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Author Topic: Women are more economical than men.  (Read 1751 times)
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October 06, 2023, 06:04:20 PM
 #101

It is true that women are more frugal than men and they are generally more spendthrift but our debate should never be men vs women. Because none of us are opponents or enemies we complement each other constantly in the present time instead of seeing the competition between men and women girls should be self-reliant by engaging in some kind of financial work along with men. In this globalization it is very important for women to be financially independent. Although it is true that men usually provide everything for their family all the responsibilities of the family are on them because it is natural for a man to be frugal when he has to fulfill all the responsibilities of his wife after marriage.

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October 06, 2023, 06:32:29 PM
 #102

It is true that women are more frugal than men and they are generally more spendthrift but our debate should never be men vs women. Because none of us are opponents or enemies we complement each other constantly in the present time instead of seeing the competition between men and women girls should be self-reliant by engaging in some kind of financial work along with men. In this globalization it is very important for women to be financially independent. Although it is true that men usually provide everything for their family all the responsibilities of the family are on them because it is natural for a man to be frugal when he has to fulfill all the responsibilities of his wife after marriage.

Seriously, economically, men are spending more than women when it comes to taking responsibility for family members and for themselves. You can see women working all day to earn money, but even if they have husbands, they do not use their money to make it up at home. Most husbands feed them and provide other necessities at home. It’s still the husband that takes responsibility for the home, and you will still see the wife still request from the husband sometimes, and that is the reason why you will see men going broke after some amount of money enters their hands because they spend it to meet their family needs, which is compulsory for them to do.

I agree with you, this topic is meaningless because there is no research or evidence that says women are better at saving than men or that men are better at saving than women. It all depends on each person's personality, and each person's personality is different. You're right, there are many women who spend lavishly on branded goods, high-end perfumes or expensive jewelry... not all women know how to save money. While there are many men who can save to build a career and raise a family.

I cannot say the topic is meaningless, but there is no proof that this is the actual gender that spends more than the opposite gender. However, if we say which gender is saving money, most I can say is women because most men are worried about building their career, feeding themselves, some have children to send to school, and other things like that that need to be done, and that is why they don’t have much money to save. However, if you see a man saving money, then definitely that person will be rich because you cannot save when you have many things to cover up.

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October 06, 2023, 06:38:54 PM
 #103

In other words, if I conduct study and discover that there are more successful businessmen than women, this simply demonstrates that men are better at managing money than women when it comes to commercial problems. Even if there aren't many options for women to get married, I believe there are more women in general society, even the impoverished.
If we talk about the possibilities that occur in the field, especially the comparison between entrepreneurs, it seems to be true, men are more dominant in controlling company lines, which means men are better able to manage finances than women. but on the other hand, when it comes to households, women are more dominant in managing finances because they know the daily needs for their families and can save for their children's education.

In my case, my wife is the one who is more economical than me. More restrained and down-to-earth, so she takes much more care about money and how it's spent. I am happy about that, in marriage it's important that at least one of us has more sense and keeps the house in the right place.
What I mean by this is that women are more reliable in saving and managing finances in household matters. In the environment where I live, it is commonplace for women to manage family finances. the women are the experts.

brrr....
But here, it's too boring. Again, it all depends on the country. Somewhere, wives are chosen like horses, but they are loved in other countries.
I don't want to justify or blame your argument, bro, but the parable you convey is too sharp. In another post you provide relevant evidence, starting from the comparison of company owners and managers dominated by men, but in another post you say that women are more reliable in managing finances. household. So it's true isn't it, every woman or man has skills that can be said to be balanced, depending on which side you look at and place them on.
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October 06, 2023, 07:20:40 PM
 #104

I don't want to justify or blame your argument, bro, but the parable you convey is too sharp. In another post you provide relevant evidence, starting from the comparison of company owners and managers dominated by men, but in another post you say that women are more reliable in managing finances. household. So it's true isn't it, every woman or man has skills that can be said to be balanced, depending on which side you look at and place them on.
If we compare specifically, each comparison result regarding more economical management will be very different depending on the perspective or assessment of each individual, but I am sure that the best economic management choice in the business world is handled by men, because men are wiser to the best decision in the company, but the strategic position of women will be placed in the position of treasurer because women can be trusted to hold the company's money, but financial management procedures must be based on the CEO of the company. However, regarding the management of household finances, I agree with the woman's choice of being more economical for family needs, she has distributed finances for daily needs and set aside some for savings for children in the future.

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October 06, 2023, 07:23:17 PM
 #105

As a financial advisor, this is something that I've got a great deal of expertise and experience with.  I would tend to agree that women are indeed more "economical' than men. 

I just tend to see women being more concerned about their finances, how much money they are spending etc.  Of course there are plenty that aren't very economical, just the same as men.  But overall, I agree.

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October 06, 2023, 07:23:55 PM
 #106

~ women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
We can't generalize this assumption because in some cases I found that men can be more economical. If we are talking about who is generally in charge of earning money, they are men. Since men who earn the money, they should know how difficult to earn the money. So, men becomes more economical because he knows the difficulty.

