar with Bitcoin will choose to save their money in Bitcoin, but they also save their money in the bank to make ends meet and for sudden needs.
The bank is a place to save money and not to invest even though it has investment products too, when you actually deposit those money under fixed deposit.
Every of them can be considered as investment but the bitcoin investment outshines the bank investment. Bank investment will give you little return after gaining so much from your money but bitcoin will not use your money for anything and again give you return in multiple. The investment is good when we understand them and bitcoin is to be invested at the proper time. The proper time is the time that the value is low not the time that is high and that will put anyone in trouble. Investing and letting the investment spend many years is a good plan for bitcoin and might have given you more than 100 times of what the bank will offer you.
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BVeyron
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May 28, 2023, 08:40:06 PM |
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I believe bitcoin and banks are well renounced investment platforms but many people prefer bitcoin investment despite is very risky because of high demands and rising price interest and banks on the other hand saves millions of people finances all over the world yet their investment interest is very small but less risky than bitcoin. Which do you preferred your money to be save in as investment? Bitcoin or bank! What's your reason?
Banks and cryptocurrencies actually face the same problems. This happens because fiats are digital too. So they both need same things: privacy, security, good online services and good support facilities. So banking networks and cryptocurrency dev teams (along with miners) deal with similar troubles.
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ektotanes
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May 28, 2023, 08:51:32 PM |
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People choose bitcoin over banks because they don't want to trust their money to other people, they want to have full control over their funds. I choose Bitcoin.
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Kaliandra
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May 29, 2023, 06:15:27 AM |
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People choose bitcoin over banks because they don't want to trust their money to other people, they want to have full control over their funds. I choose Bitcoin.
your opinion makes sense too, yes it is like that friend ,, because investing in btc is very fun and will also have the potential to get big profits, but investing in btc can of course have the potential for loss if we get panicked and sell it in a bear market situation, or need funds for medical expenses and sell it in a bear market. I think if you choose to invest in btc it is a good thing as long as you are ready to take risks.
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Oasisman
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May 29, 2023, 06:42:28 AM |
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Which do you preferred your money to be save in as investment? Bitcoin or bank! What's your reason?
I'd rather have my money invested into real estate to avoid my money from lossing it's purchasing power. Banks only have like small percentage in year interest but the rapid inflations are making it worthless. Buying properties and consider it as your savings is much safer than putting money in the bank. Nobody's gonna take it away from you and your property's value will increase as time passes way higher than what the bank offers. So, I prefer real estate and bitcoin as an option to save my money.
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Mauser
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May 29, 2023, 07:34:34 AM |
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I believe bitcoin and banks are well renounced investment platforms but many people prefer bitcoin investment despite is very risky because of high demands and rising price interest and banks on the other hand saves millions of people finances all over the world yet their investment interest is very small but less risky than bitcoin. Which do you preferred your money to be save in as investment? Bitcoin or bank! What's your reason?
That depends on what you are looking for to do with the money you saving. Do you have a fixed goal in mind like buying an apartment or new car? Or do you just want to save money? In my opinion crypto investments offer a lot of benefits, but so do other investments. By banking investment I think you mean buying stocks, or is it just a savings account? Saving money at the bank for 2-3% interest makes not sense at the moment, because the inflation rate is much higher and you are only losing value. I would always prefer to save money in crypto currencies than in an ordinary savings accounts at the bank. When it comes to stocks it's something else because they can make much higher returns. The big benefits for me come from the dividends we can earn with good stocks. With crypto currencies we don't earn any income while holding them, but with stocks we can get 3-6% return per year by holding them. This of course means you are using money that you don't need short term and where you won't feel bad if there are some 10-20% swings in the prices. As long as you are not forced into selling the assets at unfavourable prices you have no problem and can wait for prices to recover to sell again.
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ancafe
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May 29, 2023, 08:05:40 AM |
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Until now I haven't seen banks completely abandoned by people, even those of us who are already active in bitcoin still need banks as a means of converting bitcoin to fiat. So, at this stage banks are still needed, not just me and maybe many people. I believe bitcoin and banks are well renounced investment platforms but many people prefer bitcoin investment despite is very risky because of high demands and rising price interest and banks on the other hand saves millions of people finances all over the world yet their investment interest is very small but less risky than bitcoin. Which do you preferred your money to be save in as investment? Bitcoin or bank! What's your reason?
