Who is to be blamed, the gambler or the betting agent

[Wiwo]

A situation occurred today in my locality,  I have some guys working for me today and suddenly I hard them battling with an issues and when I get close to them to know what exactly the problem is,  and I asked the guy who look strange to me since I am meeting him for the first time and not a worker on the site what his business and why he is distracting the workers from work.

Then the guy narrated his case to be and he said,  that one of the workers came to his betting shop the yesterday to play some visual,  that at first the guy came with ₦‎1,000 in my local currency to make the bets and along the line, he existed the balance but as a regular customer,  the agent decided to allow him at further on credits and in all he accumulated a total debt of ₦‎8,000 because he lost all the bets and since that yesterday he has been on the run from the gambling agent until he traced him to the site today.

So when I wanted to judge the case and possible settlement,  I query the casino agent how can you allow a customer to gamble on credit to the tune of 8k Knowing fully well that the gambler only has a 1k balance which already existed?

Also what is the probability that the gambler will ever return after owning such debt in the betting shops,  note the gambler's daily pay is 2k as a helper on the site,  so he has to work for 4 days to be able to meet that debt that is if he doesn't make any other expenses.

Question is:

What is the possibility of the betting agent getting his money soon/considering the gambler's low-income earnings?

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[Oshosondy]

What is the possibility of the betting agent getting his money soon/considering the gambler's low-income earnings?

He do not know the work of a betting agent. Betting agent do not borrow people money to bet. He will know this if he has been in the business for long. Football or other sport virtual matches takes less than 15 to 30 seconds from start to to the end and it can make someone to bet further before he realizes that his money has been exhausted.

[Strongkored]

By making installment adjustments in my opinion, how much is his ability in one installment and asking him to do it until it is paid off, if the player still cannot pay his debt then it is the fault of the betting agent because he is greedy enough to let his customer gamble more than the financial capacity that the customer has, it becomes the thing that can be when a person becomes greedy because it will benefit him so when the reality is the opposite then that is a risk he has to accept because it also leads someone to gamble more than their means.

[romero121]

The worker at your sight will settle the betting shop owner, if that's the only Shop available in that locality for gambling needs. The gambler is addicted, if not he could've left once after the loss. What he had done is kind of borrowing to gamble. Here the mistake is with the gambling shop owner, because he had tempted the person to gamble and made him loss.

To the OP, If you get an opportunity to ask a question to the gambling shop owner please ask the below question.
You've given credit to gamble, if he had won big will you not ask for the winning amount?? If so, he should take part in the loss too.

[Slow death]

I don't know how the betting service works in your country, I don't know how this betting company works, so it's difficult to comment precisely on this subject, but taking into account the laws of my country, for example, and suppose it's the same as the one in In your country I would say that the responsibility lies with the betting agent, legally in my country and in many countries it is forbidden for gambling companies to make loans to players, this is illegal because gambling companies are only licensed to operate games of bad luck and not to operate with a credit bank

so in this case the betting agent will be found guilty and he will have to pay the company where he works, the guy who played would just pay if he wanted to, he is not legally obliged to pay anything, no doubt the betting agent will be fired from betting company, and as we don't know about the betting company's TOS, we can't say whether these betting company employees will be held criminally responsible or not, because most of the time these betting companies in Africa are doing slave work, that's because the salary of the betting agent is a small commission for each ticket that is sold, this I consider very unfair

[Fivestar4everMVP]

First and foremost, I will love to know if this story is truly a true life, or just a fiction, my reason for this is because, I also have a project ongoing, and I know I've been paying helpers 5k per day, because they said that's the fee they now charge due to the current high cost of living in the country - anyways, this something we can discuss privately.

On the main issue and discussion on this thread, for me, it is the betting agent who is to be blamed, and I say it here with all alacrity that If I am the gambler, and the agent allow me bet to extent I owe him such an amount of money, he should better kiss that money good buy cus I won't pay him, as long as I lost all the bets, he as a betting agent should have understood that a gambler is not always in his right Frame of mind when desperate for a win but keep making losses, he should have been the one to stop the gambler, not watch him play to the ton of 8k.

[dothebeats]

The fault will always be on the player who gave in to the temptation in order to play. The betting agent is only doing his job, offered their products, and that's it. The gambler who knew full well that they didn't have any balance on their account still took the offer despite knowing his situation. He gambled, he lost, he needs to pay, and he has no right whatsoever to protest if the betting agent is requesting him to pay.

As for the payment, I don't know if the worker is good for his word or not, but the betting agent has the right to force your worker to pay, although of course that should be done after hours on your worker's duty.

[avp2306]

What is the possibility of the betting agent getting his money soon/considering the gambler's low-income earnings?

Well a proper discussion regarding on settlement made should be discuss towards the betting agent since there's nothing they can do with this since your worker cannot pay in full since he is earning low only. This is a lesson that need to learn by your worker that never bet exceed on his earning capacity since he experience more worst than this.


Also never do any decision that you cannot take especially if its risky on his side this is a hard lesson need to face by your worker.

[serjent05]

What is the possibility of the betting agent getting his money soon/considering the gambler's low-income earnings?

If the borrower intends to pay then he will get his money but not soon because of the earning of the borrower, probably and installment payment may do but if the borrower is on the run then he will be having a hard time getting his money.  If there is a contract about the person borrowing money, he can file a case against that person but still that does not guarantee to make the borrower pay.