So what you mean by "economical" is the ability to control the urge to buy things? If that's the case, my experience is quite the opposite. You probably need to do a thorough research if you want to draw a conclusion. Basing it on one or two cases is way too small to make a judgment. Even though you can argue that traditionally women control their household spending, I don't think that applies to modern societies.
Yep. I also found an opposite in the reality.
It is something a bit difficult to conclude who are more economical between men and women. There are many factors that can influence it. Which can be more economical can depend on the individual's nature, habits, the life style where he/she lives, educational background, or other things. So, there should be complex researches, it can't be concluded by the general assumption in our society.

Indeed. In the modern societies, sometimes both men and women control the household spending together. It is because both of them are earning money, they almost have the same tasks in their family. Also, there is no a big difference between men and women since both of them have the same ability and knowledge on managing the household spending.


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October 06, 2023, 07:24:06 PM
 #107

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
What do you mean by economical? In what context - budgeting and planning? Investing? loan repayment? Well what I know is that from face value of all my male friends and my female friends, the females manage personal debt well, often having higher credit scores than my male friends, and in business they are also successful entrepreneurs and business owners. On the other hand, a I just would like to add a new perspective, maybe I'm wrong, but I think we should consider man buy lots of stuff for women, too. Probably if they didn't, the balance would be roughly the same or slightly better. I'm not trying to take credit from women, just trying to be accurate.

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October 06, 2023, 07:42:40 PM
 #108

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

That women are more economic than men would make a lot of sense, in the biological evolutionary sense. Back when we were cavemen/women the women were responsible for the household and hording food for survival while men were out hunting. The more economic a woman was, the better the chance of survival for the entire family. Perhaps even the whole tribe.

Women are also not as risky as men and do a lot of long term thinking. Without such economic behavior, humans would have died a long time ago.

Thank you, girls!

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October 06, 2023, 08:15:47 PM
 #109

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

In general, the responsibilities that men are about to undertake are mentioned and it is mentioned that this habit affects men economically. I want to look at the issue from a different angle. Women are more successful in order than men. Of course, there are exceptions to what I say, so I'm not saying everyone is like this. Women who are successful in order can show these habits in many things in life. These habits enable women to act more planned economically.

I cannot make a definitive judgment that women manage themselves and their homes better than men, but I can say that women act more planned in many things and that these habits make them advantageous at home and in using the economy.

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October 06, 2023, 08:17:27 PM
 #110

A man, especially a man who is not married, will consciously and willingly spend money and can even spend all his money on a hobby and there are even quite a few men who prioritize their hobbies over their needs, but this is the opposite when he is married then he will prioritizes his needs and responsibilities (family) rather than having to spend a certain amount of money to do a hobby he likes, because in principle, when a man is married, especially when he becomes a father, he will prioritize the happiness of his family more than himself. because when he gets married, a man's happiness is not when his hobby is fulfilled, but when he sees the person he really cares about and loves is happy thanks to the efforts that the man has made.

However, if we talk about women, especially single women, when they have some money, they will spend it on things they like, such as shopping and so on, and this continues even though they are married and become housewives.
I believe the opposite. A single man is much more likely to save his salary and promote reasonable spending. In my opinion, women are more maintenance-intensive than men; we'll be fine with a normal haircut that doesn't cost more than €10, while women may spend a lot more on hair salons, nails, makeup, etc., expenses that men aren't doing. However, men may usually spend more on hobbies, like you mentioned, like cars or motorcycles, and also because of their natural instinct to be those who provide for the family. Certainly, this rule may not apply to everyone, men and women alike, but it's what I've noticed in my environment.

When a man is single he will not feel responsible for his life because he does not have more responsibilities, in contrast to when he is married he will always have responsibilities for his life and family so he works extra, and as much as possible he will do it. do. minimizing the level of expenses in order to have enough money to take home to support his family.

However, it is different if a single man becomes the backbone of the family and replaces the father figure because his late father has died, so he has more responsibility to support his younger siblings.

Meanwhile, the woman you mentioned is a woman who only talks about her self-esteem, because in terms of beauty care she can do it herself at home to minimize costs. Without having to go to the salon. And women like this will only make things difficult for us when asked to get married.

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October 06, 2023, 08:41:49 PM
 #111

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?


The woman also more economic skill as compared to the woman,because the woman was grown up in the way of managing their family funds from their younger ages.So they follow the same after the marriage to their family as the finance minister.The men always think in the way of earning more money from the different economic sources.The woman capable to manage the money for their family and her expenses from their salary.If woman are more economical,the man will become the rich person in short time period.
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October 07, 2023, 01:10:35 AM
 #112

It can be argued that being a better saver or more careful with money is commensurate with how hard one has worked to obtain it.