Bitcoins and banks are not investment platforms but banks where people deposit money whereas bitcoin is a decentralized digital currency. What is meant by a bank that saves millions of people around the world? Banks are no less risky than bitcoin and there is no guarantee that when the bank goes bankrupt your money will be returned. If you want to be more honest about saving money, it's better to use the previous people's pattern, where they buy gold instead of saving money in the bank. But when you know how to invest properly in bitcoin, it's also not wrong to put money in bitcoin even though the price of bitcoin always fluctuates.
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ethereumhunter
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May 29, 2023, 09:42:07 AM |
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Which do you preferred your money to be save in as investment? Bitcoin or bank! What's your reason?
Of course, I prefer to save my money as an investment in bitcoin because owning it means I have a greater chance of getting big profits, especially with the possibility that the price of bitcoin will increase. That means if I can collect or save my money in bitcoins, I can get the benefits later. I don't like to keep money as an investment in a bank because the interest is very low and it's not worth it. Especially now that bank interest has decreased so much that bank deposits cannot be used as a place to grow money. That's why I prefer to save money in bitcoin.
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Porfirii
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May 29, 2023, 09:49:51 AM |
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I use the bank to keep my savings for emergencies as well as my daily necessities. I never thought of depositing a large sum of money in the bank to receive the meager interest they paid us. Meanwhile, I use bitcoin as a long-term investment for the future, although bitcoin is riskier than other assets but with the return it can provide, I think it's worth the trade-off.
If you are not a risk taker and can't take risks, don't invest in bitcoin but don't put all your money in the bank, try with stable assets like gold. On the contrary, you can take risks, like thrills like riding a roller coaster to find with bigger profits then bitcoin what you need.
This is a good advice. You should invest according to your circumstances (personal, economic...). If we knew the OP's needs and motivations we could recommend investing in Bitcoin over banking or viceversa, but as he only asks for our thoughts, I have some savings and the money I need to pay bills, while a part of my savings that I could afford to lose is invested in cryptos for dear life. I suppose that in my case I have a riskier profile than most people out there, but not here in this forum.
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aoluain
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May 29, 2023, 09:55:22 AM |
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Saving money in a bank is nonsensical! the money you put in is like a "block of ice" melting away in your back garden as quoted by Michael Saylor!
Even in Europe with the interest rates being increased 4 or 5 times this year so far, banks are passing those increases on to their loans and mortgages but not or not fully to deposits.
While the banks advertise to get your money and make it sound like they do you a favour they really only suit themselves.
Bitcoin is a very sound alternative to bank deposits/savings,.
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▀▀▀▀▀▀▀██████▄▄ ████████████████ ▀▀▀▀█████▀▀▀█████ ████████▌███▐████ ▄▄▄▄█████▄▄▄█████ ████████████████ ▄▄▄▄▄▄▄██████▀▀ | LLBIT | | | 4,000+ GAMES███████████████████ ██████████▀▄▀▀▀████ ████████▀▄▀██░░░███ ██████▀▄███▄▀█▄▄▄██ ███▀▀▀▀▀▀█▀▀▀▀▀▀███ ██░░░░░░░░█░░░░░░██ ██▄░░░░░░░█░░░░░▄██ ███▄░░░░▄█▄▄▄▄▄████ ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ | █████████ ▀████████ ░░▀██████ ░░░░▀████ ░░░░░░███ ▄░░░░░███ ▀█▄▄▄████ ░░▀▀█████ ▀▀▀▀▀▀▀▀▀ | █████████ ░░░▀▀████ ██▄▄▀░███ █░░█▄░░██ ░████▀▀██ █░░█▀░░██ ██▀▀▄░███ ░░░▄▄████ ▀▀▀▀▀▀▀▀▀ |
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blockman
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May 29, 2023, 10:44:14 AM |
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Until now I haven't seen banks completely abandoned by people, even those of us who are already active in bitcoin still need banks as a means of converting bitcoin to fiat.