[andulolika]

Both are to be blamed, however, why is the agent lending money?

[ralle14]

My estimate would be several weeks since you mentioned his income is around 2k. That gambler will likely return since he's a helper in the betting shop, and I doubt he can easily throw away his job only for the gambling money he borrowed, which is worth around 8k. The person to blame here would be the betting agent because most casinos will never lend any money to their customers. I guess the betting agent got careless and overestimated his customer/helper because he might've thought there was less risk involved, but he still decided to go on the run.

[Wexnident]

Question is:

What is the possibility of the betting agent getting his money soon/considering the gambler's low-income earnings?

Main question aside, I must say the agent is quite dumb to allow the person to make a loan to gamble. I'm assuming it wasn't under a contract, hence why the guy easily ran away and hid. If he was trying to take advantage of him, a contract should've been 100% necessary.

To the question though, I reckon it should be a max of a month, and a minimum of maybe 2 weeks? That should be enough time imo for the debtee to pay his debts, granted he doesn't do the same sht of gambling it all again though.

[Cantsay]

Question is:

What is the possibility of the betting agent getting his money soon/considering the gambler's low-income earnings?

I think this is similar to a recent thread about borrowing money to gamble, if it was a nice idea but in this case the deed has already been done.

To me I think the agent has some personal relationship with that worker of yours, maybe he knew him for somewhere in the past for him to be able to let him place bets on credits because you won't expect a random stranger to jsut go that agent's shop and he'll allow them bet for free if he tries it for others then his shop will fold up in less than a month.

The only solution now is to try to settle a date for the payment and since you mentioned that the income of the debtor is low then the agent should agree on installement payment because it's almost impossible for him to pay everything at once. And if that does not work then he should consider informing the police because that will scare him to pay up quickly.

[Fundamentals Of]

I don't even understand why this is made to appear confusing. Who is to blame? Of course it's the gambler. Why would the betting agent be blamed when he wasn't the one who spent the money on gambling and he was even the one who was kind enough to let the gambler continue playing on credit. He didn't force the gambler to bet. He didn't hold him at gunpoint just so he continues betting.

The gambler will have to pay what he borrowed. Not at once of course because he cannot do that. He will pay his debt daily until it will be fully settled.

[retreat]

-snip-

From this case, the player is the most wrong party, because we can see that at first the player came with his money and since he kept losing, the gambling agent allowed him to continue playing with what they said was "debt". But instead of winning, he kept losing and in the end he ran away. Okay, this is a trick that is commonly used by gambling agents to get players to keep playing by providing them with a debt feature, but this is a big mistake for players because they are playing gambling with money that is not theirs. It's their fault because they didn't play with the responsibility of gambling and ran away from their obligations. Like it or not, players have to pay their debts because they play it with their own conscience and they certainly already know the consequences if they don't pay their obligations.

[Don Pedro Dinero]

What is the possibility of the betting agent getting his money soon/considering the gambler's low-income earnings?

Where gambling is unregulated and ruled by mafias, they take it one way or another. Either you pay however you can, either by giving everything you get paid or by selling things, or you are at risk of physical harm. In this case, if gambling is completely legal and the agent has no power of coercion, it is either going to cost him a lot to recover the money and little by little or he is not going to recover it at all, although it seems to me that the latter is more likely.

[Kelvinid]

What is the possibility of the betting agent getting his money soon/considering the gambler's low-income earnings?

If we consider the gambler's ability to repay, there is a slim chance that he will be able to recover the money he borrowed. However, there may be some form of agreement between the gambler and the lender that ensures timely repayment, even if the gambler has a low income. It's worth noting that gambling laws often have their own provisions that differ from those in the real world.

[Crypt0Gore]

The betting agent is to blame, gambling has no room for creditors and such rules should be printed out on cardboard and visible to all incoming gamblers, if this debtor is gambling through online casino will he be able to gamble as a debtor? There is no room for such.

This is one of the disadvantages for casino owners, giving faces for people that want to gamble without to money, and when the losses gets bigger the gambler's life will be at risk because of threats and this could lead to suicide.

I do not recommend offline casinos but if anyone is running such, say no to debts because you are not helping your business and you are not helping gamblers, I see this as a way to ruin gamblers lives easily, because you can tell that addiction is real.

In mainland China, some casinos willingly give gamblers the access to gamble on debit and this cost them their lives, until a new law was Installed in this once ruthless city.

[Doan9269]

What is the possibility of the betting agent getting his money soon/considering the gambler's low-income earnings?

Since you have been involved in the case maybe you can stand as a surety or guarantoor to make deductions from your employees pay every months to use in making repayment of the 8k owing till he pay the whole money finish, to me that's the fair Justice you can only do just to alow things settled amicably without both being affected since the gamblers cannot denied he's owning the gambling agent money, but i believe that the agent too as well would have learnt the very best lesson of his life in giving credit, if he was unable to make the recover back, his own employer will make the deduction from his salary to be received for that month without a repentance no matter how he begs.

[davis196]

Getting the gamblers into debt is not something a legit betting agent would go.
This guy(the betting agent) is most likely a gangster/mobster. I know that the gangsters, who a operate a gambling business always want to hook more gamblers by giving them credit and making them their "slaves". The combination of a "loan shark" service and a gambling business is pretty dangerous for the gamblers and borrowing money from such gangsters might totally ruin their lives.