Most female billionaires and women at the top of the world's richest lists have inherited their wealth or gotten it through divorce (12 out of 12 on the top 100 list according to this source: https://timesofindia.indiatimes.com/world/most-female-billionaires-inherited-wealth/articleshow/75531985.cms?frmapp=yes&from=mdr).

Furthermore the vast majority of most dangerous and physically demanding jobs in the world are still occupied by men; these trends usually lead to more generous spending habits for women, who might statistically not have worked as hard to earn their fortunes...

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October 07, 2023, 04:13:26 AM
 #113

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

I think this cannot be said about all women, but some women are also very wasteful and often spend the money earned by men very ruthlessly. However, in my experience, women are more careful about spending money than men. Women are considered more stingy than men, but this is more noticeable when they are in charge of the household. When the burden of household responsibilities is on her shoulders, she can do these things well, but if the household responsibilities fall into the hands of a man, a woman can also prove to be the most wasteful. Compared to women, men prove to be careless while women keep an eye on every need and ways of saving


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October 07, 2023, 05:25:41 AM
 #114

It is correct from my point of view, I have been seeing my mother from childhood. I belong from a poor family. My father is a day laborer and my family of four is very well with his low income beacose of my mother. Yes, it is understandable that poverty families are sometimes poverty. But my mother is very much economical and our family is very beautiful and tidy even in poverty. You are right that a woman is much economical rather than a man, in my opinion this economical is very beneficial for a family.
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October 07, 2023, 05:31:05 AM
 #115

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

Absolutely, most women are really good at managing finances and making sure all the bills are paid before any other expenses. It's a quality of a responsible woman, not necessarily a materialistic one. In my country, it's been our tradition for men to be the providers while women take care of the children and manage the home. Of course, it doesn't always work for everyone. When a woman isn't confident in handling financial matters, it's still the man's responsibility to lead the family, and his decisions are considered final.

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October 07, 2023, 05:38:07 AM
 #116

I am of the opinion that spending or being economical is a gender-neutral trait and depends on many factors, such as a person's financial situation, education, surrounding environment, individual choices/ circumstances, etc. It is not right to generalize that women are more economical. Both genders can be equally good or bad at managing their finances. It is a matter of perspective; some thinks that women are more into spending money, while other think the opposite. In some situations, men are more economical, while in others, women are more economical. For example, in most countries, men are considered to be a provider, so it is natural for those men to be more economical for the survival of their family. In some cases, people want to live a luxurious life with whatever resources they have and spend more than their income to maintain their status quo.

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October 07, 2023, 05:38:14 AM
 #117

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

I don't quite agree with the statement that says that women are more economical than men. What I mean is that being economical does not depend on gender, there are men who are very economical, there are also those who are not, and vice versa, there are women who are economical and there are those who are not. And being economical actually depends on financial knowledge. The higher a person's financial knowledge, the more economical he or she will tend to be because they calculate before spending money.

R


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October 07, 2023, 07:48:52 AM
 #118

This is complete horseshit if you ask me. Generalising in that manner is downright silly op. As some of the posters above mentioned, being economical doesn't depend on gender or race or caste etc.

Most people tend to spend their finances in an unwise manner while the minority manage their finances smartly. Fact!

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October 07, 2023, 08:37:55 AM
 #119

We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

I don't quite agree with the statement that says that women are more economical than men. What I mean is that being economical does not depend on gender, there are men who are very economical, there are also those who are not, and vice versa, there are women who are economical and there are those who are not. And being economical actually depends on financial knowledge. The higher a person's financial knowledge, the more economical he or she will tend to be because they calculate before spending money.

Said that great, saving or spending will depend on that person's financial knowledge, not on gender. It's hard to understand where the OP is basing such a controversial opinion. In my area, many women are more wasteful than their husbands because they have more needs in life than men. For example, my wife has to spend money every month on makeup, jewelry, clothes...which is really an expense that men like us almost never use. On the contrary, some men like to drink alcohol with friends or immerse themselves in hobbies such as growing ornamental plants, raising fish...It all depends on each person's personality, needs and knowledge.

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October 07, 2023, 10:02:28 AM
 #120

It is true that women are more frugal than men and they are generally more spendthrift but our debate should never be men vs women. Because none of us are opponents or enemies we complement each other constantly in the present time instead of seeing the competition between men and women girls should be self-reliant by engaging in some kind of financial work along with men. In this globalization it is very important for women to be financially independent. Although it is true that men usually provide everything for their family all the responsibilities of the family are on them because it is natural for a man to be frugal when he has to fulfill all the responsibilities of his wife after marriage.

I think that you are thinking about the typical stereotype of the occidental woman full of bags and expensive accessories, but I hope this is the exception and not the rule. IMO, in general, in the world men are more frugal than women (they bet more, they drink more, they go whores more often, they value more expensive motorbikes/cars/yatches...), while women think more about the future, the care of children, etc.

On the other hand, I don't think that we are taking this topic as a competition, but simply as a curiosity. You are right that more subjectively than objectively because most of us are giving our opinion rather than scientifically obtained data, but I think that it is valuable to some extent.

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