It is because their confidence is never gone on them. They're backed up by the government and the central bank and that's why even if there's Bitcoin and another monetary system that shall be liked by many people, still, they're there and they can't just be gone and their main purpose is to circulate the money in the economy. And when people talk about savings, the very first thing that comes to everyone's mind is about saving in the bank. So, at this stage banks are still needed, not just me and maybe many people.
Even for the corporations, they're borrowing money in the bank and it's easy for them to take loans because the banks know that the money that will be lent to them will generate money.
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MoonOfLife
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May 29, 2023, 11:05:19 AM |
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Bitcoin is a type of investment, we know besides other types of investment. And many people who are familiar with Bitcoin will choose to save their money in Bitcoin, but they also save their money in the bank to make ends meet and for sudden needs.
The bank is a place to save money and not to invest even though it has investment products too, when you actually deposit those money under fixed deposit.
Every of them can be considered as investment but the bitcoin investment outshines the bank investment. Bank investment will give you little return after gaining so much from your money but bitcoin will not use your money for anything and again give you return in multiple. The investment is good when we understand them and bitcoin is to be invested at the proper time. The proper time is the time that the value is low not the time that is high and that will put anyone in trouble. Investing and letting the investment spend many years is a good plan for bitcoin and might have given you more than 100 times of what the bank will offer you. The high return comes with high risk, I agree with you that investing in bitcoin is hundreds, thousands of times more profitable than bank products. But there is no such thing as a safe, high return, and bitcoin is one of the riskiest assets today because of its volatility and lack of widespread recognition. But many people enjoy that volatility and unpopularity and have taken advantage of it to make huge profits that no other asset can.
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Agbe
Legendary
Online
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"Crypto Casino and Sportsbook"
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May 29, 2023, 11:59:32 AM |
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Bank has been existing before bitcoin came to an existence. So the investment in bank is still have more quantity than bitcoin but the investment in bitcoin is more quality than bitcoin. People prefer bitcoin to Banks because banks do not give out profit to clients or customers unless you are doing some special business with them before they can give you profit at the end the agreed times but bitcoin gives you profit at the bull market time. Why banks are less risk than bitcoin is because it is a centralized system in which they into assurance company which recover most of their lost from there. While bitcoin is a decentralized system that anyone who come into it control their funds by themselves.
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summonerrk
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May 29, 2023, 12:06:22 PM |
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The bank is absolutely not a reliable structure. You are essentially giving money to a third party. This is the same as giving a secret phrase from a bitcoin wallet to a complete stranger. The one who wears a suit and smiles, but at any moment can deprive you of this money. Obviously, the best solution would be to store cryptocurrency on a reliable wallet like a Ledger. And then your funds will always remain only yours.
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| . .Duelbits. | │ | | │ | ▄▄█▄▄░░▄▄█▄▄░░▄▄█▄▄ ███░░░░███░░░░███ ▀░░░▀░░▀░░░▀░░▀░░░▀ ▄░░░░░░░░░░░░ ▀██████████ ░░░░░███░░░░▀ ░░█░░░███▄█░░░█ ░░██▌░░███░▀░░██▌ ░█░██░░███░░░█░██ ░█▀▀▀█▌░███░░█▀▀▀█▌ ▄█▄░░░██▄███▄█▄░░▄██▄ ▄███▄ ░░░░▀██▄▀ | . REGIONAL SPONSOR | | ███▀██▀███▀█▀▀▀▀██▀▀▀██ ██░▀░██░█░███░▀██░███▄█ █▄███▄██▄████▄████▄▄▄██ ██▀ ▀███▀▀░▀██▀▀▀██████ ███▄███░▄▀██████▀█▀█▀▀█ ████▀▀██▄▀█████▄█▀███▄█ ███▄▄▄████████▄█▄▀█████ ███▀▀▀████████████▄▀███ ███▄░▄█▀▀▀██████▀▀▀▄███ ███████▄██▄▌████▀▀█████ ▀██▄███▀██▄█▄▄▄██▄████▀ ▀▀██████████▄▄███▀▀ ▀▀▀▀█▀▀▀▀ | . EUROPEAN BETTING PARTNER | |
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posi
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May 29, 2023, 12:41:18 PM |
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The bank is absolutely not a reliable structure. You are essentially giving money to a third party. This is the same as giving a secret phrase from a bitcoin wallet to a complete stranger. The one who wears a suit and smiles, but at any moment can deprive you of this money. Obviously, the best solution would be to store cryptocurrency on a reliable wallet like a Ledger. And then your funds will always remain only yours. Everything is at risk, mate. Storing assets with cryptocurrencies also comes with risks, and its volatility and uncertain future will also cost us if we rely too much on them. Not to mention the risks such as hacker attacks, loss of seed Phrase, and the possibility of recovering assets are almost zero if we make a small mistake. It can be said that nothing is safe, and each has its advantages and disadvantages. My way is to split my assets and put them in different assets, this way, I am safe so far. If something goes wrong, I will only lose a fraction of it, unlike others who will lose it all by depositing all their assets in a bank or storing it all in bitcoins.
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Pandji02
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May 29, 2023, 12:59:42 PM |
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I have both, but I have way more Bitcoin. It's good to have options, but I trust Bitcoin more in a lot of ways.
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GideonGono
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May 29, 2023, 01:21:38 PM |
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I believe bitcoin and banks are well renounced investment platforms but many people prefer bitcoin investment despite is very risky because of high demands and rising price interest and banks on the other hand saves millions of people finances all over the world yet their investment interest is very small but less risky than bitcoin. Which do you preferred your money to be save in as investment? Bitcoin or bank! What's your reason?
I would choose Bitcoin over Bank when it comes to investment. I hold my own asset and have my own control over Bitcoin, yes it is risky that is why we have to manage it well and we could always cut loss when needed. We could easily get the amount that we would earn in a year of investment in banks in a shorter spam of time in cryptocurrency, I know that it is riskier than banks but we choose to invest in order to earn money not to just let our money sleep in it.
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Ricardo11
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May 29, 2023, 03:13:47 PM |
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Currently, most banks have started reducing interest rates on deposits, some banks have even interest reduced them. At present no bank will give more than 6 percent interest. So I think it's better to invest in your Bitcoin. Investing money in Bitcoin allows you to control your money in any situation. You can save money in the bank, but the bank is not suitable for investment. Remember one thing, the bigger the risk, the bigger the reward. If you don't want to take risk and want to make a small profit, you can keep money in the bank. The risk in Bitcoin is high so the profit in Bitcoin is high. If you want to earn big in the future, you must take risks. I think the value of Bitcoin will increase a lot in the near future. And many Bitcoin experts think that Bitcoin will become the new ATH by 2024-2025. So I think investing in bitcoins will give you better returns in future rather than investing in banks.
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Games.Bitcoin
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May 29, 2023, 05:26:55 PM |
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Deciding between investing in Bitcoin or traditional banking options is a complex decision that depends on various factors. Bitcoin, as a cryptocurrency, offers potential high returns but is also associated with higher volatility and risks. It operates independently of traditional banking systems and provides decentralized transactions. On the other hand, traditional banking investments, such as savings accounts or certificates of deposit, tend to be more stable and secure but offer lower potential returns. Ultimately, the choice between Bitcoin and banking investments should be based on an individual's risk tolerance, investment goals, and understanding of the respective markets. Diversification may be a prudent strategy, combining the stability of banking investments with the potential growth of cryptocurrencies like Bitcoin. It is crucial to conduct thorough research, seek professional advice, and carefully assess personal financial circumstances before making any investment decisions.
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imamusma
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May 29, 2023, 05:37:35 PM |
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Which do you preferred your money to be save in as investment? Bitcoin or bank! What's your reason? Most of them will surely answer they will keep their money in bitcoins, but did you know that many of them also keep it in altcoin, fiat, other physical investment assets even if they say bitcoin. Some people lie about where their investment assets are, it's unnecessary for whatever reason. So far my investment assets are divided into several parts, but not on altcoin but on bitcoin and several other physical investments. I tend to no longer trust banks and their investment products because I'm starting to realize that the interest they offer is not worth it with what I should be getting. I have gold, land and bitcoin as investment assets and I have been diversifying them all the time.
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